Aadhar Housing Finance LimitedAADHARHFCBank / NBFC

Financial Services Mortgage Finance Latest results: Jun 2026 14 quarters of data

₹447.00

MCap ₹19,596 Cr · P/E 17.2

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹993 Cr

Interest Earned · Jun 2026

+30.6% YoY

₹364 Cr

Operating Profit · Jun 2026

+9.6% YoY

₹282 Cr

Net Profit · Jun 2026

+19.0% YoY

₹6.47

EPS · Jun 2026

+17.6% YoY

—

Gross NPA % · Jun 2026

—

Net NPA % · Jun 2026

📝 Aadhar Housing Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Aadhar Housing Finance Limited reported total income of ₹997 crore for the quarter ended June 2026 (Q1 FY27), up 17.1% from ₹851 crore in the same quarter last year, and up 0.4% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹993 crore and other income ₹4 crore. Net interest income (interest earned minus interest expended of ₹376 crore) worked out to ₹616 crore.

Net profit rose 19.0% year-on-year to ₹282 crore, from ₹237 crore. Earnings per share (EPS) came in at ₹6.47.

Full year and trailing twelve months

For the full year FY26, Aadhar Housing Finance Limited posted total income of ₹3,687 crore, a growth of 18.6% over FY25, with a net profit of ₹1,096 crore (up 20.2% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹3,833 crore with a net profit of ₹1,141 crore.

Valuation snapshot

At the current price of ₹447.00, AADHARHFC has a market capitalisation of ₹19,596 crore and a trailing P/E of about 17.2.

Within the Mortgage Finance industry, it is the 4th-largest of the 7 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 64.51%, foreign institutional investors (FIIs) 4.11%, domestic institutional investors (DIIs) 11.50%, public shareholders 19.88% of Aadhar Housing Finance Limited.

Promoter holding slipped from 64.90% to 64.51% over the latest period.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹19,596 Cr

Current Price ?

₹447.0

P/E ?

17.17above ind

Industry P/E ?

12.20

P/B ?

2.60

P/S ?

5.11

P/FCF ?

-6.93

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

0.69

Earnings Yield ?

5.8%

Dividend Yield ?

0.00%

Profitability & Returns

Total Income (TTM) ?

₹3,833 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹1,141 Cr

EPS (TTM) ?

₹26.03

ROCE ?

N/A

ROE ?

15.1%

ROA ?

4.2%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹997 Cr

PAT — latest qtr ?

₹282 Cr

YoY qtr sales growth ?

17.1%

YoY qtr profit growth ?

19.0%

Sales growth (3y) ?

22%

Sales growth (5y) ?

18%

Profit growth (3y) ?

25%

Profit growth (5y) ?

27%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

64.51%

Change in promoter holding ?

-10.99%

Pledged percentage ?

N/A

Market

Return 3 months ?

-13.6%

Return 6 months ?

-10.0%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	555	593	629	673	596	634	673	714	833	760	799	943	985	993	+30.6%	+0.8%
Other Income	-25	0	0	0	96	79	92	84	1	91	100	1	8	4	-95.3%	-46.2%
Total Income	530	593	629	673	692	713	764	798	834	851	899	944	993	997	+17.1%	+0.4%
Interest Expended	213	235	239	251	262	277	285	297	315	332	342	348	343	376	+13.4%	+9.7%
Operating Profit	—	—	—	—	254	276	306	326	—	332	356	393	—	364	+9.6%	—
Provisions	—	—	—	—	-4	19	13	19	—	27	13	18	—	—	—	—
Profit Before Tax	180	187	253	261	259	257	292	308	316	305	343	360	398	364	+19.2%	-8.6%
Net Profit	141	146	197	204	202	200	228	239	245	237	266	281	311	282	+19.0%	-9.2%
EPS	3.56	3.71	5.00	5.17	5.11	4.86	5.31	5.56	5.68	5.50	6.16	6.49	7.14	6.47	+17.6%	-9.4%
Gross NPA %	—	1.46%	1.40%	1.40%	1.10%	1.31%	1.30%	1.36%	1.05%	1.34%	1.40%	1.38%	1.08%	—	—	—
Net NPA %	—	1.10%	0.90%	0.97%	0.70%	0.90%	0.90%	0.95%	0.70%	0.94%	0.97%	1.01%	0.80%	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	46.06%	—	44.61%	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹2,854 Cr	₹3,487 Cr	₹3,720 Cr	+22.2%
Other Income	₹255 Cr	₹200 Cr	₹113 Cr	-21.6%
Total Income	₹3,109 Cr	₹3,687 Cr	₹3,833 Cr	+18.6%
Interest Expended	₹1,174 Cr	₹1,364 Cr	₹1,409 Cr	+16.2%
Net Interest Income	₹1,680 Cr	₹2,123 Cr	₹2,311 Cr	+26.4%
Operating Profit	₹908 Cr	₹1,081 Cr	₹1,113 Cr	+19.0%
Provisions	₹51 Cr	₹57 Cr	₹31 Cr	+13.3%
Profit Before Tax	₹1,173 Cr	₹1,406 Cr	₹1,464 Cr	+19.8%
Tax	₹190 Cr	₹223 Cr	₹236 Cr	+17.0%
Net Profit	₹912 Cr	₹1,096 Cr	₹1,141 Cr	+20.2%
EPS	₹21.41	₹25.29	₹26.26	+18.1%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	395	395	431	436	+1.2%
Reserves	3,303	4,055	5,941	7,105	+19.6%
Borrowing	12,153	13,960	16,322	18,744	+14.8%
Other Liabilities	766	683	529	1,114	+110.6%
Total Liabilities	16,618	19,093	23,224	27,399	+18.0%
Fixed Assets	63	80	92	138	+50.0%
CWIP	0	0	0	0	—
Investments	459	462	513	637	+24.2%
Other Assets	16,095	18,551	22,618	26,624	+17.7%
Total Assets	16,618	19,093	23,224	27,399	+18.0%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-1,156	-2,550	-3,027	-2,808	+7.2%
Cash from Investing Activity	-477	723	160	309	+93.1%
Cash from Financing Activity	1,463	1,778	3,389	2,336	-31.1%
Net Cash Flow	-169	-49	522	-164	-131.4%
Free Cash Flow	-1,166	-2,565	-3,041	-2,827	+7.0%
CFO/OP	-66%	-118%	-117%	-89%	+23.9%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	16%	18%	17%	16%	-5.9%

👥 Shareholding (latest 5 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Sep 2026	% Chg
Promoters	75.50%	75.32%	75.19%	64.90%	64.51%	-0.6%
FIIs	5.58%	6.11%	6.19%	6.13%	4.11%	-33.0%
DIIs	8.43%	8.25%	8.45%	9.15%	11.50%	+25.7%
Public	10.48%	10.33%	10.17%	19.83%	19.88%	+0.3%
No. of Shareholders	2,02,739	1,97,894	1,94,143	1,84,772	1,57,845	-14.6%

⚖️ Peer comparison

Industry: Mortgage Finance · 7 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	BAJAJHFL BAJAJ HOUSING	₹84.14	70,077	25.0	12,103	2,806	23.5%	23.2%	16.6%	18.3%	18.0%	17.7%
2	LICHSGFIN LIC Housing	₹562.90	30,963	5.4	28,696	5,740	13.2%	20.0%	2.7%	3.0%	-2.2%	9.9%
3	PNBHOUSING PNB Housing	₹1,155.50	30,136	13.0	8,689	2,315	22.9%	26.6%	10.6%	18.4%	8.8%	4.5%
4	AADHARHFC AADHAR HOUSING	₹439.15	19,252	16.7	3,833	1,141	29.0%	29.8%	18.6%	20.2%	17.1%	19.0%
5	SAMMAANCAP Sammaan Capital	₹148.00	17,001	—	963	-7,478	142.6%	-776.4%	-80.8%	-234.7%	-30.2%	—
6	APTUS Aptus Value	₹218.79	10,958	11.1	2,326	985	41.4%	42.3%	24.5%	25.5%	15.2%	19.0%
7	CANFINHOME Can Fin	₹779.00	10,373	9.0	4,377	1,153	23.9%	26.3%	8.7%	26.7%	7.8%	9.2%

❓ Frequently asked questions

What was Aadhar Housing Finance Limited's total income in Q1 FY27?

What was Aadhar Housing Finance Limited's net profit in Q1 FY27?