Bandhan Bank LimitedBANDHANBNKBank / NBFC

Financial Services Banks - Regional Latest results: Mar 2026 14 quarters of data

₹167.50

MCap ₹26,987 Cr · P/E 22.1

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹5,428 Cr

Interest Earned · Mar 2026

-0.1% YoY

—

Operating Profit · Mar 2026

₹534 Cr

Net Profit · Mar 2026

+67.9% YoY

₹3.32

EPS · Mar 2026

+68.5% YoY

3.27%

Gross NPA % · Mar 2026

0.97%

Net NPA % · Mar 2026

📝 Bandhan Bank Limited — results explained

Quarter ended March 2026 (Q4 FY26)

Bandhan Bank Limited reported total income of ₹6,199 crore for the quarter ended March 2026 (Q4 FY26), up 1.1% from ₹6,134 crore in the same quarter last year, and up 1.3% sequentially over the December 2025 quarter.

Of this, interest earned contributed ₹5,428 crore and other income ₹771 crore. Net interest income (interest earned minus interest expended of ₹2,633 crore) worked out to ₹2,795 crore.

Net profit rose 67.9% year-on-year to ₹534 crore, from ₹318 crore. Earnings per share (EPS) came in at ₹3.32.

On asset quality, gross NPA stood at 3.27% and net NPA at 0.97% (gross NPA was 4.71% a year ago).

Full year and trailing twelve months

For the full year FY26, Bandhan Bank Limited posted total income of ₹24,423 crore, a decline of 1.8% over FY25, with a net profit of ₹1,223 crore (down 55.4% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹24,423 crore with a net profit of ₹1,223 crore.

Valuation snapshot

At the current price of ₹167.50, BANDHANBNK has a market capitalisation of ₹26,987 crore and a trailing P/E of about 22.1.

Within the Banks - Regional industry, it is the 23rd-largest of the 27 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 37.00%, foreign institutional investors (FIIs) 17.16%, domestic institutional investors (DIIs) 29.27%, the government 0.07%, public shareholders 16.51% of Bandhan Bank Limited.

Promoter holding slipped from 37.54% to 37.00% over the latest period.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹26,987 Cr

Current Price ?

₹167.5

P/E ?

22.06above ind

Industry P/E ?

10.70

P/B ?

1.07

P/S ?

1.10

P/FCF ?

43.81

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

N/A

Earnings Yield ?

4.5%

Dividend Yield ?

0.89%

Profitability & Returns

Total Income (TTM) ?

₹24,423 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹1,223 Cr

EPS (TTM) ?

₹7.59

ROCE ?

N/A

ROE ?

4.8%

ROA ?

0.6%

Gross NPA % ?

3.27%

Net NPA % ?

0.97%

Growth

Total Income — latest qtr ?

₹6,199 Cr

PAT — latest qtr ?

₹534 Cr

YoY qtr sales growth ?

1.1%

YoY qtr profit growth ?

67.9%

Sales growth (3y) ?

11%

Sales growth (5y) ?

12%

Profit growth (3y) ?

-18%

Profit growth (5y) ?

-11%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

37.00%

Change in promoter holding ?

-3.92%

Pledged percentage ?

N/A

Market

Return 3 months ?

-21.5%

Return 6 months ?

-4.0%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Mar bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	YoY %	QoQ %
Interest Earned	3,808	4,268	4,523	4,492	4,665	5,189	5,536	5,500	5,479	5,434	5,476	5,354	5,431	5,428	-0.1%	-0.1%
Other Income	1,033	629	385	540	545	694	528	595	1,096	700	726	546	691	771	+10.1%	+11.6%
Total Income	4,841	4,897	4,908	5,032	5,210	5,883	6,063	6,095	6,575	6,134	6,201	5,900	6,122	6,199	+1.1%	+1.3%
Interest Expended	1,727	1,796	2,032	2,049	2,140	2,323	2,531	2,552	2,648	2,678	2,718	2,765	2,743	2,633	-1.7%	-4.0%
Operating Profit	1,922	1,796	1,562	1,583	—	1,838	1,941	1,855	2,021	—	1,668	1,310	1,445	—	—	—
Provisions	1,541	735	602	636	—	1,774	523	606	1,376	—	1,147	1,153	1,155	—	—	—
Profit Before Tax	381	1,061	960	947	971	64	1,418	1,249	645	311	521	158	290	764	+145.7%	+163.1%
Net Profit	291	808	721	721	733	55	1,063	937	426	318	372	112	206	534	+67.9%	+159.7%
EPS	1.81	5.02	4.48	4.47	4.55	0.34	6.60	5.82	2.65	1.97	2.31	0.69	1.28	3.32	+68.5%	+159.4%
Gross NPA %	7.15%	4.87%	6.76%	7.32%	7.02%	3.84%	4.23%	4.68%	4.68%	4.71%	4.96%	5.02%	3.33%	3.27%	—	—
Net NPA %	1.86%	1.17%	2.18%	2.32%	2.21%	1.11%	1.15%	1.29%	1.28%	1.28%	1.36%	1.37%	0.99%	0.97%	—	—
Capital Adequacy Ratio	19.10%	19.76%	19.75%	19.21%	—	18.28%	14.97%	14.34%	14.54%	—	19.08%	18.23%	17.33%	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹21,948 Cr	₹21,689 Cr	₹21,689 Cr	-1.2%
Other Income	₹2,918 Cr	₹2,734 Cr	₹2,734 Cr	-6.3%
Total Income	₹24,866 Cr	₹24,423 Cr	₹24,423 Cr	-1.8%
Interest Expended	₹10,409 Cr	₹10,860 Cr	₹10,860 Cr	+4.3%
Net Interest Income	₹11,540 Cr	₹10,829 Cr	₹10,829 Cr	-6.2%
Operating Profit	₹5,817 Cr	₹4,424 Cr	₹4,424 Cr	-24.0%
Provisions	₹2,505 Cr	₹3,454 Cr	₹3,454 Cr	+37.9%
Profit Before Tax	₹3,623 Cr	₹1,734 Cr	₹1,734 Cr	-52.1%
Tax	₹885 Cr	₹280 Cr	₹280 Cr	-68.3%
Net Profit	₹2,745 Cr	₹1,223 Cr	₹1,223 Cr	-55.4%
EPS	₹17.04	₹7.60	₹7.60	-55.4%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	1,611	1,611	1,611	1,611	+0.0%
Reserves	17,973	19,999	22,994	23,645	+2.8%
Deposits	108,065	135,202	151,212	166,344	+10.0%
Borrowing	24,711	16,372	11,138	14,303	+28.4%
Other Liabilities	3,677	4,659	4,520	5,220	+15.5%
Total Liabilities	156,037	177,842	191,476	211,124	+10.3%
Fixed Assets	509	959	855	1,401	+63.9%
CWIP	346	214	325	0	-100.0%
Investments	32,366	29,288	40,712	38,668	-5.0%
Other Assets	122,817	147,381	149,584	171,054	+14.4%
Total Assets	156,037	177,842	191,476	211,124	+10.3%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-4,245	14,808	2,752	1,143	-58.5%
Cash from Investing Activity	-1,618	1,691	-3,879	317	+108.2%
Cash from Financing Activity	4,791	-8,579	-5,475	2,923	+153.4%
Net Cash Flow	-1,071	7,921	-6,601	4,382	+166.4%
Free Cash Flow	-4,654	14,252	2,466	616	-75.0%
CFO/OP	-49%	167%	29%	18%	-37.9%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	12%	11%	12%	5%	-58.3%

👥 Shareholding (latest 6 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026	% Chg
Promoters	40.92%	40.29%	39.74%	38.98%	37.54%	37.00%	-1.4%
FIIs	24.34%	23.44%	22.32%	22.07%	18.65%	17.16%	-8.0%
DIIs	16.52%	17.82%	18.76%	22.33%	27.48%	29.27%	+6.5%
Government	0.07%	0.07%	0.07%	0.07%	0.07%	0.07%	+0.0%
Public	18.14%	18.39%	19.11%	16.55%	16.27%	16.51%	+1.5%
No. of Shareholders	7,88,123	7,69,192	7,67,136	7,11,284	6,64,000	6,56,668	-1.1%

⚖️ Peer comparison

Industry: Banks - Regional · top 25 of 27 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	HDFCBANK HDFC Bank	₹708.25	1,091,484	13.8	495,517	79,736	18.7%	16.1%	5.2%	8.4%	0.0%	18.4%
2	ICICIBANK ICICI Bank	₹1,379.30	990,020	18.9	203,498	52,183	27.0%	25.6%	4.7%	6.2%	5.4%	15.9%
3	SBIN State Bank	₹995.70	919,093	10.7	722,687	88,468	14.7%	12.2%	7.0%	8.3%	7.8%	11.1%
4	KOTAKBANK Kotak Mahindra	₹419.00	416,807	20.5	111,296	20,296	20.5%	18.2%	1.0%	-12.8%	12.6%	22.5%
5	AXISBANK Axis Bank	₹1,240.60	386,252	13.9	165,024	27,813	21.4%	16.9%	4.0%	-5.8%	7.0%	22.2%
6	UNIONBANK Union Bank	₹178.20	136,031	6.6	129,552	20,644	11.5%	15.9%	-0.6%	7.8%	1.0%	27.4%
7	PNB Punjab National	₹115.70	132,973	5.8	151,526	22,871	15.0%	15.1%	6.4%	-0.6%	5.7%	15.2%
8	BANKBARODA Bank of Baroda	₹235.57	121,822	6.7	159,738	18,232	18.0%	11.4%	2.6%	-3.9%	7.6%	-48.6%
9	INDIANB Indian Bank	₹853.50	114,963	8.7	84,489	13,218	21.0%	15.6%	8.7%	3.9%	21.1%	13.9%
10	CANBK Canara Bank	₹123.49	112,013	5.5	150,263	20,391	17.4%	13.6%	0.3%	12.2%	-2.6%	11.0%
11	IDBI IDBI Bank	₹83.55	89,836	9.6	35,766	9,327	20.4%	26.1%	4.6%	21.5%	1.6%	5.5%
12	FEDERALBNK Federal Bank	₹344.50	85,094	16.4	36,483	5,348	17.7%	14.7%	7.0%	5.0%	19.0%	57.7%
13	AUBANK AU Small	₹1,058.90	79,356	27.7	22,417	2,856	17.2%	12.7%	16.0%	25.4%	15.5%	37.0%
14	INDUSINDBK IndusInd Bank	₹978.20	76,216	57.6	52,156	1,322	9.7%	2.5%	-5.1%	-65.5%	-9.2%	71.7%
15	IDFCFIRSTB IDFC First	₹86.21	74,332	32.5	49,914	2,305	13.0%	4.6%	11.4%	8.1%	12.6%	153.1%
16	YESBANK Yes Bank	₹23.40	73,449	19.7	37,788	3,775	11.3%	10.0%	0.6%	43.5%	5.3%	32.5%
17	MAHABANK Bank of Maharashtra	₹84.20	64,763	8.6	34,008	7,534	17.2%	22.2%	15.6%	26.6%	15.0%	34.3%
18	RBLBANK RBL Bank	₹412.55	63,950	53.0	19,673	1,205	16.5%	6.1%	3.6%	22.5%	21.6%	158.9%
19	IOB Indian Overseas	₹33.11	63,759	10.8	39,606	5,958	19.4%	15.0%	11.4%	59.6%	23.3%	45.6%
20	BANKINDIA Bank of India	₹139.06	63,309	5.6	87,046	11,343	15.0%	13.0%	6.5%	14.2%	9.8%	36.2%
21	KARURVYSYA Karur Vysya	₹335.40	32,422	11.0	13,985	2,958	23.3%	21.2%	14.4%	29.3%	10.5%	37.2%
22	UCOBANK UCO Bank	₹24.05	30,158	10.1	31,742	2,982	20.0%	9.4%	0.9%	13.2%	10.1%	26.8%
23	BANDHANBNK Bandhan Bank	₹176.52	28,440	23.2	24,423	1,223	18.1%	5.0%	-1.8%	-55.4%	1.1%	67.9%
24	CENTRALBK Central Bank	₹30.82	27,896	6.1	42,854	4,568	9.3%	10.7%	7.5%	14.9%	2.9%	3.2%
25	CUB City Union	₹227.90	22,580	17.0	7,908	1,327	18.1%	16.8%	17.5%	18.1%	20.3%	25.0%

❓ Frequently asked questions

What was Bandhan Bank Limited's total income in Q4 FY26?

What was Bandhan Bank Limited's net profit in Q4 FY26?