Flash Finance

SBFC Finance LimitedSBFCBank / NBFC

Finance & Investments Latest results: Jun 2026 14 quarters of data
Consolidated Standalone
₹85.20
MCap ₹9,467 Cr · P/E 19.7
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹491 Cr
Interest Earned · Jun 2026
+26.7% YoY
₹174 Cr
Operating Profit · Jun 2026
₹130 Cr
Net Profit · Jun 2026
+28.8% YoY
₹1.18
EPS · Jun 2026
+26.9% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 SBFC Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

SBFC Finance Limited reported total income of ₹492 crore for the quarter ended June 2026 (Q1 FY27), up 26.7% from ₹388 crore in the same quarter last year, and up 8.3% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹491 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹152 crore) worked out to ₹339 crore.

Net profit rose 28.8% year-on-year to ₹130 crore, from ₹101 crore. Earnings per share (EPS) came in at ₹1.18.

Full year and trailing twelve months

For the full year FY26, SBFC Finance Limited posted total income of ₹1,679 crore, a growth of 28.6% over FY25, with a net profit of ₹451 crore (up 30.7% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹1,783 crore with a net profit of ₹480 crore.

Valuation snapshot

At the current price of ₹85.20, SBFC has a market capitalisation of ₹9,467 crore and a trailing P/E of about 19.7.

Within the Finance & Investments industry, it is the 15th-largest of the 117 companies we track by market value.

Shareholding pattern

As of Jun 2026, promoters held 52.31%, foreign institutional investors (FIIs) 7.22%, domestic institutional investors (DIIs) 20.71%, public shareholders 19.70% of SBFC Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹9,467 Cr
Current Price ?
₹85.2
P/E ?
19.72above ind
Industry P/E ?
18.90
P/B ?
2.54
P/S ?
5.31
P/FCF ?
-4.96
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.45
Earnings Yield ?
5.1%
Dividend Yield ?
0.00%
Profitability & Returns
Total Income (TTM) ?
₹1,783 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹480 Cr
EPS (TTM) ?
₹4.32
ROCE ?
N/A
ROE ?
12.9%
ROA ?
4.3%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹492 Cr
PAT — latest qtr ?
₹130 Cr
YoY qtr sales growth ?
26.7%
YoY qtr profit growth ?
28.8%
Sales growth (3y) ?
32%
Sales growth (5y) ?
27%
Profit growth (3y) ?
44%
Profit growth (5y) ?
40%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
52.31%
Change in promoter holding ?
-0.88%
Pledged percentage ?
N/A
Market
Return 3 months ?
-9.4%
Return 6 months ?
-12.5%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 208230246264279297314333361388411426454491 +26.7% +8.3%
Other Income 10001000100000 — —
Total Income 209230246264280297314333362388411426454492 +26.7% +8.3%
Interest Expended 798989858895100106118125129136147152 +22.0% +3.7%
Operating Profit —————————————174 — —
Provisions —————————————— — —
Profit Before Tax 5863718697105110117126136146158164174 +28.0% +6.2%
Net Profit 434753647379848894101109118123130 +28.8% +5.8%
EPS 0.480.510.490.600.680.730.780.810.870.931.001.081.111.18 +26.9% +6.3%
Gross NPA % 2.57% 2.54% 2.37% 2.38% 2.43% 2.60% 2.69% 2.70% 2.74% 2.78% 2.77% 2.71% 2.61% — — —
Net NPA % 1.58% 1.55% 1.33% 1.36% 1.36% 1.51% 1.63% 1.63% 1.51% 1.57% 1.51% 1.48% 1.54% — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹1,305 Cr ₹1,679 Cr ₹1,782 Cr +28.7%
Other Income ₹1 Cr ₹0 Cr ₹0 Cr -100.0%
Total Income ₹1,306 Cr ₹1,679 Cr ₹1,783 Cr +28.6%
Interest Expended ₹419 Cr ₹537 Cr ₹564 Cr +28.2%
Net Interest Income ₹886 Cr ₹1,142 Cr ₹1,218 Cr +28.9%
Operating Profit — — ₹174 Cr —
Provisions — — — —
Profit Before Tax ₹458 Cr ₹604 Cr ₹642 Cr +31.9%
Tax — — ₹44 Cr —
Net Profit ₹345 Cr ₹451 Cr ₹480 Cr +30.7%
EPS ₹3.19 ₹4.12 ₹4.37 +29.2%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 8901,0721,0851,106 +1.9%
Reserves 8381,7062,1052,619 +24.4%
Borrowing 3,7393,9965,2647,162 +36.1%
Other Liabilities 280289141199 +41.1%
Total Liabilities 5,7477,0638,59611,085 +29.0%
Fixed Assets 296300308316 +2.6%
CWIP 1210 -100.0%
Investments 607427327192 -41.3%
Other Assets 4,8436,3347,96110,577 +32.9%
Total Assets 5,7477,0638,59611,085 +29.0%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -1,245-1,155-1,415-1,893 -33.8%
Cash from Investing Activity 206158176131 -25.6%
Cash from Financing Activity 1,0711,0371,2811,977 +54.3%
Net Cash Flow 324041216 +426.8%
Free Cash Flow -1,253-1,167-1,427-1,907 -33.6%
CFO/OP -243%-156%-144%-149% -3.5%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 10%11%12%13% +8.3%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 % Chg
Promoters 53.19%52.98%52.82%52.35%52.31% -0.1%
FIIs 7.12%7.01%6.88%6.21%7.22% +16.3%
DIIs 16.99%18.21%19.53%21.97%20.71% -5.7%
Public 22.63%21.74%20.71%19.40%19.70% +1.5%
Others 0.07%0.06%0.06%0.06%— —
No. of Shareholders 1,42,1551,42,6691,46,5561,38,4671,34,577 -2.8%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 LICI Life Insurance ₹398.20 503,723 8.4 881,845 60,055 -7.5% 6.8% 10.0% 18.9% -43.2% 24.0%
2 SBILIFE SBI Life ₹1,671.70 167,740 67.9 112,315 2,471 0.7% 2.2% -3.9% 2.4% -82.4% -1.1%
3 ICICIGI ICICI Lombard ₹1,508.90 75,386 29.5 27,196 2,556 5.4% 9.4% 12.7% 10.6% -3.2% 15.4%
4 ICICIPRULI ICICI Prudential ₹496.90 72,089 44.8 63,356 1,608 0.3% 2.5% -10.5% 35.7% -79.7% 62.1%
5 GICRE General Insurance ₹337.75 59,255 6.7 51,723 8,877 16.9% 17.2% 6.8% 30.0% -8.6% -31.1%
6 MFSL Max Financial ₹1,585.90 54,444 492.4 49,823 137 0.5% 0.3% 2.6% -73.9% 16.7% 37.5%
7 STARHEALTH Star Health ₹555.55 32,689 38.7 18,509 844 4.4% 4.6% 10.7% -13.8% 16.2% 109.0%
8 NIACL New India ₹171.56 28,273 36.7 49,363 771 -1.3% 1.6% 14.3% 36.4% -3.6% -160.7%
9 GODIGIT Go Digit ₹250.90 23,196 47.1 10,128 492 0.7% 4.9% 6.8% 28.0% 5.5% -37.4%
10 FIVESTAR Five-Star Business ₹549.40 16,218 14.7 3,293 1,103 11.0% 33.5% 13.3% 2.3% 5.9% 2.0%
11 NIVABUPA Niva Bupa ₹74.77 13,830 38.1 7,598 360 4.2% 4.7% 24.6% -38.5% 65.8% 251.4%
12 PRUDENT Prudent Corporate ₹3,123.30 12,933 52.8 1,372 246 24.2% 17.9% 19.5% 13.8% 18.2% 43.8%
13 EDELWEISS Edelweiss Financial ₹126.74 11,996 17.1 10,508 711 27.5% 6.8% 12.5% 27.1% 3.7% 30.5%
14 IIFLCAPS IIFL Capital ₹344.80 10,867 18.8 2,433 572 35.0% 23.5% 0.6% -20.8% 2.3% 4.6%
15 SBFC SBFC Finance ₹87.70 9,745 20.1 1,783 480 9.8% 26.9% 28.6% 30.7% 26.7% 28.8%
16 RELIGARE Religare Enterprises ₹223.35 7,700 n/m 8,953 18 0.7% 0.2% 14.8% -60.3% 26.5% -687.3%
17 PAISALO Paisalo Digital ₹76.83 7,023 29.4 943 237 0.0% 25.1% 22.0% 19.1% 33.8% 56.5%
18 FEDFINA Fedbank Financial ₹150.76 5,655 12.9 2,563 434 12.9% 16.9% 7.1% 52.2% 34.3% 63.4%
19 MASFIN MAS Financial ₹288.85 5,241 13.3 2,092 398 7.1% 19.0% 24.8% 19.4% 20.3% 26.6%
20 NORTHARC Northern Arc ₹301.00 4,865 12.0 2,705 404 0.0% 14.9% 14.8% 34.2% 22.7% 250.0%
21 PILANIINVS Pilani Investment ₹4,020.00 4,451 — 248 -12 87.1% -4.9% -6.4% -68.5% -70.9% -1075.5%
22 SHAREINDIA Share India ₹183.78 4,022 11.1 1,577 364 40.1% 23.1% 1.5% -1.2% 31.4% 48.1%
23 KIRLOSIND Kirloskar Industries ₹3,690.00 3,878 50.6 113 76 71.5% 67.0% 9.0% -2.1% -27.9% -9.4%
24 INDOSTAR IndoStar Capital ₹239.15 3,866 — 1,417 -395 6.6% -27.8% 74.4% 15.7% -76.0% -97.9%
25 MUTHOOTMF Muthoot Microfin ₹179.17 3,006 12.5 2,493 245 4.3% 9.8% -7.1% 176.6% 20.0% 1250.0%
❓ Frequently asked questions
What was SBFC Finance Limited's total income in Q1 FY27?
SBFC Finance Limited reported total income of ₹492 crore for the quarter ended June 2026 (Q1 FY27), up 26.7% from ₹388 crore in the same quarter last year, and up 8.3% sequentially over the March 2026 quarter.
What was SBFC Finance Limited's net profit in Q1 FY27?
Net profit rose 28.8% year-on-year to ₹130 crore, from ₹101 crore. Earnings per share (EPS) came in at ₹1.18.
What is SBFC's market capitalisation and P/E ratio?
At the current price of ₹85.20, SBFC has a market capitalisation of ₹9,467 crore and a trailing P/E of about 19.7.
Who owns SBFC Finance Limited? (shareholding pattern)
As of Jun 2026, promoters held 52.31%, foreign institutional investors (FIIs) 7.22%, domestic institutional investors (DIIs) 20.71%, public shareholders 19.70% of SBFC Finance Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI