📝 HDFC Bank Limited — results explained
Quarter ended June 2026 (Q1 FY27)
HDFC Bank Limited reported total income of ₹133,110 crore for the quarter ended June 2026 (Q1 FY27), up 0.0% from ₹133,055 crore in the same quarter last year, and up 13.8% sequentially over the March 2026 quarter.
Of this, interest earned contributed ₹90,575 crore and other income ₹42,535 crore. Net interest income (interest earned minus interest expended of ₹47,626 crore) worked out to ₹42,950 crore.
Net profit rose 18.4% year-on-year to ₹19,245 crore, from ₹16,258 crore. Earnings per share (EPS) came in at ₹12.50.
On asset quality, gross NPA stood at 1.17% and net NPA at 0.41% (gross NPA was 1.40% a year ago); the capital adequacy ratio was 19.57%.
Full year and trailing twelve months
For the full year FY26, HDFC Bank Limited posted total income of ₹495,462 crore, a growth of 5.2% over FY25, with a net profit of ₹76,749 crore (up 8.4% year-on-year).
On a trailing-twelve-month (TTM) basis, total income stands at ₹495,517 crore with a net profit of ₹79,736 crore.
Valuation snapshot
At the current price of ₹728.85, HDFCBANK has a market capitalisation of ₹1,123,231 crore and a trailing P/E of about 14.1.
Within the Banks - Regional industry, it is the largest of the 27 companies we track by market value.
Shareholding pattern
As of Sep 2026, foreign institutional investors (FIIs) 39.40%, domestic institutional investors (DIIs) 43.63%, public shareholders 16.97% of HDFC Bank Limited.