Flash Finance

ICICI Lombard General Insurance Company LimitedICICIGICorporate

Finance & Investments Latest results: Sep 2026 15 quarters of data
₹1,680.10
MCap ₹83,939 Cr · P/E 32.8
ICICI Lombard General Insurance Company Limited — Stock analysis & AI research ICICI Lombard General Insurance Company Limited — Seasonality — best & worst months ICICI Lombard General Insurance Company Limited — Technical indicators & charts ICICI Lombard General Insurance Company Limited — Technical setup — score, trend, support & resistance ICICI Lombard General Insurance Company Limited — Live exchange announcements
📋 Mid Cap Stocks List📋 Quality Stocks 📈 Strong Trend Stocks (ADX > 25)📈 Highest Technical Score📈 Stocks Above Anchored VWAP📈 Accumulation (OBV Rising) 🏭 Financial Services sector
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹6,652 Cr
Sales · Sep 2026
-3.2% YoY
₹-318 Cr
Operating Profit · Sep 2026
-130.5% YoY
-4.8%
OPM % · Sep 2026
-131.6% YoY
₹946 Cr
Net Profit · Sep 2026
+15.4% YoY
₹18.95
EPS · Sep 2026
+15.1% YoY

📝 ICICI Lombard General Insurance Company Limited — results explained

Quarter ended September 2026 (Q2 FY27)

ICICI Lombard General Insurance Company Limited reported revenue of ₹6,652 crore for the quarter ended September 2026 (Q2 FY27), down 3.2% from ₹6,869 crore in the same quarter last year, and down 2.4% sequentially over the June 2026 quarter.

Net profit rose 15.4% year-on-year to ₹946 crore, from ₹820 crore. Earnings per share (EPS) came in at ₹18.95.

Operating profit stood at ₹-318 crore — an operating margin (OPM) of -4.8%, compared with 15.2% in the year-ago quarter.

Full year and trailing twelve months

For the full year FY26, ICICI Lombard General Insurance Company Limited posted revenue of ₹26,995 crore, a growth of 12.7% over FY25, with a net profit of ₹2,773 crore (up 10.6% year-on-year).

On a trailing-twelve-month (TTM) basis, revenue stands at ₹27,196 crore with a net profit of ₹2,556 crore.

Valuation snapshot

At the current price of ₹1,680.10, ICICIGI has a market capitalisation of ₹83,939 crore and a trailing P/E of about 32.8.

Within the Finance & Investments industry, it is the 3rd-largest of the 117 companies we track by market value.

Shareholding pattern

As of Mar 2026, promoters held 51.28%, foreign institutional investors (FIIs) 22.29%, domestic institutional investors (DIIs) 19.41%, the government 0.10%, public shareholders 6.90% of ICICI Lombard General Insurance Company Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore · OPM % on right axis

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹83,939 Cr
Current Price ?
₹1,680.1
P/E ?
32.85above ind
Industry P/E ?
18.90
P/B ?
5.05
P/S ?
3.09
P/FCF ?
35.27
Enterprise Value ?
₹83,939 Cr
EV/EBITDA ?
57.67
PEG ?
2.35
Earnings Yield ?
1.7%
Dividend Yield ?
0.83%
Profitability & Returns
Sales (TTM) ?
₹27,196 Cr
OPM ?
5.4%
Profit after tax (TTM) ?
₹2,556 Cr
EPS (TTM) ?
₹51.15
ROCE ?
22.0%
ROE ?
15.4%
ROA ?
3.4%
Growth
Sales — latest qtr ?
₹6,652 Cr
PAT — latest qtr ?
₹946 Cr
YoY qtr sales growth ?
-3.2%
YoY qtr profit growth ?
15.4%
Sales growth (3y) ?
15%
Sales growth (5y) ?
17%
Profit growth (3y) ?
14%
Profit growth (5y) ?
12%
Financial Health
Debt ?
₹0 Cr
Debt to Equity ?
0.00
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
51.28%
Change in promoter holding ?
-0.18%
Pledged percentage ?
N/A
Market
Return 3 months ?
4.2%
Return 6 months ?
-11.2%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Sep bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 YoY % QoQ %
Sales 4,5194,7165,2715,1945,3915,6016,1476,1616,0516,3966,8696,9056,8256,8146,652 -3.2% -2.4%
Operating Profit -3555107625556907709409626099811,044854686234-318 -130.5% -236.2%
Other Income 9281021984-21-260133316323021,566 +4644.8% +418.6%
Interest 0000000000000—— — —
Depreciation 0000000000000—— — —
Profit Before Tax 5735207645746987749199606689941,0778707185361,247 +15.8% +132.9%
Net Profit 437390577431520580694724510747820659547403946 +15.4% +134.7%
EPS 8.907.9511.758.7610.5411.7714.0314.6310.2815.0416.4713.2310.968.0818.95 +15.1% +134.5%
OPM % -7.9% 10.8% 14.5% 10.7% 12.8% 13.7% 15.3% 15.6% 10.1% 15.3% 15.2% 12.4% 10.1% 3.4% -4.8% -131.6% -241.2%

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Sales ₹23,960 Cr ₹26,995 Cr ₹27,196 Cr +12.7%
Operating Profit ₹3,281 Cr ₹3,565 Cr ₹1,455 Cr +8.7%
OPM % 13.69% 13.21% 5.35% -3.5%
NPM % 10.47% 10.27% 9.40% -1.9%
Other Income ₹41 Cr ₹94 Cr ₹1,916 Cr +129.3%
Depreciation ₹0 Cr ₹0 Cr ₹0 Cr —
Interest ₹0 Cr ₹0 Cr ₹0 Cr —
EBIT ₹3,281 Cr ₹3,565 Cr ₹1,455 Cr +8.7%
PBT ₹3,321 Cr ₹3,659 Cr ₹3,371 Cr +10.2%
Tax — — ₹434 Cr —
Net Profit ₹2,508 Cr ₹2,773 Cr ₹2,556 Cr +10.6%
EPS ₹50.71 ₹55.70 ₹51.22 +9.8%
Material Cost — — — —
Employee Cost — — ₹884 Cr —
Extraordinary Items — — — —

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 491493496498 +0.4%
Reserves 9,95311,71213,98916,135 +15.3%
Borrowings 353500 —
Other Liabilities 44,60751,06854,66059,477 +8.8%
Total Liabilities 55,08663,30869,14576,111 +10.1%
Fixed Assets 883930728834 +14.6%
CWIP 25947488 +18.9%
Investments 42,83648,58453,50858,338 +9.0%
Other Assets 11,34213,70014,83516,851 +13.6%
Total Assets 55,08663,30869,14576,111 +10.1%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 2,2902,4071,1472,622 +128.6%
Cash from Investing Activity -1,685-1,921-1,137-1,733 -52.4%
Cash from Financing Activity -695-355-257-336 -30.7%
Net Cash Flow -90131-247554 +324.3%
Free Cash Flow 2,1702,2179182,380 +159.3%
CFO/OP 206%115%57%105% +84.2%

💧 Half-year Cash Flow (latest 1 periods)

Metric Sep 2026 % Chg
Cash from Operating Activity -384 —
Cash from Investing Activity 29 —
Cash from Financing Activity -213 —
Net Cash Flow -568 —

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Debtor Days 0000 —
Cash Conversion Cycle 0000 —
Working Capital Days -685-661-603-599 +0.7%
ROCE % 21%23%24%22% -8.3%

👥 Shareholding (latest 4 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026 % Chg
Promoters 51.46%51.37%51.31%51.28% -0.1%
FIIs 23.94%24.04%23.35%22.29% -4.5%
DIIs 17.52%17.41%18.25%19.41% +6.4%
Government 0.10%0.10%0.10%0.10% +0.0%
Public 6.97%7.08%6.98%6.90% -1.1%
No. of Shareholders 2,40,9802,39,8122,35,7142,29,930 -2.5%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →
# Company CMP MCap (Cr) P/E Sales TTM NP TTM OPM% NPM% Sales YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 LICI Life Insurance ₹398.20 503,723 8.4 881,845 60,055 -7.5% 6.8% 10.0% 18.9% -43.2% 24.0%
2 SBILIFE SBI Life ₹1,671.70 167,740 67.9 112,315 2,471 0.7% 2.2% -3.9% 2.4% -82.4% -1.1%
3 ICICIGI ICICI Lombard ₹1,508.90 75,386 29.5 27,196 2,556 5.4% 9.4% 12.7% 10.6% -3.2% 15.4%
4 ICICIPRULI ICICI Prudential ₹496.90 72,089 44.8 63,356 1,608 0.3% 2.5% -10.5% 35.7% -79.7% 62.1%
5 GICRE General Insurance ₹337.75 59,255 6.7 51,723 8,877 16.9% 17.2% 6.8% 30.0% -8.6% -31.1%
6 MFSL Max Financial ₹1,585.90 54,444 492.4 49,823 137 0.5% 0.3% 2.6% -73.9% 16.7% 37.5%
7 STARHEALTH Star Health ₹555.55 32,689 38.7 18,509 844 4.4% 4.6% 10.7% -13.8% 16.2% 109.0%
8 NIACL New India ₹171.56 28,273 36.7 49,363 771 -1.3% 1.6% 14.3% 36.4% -3.6% -160.7%
9 GODIGIT Go Digit ₹250.90 23,196 47.1 10,128 492 0.7% 4.9% 6.8% 28.0% 5.5% -37.4%
10 FIVESTAR Five-Star Business ₹549.40 16,218 14.7 3,293 1,103 11.0% 33.5% 13.3% 2.3% 5.9% 2.0%
11 NIVABUPA Niva Bupa ₹74.77 13,830 38.1 7,598 360 4.2% 4.7% 24.6% -38.5% 65.8% 251.4%
12 PRUDENT Prudent Corporate ₹3,123.30 12,933 52.8 1,372 246 24.2% 17.9% 19.5% 13.8% 18.2% 43.8%
13 EDELWEISS Edelweiss Financial ₹126.74 11,996 17.1 10,508 711 27.5% 6.8% 12.5% 27.1% 3.7% 30.5%
14 IIFLCAPS IIFL Capital ₹344.80 10,867 18.8 2,433 572 35.0% 23.5% 0.6% -20.8% 2.3% 4.6%
15 SBFC SBFC Finance ₹87.70 9,745 20.1 1,783 480 9.8% 26.9% 28.6% 30.7% 26.7% 28.8%
16 RELIGARE Religare Enterprises ₹223.35 7,700 n/m 8,953 18 0.7% 0.2% 14.8% -60.3% 26.5% -687.3%
17 PAISALO Paisalo Digital ₹76.83 7,023 29.4 943 237 0.0% 25.1% 22.0% 19.1% 33.8% 56.5%
18 FEDFINA Fedbank Financial ₹150.76 5,655 12.9 2,563 434 12.9% 16.9% 7.1% 52.2% 34.3% 63.4%
19 MASFIN MAS Financial ₹288.85 5,241 13.3 2,092 398 7.1% 19.0% 24.8% 19.4% 20.3% 26.6%
20 NORTHARC Northern Arc ₹301.00 4,865 12.0 2,705 404 0.0% 14.9% 14.8% 34.2% 22.7% 250.0%
21 PILANIINVS Pilani Investment ₹4,020.00 4,451 — 248 -12 87.1% -4.9% -6.4% -68.5% -70.9% -1075.5%
22 SHAREINDIA Share India ₹183.78 4,022 11.1 1,577 364 40.1% 23.1% 1.5% -1.2% 31.4% 48.1%
23 KIRLOSIND Kirloskar Industries ₹3,690.00 3,878 50.6 113 76 71.5% 67.0% 9.0% -2.1% -27.9% -9.4%
24 INDOSTAR IndoStar Capital ₹239.15 3,866 — 1,417 -395 6.6% -27.8% 74.4% 15.7% -76.0% -97.9%
25 MUTHOOTMF Muthoot Microfin ₹179.17 3,006 12.5 2,493 245 4.3% 9.8% -7.1% 176.6% 20.0% 1250.0%
❓ Frequently asked questions
What was ICICI Lombard General Insurance Company Limited's revenue in Q2 FY27?
ICICI Lombard General Insurance Company Limited reported revenue of ₹6,652 crore for the quarter ended September 2026 (Q2 FY27), down 3.2% from ₹6,869 crore in the same quarter last year, and down 2.4% sequentially over the June 2026 quarter.
What was ICICI Lombard General Insurance Company Limited's net profit in Q2 FY27?
Net profit rose 15.4% year-on-year to ₹946 crore, from ₹820 crore. Earnings per share (EPS) came in at ₹18.95.
What is ICICIGI's market capitalisation and P/E ratio?
At the current price of ₹1,680.10, ICICIGI has a market capitalisation of ₹83,939 crore and a trailing P/E of about 32.8.
Who owns ICICI Lombard General Insurance Company Limited? (shareholding pattern)
As of Mar 2026, promoters held 51.28%, foreign institutional investors (FIIs) 22.29%, domestic institutional investors (DIIs) 19.41%, the government 0.10%, public shareholders 6.90% of ICICI Lombard General Insurance Company Limited.
TTM ends 2026-09-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI