Flash Finance

Karur Vysya Bank LimitedKARURVYSYABank / NBFC

Financial Services Banks - Regional Latest results: Sep 2026 16 quarters of data
Consolidated Standalone
₹355.65
MCap ₹34,380 Cr · P/E 11.6
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹3,235 Cr
Interest Earned · Sep 2026
+15.2% YoY
₹1,162 Cr
Operating Profit · Sep 2026
+14.2% YoY
₹788 Cr
Net Profit · Sep 2026
+37.2% YoY
₹8.15
EPS · Sep 2026
+37.2% YoY
0.69%
Gross NPA % · Sep 2026
0.18%
Net NPA % · Sep 2026

📝 Karur Vysya Bank Limited — results explained

Quarter ended September 2026 (Q2 FY27)

Karur Vysya Bank Limited reported total income of ₹3,670 crore for the quarter ended September 2026 (Q2 FY27), up 10.5% from ₹3,320 crore in the same quarter last year, and up 5.1% sequentially over the June 2026 quarter.

Of this, interest earned contributed ₹3,235 crore and other income ₹435 crore. Net interest income (interest earned minus interest expended of ₹1,738 crore) worked out to ₹1,497 crore.

Net profit rose 37.2% year-on-year to ₹788 crore, from ₹574 crore. Earnings per share (EPS) came in at ₹8.15.

On asset quality, gross NPA stood at 0.69% and net NPA at 0.18% (gross NPA was 0.76% a year ago); the capital adequacy ratio was 17.97%.

Full year and trailing twelve months

For the full year FY26, Karur Vysya Bank Limited posted total income of ₹13,159 crore, a growth of 14.4% over FY25, with a net profit of ₹2,510 crore (up 29.3% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹13,985 crore with a net profit of ₹2,958 crore.

Valuation snapshot

At the current price of ₹355.65, KARURVYSYA has a market capitalisation of ₹34,380 crore and a trailing P/E of about 11.6.

Within the Banks - Regional industry, it is the 21st-largest of the 27 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 1.95%, foreign institutional investors (FIIs) 18.10%, domestic institutional investors (DIIs) 42.10%, public shareholders 37.85% of Karur Vysya Bank Limited.

Promoter holding slipped from 2.07% to 1.95% over the latest period.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹34,380 Cr
Current Price ?
₹355.6
P/E ?
11.62above ind
Industry P/E ?
10.70
P/B ?
2.44
P/S ?
2.46
P/FCF ?
-50.34
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.37
Earnings Yield ?
8.6%
Dividend Yield ?
0.61%
Profitability & Returns
Total Income (TTM) ?
₹13,985 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹2,958 Cr
EPS (TTM) ?
₹30.60
ROCE ?
N/A
ROE ?
21.0%
ROA ?
2.2%
Gross NPA % ?
0.69%
Net NPA % ?
0.18%
Growth
Total Income — latest qtr ?
₹3,670 Cr
PAT — latest qtr ?
₹788 Cr
YoY qtr sales growth ?
10.5%
YoY qtr profit growth ?
37.2%
Sales growth (3y) ?
19%
Sales growth (5y) ?
15%
Profit growth (3y) ?
31%
Profit growth (5y) ?
48%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
1.95%
Change in promoter holding ?
-0.15%
Pledged percentage ?
N/A
Market
Return 3 months ?
14.8%
Return 6 months ?
28.1%

🗓️ Quarterly results (16 quarters · ₹ Cr)

same fiscal quarter as Sep bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 YoY % QoQ %
Interest Earned 1,6951,7681,8831,9972,1392,1872,2852,3842,4862,5162,5692,8082,7942,9043,0493,235 +15.2% +6.1%
Other Income 317401333339358629388472467509447512509616442435 -15.1% -1.6%
Total Income 2,0132,1692,2161,2542,4971,6252,6732,8562,9533,0253,0163,3203,3033,5203,4913,670 +10.5% +5.1%
Interest Expended 8068769861,0821,1381,1891,2601,3241,4071,4271,4891,5471,5551,5451,6271,738 +12.4% +6.8%
Operating Profit 689739—6386768687468168158358061,0171,005—1,0961,162 +14.2% +6.1%
Provisions 364293—126150294133180147161118274105—90119 -56.8% +31.3%
Profit Before Tax 3254464895115265746136366686746877439019891,0051,044 +40.5% +3.8%
Net Profit 289338359378412456459474496513521574690725756788 +37.2% +4.2%
EPS —4.214.473.934.274.735.705.896.165.315.405.947.147.507.828.15 +37.2% +4.2%
Gross NPA % — 2.27% 1.99% 1.73% 1.58% 1.40% 1.32% 1.10% 0.83% 0.76% 0.66% 0.76% 0.71% 0.75% 0.74% 0.69% — —
Net NPA % — 0.74% 0.59% 0.47% 0.42% 0.40% 0.38% 0.28% 0.20% 0.20% 0.19% 0.19% 0.19% 0.19% 0.19% 0.18% — —
Capital Adequacy Ratio — 18.56% — — — — 16.47% 16.28% 15.91% — 17.36% — — — 18.61% 17.97% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹9,670 Cr ₹11,075 Cr ₹11,983 Cr +14.5%
Other Income ₹1,837 Cr ₹2,085 Cr ₹2,002 Cr +13.5%
Total Income ₹11,508 Cr ₹13,159 Cr ₹13,985 Cr +14.4%
Interest Expended ₹5,418 Cr ₹6,136 Cr ₹6,465 Cr +13.2%
Net Interest Income ₹4,252 Cr ₹4,939 Cr ₹5,518 Cr +16.1%
Operating Profit ₹3,212 Cr ₹2,828 Cr ₹3,263 Cr -12.0%
Provisions ₹622 Cr ₹497 Cr ₹314 Cr -20.0%
Profit Before Tax ₹2,591 Cr ₹3,320 Cr ₹3,939 Cr +28.1%
Tax ₹649 Cr ₹546 Cr ₹716 Cr -15.9%
Net Profit ₹1,942 Cr ₹2,510 Cr ₹2,958 Cr +29.3%
EPS ₹23.06 ₹25.98 ₹30.61 +12.7%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 160161161193 +19.9%
Reserves 8,4249,87911,76913,915 +18.2%
Deposits 76,63889,113102,078115,666 +13.3%
Borrowing 1,4322,4781,2172,623 +115.5%
Other Liabilities 3,5263,8224,1434,207 +1.5%
Total Liabilities 90,179105,453119,367136,603 +14.4%
Fixed Assets 418412451502 +11.3%
CWIP 1720390 -100.0%
Investments 18,80822,34423,83129,020 +21.8%
Other Assets 70,93682,67795,046107,082 +12.7%
Total Assets 90,179105,453119,367136,603 +14.4%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 1,2172,9544,487-554 -112.3%
Cash from Investing Activity -1,270-1,296-2,151-1,745 +18.9%
Cash from Financing Activity -178-694-188-205 -9.0%
Net Cash Flow -2319632,148-2,504 -216.6%
Free Cash Flow 1,1562,8644,319-683 -115.8%
CFO/OP 28%69%79%2% -97.5%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 14%17%18%19% +5.6%

👥 Shareholding (latest 6 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 % Chg
Promoters 2.10%2.10%2.07%2.07%2.07%1.95% -5.8%
FIIs 15.41%15.81%16.87%19.25%17.92%18.10% +1.0%
DIIs 39.47%39.97%40.20%39.26%41.22%42.10% +2.1%
Government 0.02%0.01%0.02%0.02%0.01%— —
Public 43.00%42.11%40.84%39.40%38.78%37.85% -2.4%
No. of Shareholders 2,52,9572,64,7842,67,1742,72,7262,75,9082,77,239 +0.5%

⚖️ Peer comparison

Industry: Banks - Regional · top 25 of 27 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 HDFCBANK HDFC Bank ₹708.25 1,091,484 13.8 495,517 79,736 18.7% 16.1% 5.2% 8.4% 0.0% 18.4%
2 ICICIBANK ICICI Bank ₹1,379.30 990,020 18.9 203,498 52,183 27.0% 25.6% 4.7% 6.2% 5.4% 15.9%
3 SBIN State Bank ₹995.70 919,093 10.7 722,687 88,468 14.7% 12.2% 7.0% 8.3% 7.8% 11.1%
4 KOTAKBANK Kotak Mahindra ₹419.00 416,807 20.5 111,296 20,296 20.5% 18.2% 1.0% -12.8% 12.6% 22.5%
5 AXISBANK Axis Bank ₹1,240.60 386,252 13.9 165,024 27,813 21.4% 16.9% 4.0% -5.8% 7.0% 22.2%
6 UNIONBANK Union Bank ₹178.20 136,031 6.6 129,552 20,644 11.5% 15.9% -0.6% 7.8% 1.0% 27.4%
7 PNB Punjab National ₹115.70 132,973 5.8 151,526 22,871 15.0% 15.1% 6.4% -0.6% 5.7% 15.2%
8 BANKBARODA Bank of Baroda ₹235.57 121,822 6.7 159,738 18,232 18.0% 11.4% 2.6% -3.9% 7.6% -48.6%
9 INDIANB Indian Bank ₹853.50 114,963 8.7 84,489 13,218 21.0% 15.6% 8.7% 3.9% 21.1% 13.9%
10 CANBK Canara Bank ₹123.49 112,013 5.5 150,263 20,391 17.4% 13.6% 0.3% 12.2% -2.6% 11.0%
11 IDBI IDBI Bank ₹83.55 89,836 9.6 35,766 9,327 20.4% 26.1% 4.6% 21.5% 1.6% 5.5%
12 FEDERALBNK Federal Bank ₹344.50 85,094 16.4 36,483 5,348 17.7% 14.7% 7.0% 5.0% 19.0% 57.7%
13 AUBANK AU Small ₹1,058.90 79,356 27.7 22,417 2,856 17.2% 12.7% 16.0% 25.4% 15.5% 37.0%
14 INDUSINDBK IndusInd Bank ₹978.20 76,216 57.6 52,156 1,322 9.7% 2.5% -5.1% -65.5% -9.2% 71.7%
15 IDFCFIRSTB IDFC First ₹86.21 74,332 32.5 49,914 2,305 13.0% 4.6% 11.4% 8.1% 12.6% 153.1%
16 YESBANK Yes Bank ₹23.40 73,449 19.7 37,788 3,775 11.3% 10.0% 0.6% 43.5% 5.3% 32.5%
17 MAHABANK Bank of Maharashtra ₹84.20 64,763 8.6 34,008 7,534 17.2% 22.2% 15.6% 26.6% 15.0% 34.3%
18 RBLBANK RBL Bank ₹412.55 63,950 53.0 19,673 1,205 16.5% 6.1% 3.6% 22.5% 21.6% 158.9%
19 IOB Indian Overseas ₹33.11 63,759 10.8 39,606 5,958 19.4% 15.0% 11.4% 59.6% 23.3% 45.6%
20 BANKINDIA Bank of India ₹139.06 63,309 5.6 87,046 11,343 15.0% 13.0% 6.5% 14.2% 9.8% 36.2%
21 KARURVYSYA Karur Vysya ₹335.40 32,422 11.0 13,985 2,958 23.3% 21.2% 14.4% 29.3% 10.5% 37.2%
22 UCOBANK UCO Bank ₹24.05 30,158 10.1 31,742 2,982 20.0% 9.4% 0.9% 13.2% 10.1% 26.8%
23 BANDHANBNK Bandhan Bank ₹176.52 28,440 23.2 24,423 1,223 18.1% 5.0% -1.8% -55.4% 1.1% 67.9%
24 CENTRALBK Central Bank ₹30.82 27,896 6.1 42,854 4,568 9.3% 10.7% 7.5% 14.9% 2.9% 3.2%
25 CUB City Union ₹227.90 22,580 17.0 7,908 1,327 18.1% 16.8% 17.5% 18.1% 20.3% 25.0%
❓ Frequently asked questions
What was Karur Vysya Bank Limited's total income in Q2 FY27?
Karur Vysya Bank Limited reported total income of ₹3,670 crore for the quarter ended September 2026 (Q2 FY27), up 10.5% from ₹3,320 crore in the same quarter last year, and up 5.1% sequentially over the June 2026 quarter.
What was Karur Vysya Bank Limited's net profit in Q2 FY27?
Net profit rose 37.2% year-on-year to ₹788 crore, from ₹574 crore. Earnings per share (EPS) came in at ₹8.15.
What is KARURVYSYA's market capitalisation and P/E ratio?
At the current price of ₹355.65, KARURVYSYA has a market capitalisation of ₹34,380 crore and a trailing P/E of about 11.6.
What are Karur Vysya Bank Limited's NPA levels?
On asset quality, gross NPA stood at 0.69% and net NPA at 0.18% (gross NPA was 0.76% a year ago); the capital adequacy ratio was 17.97%.
Who owns Karur Vysya Bank Limited? (shareholding pattern)
As of Sep 2026, promoters held 1.95%, foreign institutional investors (FIIs) 18.10%, domestic institutional investors (DIIs) 42.10%, public shareholders 37.85% of Karur Vysya Bank Limited.
TTM ends 2026-09-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI