Flash Finance

Five-Star Business Finance LimitedFIVESTARBank / NBFC

Finance & Investments Latest results: Jun 2026 14 quarters of data
₹506.15
MCap ₹14,941 Cr · P/E 13.5
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹829 Cr
Interest Earned · Jun 2026
+5.3% YoY
₹362 Cr
Operating Profit · Jun 2026
₹271 Cr
Net Profit · Jun 2026
+2.0% YoY
₹9.19
EPS · Jun 2026
+1.7% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 Five-Star Business Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Five-Star Business Finance Limited reported total income of ₹839 crore for the quarter ended June 2026 (Q1 FY27), up 5.9% from ₹792 crore in the same quarter last year, and up 1.5% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹829 crore and other income ₹10 crore. Net interest income (interest earned minus interest expended of ₹172 crore) worked out to ₹657 crore.

Net profit rose 2.0% year-on-year to ₹271 crore, from ₹266 crore. Earnings per share (EPS) came in at ₹9.19.

Full year and trailing twelve months

For the full year FY26, Five-Star Business Finance Limited posted total income of ₹3,246 crore, a growth of 13.3% over FY25, with a net profit of ₹1,098 crore (up 2.3% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹3,293 crore with a net profit of ₹1,103 crore.

Valuation snapshot

At the current price of ₹506.15, FIVESTAR has a market capitalisation of ₹14,941 crore and a trailing P/E of about 13.5.

Within the Finance & Investments industry, it is the 10th-largest of the 117 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 18.61%, foreign institutional investors (FIIs) 43.54%, domestic institutional investors (DIIs) 23.54%, public shareholders 14.31% of Five-Star Business Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹14,941 Cr
Current Price ?
₹506.1
P/E ?
13.54below ind
Industry P/E ?
18.90
P/B ?
2.02
P/S ?
4.54
P/FCF ?
-51.52
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.62
Earnings Yield ?
7.4%
Dividend Yield ?
0.39%
Profitability & Returns
Total Income (TTM) ?
₹3,293 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹1,103 Cr
EPS (TTM) ?
₹37.38
ROCE ?
N/A
ROE ?
14.9%
ROA ?
7.0%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹839 Cr
PAT — latest qtr ?
₹271 Cr
YoY qtr sales growth ?
5.9%
YoY qtr profit growth ?
2.0%
Sales growth (3y) ?
28%
Sales growth (5y) ?
25%
Profit growth (3y) ?
22%
Profit growth (5y) ?
25%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
18.61%
Change in promoter holding ?
-2.86%
Pledged percentage ?
N/A
Market
Return 3 months ?
-9.3%
Return 6 months ?
7.3%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 436480519567616666702727752787799815817829 +5.3% +1.5%
Other Income 434333447577910 +95.2% +8.4%
Total Income 440483523570619669706731759792806822826839 +5.9% +1.5%
Interest Expended 7796106129138158163171175187180189181172 -8.3% -5.2%
Operating Profit —————————————362 — —
Provisions —————————————— — —
Profit Before Tax 224246267290313336358365371355382369357362 +2.0% +1.4%
Net Profit 169184199217236252268274279266286277269271 +2.0% +0.9%
EPS 5.806.306.847.428.078.609.169.339.489.049.729.419.129.19 +1.7% +0.8%
Gross NPA % — — — — — — 1.47% 1.62% 1.79% 2.46% 2.64% 3.18% 3.37% — — —
Net NPA % — — — — — — 0.71% 0.81% 0.88% 1.25% 1.46% 1.94% 2.00% — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹2,847 Cr ₹3,218 Cr ₹3,260 Cr +13.0%
Other Income ₹18 Cr ₹28 Cr ₹33 Cr +55.6%
Total Income ₹2,865 Cr ₹3,246 Cr ₹3,293 Cr +13.3%
Interest Expended ₹667 Cr ₹737 Cr ₹722 Cr +10.5%
Net Interest Income ₹2,180 Cr ₹2,481 Cr ₹2,538 Cr +13.8%
Operating Profit — — ₹362 Cr —
Provisions — — — —
Profit Before Tax ₹1,430 Cr ₹1,463 Cr ₹1,470 Cr +2.3%
Tax — — ₹91 Cr —
Net Profit ₹1,073 Cr ₹1,098 Cr ₹1,103 Cr +2.3%
EPS ₹36.57 ₹37.29 ₹37.44 +2.0%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 29292930 +3.4%
Reserves 4,3105,1676,2757,351 +17.1%
Borrowing 4,2476,3167,9228,200 +3.5%
Other Liabilities 116177194209 +7.7%
Total Liabilities 8,70311,68914,42115,790 +9.5%
Fixed Assets 45648688 +2.3%
CWIP 006272 +16.1%
Investments 145108212227 +7.1%
Other Assets 8,51311,51714,06015,402 +9.5%
Total Assets 8,70311,68914,42115,790 +9.5%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -1,123-2,122-1,045-264 +74.7%
Cash from Investing Activity 162210-585228 +139.0%
Cash from Financing Activity 1,6882,1061,593157 -90.1%
Net Cash Flow 727194-37121 +427.0%
Free Cash Flow -1,135-2,145-1,128-290 +74.3%
CFO/OP -85%-115%-31%5% +116.1%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 15%18%19%16% -15.8%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
Promoters 21.47%18.57%18.56%18.61%18.61% +0.0%
FIIs 58.13%55.80%52.95%48.48%43.54% -10.2%
DIIs 9.48%12.16%14.74%17.58%23.54% +33.9%
Public 10.93%13.46%13.77%15.34%14.31% -6.7%
No. of Shareholders 69,03994,10891,56197,12898,866 +1.8%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 LICI Life Insurance ₹398.20 503,723 8.4 881,845 60,055 -7.5% 6.8% 10.0% 18.9% -43.2% 24.0%
2 SBILIFE SBI Life ₹1,671.70 167,740 67.9 112,315 2,471 0.7% 2.2% -3.9% 2.4% -82.4% -1.1%
3 ICICIGI ICICI Lombard ₹1,508.90 75,386 29.5 27,196 2,556 5.4% 9.4% 12.7% 10.6% -3.2% 15.4%
4 ICICIPRULI ICICI Prudential ₹496.90 72,089 44.8 63,356 1,608 0.3% 2.5% -10.5% 35.7% -79.7% 62.1%
5 GICRE General Insurance ₹337.75 59,255 6.7 51,723 8,877 16.9% 17.2% 6.8% 30.0% -8.6% -31.1%
6 MFSL Max Financial ₹1,585.90 54,444 492.4 49,823 137 0.5% 0.3% 2.6% -73.9% 16.7% 37.5%
7 STARHEALTH Star Health ₹555.55 32,689 38.7 18,509 844 4.4% 4.6% 10.7% -13.8% 16.2% 109.0%
8 NIACL New India ₹171.56 28,273 36.7 49,363 771 -1.3% 1.6% 14.3% 36.4% -3.6% -160.7%
9 GODIGIT Go Digit ₹250.90 23,196 47.1 10,128 492 0.7% 4.9% 6.8% 28.0% 5.5% -37.4%
10 FIVESTAR Five-Star Business ₹549.40 16,218 14.7 3,293 1,103 11.0% 33.5% 13.3% 2.3% 5.9% 2.0%
11 NIVABUPA Niva Bupa ₹74.77 13,830 38.1 7,598 360 4.2% 4.7% 24.6% -38.5% 65.8% 251.4%
12 PRUDENT Prudent Corporate ₹3,123.30 12,933 52.8 1,372 246 24.2% 17.9% 19.5% 13.8% 18.2% 43.8%
13 EDELWEISS Edelweiss Financial ₹126.74 11,996 17.1 10,508 711 27.5% 6.8% 12.5% 27.1% 3.7% 30.5%
14 IIFLCAPS IIFL Capital ₹344.80 10,867 18.8 2,433 572 35.0% 23.5% 0.6% -20.8% 2.3% 4.6%
15 SBFC SBFC Finance ₹87.70 9,745 20.1 1,783 480 9.8% 26.9% 28.6% 30.7% 26.7% 28.8%
16 RELIGARE Religare Enterprises ₹223.35 7,700 n/m 8,953 18 0.7% 0.2% 14.8% -60.3% 26.5% -687.3%
17 PAISALO Paisalo Digital ₹76.83 7,023 29.4 943 237 0.0% 25.1% 22.0% 19.1% 33.8% 56.5%
18 FEDFINA Fedbank Financial ₹150.76 5,655 12.9 2,563 434 12.9% 16.9% 7.1% 52.2% 34.3% 63.4%
19 MASFIN MAS Financial ₹288.85 5,241 13.3 2,092 398 7.1% 19.0% 24.8% 19.4% 20.3% 26.6%
20 NORTHARC Northern Arc ₹301.00 4,865 12.0 2,705 404 0.0% 14.9% 14.8% 34.2% 22.7% 250.0%
21 PILANIINVS Pilani Investment ₹4,020.00 4,451 — 248 -12 87.1% -4.9% -6.4% -68.5% -70.9% -1075.5%
22 SHAREINDIA Share India ₹183.78 4,022 11.1 1,577 364 40.1% 23.1% 1.5% -1.2% 31.4% 48.1%
23 KIRLOSIND Kirloskar Industries ₹3,690.00 3,878 50.6 113 76 71.5% 67.0% 9.0% -2.1% -27.9% -9.4%
24 INDOSTAR IndoStar Capital ₹239.15 3,866 — 1,417 -395 6.6% -27.8% 74.4% 15.7% -76.0% -97.9%
25 MUTHOOTMF Muthoot Microfin ₹179.17 3,006 12.5 2,493 245 4.3% 9.8% -7.1% 176.6% 20.0% 1250.0%
❓ Frequently asked questions
What was Five-Star Business Finance Limited's total income in Q1 FY27?
Five-Star Business Finance Limited reported total income of ₹839 crore for the quarter ended June 2026 (Q1 FY27), up 5.9% from ₹792 crore in the same quarter last year, and up 1.5% sequentially over the March 2026 quarter.
What was Five-Star Business Finance Limited's net profit in Q1 FY27?
Net profit rose 2.0% year-on-year to ₹271 crore, from ₹266 crore. Earnings per share (EPS) came in at ₹9.19.
What is FIVESTAR's market capitalisation and P/E ratio?
At the current price of ₹506.15, FIVESTAR has a market capitalisation of ₹14,941 crore and a trailing P/E of about 13.5.
Who owns Five-Star Business Finance Limited? (shareholding pattern)
As of Sep 2026, promoters held 18.61%, foreign institutional investors (FIIs) 43.54%, domestic institutional investors (DIIs) 23.54%, public shareholders 14.31% of Five-Star Business Finance Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI