Aptus Value Housing Finance India LimitedAPTUSBank / NBFC

Financial Services Mortgage Finance Latest results: Jun 2026 15 quarters of data

₹222.50

MCap ₹11,143 Cr · P/E 15.3

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹418 Cr

Interest Earned · Jun 2026

+28.1% YoY

₹243 Cr

Operating Profit · Jun 2026

+17.1% YoY

₹193 Cr

Net Profit · Jun 2026

+24.6% YoY

₹3.85

EPS · Jun 2026

+24.2% YoY

—

Gross NPA % · Jun 2026

—

Net NPA % · Jun 2026

📝 Aptus Value Housing Finance India Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Aptus Value Housing Finance India Limited reported total income of ₹428 crore for the quarter ended June 2026 (Q1 FY27), up 17.0% from ₹366 crore in the same quarter last year, and up 7.8% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹418 crore and other income ₹10 crore. Net interest income (interest earned minus interest expended of ₹113 crore) worked out to ₹305 crore.

Net profit rose 24.6% year-on-year to ₹193 crore, from ₹155 crore. Earnings per share (EPS) came in at ₹3.85.

Full year and trailing twelve months

For the full year FY26, Aptus Value Housing Finance India Limited posted total income of ₹1,564 crore, a growth of 17.0% over FY25, with a net profit of ₹692 crore (up 20.3% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹1,627 crore with a net profit of ₹730 crore.

Valuation snapshot

At the current price of ₹222.50, APTUS has a market capitalisation of ₹11,143 crore and a trailing P/E of about 15.3.

Within the Mortgage Finance industry, it is the 6th-largest of the 7 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 23.86%, foreign institutional investors (FIIs) 30.54%, domestic institutional investors (DIIs) 27.82%, public shareholders 17.77% of Aptus Value Housing Finance India Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹11,143 Cr

Current Price ?

₹222.5

P/E ?

15.26above ind

Industry P/E ?

12.20

P/B ?

2.61

P/S ?

6.85

P/FCF ?

619.08

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

0.85

Earnings Yield ?

6.6%

Dividend Yield ?

2.01%

Profitability & Returns

Total Income (TTM) ?

₹1,627 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹730 Cr

EPS (TTM) ?

₹14.58

ROCE ?

N/A

ROE ?

17.1%

ROA ?

7.6%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹428 Cr

PAT — latest qtr ?

₹193 Cr

YoY qtr sales growth ?

17.0%

YoY qtr profit growth ?

24.6%

Sales growth (3y) ?

17%

Sales growth (5y) ?

23%

Profit growth (3y) ?

18%

Profit growth (5y) ?

26%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

23.86%

Change in promoter holding ?

-16.51%

Pledged percentage ?

N/A

Market

Return 3 months ?

-27.5%

Return 6 months ?

-9.7%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	238	247	248	261	267	277	288	302	319	354	326	381	331	378	418	+28.1%	+10.5%
Other Income	15	13	12	14	18	23	18	21	19	15	40	35	55	19	10	-74.1%	-45.8%
Total Income	253	260	259	276	285	300	306	323	338	370	366	416	385	397	428	+17.0%	+7.8%
Interest Expended	69	70	76	82	81	85	91	97	108	110	113	115	110	106	113	-0.0%	+6.7%
Operating Profit	148	151	153	154	162	167	164	182	189	222	207	256	215	—	243	+17.1%	—
Provisions	6	10	1	4	7	8	2	7	9	2	9	5	14	—	—	—	—
Profit Before Tax	142	141	152	150	155	159	162	176	180	220	198	252	201	213	243	+22.4%	+14.1%
Net Profit	106	110	119	119	121	122	127	137	142	170	155	202	160	176	193	+24.6%	+9.5%
EPS	2.14	2.20	2.39	2.38	2.42	2.45	2.55	2.74	2.84	3.40	3.10	4.04	3.19	3.52	3.85	+24.2%	+9.4%
Gross NPA %	—	—	—	—	—	—	—	—	1.20%	1.18%	1.34%	—	1.19%	1.29%	—	—	—
Net NPA %	—	—	—	—	—	—	—	—	0.89%	0.88%	1.00%	—	0.90%	0.96%	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹1,264 Cr	₹1,416 Cr	₹1,508 Cr	+12.0%
Other Income	₹73 Cr	₹148 Cr	₹119 Cr	+102.4%
Total Income	₹1,337 Cr	₹1,564 Cr	₹1,627 Cr	+17.0%
Interest Expended	₹405 Cr	₹444 Cr	₹444 Cr	+9.4%
Net Interest Income	₹858 Cr	₹972 Cr	₹1,064 Cr	+13.3%
Operating Profit	₹758 Cr	₹679 Cr	₹714 Cr	-10.4%
Provisions	₹20 Cr	₹27 Cr	₹18 Cr	+34.7%
Profit Before Tax	₹737 Cr	₹864 Cr	₹909 Cr	+17.3%
Tax	₹162 Cr	₹135 Cr	₹142 Cr	-16.5%
Net Profit	₹575 Cr	₹692 Cr	₹730 Cr	+20.3%
EPS	₹11.53	₹13.85	₹14.60	+20.1%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	100	100	100	100	+0.0%
Reserves	3,011	3,308	3,681	4,174	+13.4%
Borrowing	3,481	3,993	4,855	5,215	+7.4%
Other Liabilities	37	35	48	64	+33.3%
Total Liabilities	6,629	7,436	8,684	9,553	+10.0%
Fixed Assets	15	22	35	36	+2.9%
CWIP	0	0	0	0	—
Investments	205	207	209	350	+67.5%
Other Assets	6,408	7,206	8,440	9,167	+8.6%
Total Assets	6,629	7,436	8,684	9,553	+10.0%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-1,129	-508	-641	23	+103.6%
Cash from Investing Activity	110	21	-95	-18	+81.1%
Cash from Financing Activity	1,045	322	641	149	-76.8%
Net Cash Flow	27	-164	-95	155	+263.2%
Free Cash Flow	-1,132	-513	-648	18	+102.8%
CFO/OP	-131%	-40%	-44%	15%	+134.1%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	14%	15%	16%	17%	+6.2%

👥 Shareholding (latest 5 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Sep 2026	% Chg
Promoters	40.37%	23.87%	23.86%	23.86%	23.86%	+0.0%
FIIs	30.41%	35.36%	33.19%	30.34%	30.54%	+0.7%
DIIs	16.04%	25.87%	27.29%	29.43%	27.82%	-5.5%
Public	13.19%	14.89%	15.65%	16.35%	17.77%	+8.7%
No. of Shareholders	1,64,752	1,60,741	1,66,729	1,66,229	1,62,411	-2.3%

⚖️ Peer comparison

Industry: Mortgage Finance · 7 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	BAJAJHFL BAJAJ HOUSING	₹84.14	70,077	25.0	12,103	2,806	23.5%	23.2%	16.6%	18.3%	18.0%	17.7%
2	LICHSGFIN LIC Housing	₹562.90	30,963	5.4	28,696	5,740	13.2%	20.0%	2.7%	3.0%	-2.2%	9.9%
3	PNBHOUSING PNB Housing	₹1,155.50	30,136	13.0	8,689	2,315	22.9%	26.6%	10.6%	18.4%	8.8%	4.5%
4	AADHARHFC AADHAR HOUSING	₹439.15	19,252	16.7	3,833	1,141	29.0%	29.8%	18.6%	20.2%	17.1%	19.0%
5	SAMMAANCAP Sammaan Capital	₹148.00	17,001	—	963	-7,478	142.6%	-776.4%	-80.8%	-234.7%	-30.2%	—
6	APTUS Aptus Value	₹218.79	10,958	11.1	2,326	985	41.4%	42.3%	24.5%	25.5%	15.2%	19.0%
7	CANFINHOME Can Fin	₹779.00	10,373	9.0	4,377	1,153	23.9%	26.3%	8.7%	26.7%	7.8%	9.2%

❓ Frequently asked questions

What was Aptus Value Housing Finance India Limited's total income in Q1 FY27?

What was Aptus Value Housing Finance India Limited's net profit in Q1 FY27?