Flash Finance

Aptus Value Housing Finance India LimitedAPTUSBank / NBFC

Financial Services Mortgage Finance Latest results: Jun 2026 15 quarters of data
Consolidated Standalone
₹222.50
MCap ₹11,143 Cr · P/E 11.3
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹600 Cr
Interest Earned · Jun 2026
+27.8% YoY
₹329 Cr
Operating Profit · Jun 2026
+11.1% YoY
₹261 Cr
Net Profit · Jun 2026
+19.0% YoY
₹5.21
EPS · Jun 2026
+18.7% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 Aptus Value Housing Finance India Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Aptus Value Housing Finance India Limited reported total income of ₹611 crore for the quarter ended June 2026 (Q1 FY27), up 15.2% from ₹530 crore in the same quarter last year, and up 3.0% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹600 crore and other income ₹10 crore. Net interest income (interest earned minus interest expended of ₹170 crore) worked out to ₹431 crore.

Net profit rose 19.0% year-on-year to ₹261 crore, from ₹219 crore. Earnings per share (EPS) came in at ₹5.21.

Full year and trailing twelve months

For the full year FY26, Aptus Value Housing Finance India Limited posted total income of ₹2,245 crore, a growth of 24.5% over FY25, with a net profit of ₹943 crore (up 25.5% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹2,326 crore with a net profit of ₹985 crore.

Valuation snapshot

At the current price of ₹222.50, APTUS has a market capitalisation of ₹11,143 crore and a trailing P/E of about 11.3.

Within the Mortgage Finance industry, it is the 6th-largest of the 7 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 23.86%, foreign institutional investors (FIIs) 30.54%, domestic institutional investors (DIIs) 27.82%, public shareholders 17.77% of Aptus Value Housing Finance India Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹11,143 Cr
Current Price ?
₹222.5
P/E ?
11.32below ind
Industry P/E ?
12.20
P/B ?
2.20
P/S ?
4.79
P/FCF ?
-18.60
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.49
Earnings Yield ?
8.8%
Dividend Yield ?
2.01%
Profitability & Returns
Total Income (TTM) ?
₹2,326 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹985 Cr
EPS (TTM) ?
₹19.66
ROCE ?
N/A
ROE ?
19.5%
ROA ?
7.5%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹611 Cr
PAT — latest qtr ?
₹261 Cr
YoY qtr sales growth ?
15.2%
YoY qtr profit growth ?
19.0%
Sales growth (3y) ?
26%
Sales growth (5y) ?
28%
Profit growth (3y) ?
23%
Profit growth (5y) ?
29%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
23.86%
Change in promoter holding ?
-16.51%
Pledged percentage ?
N/A
Market
Return 3 months ?
-27.5%
Return 6 months ?
-9.7%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 277291297334338360381405433484470473488574600 +27.8% +4.6%
Other Income 171818112431243031156181801910 -82.9% -45.4%
Total Income 295308315344363391405436465499530554569593611 +15.2% +3.0%
Interest Expended 7778859698109120128143150160165162161170 +5.8% +5.4%
Operating Profit 176184186195213224225246258279296312321—329 +11.1% —
Provisions 882689410138111817—— — —
Profit Before Tax 168176183190205215222237246271286294304328329 +15.2% +0.3%
Net Profit 126135142148158164172182191207219227236261261 +19.0% -0.0%
EPS 2.532.722.862.973.163.293.443.653.824.154.394.544.725.215.21 +18.7% +0.0%
Gross NPA % — 1.15% 1.29% 1.19% 1.19% 1.07% 1.32% 1.25% 1.28% 1.19% 1.49% 1.55% 1.56% 1.52% — — —
Net NPA % — 0.86% 0.97% 0.89% 0.89% 0.80% 0.98% 0.94% 0.96% 0.89% 1.12% 1.17% 1.18% 1.15% — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹1,704 Cr ₹2,005 Cr ₹2,135 Cr +17.7%
Other Income ₹100 Cr ₹241 Cr ₹190 Cr +139.6%
Total Income ₹1,804 Cr ₹2,245 Cr ₹2,326 Cr +24.5%
Interest Expended ₹541 Cr ₹649 Cr ₹658 Cr +20.1%
Net Interest Income ₹1,163 Cr ₹1,356 Cr ₹1,477 Cr +16.6%
Operating Profit ₹1,009 Cr ₹929 Cr ₹962 Cr -7.9%
Provisions ₹34 Cr ₹46 Cr ₹35 Cr +34.0%
Profit Before Tax ₹975 Cr ₹1,212 Cr ₹1,255 Cr +24.3%
Tax ₹224 Cr ₹202 Cr ₹203 Cr -9.8%
Net Profit ₹751 Cr ₹943 Cr ₹985 Cr +25.5%
EPS ₹15.06 ₹18.86 ₹19.68 +25.2%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 100100100100 +0.0%
Reserves 3,2403,6684,2174,960 +17.6%
Borrowing 3,7965,2006,8737,904 +15.0%
Other Liabilities 41375484 +55.6%
Total Liabilities 7,1769,00511,24313,048 +16.1%
Fixed Assets 15223539 +11.4%
CWIP 0000 —
Investments 515153240 +352.8%
Other Assets 7,1108,93111,15612,768 +14.4%
Total Assets 7,1769,00511,24313,048 +16.1%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -1,047-1,356-1,405-592 +57.9%
Cash from Investing Activity 11121-90-72 +20.0%
Cash from Financing Activity 9781,2241,461822 -43.7%
Net Cash Flow 42-111-34158 +564.7%
Free Cash Flow -1,050-1,361-1,412-599 +57.6%
CFO/OP -99%-102%-80%-20% +75.0%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 16%17%19%20% +5.3%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
Promoters 40.37%23.87%23.86%23.86%23.86% +0.0%
FIIs 30.41%35.36%33.19%30.34%30.54% +0.7%
DIIs 16.04%25.87%27.29%29.43%27.82% -5.5%
Public 13.19%14.89%15.65%16.35%17.77% +8.7%
No. of Shareholders 1,64,7521,60,7411,66,7291,66,2291,62,411 -2.3%

⚖️ Peer comparison

Industry: Mortgage Finance · 7 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 BAJAJHFL BAJAJ HOUSING ₹84.14 70,077 25.0 12,103 2,806 23.5% 23.2% 16.6% 18.3% 18.0% 17.7%
2 LICHSGFIN LIC Housing ₹562.90 30,963 5.4 28,696 5,740 13.2% 20.0% 2.7% 3.0% -2.2% 9.9%
3 PNBHOUSING PNB Housing ₹1,155.50 30,136 13.0 8,689 2,315 22.9% 26.6% 10.6% 18.4% 8.8% 4.5%
4 AADHARHFC AADHAR HOUSING ₹439.15 19,252 16.7 3,833 1,141 29.0% 29.8% 18.6% 20.2% 17.1% 19.0%
5 SAMMAANCAP Sammaan Capital ₹148.00 17,001 — 963 -7,478 142.6% -776.4% -80.8% -234.7% -30.2% —
6 APTUS Aptus Value ₹218.79 10,958 11.1 2,326 985 41.4% 42.3% 24.5% 25.5% 15.2% 19.0%
7 CANFINHOME Can Fin ₹779.00 10,373 9.0 4,377 1,153 23.9% 26.3% 8.7% 26.7% 7.8% 9.2%
❓ Frequently asked questions
What was Aptus Value Housing Finance India Limited's total income in Q1 FY27?
Aptus Value Housing Finance India Limited reported total income of ₹611 crore for the quarter ended June 2026 (Q1 FY27), up 15.2% from ₹530 crore in the same quarter last year, and up 3.0% sequentially over the March 2026 quarter.
What was Aptus Value Housing Finance India Limited's net profit in Q1 FY27?
Net profit rose 19.0% year-on-year to ₹261 crore, from ₹219 crore. Earnings per share (EPS) came in at ₹5.21.
What is APTUS's market capitalisation and P/E ratio?
At the current price of ₹222.50, APTUS has a market capitalisation of ₹11,143 crore and a trailing P/E of about 11.3.
Who owns Aptus Value Housing Finance India Limited? (shareholding pattern)
As of Sep 2026, promoters held 23.86%, foreign institutional investors (FIIs) 30.54%, domestic institutional investors (DIIs) 27.82%, public shareholders 17.77% of Aptus Value Housing Finance India Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI