IDFC First Bank LimitedIDFCFIRSTBBank / NBFC

Financial Services Banks - Regional Latest results: Jun 2026 15 quarters of data

₹78.08

MCap ₹67,322 Cr · P/E 29.2

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹11,051 Cr

Interest Earned · Jun 2026

+14.6% YoY

₹2,626 Cr

Operating Profit · Jun 2026

+17.7% YoY

₹1,148 Cr

Net Profit · Jun 2026

+153.1% YoY

₹1.33

EPS · Jun 2026

+114.5% YoY

1.51%

Gross NPA % · Jun 2026

0.44%

Net NPA % · Jun 2026

📝 IDFC First Bank Limited — results explained

Quarter ended June 2026 (Q1 FY27)

IDFC First Bank Limited reported total income of ₹13,361 crore for the quarter ended June 2026 (Q1 FY27), up 12.6% from ₹11,869 crore in the same quarter last year, and up 9.7% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹11,051 crore and other income ₹2,310 crore. Net interest income (interest earned minus interest expended of ₹5,077 crore) worked out to ₹5,974 crore.

Net profit rose 153.1% year-on-year to ₹1,148 crore, from ₹453 crore. Earnings per share (EPS) came in at ₹1.33.

On asset quality, gross NPA stood at 1.51% and net NPA at 0.44% (gross NPA was 1.97% a year ago); the capital adequacy ratio was 15.05%.

Full year and trailing twelve months

For the full year FY26, IDFC First Bank Limited posted total income of ₹48,422 crore, a growth of 11.4% over FY25, with a net profit of ₹1,611 crore (up 8.1% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹49,914 crore with a net profit of ₹2,305 crore.

Valuation snapshot

At the current price of ₹78.08, IDFCFIRSTB has a market capitalisation of ₹67,322 crore and a trailing P/E of about 29.2.

Within the Banks - Regional industry, it is the 15th-largest of the 27 companies we track by market value.

Shareholding pattern

As of Jun 2026, foreign institutional investors (FIIs) 36.10%, domestic institutional investors (DIIs) 24.37%, the government 7.79%, public shareholders 31.74% of IDFC First Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹67,322 Cr

Current Price ?

₹78.1

P/E ?

29.20above ind

Industry P/E ?

10.70

P/B ?

1.43

P/S ?

1.35

P/FCF ?

11.10

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

N/A

Earnings Yield ?

3.4%

Dividend Yield ?

0.32%

Profitability & Returns

Total Income (TTM) ?

₹49,914 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹2,305 Cr

EPS (TTM) ?

₹2.67

ROCE ?

N/A

ROE ?

4.9%

ROA ?

0.6%

Gross NPA % ?

1.51%

Net NPA % ?

0.44%

Growth

Total Income — latest qtr ?

₹13,361 Cr

PAT — latest qtr ?

₹1,148 Cr

YoY qtr sales growth ?

12.6%

YoY qtr profit growth ?

153.1%

Sales growth (3y) ?

21%

Sales growth (5y) ?

20%

Profit growth (3y) ?

-13%

Profit growth (5y) ?

28%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

N/A

Change in promoter holding ?

N/A

Pledged percentage ?

N/A

Market

Return 3 months ?

-2.8%

Return 6 months ?

13.9%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	5,912	6,424	6,869	7,356	7,880	8,220	8,789	8,957	9,343	9,413	9,642	9,937	10,417	10,553	11,051	+14.6%	+4.7%
Other Income	1,152	1,398	1,364	1,410	1,517	1,642	1,574	1,727	1,780	1,895	2,227	1,891	2,125	1,630	2,310	+3.7%	+41.7%
Total Income	7,064	7,822	8,232	8,766	9,396	9,862	10,363	10,684	11,123	11,308	11,869	11,828	12,542	12,183	13,361	+12.6%	+9.7%
Interest Expended	2,626	2,827	3,122	3,406	3,592	3,750	4,093	4,169	4,440	4,505	4,709	4,824	4,924	4,876	5,077	+7.8%	+4.1%
Operating Profit	1,277	1,577	1,472	1,511	1,585	—	1,847	1,977	1,760	1,795	2,230	1,876	2,009	—	2,626	+17.7%	—
Provisions	450	482	476	528	655	—	994	1,732	1,338	1,450	1,659	1,452	1,398	—	1,144	-31.0%	—
Profit Before Tax	827	1,094	996	983	930	948	853	245	422	344	571	424	611	201	1,482	+159.4%	+637.1%
Net Profit	617	816	732	747	732	732	643	212	340	296	453	348	479	331	1,148	+153.1%	+246.8%
EPS	0.99	1.30	1.10	1.12	1.04	1.04	0.91	0.28	0.46	0.40	0.62	0.35	0.54	0.38	1.33	+114.5%	+250.0%
Gross NPA %	2.96%	2.51%	2.17%	2.11%	2.04%	1.88%	1.90%	1.92%	1.94%	1.87%	1.97%	1.86%	1.69%	1.61%	1.51%	—	—
Net NPA %	1.03%	0.86%	0.70%	0.68%	0.68%	0.60%	0.59%	0.48%	0.52%	0.53%	0.55%	0.52%	0.53%	0.48%	0.44%	—	—
Capital Adequacy Ratio	15.01%	—	16.96%	16.54%	16.73%	—	15.59%	16.01%	15.65%	—	14.86%	14.11%	15.84%	—	15.05%	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹36,502 Cr	₹40,549 Cr	₹41,958 Cr	+11.1%
Other Income	₹6,977 Cr	₹7,873 Cr	₹7,956 Cr	+12.9%
Total Income	₹43,478 Cr	₹48,422 Cr	₹49,914 Cr	+11.4%
Interest Expended	₹17,208 Cr	₹19,334 Cr	₹19,702 Cr	+12.4%
Net Interest Income	₹19,294 Cr	₹21,216 Cr	₹22,256 Cr	+10.0%
Operating Profit	₹7,379 Cr	₹6,115 Cr	₹6,511 Cr	-17.1%
Provisions	₹5,515 Cr	₹4,509 Cr	₹3,994 Cr	-18.2%
Profit Before Tax	₹1,864 Cr	₹1,807 Cr	₹2,717 Cr	-3.1%
Tax	₹374 Cr	₹326 Cr	₹542 Cr	-12.8%
Net Profit	₹1,490 Cr	₹1,611 Cr	₹2,305 Cr	+8.1%
EPS	₹2.05	₹1.89	₹2.60	-7.8%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	6,618	7,070	7,322	8,602	+17.5%
Reserves	19,229	25,204	30,834	38,514	+24.9%
Deposits	144,470	200,570	252,010	294,312	+16.8%
Borrowing	57,212	50,936	38,984	36,633	-6.0%
Other Liabilities	12,353	12,430	14,759	21,714	+47.1%
Total Liabilities	239,882	296,210	343,909	399,775	+16.2%
Fixed Assets	2,054	2,720	2,802	2,626	-6.3%
CWIP	219	95	74	-0	-100.0%
Investments	60,913	74,500	80,505	85,646	+6.4%
Other Assets	176,696	218,895	260,528	311,503	+19.6%
Total Assets	239,882	296,210	343,909	399,775	+16.2%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	3,563	11,543	14,465	6,817	-52.9%
Cash from Investing Activity	-11,996	-9,887	-3,174	-14,143	-345.6%
Cash from Financing Activity	6,509	-2,954	-8,673	4,972	+157.3%
Net Cash Flow	-1,924	-1,298	2,618	-2,355	-190.0%
Free Cash Flow	2,383	10,379	13,579	6,067	-55.3%
CFO/OP	42%	99%	113%	53%	-53.1%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	11%	10%	4%	4%	+0.0%

👥 Shareholding (latest 5 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	% Chg
Promoters	0.00%	0.00%	0.00%	0.00%	—	—
FIIs	23.80%	24.64%	36.76%	36.52%	36.10%	-1.2%
DIIs	23.40%	24.33%	22.38%	22.73%	24.37%	+7.2%
Government	9.15%	9.14%	7.80%	7.80%	7.79%	-0.1%
Public	43.64%	41.89%	33.05%	32.93%	31.74%	-3.6%
No. of Shareholders	31,54,467	30,40,715	28,65,887	28,90,403	27,89,803	-3.5%

⚖️ Peer comparison

Industry: Banks - Regional · top 25 of 27 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	HDFCBANK HDFC Bank	₹708.25	1,091,484	13.8	495,517	79,736	18.7%	16.1%	5.2%	8.4%	0.0%	18.4%
2	ICICIBANK ICICI Bank	₹1,379.30	990,020	18.9	203,498	52,183	27.0%	25.6%	4.7%	6.2%	5.4%	15.9%
3	SBIN State Bank	₹995.70	919,093	10.7	722,687	88,468	14.7%	12.2%	7.0%	8.3%	7.8%	11.1%
4	KOTAKBANK Kotak Mahindra	₹419.00	416,807	20.5	111,296	20,296	20.5%	18.2%	1.0%	-12.8%	12.6%	22.5%
5	AXISBANK Axis Bank	₹1,240.60	386,252	13.9	165,024	27,813	21.4%	16.9%	4.0%	-5.8%	7.0%	22.2%
6	UNIONBANK Union Bank	₹178.20	136,031	6.6	129,552	20,644	11.5%	15.9%	-0.6%	7.8%	1.0%	27.4%
7	PNB Punjab National	₹115.70	132,973	5.8	151,526	22,871	15.0%	15.1%	6.4%	-0.6%	5.7%	15.2%
8	BANKBARODA Bank of Baroda	₹235.57	121,822	6.7	159,738	18,232	18.0%	11.4%	2.6%	-3.9%	7.6%	-48.6%
9	INDIANB Indian Bank	₹853.50	114,963	8.7	84,489	13,218	21.0%	15.6%	8.7%	3.9%	21.1%	13.9%
10	CANBK Canara Bank	₹123.49	112,013	5.5	150,263	20,391	17.4%	13.6%	0.3%	12.2%	-2.6%	11.0%
11	IDBI IDBI Bank	₹83.55	89,836	9.6	35,766	9,327	20.4%	26.1%	4.6%	21.5%	1.6%	5.5%
12	FEDERALBNK Federal Bank	₹344.50	85,094	16.4	36,483	5,348	17.7%	14.7%	7.0%	5.0%	19.0%	57.7%
13	AUBANK AU Small	₹1,058.90	79,356	27.7	22,417	2,856	17.2%	12.7%	16.0%	25.4%	15.5%	37.0%
14	INDUSINDBK IndusInd Bank	₹978.20	76,216	57.6	52,156	1,322	9.7%	2.5%	-5.1%	-65.5%	-9.2%	71.7%
15	IDFCFIRSTB IDFC First	₹86.21	74,332	32.5	49,914	2,305	13.0%	4.6%	11.4%	8.1%	12.6%	153.1%
16	YESBANK Yes Bank	₹23.40	73,449	19.7	37,788	3,775	11.3%	10.0%	0.6%	43.5%	5.3%	32.5%
17	MAHABANK Bank of Maharashtra	₹84.20	64,763	8.6	34,008	7,534	17.2%	22.2%	15.6%	26.6%	15.0%	34.3%
18	RBLBANK RBL Bank	₹412.55	63,950	53.0	19,673	1,205	16.5%	6.1%	3.6%	22.5%	21.6%	158.9%
19	IOB Indian Overseas	₹33.11	63,759	10.8	39,606	5,958	19.4%	15.0%	11.4%	59.6%	23.3%	45.6%
20	BANKINDIA Bank of India	₹139.06	63,309	5.6	87,046	11,343	15.0%	13.0%	6.5%	14.2%	9.8%	36.2%
21	KARURVYSYA Karur Vysya	₹335.40	32,422	11.0	13,985	2,958	23.3%	21.2%	14.4%	29.3%	10.5%	37.2%
22	UCOBANK UCO Bank	₹24.05	30,158	10.1	31,742	2,982	20.0%	9.4%	0.9%	13.2%	10.1%	26.8%
23	BANDHANBNK Bandhan Bank	₹176.52	28,440	23.2	24,423	1,223	18.1%	5.0%	-1.8%	-55.4%	1.1%	67.9%
24	CENTRALBK Central Bank	₹30.82	27,896	6.1	42,854	4,568	9.3%	10.7%	7.5%	14.9%	2.9%	3.2%
25	CUB City Union	₹227.90	22,580	17.0	7,908	1,327	18.1%	16.8%	17.5%	18.1%	20.3%	25.0%

❓ Frequently asked questions

What was IDFC First Bank Limited's total income in Q1 FY27?

What was IDFC First Bank Limited's net profit in Q1 FY27?