Flash Finance

Sundaram Finance LimitedSUNDARMFINBank / NBFC

Financial Services Credit Services Latest results: Jun 2026 15 quarters of data
Consolidated Standalone
₹4,236.80
MCap ₹46,697 Cr · P/E 21.0
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹2,644 Cr
Interest Earned · Jun 2026
+33.3% YoY
₹767 Cr
Operating Profit · Jun 2026
+0.7% YoY
₹636 Cr
Net Profit · Jun 2026
+33.9% YoY
₹57.71
EPS · Jun 2026
+33.8% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 Sundaram Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Sundaram Finance Limited reported total income of ₹2,653 crore for the quarter ended June 2026 (Q1 FY27), up 12.8% from ₹2,353 crore in the same quarter last year, and up 2.8% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹2,644 crore and other income ₹9 crore. Net interest income (interest earned minus interest expended of ₹1,247 crore) worked out to ₹1,398 crore.

Net profit rose 33.9% year-on-year to ₹636 crore, from ₹475 crore. Earnings per share (EPS) came in at ₹57.71.

Full year and trailing twelve months

For the full year FY26, Sundaram Finance Limited posted total income of ₹9,864 crore, a growth of 15.2% over FY25, with a net profit of ₹2,059 crore (up 9.5% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹10,164 crore with a net profit of ₹2,220 crore.

Valuation snapshot

At the current price of ₹4,236.80, SUNDARMFIN has a market capitalisation of ₹46,697 crore and a trailing P/E of about 21.0.

Within the Credit Services industry, it is the 12th-largest of the 23 companies we track by market value.

Shareholding pattern

As of Mar 2026, promoters held 37.21%, foreign institutional investors (FIIs) 18.97%, domestic institutional investors (DIIs) 7.69%, public shareholders 35.34% of Sundaram Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹46,697 Cr
Current Price ?
₹4,236.8
P/E ?
21.04above ind
Industry P/E ?
15.80
P/B ?
3.14
P/S ?
4.59
P/FCF ?
-7.84
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
1.24
Earnings Yield ?
4.8%
Dividend Yield ?
0.95%
Profitability & Returns
Total Income (TTM) ?
₹10,164 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹2,220 Cr
EPS (TTM) ?
₹201.39
ROCE ?
N/A
ROE ?
14.9%
ROA ?
2.6%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹2,653 Cr
PAT — latest qtr ?
₹636 Cr
YoY qtr sales growth ?
12.8%
YoY qtr profit growth ?
33.9%
Sales growth (3y) ?
21%
Sales growth (5y) ?
13%
Profit growth (3y) ?
17%
Profit growth (5y) ?
13%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
37.21%
Change in promoter holding ?
-0.01%
Pledged percentage ?
N/A
Market
Return 3 months ?
-4.4%
Return 6 months ?
-15.7%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 1,1781,2181,5821,7081,8212,1561,6382,0852,1901,9121,9842,0192,1222,5602,644 +33.3% +3.3%
Other Income 232323827-903221117389369381408209 -97.5% -53.9%
Total Income 1,4101,5421,5901,7101,8282,0661,9602,0962,2072,3002,3532,4012,5302,5802,653 +12.8% +2.8%
Interest Expended 6226667398219109489851,0501,0871,1041,1631,1761,2091,1971,247 +7.2% +4.1%
Operating Profit 487557——537—590647702759762777865—767 +0.7% —
Provisions 6224——17—6690101-6187127116—— — —
Profit Before Tax 425533430471520541525557601765575650682773767 +33.4% -0.8%
Net Profit 382509429435506472435436455553475488541554636 +33.9% +14.8%
EPS 30.2039.3133.7732.8938.7924.1139.4639.5741.3350.1743.1244.2949.1249.8857.71 +33.8% +15.7%
Gross NPA % — 3.00% 1.90% 2.89% 2.61% 1.98% 2.21% 2.39% 2.46% 2.17% 2.66% 2.03% 2.69% 2.14% — — —
Net NPA % — 2.10% 1.00% 2.06% 1.82% 1.25% 1.41% 1.55% 1.62% 1.38% 1.71% 1.13% 1.73% 1.27% — — —
Capital Adequacy Ratio — — 21.40% — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹7,824 Cr ₹8,686 Cr ₹9,346 Cr +11.0%
Other Income ₹739 Cr ₹1,178 Cr ₹818 Cr +59.5%
Total Income ₹8,563 Cr ₹9,864 Cr ₹10,164 Cr +15.2%
Interest Expended ₹4,226 Cr ₹4,745 Cr ₹4,829 Cr +12.3%
Net Interest Income ₹3,598 Cr ₹3,940 Cr ₹4,517 Cr +9.5%
Operating Profit ₹2,699 Cr ₹2,404 Cr ₹2,409 Cr -10.9%
Provisions ₹252 Cr ₹430 Cr ₹243 Cr +70.6%
Profit Before Tax ₹2,447 Cr ₹2,681 Cr ₹2,873 Cr +9.5%
Tax ₹635 Cr ₹483 Cr ₹450 Cr -23.9%
Net Profit ₹1,879 Cr ₹2,059 Cr ₹2,220 Cr +9.5%
EPS ₹170.53 ₹186.41 ₹201.00 +9.3%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 110110110110 +0.0%
Reserves 9,81010,96813,08714,783 +13.0%
Borrowing 42,69452,33461,08469,636 +14.0%
Other Liabilities 3,4628641,0561,265 +19.8%
Total Liabilities 56,07664,27675,33785,795 +13.9%
Fixed Assets 1,2961,3891,4501,462 +0.8%
CWIP 1510 -100.0%
Investments 8,0825,7326,4819,029 +39.3%
Other Assets 46,69757,15067,40575,305 +11.7%
Total Assets 56,07664,27675,33785,795 +13.9%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -6,504-8,488-8,985-5,892 +34.4%
Cash from Investing Activity 66989931-1,371 -247.3%
Cash from Financing Activity 5,8908,7547,8217,478 -4.4%
Net Cash Flow 54356-233215 +192.3%
Free Cash Flow -6,506-8,558-8,999-5,955 +33.8%
CFO/OP -145%-144%-129%-73% +43.4%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 14%14%15%15% +0.0%

👥 Shareholding (latest 4 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026 % Chg
Promoters 37.22%37.22%37.21%37.21% +0.0%
FIIs 18.81%19.06%19.13%18.97% -0.8%
DIIs 7.82%7.37%7.43%7.69% +3.5%
Public 35.35%35.55%35.43%35.34% -0.3%
Others 0.00%0.80%0.80%0.80% +0.0%
No. of Shareholders 49,27955,89455,41657,271 +3.3%

⚖️ Peer comparison

Industry: Credit Services · 23 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 BAJFINANCE Bajaj Finance ₹1,034.50 643,553 31.7 86,183 20,648 21.1% 24.0% 18.4% 15.2% 18.7% 27.6%
2 SHRIRAMFIN Shriram Finance ₹1,028.60 242,034 21.1 50,068 11,318 27.5% 22.6% 15.1% 4.7% 16.3% 59.9%
3 CHOLAFIN Cholamandalam Investment ₹1,845.90 157,642 27.2 33,144 5,751 14.1% 17.4% 20.6% 22.7% 21.8% 45.6%
4 PFC Power Finance ₹353.45 116,642 4.5 115,462 33,642 28.0% 29.1% 8.4% 10.2% -0.2% 0.2%
5 MUTHOOTFIN Muthoot Finance ₹2,792.10 112,094 10.6 31,349 10,606 33.7% 33.8% 54.4% 98.1% 65.1% 135.2%
6 IRFC Indian Railway ₹81.09 105,973 14.4 30,364 7,372 18.9% 24.3% 0.7% 7.8% 24.4% 10.2%
7 RECLTD REC ₹312.70 82,341 5.1 59,274 16,035 27.4% 27.1% 5.7% 2.7% -2.4% -6.1%
8 LTF L&T Finance ₹309.10 77,462 15.9 20,052 4,871 12.7% 24.3% 12.4% 67.1% 26.5% 32.4%
9 SBICARD SBI Cards ₹655.20 62,352 28.8 20,712 2,166 28.8% 10.5% 11.1% 13.1% 7.4% 14.0%
10 HDBFS HDB FINANCIAL ₹670.85 55,577 20.2 18,902 2,761 31.0% 14.6% — — 10.6% 38.3%
11 PIRAMALFIN PIRAMAL FINANCE ₹2,256.00 53,275 — — — — — — — — —
12 SUNDARMFIN Sundaram Finance ₹4,700.00 51,802 23.4 10,164 2,220 23.7% 21.8% 15.2% 9.5% 12.8% 33.9%
13 M&MFIN Mahindra & Mahindra ₹356.50 49,540 15.2 21,808 3,259 14.7% 14.9% 13.9% 26.5% 14.1% 75.3%
14 POONAWALLA Poonawalla Fincorp ₹444.00 38,888 34.7 8,900 1,088 15.8% 12.2% 60.9% 652.7% 70.1% 405.2%
15 HUDCO Housing and Urban ₹172.35 34,503 8.1 14,119 4,255 19.2% 30.1% 28.8% 48.9% 26.9% 35.1%
16 IREDA Indian Renewable ₹111.71 31,382 16.0 8,628 1,964 9.8% 22.8% 23.4% 10.3% 14.8% 36.8%
17 MANAPPURAM Manappuram Finance ₹329.00 30,904 20.9 10,300 1,445 16.2% 14.0% -5.5% -17.5% 34.2% 341.4%
18 CHOLAHLDNG Cholamandalam Financial ₹1,539.00 28,899 10.8 41,410 6,015 18.6% 14.5% 18.3% 15.7% 19.5% 42.0%
19 CGCL Capri Global ₹265.50 25,545 22.7 5,318 1,128 22.2% 21.2% 45.9% 98.4% 57.3% 102.0%
20 IIFL IIFL Finance ₹600.00 25,517 — — — — — 30.8% 214.4% 28.4% 92.6%
21 CREDITACC CreditAccess Grameen ₹1,403.30 22,489 18.6 6,383 1,211 31.9% 19.0% 5.3% 46.5% 21.9% 719.7%
22 IFCI IFCI ₹82.67 22,274 96.0 2,043 432 32.0% 21.2% 3.2% 24.7% -19.6% -3.5%
23 KISSHT OnEMI Technology ₹361.35 6,406 — — — — — — — 44.6% 58.5%
❓ Frequently asked questions
What was Sundaram Finance Limited's total income in Q1 FY27?
Sundaram Finance Limited reported total income of ₹2,653 crore for the quarter ended June 2026 (Q1 FY27), up 12.8% from ₹2,353 crore in the same quarter last year, and up 2.8% sequentially over the March 2026 quarter.
What was Sundaram Finance Limited's net profit in Q1 FY27?
Net profit rose 33.9% year-on-year to ₹636 crore, from ₹475 crore. Earnings per share (EPS) came in at ₹57.71.
What is SUNDARMFIN's market capitalisation and P/E ratio?
At the current price of ₹4,236.80, SUNDARMFIN has a market capitalisation of ₹46,697 crore and a trailing P/E of about 21.0.
Who owns Sundaram Finance Limited? (shareholding pattern)
As of Mar 2026, promoters held 37.21%, foreign institutional investors (FIIs) 18.97%, domestic institutional investors (DIIs) 7.69%, public shareholders 35.34% of Sundaram Finance Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI