Capital Trust LimitedCAPTRUSTBank / NBFC

Finance & Investments Latest results: Sep 2022 13 quarters of data

₹21.66

MCap ₹73 Cr · P/E 11.2

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🏭 Financial Services sector

AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹22 Cr

Interest Earned · Sep 2022

-15.3% YoY

—

Operating Profit · Sep 2022

₹2 Cr

Net Profit · Sep 2022

+132.2% YoY

₹0.45

EPS · Sep 2022

+125.0% YoY

—

Gross NPA % · Sep 2022

—

Net NPA % · Sep 2022

📝 Capital Trust Limited — results explained

Quarter ended September 2022 (Q2 FY23)

Capital Trust Limited reported total income of ₹22 crore for the quarter ended September 2022 (Q2 FY23), down 14.8% from ₹26 crore in the same quarter last year, and down 9.5% sequentially over the June 2022 quarter.

Of this, interest earned contributed ₹22 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹6 crore) worked out to ₹17 crore.

Net profit rose 132.2% year-on-year to ₹2 crore, from ₹1 crore. Earnings per share (EPS) came in at ₹0.45.

Full year and trailing twelve months

For the full year FY22, Capital Trust Limited posted total income of ₹106 crore, a decline of 7.5% over FY21, with a net loss of ₹10 crore.

On a trailing-twelve-month (TTM) basis, total income stands at ₹104 crore with a net profit of ₹7 crore.

Valuation snapshot

At the current price of ₹21.66, CAPTRUST has a market capitalisation of ₹73 crore and a trailing P/E of about 11.2.

Within the Finance & Investments industry, it is the 25th-largest of the 117 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 54.13%, foreign institutional investors (FIIs) 8.30%, public shareholders 37.14% of Capital Trust Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹73 Cr

Current Price ?

₹21.7

P/E ?

11.19below ind

Industry P/E ?

18.90

P/B ?

1.18

P/S ?

0.71

P/FCF ?

2.72

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

N/A

Earnings Yield ?

8.9%

Dividend Yield ?

0.00%

Profitability & Returns

Total Income (TTM) ?

₹104 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹7 Cr

EPS (TTM) ?

₹1.94

ROCE ?

N/A

ROE ?

10.6%

ROA ?

5.9%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹22 Cr

PAT — latest qtr ?

₹2 Cr

YoY qtr sales growth ?

-14.8%

YoY qtr profit growth ?

132.2%

Sales growth (3y) ?

-18%

Sales growth (5y) ?

-3%

Profit growth (3y) ?

N/A

Profit growth (5y) ?

N/A

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

54.13%

Change in promoter holding ?

0.01%

Pledged percentage ?

N/A

Market

Return 3 months ?

62.5%

Return 6 months ?

64.1%

🗓️ Quarterly results (13 quarters · ₹ Cr)

same fiscal quarter as Sep bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	YoY %	QoQ %
Interest Earned	52	41	29	27	27	31	31	23	26	28	28	25	22	-15.3%	-9.8%
Other Income	0	1	2	1	0	0	-3	0	0	1	0	0	0	+200.0%	+50.0%
Total Income	52	42	32	28	27	31	28	23	26	29	28	25	22	-14.8%	-9.5%
Interest Expended	16	14	12	9	9	8	8	8	7	7	9	7	6	-26.6%	-21.3%
Operating Profit	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Provisions	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	20	11	-5	3	1	0	-33	-19	1	1	2	3	3	+130.3%	+4.6%
Net Profit	14	8	-6	2	1	-0	-26	-14	1	1	2	2	2	+132.2%	+3.6%
EPS	3.12	1.85	-1.42	0.48	0.20	-0.09	-5.90	-3.11	0.20	0.22	0.37	0.44	0.45	+125.0%	+2.3%
Gross NPA %	—	—	7.50%	8.00%	—	—	—	—	—	—	—	—	—	—	—
Net NPA %	—	—	4.20%	3.60%	—	—	—	—	—	—	—	—	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY21	FY22	TTM	YoY %
Interest Earned	₹116 Cr	₹105 Cr	₹103 Cr	-9.4%
Other Income	₹-1 Cr	₹1 Cr	₹1 Cr	+175.4%
Total Income	₹115 Cr	₹106 Cr	₹104 Cr	-7.5%
Interest Expended	₹33 Cr	₹32 Cr	₹29 Cr	-3.9%
Net Interest Income	₹83 Cr	₹73 Cr	₹74 Cr	-11.6%
Operating Profit	—	—	—	—
Provisions	—	—	—	—
Profit Before Tax	₹-29 Cr	₹-14 Cr	₹9 Cr	+51.8%
Tax	—	—	—	—
Net Profit	₹-24 Cr	₹-10 Cr	₹7 Cr	+56.2%
EPS	₹-5.31	₹-2.32	₹1.48	+56.3%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	16	16	17	34	+100.0%
Reserves	58	60	69	28	-59.4%
Borrowing	96	80	102	40	-60.8%
Other Liabilities	18	23	16	10	-37.5%
Total Liabilities	188	179	204	112	-45.1%
Fixed Assets	1	1	2	2	+0.0%
CWIP	0	0	0	0	—
Investments	0	1	11	8	-27.3%
Other Assets	187	177	191	101	-47.1%
Total Assets	188	179	204	112	-45.1%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	74	20	-19	28	+247.4%
Cash from Investing Activity	42	-1	-11	2	+118.2%
Cash from Financing Activity	-113	-15	29	-40	-237.9%
Net Cash Flow	3	4	-0	-10	—
Free Cash Flow	74	20	-20	27	+235.0%
CFO/OP	-188%	167%	-93%	-101%	-8.6%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	-47%	3%	1%	-64%	-6500.0%

👥 Shareholding (latest 6 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026	% Chg
Promoters	54.12%	54.12%	54.13%	54.13%	54.13%	54.13%	+0.0%
FIIs	16.66%	16.61%	8.30%	8.30%	8.30%	8.30%	+0.0%
Public	28.38%	28.41%	37.14%	37.14%	37.14%	37.14%	+0.0%
Others	0.85%	0.85%	0.42%	0.42%	—	—	—
No. of Shareholders	11,755	11,970	13,148	13,175	12,973	12,632	-2.6%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	LICI Life Insurance	₹398.20	503,723	8.4	881,845	60,055	-7.5%	6.8%	10.0%	18.9%	-43.2%	24.0%
2	SBILIFE SBI Life	₹1,671.70	167,740	67.9	112,315	2,471	0.7%	2.2%	-3.9%	2.4%	-82.4%	-1.1%
3	ICICIGI ICICI Lombard	₹1,508.90	75,386	29.5	27,196	2,556	5.4%	9.4%	12.7%	10.6%	-3.2%	15.4%
4	ICICIPRULI ICICI Prudential	₹496.90	72,089	44.8	63,356	1,608	0.3%	2.5%	-10.5%	35.7%	-79.7%	62.1%
5	GICRE General Insurance	₹337.75	59,255	6.7	51,723	8,877	16.9%	17.2%	6.8%	30.0%	-8.6%	-31.1%
6	MFSL Max Financial	₹1,585.90	54,444	492.4	49,823	137	0.5%	0.3%	2.6%	-73.9%	16.7%	37.5%
7	STARHEALTH Star Health	₹555.55	32,689	38.7	18,509	844	4.4%	4.6%	10.7%	-13.8%	16.2%	109.0%
8	NIACL New India	₹171.56	28,273	36.7	49,363	771	-1.3%	1.6%	14.3%	36.4%	-3.6%	-160.7%
9	GODIGIT Go Digit	₹250.90	23,196	47.1	10,128	492	0.7%	4.9%	6.8%	28.0%	5.5%	-37.4%
10	FIVESTAR Five-Star Business	₹549.40	16,218	14.7	3,293	1,103	11.0%	33.5%	13.3%	2.3%	5.9%	2.0%
11	NIVABUPA Niva Bupa	₹74.77	13,830	38.1	7,598	360	4.2%	4.7%	24.6%	-38.5%	65.8%	251.4%
12	PRUDENT Prudent Corporate	₹3,123.30	12,933	52.8	1,372	246	24.2%	17.9%	19.5%	13.8%	18.2%	43.8%
13	EDELWEISS Edelweiss Financial	₹126.74	11,996	17.1	10,508	711	27.5%	6.8%	12.5%	27.1%	3.7%	30.5%
14	IIFLCAPS IIFL Capital	₹344.80	10,867	18.8	2,433	572	35.0%	23.5%	0.6%	-20.8%	2.3%	4.6%
15	SBFC SBFC Finance	₹87.70	9,745	20.1	1,783	480	9.8%	26.9%	28.6%	30.7%	26.7%	28.8%
16	RELIGARE Religare Enterprises	₹223.35	7,700	n/m	8,953	18	0.7%	0.2%	14.8%	-60.3%	26.5%	-687.3%
17	PAISALO Paisalo Digital	₹76.83	7,023	29.4	943	237	0.0%	25.1%	22.0%	19.1%	33.8%	56.5%
18	FEDFINA Fedbank Financial	₹150.76	5,655	12.9	2,563	434	12.9%	16.9%	7.1%	52.2%	34.3%	63.4%
19	MASFIN MAS Financial	₹288.85	5,241	13.3	2,092	398	7.1%	19.0%	24.8%	19.4%	20.3%	26.6%
20	NORTHARC Northern Arc	₹301.00	4,865	12.0	2,705	404	0.0%	14.9%	14.8%	34.2%	22.7%	250.0%
21	PILANIINVS Pilani Investment	₹4,020.00	4,451	—	248	-12	87.1%	-4.9%	-6.4%	-68.5%	-70.9%	-1075.5%
22	SHAREINDIA Share India	₹183.78	4,022	11.1	1,577	364	40.1%	23.1%	1.5%	-1.2%	31.4%	48.1%
23	KIRLOSIND Kirloskar Industries	₹3,690.00	3,878	50.6	113	76	71.5%	67.0%	9.0%	-2.1%	-27.9%	-9.4%
24	INDOSTAR IndoStar Capital	₹239.15	3,866	—	1,417	-395	6.6%	-27.8%	74.4%	15.7%	-76.0%	-97.9%
25	CAPTRUST Capital Trust	₹17.60	60	—	41	-38	0.3%	-91.6%	-56.8%	-4700.0%	2.3%	102.5%

❓ Frequently asked questions

What was Capital Trust Limited's total income in Q2 FY23?

What was Capital Trust Limited's net profit in Q2 FY23?