City Union Bank LimitedCUBBank / NBFC

Financial Services Banks - Regional Latest results: Mar 2024 1 quarters of data

₹227.38

MCap ₹22,529 Cr

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

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Interest Earned · Mar 2024

₹352 Cr

Operating Profit · Mar 2024

₹255 Cr

Net Profit · Mar 2024

—

EPS · Mar 2024

3.99%

Gross NPA % · Mar 2024

1.97%

Net NPA % · Mar 2024

📝 City Union Bank Limited — results explained

Quarter ended March 2024 (Q4 FY24)

City Union Bank Limited reported total income of ₹1,549 crore for the quarter ended March 2024 (Q4 FY24).

Net profit stood at ₹255 crore.

On asset quality, gross NPA stood at 3.99% and net NPA at 1.97%.

Valuation snapshot

At the current price of ₹227.38, CUB has a market capitalisation of ₹22,529 crore.

Within the Banks - Regional industry, it is the 25th-largest of the 27 companies we track by market value.

Shareholding pattern

As of Sep 2026, domestic institutional investors (DIIs) 47.99%, foreign institutional investors (FIIs) 17.40%, public shareholders 34.61% of City Union Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹22,529 Cr

Current Price ?

₹227.4

P/E ?

N/A

Industry P/E ?

10.70

P/B ?

2.13

P/S ?

N/A

P/FCF ?

37.86

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

N/A

Earnings Yield ?

N/A

Dividend Yield ?

N/A

Profitability & Returns

Total Income (TTM) ?

N/A

OPM ?

N/A

Profit after tax (TTM) ?

N/A

EPS (TTM) ?

N/A

ROCE ?

N/A

ROE ?

N/A

ROA ?

N/A

Gross NPA % ?

3.99%

Net NPA % ?

1.97%

Growth

Total Income — latest qtr ?

₹1,549 Cr

PAT — latest qtr ?

₹255 Cr

YoY qtr sales growth ?

N/A

YoY qtr profit growth ?

N/A

Sales growth (3y) ?

N/A

Sales growth (5y) ?

N/A

Profit growth (3y) ?

N/A

Profit growth (5y) ?

N/A

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

N/A

Change in promoter holding ?

N/A

Pledged percentage ?

N/A

Market

Return 3 months ?

1.2%

Return 6 months ?

17.6%

🗓️ Quarterly results (1 quarters · ₹ Cr)

same fiscal quarter as Mar bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Mar 2024	YoY %	QoQ %
Interest Earned	—	—	—
Other Income	—	—	—
Total Income	1,549	—	—
Interest Expended	—	—	—
Operating Profit	352	—	—
Provisions	32	—	—
Profit Before Tax	320	—	—
Net Profit	255	—	—
EPS	—	—	—
Gross NPA %	3.99%	—	—
Net NPA %	1.97%	—	—
Capital Adequacy Ratio	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Annual rollup not yet available We need at least 3 quarters of a fiscal year to compute annual figures. This symbol does not yet have a complete fiscal year in our database.

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	74	74	74	74	+0.0%
Reserves	7,383	8,327	9,393	10,491	+11.7%
Deposits	52,398	55,657	63,526	78,308	+23.3%
Borrowing	4,688	4,724	2,169	5,327	+145.6%
Other Liabilities	2,051	2,044	2,461	2,825	+14.8%
Total Liabilities	66,595	70,826	77,623	97,024	+25.0%
Fixed Assets	239	270	322	469	+45.7%
CWIP	0	0	0	0	—
Investments	14,333	15,664	17,336	18,987	+9.5%
Other Assets	52,023	54,891	59,965	77,569	+29.4%
Total Assets	66,595	70,826	77,623	97,024	+25.0%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	724	436	1,128	802	-28.9%
Cash from Investing Activity	-72	-106	-120	-208	-73.3%
Cash from Financing Activity	-690	-36	-2,662	3,042	+214.3%
Net Cash Flow	-38	294	-1,653	3,637	+320.0%
Free Cash Flow	652	330	1,009	595	-41.0%
CFO/OP	31%	16%	32%	22%	-31.2%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	13%	13%	13%	13%	+0.0%

👥 Shareholding (latest 5 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Sep 2026	% Chg
DIIs	35.23%	36.75%	40.23%	40.73%	47.99%	+17.8%
FIIs	27.38%	25.96%	23.49%	23.37%	17.40%	-25.5%
Public	37.40%	37.27%	36.26%	35.90%	34.61%	-3.6%
No. of Shareholders	2,10,298	2,09,805	2,15,430	2,07,495	2,03,678	-1.8%

⚖️ Peer comparison

Industry: Banks - Regional · top 25 of 27 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	HDFCBANK HDFC Bank	₹708.25	1,091,484	13.8	495,517	79,736	18.7%	16.1%	5.2%	8.4%	0.0%	18.4%
2	ICICIBANK ICICI Bank	₹1,379.30	990,020	18.9	203,498	52,183	27.0%	25.6%	4.7%	6.2%	5.4%	15.9%
3	SBIN State Bank	₹995.70	919,093	10.7	722,687	88,468	14.7%	12.2%	7.0%	8.3%	7.8%	11.1%
4	KOTAKBANK Kotak Mahindra	₹419.00	416,807	20.5	111,296	20,296	20.5%	18.2%	1.0%	-12.8%	12.6%	22.5%
5	AXISBANK Axis Bank	₹1,240.60	386,252	13.9	165,024	27,813	21.4%	16.9%	4.0%	-5.8%	7.0%	22.2%
6	UNIONBANK Union Bank	₹178.20	136,031	6.6	129,552	20,644	11.5%	15.9%	-0.6%	7.8%	1.0%	27.4%
7	PNB Punjab National	₹115.70	132,973	5.8	151,526	22,871	15.0%	15.1%	6.4%	-0.6%	5.7%	15.2%
8	BANKBARODA Bank of Baroda	₹235.57	121,822	6.7	159,738	18,232	18.0%	11.4%	2.6%	-3.9%	7.6%	-48.6%
9	INDIANB Indian Bank	₹853.50	114,963	8.7	84,489	13,218	21.0%	15.6%	8.7%	3.9%	21.1%	13.9%
10	CANBK Canara Bank	₹123.49	112,013	5.5	150,263	20,391	17.4%	13.6%	0.3%	12.2%	-2.6%	11.0%
11	IDBI IDBI Bank	₹83.55	89,836	9.6	35,766	9,327	20.4%	26.1%	4.6%	21.5%	1.6%	5.5%
12	FEDERALBNK Federal Bank	₹344.50	85,094	16.4	36,483	5,348	17.7%	14.7%	7.0%	5.0%	19.0%	57.7%
13	AUBANK AU Small	₹1,058.90	79,356	27.7	22,417	2,856	17.2%	12.7%	16.0%	25.4%	15.5%	37.0%
14	INDUSINDBK IndusInd Bank	₹978.20	76,216	57.6	52,156	1,322	9.7%	2.5%	-5.1%	-65.5%	-9.2%	71.7%
15	IDFCFIRSTB IDFC First	₹86.21	74,332	32.5	49,914	2,305	13.0%	4.6%	11.4%	8.1%	12.6%	153.1%
16	YESBANK Yes Bank	₹23.40	73,449	19.7	37,788	3,775	11.3%	10.0%	0.6%	43.5%	5.3%	32.5%
17	MAHABANK Bank of Maharashtra	₹84.20	64,763	8.6	34,008	7,534	17.2%	22.2%	15.6%	26.6%	15.0%	34.3%
18	RBLBANK RBL Bank	₹412.55	63,950	53.0	19,673	1,205	16.5%	6.1%	3.6%	22.5%	21.6%	158.9%
19	IOB Indian Overseas	₹33.11	63,759	10.8	39,606	5,958	19.4%	15.0%	11.4%	59.6%	23.3%	45.6%
20	BANKINDIA Bank of India	₹139.06	63,309	5.6	87,046	11,343	15.0%	13.0%	6.5%	14.2%	9.8%	36.2%
21	KARURVYSYA Karur Vysya	₹335.40	32,422	11.0	13,985	2,958	23.3%	21.2%	14.4%	29.3%	10.5%	37.2%
22	UCOBANK UCO Bank	₹24.05	30,158	10.1	31,742	2,982	20.0%	9.4%	0.9%	13.2%	10.1%	26.8%
23	BANDHANBNK Bandhan Bank	₹176.52	28,440	23.2	24,423	1,223	18.1%	5.0%	-1.8%	-55.4%	1.1%	67.9%
24	CENTRALBK Central Bank	₹30.82	27,896	6.1	42,854	4,568	9.3%	10.7%	7.5%	14.9%	2.9%	3.2%
25	CUB City Union	₹227.90	22,580	17.0	7,908	1,327	18.1%	16.8%	17.5%	18.1%	20.3%	25.0%

❓ Frequently asked questions

What was City Union Bank Limited's total income in Q4 FY24?