HDFC Life Insurance Company LimitedHDFCLIFECorporate

Financial Services Insurance - Life Latest results: Jun 2026 14 quarters of data
₹553.00
MCap ₹120,114 Cr · P/E 60.8
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹16,728 Cr
Sales · Jun 2026
-43.2% YoY
₹345 Cr
Operating Profit · Jun 2026
-21.5% YoY
2.1%
OPM % · Jun 2026
+40.0% YoY
₹611 Cr
Net Profit · Jun 2026
+11.5% YoY
₹2.83
EPS · Jun 2026
+11.4% YoY

📝 HDFC Life Insurance Company Limited — results explained

Quarter ended June 2026 (Q1 FY27)

HDFC Life Insurance Company Limited reported revenue of ₹16,728 crore for the quarter ended June 2026 (Q1 FY27), down 43.2% from ₹29,463 crore in the same quarter last year, and down 15.9% sequentially over the March 2026 quarter.

Net profit rose 11.5% year-on-year to ₹611 crore, from ₹548 crore. Earnings per share (EPS) came in at ₹2.83.

Operating profit stood at ₹345 crore — an operating margin (OPM) of 2.1%, compared with 1.5% in the year-ago quarter.

Full year and trailing twelve months

For the full year FY26, HDFC Life Insurance Company Limited posted revenue of ₹99,432 crore, a growth of 44.5% over FY25, with a net profit of ₹1,911 crore (up 5.6% year-on-year).

On a trailing-twelve-month (TTM) basis, revenue stands at ₹86,697 crore with a net profit of ₹1,974 crore.

Valuation snapshot

At the current price of ₹553.00, HDFCLIFE has a market capitalisation of ₹120,114 crore and a trailing P/E of about 60.8.

Within the Financial Services sector, it is the 20th-largest of the 84 companies we track by market value.

Shareholding pattern

As of Jun 2026, promoters held 50.54%, foreign institutional investors (FIIs) 19.27%, domestic institutional investors (DIIs) 20.19%, public shareholders 9.98% of HDFC Life Insurance Company Limited.

Promoter holding rose from 50.21% to 50.54% over the latest period.

📈 Share price & events

📊 Quarterly trend

₹ crore · OPM % on right axis

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹120,114 Cr
Current Price ?
₹553.0
P/E ?
60.84
Industry P/E ?
N/A
P/B ?
6.27
P/S ?
1.39
P/FCF ?
5.38
Enterprise Value ?
₹123,213 Cr
EV/EBITDA ?
118.64
PEG ?
5.07
Earnings Yield ?
0.8%
Dividend Yield ?
0.37%
Profitability & Returns
Sales (TTM) ?
₹86,697 Cr
OPM ?
1.2%
Profit after tax (TTM) ?
₹1,974 Cr
EPS (TTM) ?
₹9.09
ROCE ?
10.0%
ROE ?
10.3%
ROA ?
0.5%
Growth
Sales — latest qtr ?
₹16,728 Cr
PAT — latest qtr ?
₹611 Cr
YoY qtr sales growth ?
-43.2%
YoY qtr profit growth ?
11.5%
Sales growth (3y) ?
12%
Sales growth (5y) ?
7%
Profit growth (3y) ?
12%
Profit growth (5y) ?
7%
Financial Health
Debt ?
₹3,099 Cr
Debt to Equity ?
0.16
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
50.54%
Change in promoter holding ?
0.26%
Pledged percentage ?
N/A
Market
Return 3 months ?
-1.9%
Return 6 months ?
-10.3%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Sales 20,85723,37123,01826,92756026,93438717,30024,19129,46320,65129,42819,89016,728 -43.2% -15.9%
Operating Profit -35832673264433311153448377439315271108345 -21.5% +219.0%
Other Income 8821142591031790287-29124164157174428388 +136.7% -9.3%
Interest 0000000000000102 — —
Depreciation 00000000000000 — —
Profit Before Tax 525440332367450401440419500604471445537630 +4.3% +17.4%
Net Profit 362417378368412479435421475548448418497611 +11.5% +23.0%
EPS 1.701.941.761.711.912.232.021.962.212.542.081.942.312.83 +11.4% +22.5%
OPM % -1.7% 1.4% 0.3% 1.0% 77.4% 1.2% 39.6% 2.6% 1.6% 1.5% 1.5% 0.9% 0.5% 2.1% +40.0% +320.0%

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Sales ₹68,812 Cr ₹99,432 Cr ₹86,697 Cr +44.5%
Operating Profit ₹1,289 Cr ₹1,133 Cr ₹1,039 Cr -12.1%
OPM % 1.87% 1.14% 1.20% -39.0%
NPM % 2.63% 1.92% 2.28% -27.0%
Other Income ₹472 Cr ₹923 Cr ₹1,147 Cr +95.5%
Depreciation ₹0 Cr ₹0 Cr ₹0 Cr —
Interest ₹0 Cr ₹0 Cr ₹102 Cr —
EBIT ₹1,289 Cr ₹1,133 Cr ₹1,039 Cr -12.1%
PBT ₹1,760 Cr ₹2,057 Cr ₹2,083 Cr +16.8%
Tax ₹5 Cr — ₹19 Cr —
Net Profit ₹1,810 Cr ₹1,911 Cr ₹1,974 Cr +5.6%
EPS ₹8.42 ₹8.87 ₹9.16 +5.3%
Material Cost — — — —
Employee Cost — — ₹922 Cr —
Extraordinary Items — — — —

🏛️ Balance Sheet (latest 5 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026 % Chg
Equity Capital 2,1492,1512,1532,1582,173 +0.7%
Reserves 10,84412,51514,00215,59216,993 +9.0%
Borrowings 9509502,9503,0993,099 +0.0%
Other Liabilities 234,126287,071330,307369,654390,762 +5.7%
Total Liabilities 248,069302,687349,412390,502413,026 +5.8%
Fixed Assets 9971,5492,143746788 +5.6%
CWIP 31281090— —
Investments 238,197291,128334,756375,448410,087 +9.2%
Other Assets 8,8449,98212,40414,3082,152 -85.0%
Total Assets 248,069302,687349,412390,502413,026 +5.8%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 6,88310,72115,59722,625 +45.1%
Cash from Investing Activity -10,071-13,622-13,633-23,871 -75.1%
Cash from Financing Activity 1,985-4031,607-275 -117.1%
Net Cash Flow -1,203-3,3043,572-1,521 -142.6%
Free Cash Flow 6,79710,58715,30022,341 +46.0%
CFO/OP 9,190%1,444%1,543%2,014% +30.5%

💧 Half-year Cash Flow (latest 1 periods)

Metric Sep 2026 % Chg
Cash from Operating Activity 11,860 —
Cash from Investing Activity -13,098 —
Cash from Financing Activity 528 —
Net Cash Flow -709 —

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Debtor Days 0000 —
Cash Conversion Cycle 0000 —
Working Capital Days -12-8-6-6 +0.0%
ROCE % 10%5%7%10% +42.9%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 % Chg
Promoters 50.28%50.25%50.21%50.21%50.54% +0.7%
FIIs 24.75%24.82%24.27%22.52%19.27% -14.4%
DIIs 14.57%14.59%15.23%17.25%20.19% +17.0%
Public 10.37%10.32%10.25%10.00%9.98% -0.2%
Others 0.03%0.03%0.03%0.03%— —
No. of Shareholders 7,38,6307,26,9597,07,1416,91,6497,05,326 +2.0%

⚖️ Peer comparison

Sector: Financial Services · top 25 of 84 companies · full page →
# Company CMP MCap (Cr) P/E Sales TTM NP TTM OPM% NPM% Sales YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 HDFCBANK HDFC Bank ₹708.25 1,091,484 13.8 495,517 79,736 18.7% 16.1% 5.2% 8.4% 0.0% 18.4%
2 ICICIBANK ICICI Bank ₹1,379.30 990,020 18.9 203,498 52,183 27.0% 25.6% 4.7% 6.2% 5.4% 15.9%
3 SBIN State Bank ₹995.70 919,093 10.7 722,687 88,468 14.7% 12.2% 7.0% 8.3% 7.8% 11.1%
4 BAJFINANCE Bajaj Finance ₹1,034.50 643,553 31.7 86,183 20,648 21.1% 24.0% 18.4% 15.2% 18.7% 27.6%
5 KOTAKBANK Kotak Mahindra ₹419.00 416,807 20.5 111,296 20,296 20.5% 18.2% 1.0% -12.8% 12.6% 22.5%
6 AXISBANK Axis Bank ₹1,240.60 386,252 13.9 165,024 27,813 21.4% 16.9% 4.0% -5.8% 7.0% 22.2%
7 BAJAJFINSV Bajaj Finserv ₹1,913.50 306,207 — — — — — -12.7% -9.2% 239.4% 238.7%
8 SHRIRAMFIN Shriram Finance ₹1,028.60 242,034 21.1 50,068 11,318 27.5% 22.6% 15.1% 4.7% 16.3% 59.9%
9 CHOLAFIN Cholamandalam Investment ₹1,845.90 157,642 27.2 33,144 5,751 14.1% 17.4% 20.6% 22.7% 21.8% 45.6%
10 TATACAP TATA CAPITAL ₹363.00 153,066 28.2 32,694 5,478 17.8% 16.8% — — 15.1% 56.4%
11 JIOFIN Jio Financial ₹231.18 152,651 — — — — — 15.9% -20.1% 39.3% -51.0%
12 ICICIAMC ICICI PRUDENTIAL ₹3,040.20 150,264 — — — — — — — — —
13 BSE BSE ₹3,384.00 137,434 — — — — — 48.9% 104.2% 63.4% 62.2%
14 UNIONBANK Union Bank ₹178.20 136,031 6.6 129,552 20,644 11.5% 15.9% -0.6% 7.8% 1.0% 27.4%
15 PNB Punjab National ₹115.70 132,973 5.8 151,526 22,871 15.0% 15.1% 6.4% -0.6% 5.7% 15.2%
16 GROWW BILLIONBRAINS GARAGE ₹202.50 125,379 — — — — — — — 43.9% 53.8%
17 BAJAJHLDNG Bajaj Holdings ₹11,134.00 123,914 — — — — — -27.6% 6.7% 24.2% -22.3%
18 BANKBARODA Bank of Baroda ₹235.57 121,822 6.7 159,738 18,232 18.0% 11.4% 2.6% -3.9% 7.6% -48.6%
19 PFC Power Finance ₹353.45 116,642 4.5 115,462 33,642 28.0% 29.1% 8.4% 10.2% -0.2% 0.2%
20 HDFCLIFE HDFC Life ₹530.00 115,119 57.9 86,697 1,974 1.2% 2.3% 44.5% 5.6% -43.2% 11.5%
21 INDIANB Indian Bank ₹853.50 114,963 8.7 84,489 13,218 21.0% 15.6% 8.7% 3.9% 21.1% 13.9%
22 MUTHOOTFIN Muthoot Finance ₹2,792.10 112,094 10.6 31,349 10,606 33.7% 33.8% 54.4% 98.1% 65.1% 135.2%
23 CANBK Canara Bank ₹123.49 112,013 5.5 150,263 20,391 17.4% 13.6% 0.3% 12.2% -2.6% 11.0%
24 IRFC Indian Railway ₹81.09 105,973 14.4 30,364 7,372 18.9% 24.3% 0.7% 7.8% 24.4% 10.2%
25 ABCAPITAL Aditya Birla ₹381.90 104,563 24.4 48,464 4,188 10.8% 8.6% 11.5% 14.0% 27.9% 38.1%
❓ Frequently asked questions
What was HDFC Life Insurance Company Limited's revenue in Q1 FY27?
HDFC Life Insurance Company Limited reported revenue of ₹16,728 crore for the quarter ended June 2026 (Q1 FY27), down 43.2% from ₹29,463 crore in the same quarter last year, and down 15.9% sequentially over the March 2026 quarter.
What was HDFC Life Insurance Company Limited's net profit in Q1 FY27?
Net profit rose 11.5% year-on-year to ₹611 crore, from ₹548 crore. Earnings per share (EPS) came in at ₹2.83.
What is HDFCLIFE's market capitalisation and P/E ratio?
At the current price of ₹553.00, HDFCLIFE has a market capitalisation of ₹120,114 crore and a trailing P/E of about 60.8.
Who owns HDFC Life Insurance Company Limited? (shareholding pattern)
As of Jun 2026, promoters held 50.54%, foreign institutional investors (FIIs) 19.27%, domestic institutional investors (DIIs) 20.19%, public shareholders 9.98% of HDFC Life Insurance Company Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI