Flash Finance

Fedbank Financial Services LimitedFEDFINABank / NBFC

Finance & Investments Latest results: Sep 2026 15 quarters of data
₹161.86
MCap ₹6,071 Cr · P/E 14.0
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹719 Cr
Interest Earned · Sep 2026
+34.5% YoY
₹178 Cr
Operating Profit · Sep 2026
₹131 Cr
Net Profit · Sep 2026
+63.4% YoY
₹3.56
EPS · Sep 2026
+66.4% YoY
—
Gross NPA % · Sep 2026
—
Net NPA % · Sep 2026

📝 Fedbank Financial Services Limited — results explained

Quarter ended September 2026 (Q2 FY27)

Fedbank Financial Services Limited reported total income of ₹720 crore for the quarter ended September 2026 (Q2 FY27), up 34.3% from ₹536 crore in the same quarter last year, and up 7.4% sequentially over the June 2026 quarter.

Of this, interest earned contributed ₹719 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹288 crore) worked out to ₹431 crore.

Net profit rose 63.4% year-on-year to ₹131 crore, from ₹80 crore. Earnings per share (EPS) came in at ₹3.56.

Full year and trailing twelve months

For the full year FY26, Fedbank Financial Services Limited posted total income of ₹2,227 crore, a growth of 7.1% over FY25, with a net profit of ₹344 crore (up 52.2% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹2,563 crore with a net profit of ₹434 crore.

Valuation snapshot

At the current price of ₹161.86, FEDFINA has a market capitalisation of ₹6,071 crore and a trailing P/E of about 14.0.

Within the Finance & Investments industry, it is the 18th-largest of the 117 companies we track by market value.

Shareholding pattern

As of Jun 2026, promoters held 60.67%, foreign institutional investors (FIIs) 9.31%, domestic institutional investors (DIIs) 10.89%, public shareholders 19.13% of Fedbank Financial Services Limited.

Promoter holding slipped from 60.79% to 60.67% over the latest period.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹6,071 Cr
Current Price ?
₹161.9
P/E ?
13.99below ind
Industry P/E ?
18.90
P/B ?
1.92
P/S ?
2.37
P/FCF ?
-3.58
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.64
Earnings Yield ?
7.2%
Dividend Yield ?
0.00%
Profitability & Returns
Total Income (TTM) ?
₹2,563 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹434 Cr
EPS (TTM) ?
₹11.57
ROCE ?
N/A
ROE ?
13.7%
ROA ?
2.3%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹720 Cr
PAT — latest qtr ?
₹131 Cr
YoY qtr sales growth ?
34.3%
YoY qtr profit growth ?
63.4%
Sales growth (3y) ?
24%
Sales growth (5y) ?
26%
Profit growth (3y) ?
22%
Profit growth (5y) ?
41%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
60.67%
Change in promoter holding ?
-0.30%
Pledged percentage ?
N/A
Market
Return 3 months ?
2.1%
Return 6 months ?
10.3%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Sep bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 YoY % QoQ %
Interest Earned 338361395413408477513530536517535555616670719 +34.5% +7.4%
Other Income -763162014621111100 -62.0% +18.8%
Total Income 331367398429428491519532537518536556617670720 +34.3% +7.4%
Interest Expended 141164167176173202214221216218214208239273288 +34.7% +5.7%
Operating Profit —————————————153178 — +16.0%
Provisions ——————————————— — —
Profit Before Tax 557277889194862599100107118135153178 +66.4% +16.0%
Net Profit 395458656870651972758088101114131 +63.4% +14.3%
EPS 1.211.681.801.771.831.891.740.501.922.012.142.352.693.053.56 +66.4% +16.7%
Gross NPA % 2.03% 2.26% 2.34% 2.19% 1.70% 1.97% 1.87% 1.80% 2.02% 1.99% 1.90% 2.06% 1.87% — — — —
Net NPA % 1.59% 1.78% 1.83% 1.66% 1.30% 1.60% 1.47% 1.10% 1.22% 1.24% 1.30% 1.40% 1.28% — — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹2,056 Cr ₹2,223 Cr ₹2,560 Cr +8.1%
Other Income ₹23 Cr ₹4 Cr ₹3 Cr -82.6%
Total Income ₹2,079 Cr ₹2,227 Cr ₹2,563 Cr +7.1%
Interest Expended ₹853 Cr ₹879 Cr ₹1,008 Cr +3.0%
Net Interest Income ₹1,203 Cr ₹1,344 Cr ₹1,552 Cr +11.7%
Operating Profit — — ₹331 Cr —
Provisions — — — —
Profit Before Tax ₹304 Cr ₹460 Cr ₹584 Cr +51.3%
Tax — — ₹86 Cr —
Net Profit ₹226 Cr ₹344 Cr ₹434 Cr +52.2%
EPS ₹6.05 ₹9.19 ₹11.65 +51.9%

🏛️ Balance Sheet (latest 5 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026 % Chg
Equity Capital 322369373374375 +0.3%
Reserves 1,0341,8912,1752,5522,790 +9.3%
Borrowing 7,2708,34010,43713,67514,811 +8.3%
Other Liabilities 445537265274564 +105.8%
Total Liabilities 9,07111,13813,25016,87518,540 +9.9%
Fixed Assets 146146189220244 +10.9%
CWIP 10127 +239.0%
Investments 681751404402799 +98.6%
Other Assets 8,24410,24112,65616,25117,491 +7.6%
Total Assets 9,07111,13813,25016,87518,540 +9.9%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -1,474-776-978-1,664 -70.1%
Cash from Investing Activity -130-100329-31 -109.4%
Cash from Financing Activity 1,6329671,1872,310 +94.6%
Net Cash Flow 2892539615 +14.1%
Free Cash Flow -1,489-789-996-1,694 -70.1%
CFO/OP -192%-70%-77%-110% -42.9%

💧 Half-year Cash Flow (latest 1 periods)

Metric Sep 2026 % Chg
Cash from Operating Activity -719 —
Cash from Investing Activity -392 —
Cash from Financing Activity 545 —
Net Cash Flow -566 —

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 15%14%9%13% +44.4%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 % Chg
Promoters 60.97%60.88%60.81%60.79%60.67% -0.2%
FIIs 0.77%1.17%0.91%0.66%9.31% +1310.6%
DIIs 20.11%19.36%18.17%18.82%10.89% -42.1%
Public 18.15%18.59%20.11%19.73%19.13% -3.0%
No. of Shareholders 1,43,7311,27,4241,27,1901,21,3851,16,070 -4.4%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 LICI Life Insurance ₹398.20 503,723 8.4 881,845 60,055 -7.5% 6.8% 10.0% 18.9% -43.2% 24.0%
2 SBILIFE SBI Life ₹1,671.70 167,740 67.9 112,315 2,471 0.7% 2.2% -3.9% 2.4% -82.4% -1.1%
3 ICICIGI ICICI Lombard ₹1,508.90 75,386 29.5 27,196 2,556 5.4% 9.4% 12.7% 10.6% -3.2% 15.4%
4 ICICIPRULI ICICI Prudential ₹496.90 72,089 44.8 63,356 1,608 0.3% 2.5% -10.5% 35.7% -79.7% 62.1%
5 GICRE General Insurance ₹337.75 59,255 6.7 51,723 8,877 16.9% 17.2% 6.8% 30.0% -8.6% -31.1%
6 MFSL Max Financial ₹1,585.90 54,444 492.4 49,823 137 0.5% 0.3% 2.6% -73.9% 16.7% 37.5%
7 STARHEALTH Star Health ₹555.55 32,689 38.7 18,509 844 4.4% 4.6% 10.7% -13.8% 16.2% 109.0%
8 NIACL New India ₹171.56 28,273 36.7 49,363 771 -1.3% 1.6% 14.3% 36.4% -3.6% -160.7%
9 GODIGIT Go Digit ₹250.90 23,196 47.1 10,128 492 0.7% 4.9% 6.8% 28.0% 5.5% -37.4%
10 FIVESTAR Five-Star Business ₹549.40 16,218 14.7 3,293 1,103 11.0% 33.5% 13.3% 2.3% 5.9% 2.0%
11 NIVABUPA Niva Bupa ₹74.77 13,830 38.1 7,598 360 4.2% 4.7% 24.6% -38.5% 65.8% 251.4%
12 PRUDENT Prudent Corporate ₹3,123.30 12,933 52.8 1,372 246 24.2% 17.9% 19.5% 13.8% 18.2% 43.8%
13 EDELWEISS Edelweiss Financial ₹126.74 11,996 17.1 10,508 711 27.5% 6.8% 12.5% 27.1% 3.7% 30.5%
14 IIFLCAPS IIFL Capital ₹344.80 10,867 18.8 2,433 572 35.0% 23.5% 0.6% -20.8% 2.3% 4.6%
15 SBFC SBFC Finance ₹87.70 9,745 20.1 1,783 480 9.8% 26.9% 28.6% 30.7% 26.7% 28.8%
16 RELIGARE Religare Enterprises ₹223.35 7,700 n/m 8,953 18 0.7% 0.2% 14.8% -60.3% 26.5% -687.3%
17 PAISALO Paisalo Digital ₹76.83 7,023 29.4 943 237 0.0% 25.1% 22.0% 19.1% 33.8% 56.5%
18 FEDFINA Fedbank Financial ₹150.76 5,655 12.9 2,563 434 12.9% 16.9% 7.1% 52.2% 34.3% 63.4%
19 MASFIN MAS Financial ₹288.85 5,241 13.3 2,092 398 7.1% 19.0% 24.8% 19.4% 20.3% 26.6%
20 NORTHARC Northern Arc ₹301.00 4,865 12.0 2,705 404 0.0% 14.9% 14.8% 34.2% 22.7% 250.0%
21 PILANIINVS Pilani Investment ₹4,020.00 4,451 — 248 -12 87.1% -4.9% -6.4% -68.5% -70.9% -1075.5%
22 SHAREINDIA Share India ₹183.78 4,022 11.1 1,577 364 40.1% 23.1% 1.5% -1.2% 31.4% 48.1%
23 KIRLOSIND Kirloskar Industries ₹3,690.00 3,878 50.6 113 76 71.5% 67.0% 9.0% -2.1% -27.9% -9.4%
24 INDOSTAR IndoStar Capital ₹239.15 3,866 — 1,417 -395 6.6% -27.8% 74.4% 15.7% -76.0% -97.9%
25 MUTHOOTMF Muthoot Microfin ₹179.17 3,006 12.5 2,493 245 4.3% 9.8% -7.1% 176.6% 20.0% 1250.0%
❓ Frequently asked questions
What was Fedbank Financial Services Limited's total income in Q2 FY27?
Fedbank Financial Services Limited reported total income of ₹720 crore for the quarter ended September 2026 (Q2 FY27), up 34.3% from ₹536 crore in the same quarter last year, and up 7.4% sequentially over the June 2026 quarter.
What was Fedbank Financial Services Limited's net profit in Q2 FY27?
Net profit rose 63.4% year-on-year to ₹131 crore, from ₹80 crore. Earnings per share (EPS) came in at ₹3.56.
What is FEDFINA's market capitalisation and P/E ratio?
At the current price of ₹161.86, FEDFINA has a market capitalisation of ₹6,071 crore and a trailing P/E of about 14.0.
Who owns Fedbank Financial Services Limited? (shareholding pattern)
As of Jun 2026, promoters held 60.67%, foreign institutional investors (FIIs) 9.31%, domestic institutional investors (DIIs) 10.89%, public shareholders 19.13% of Fedbank Financial Services Limited.
TTM ends 2026-09-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI