Bank of India LimitedBANKINDIABank / NBFC

Financial Services Banks - Regional Latest results: Jun 2026 14 quarters of data

₹132.36

MCap ₹60,259 Cr · P/E 5.1

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹20,097 Cr

Interest Earned · Jun 2026

+8.8% YoY

₹5,138 Cr

Operating Profit · Jun 2026

₹3,303 Cr

Net Profit · Jun 2026

+80.4% YoY

₹7.25

EPS · Jun 2026

+80.3% YoY

1.81%

Gross NPA % · Jun 2026

0.51%

Net NPA % · Jun 2026

📝 Bank of India Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Bank of India Limited reported total income of ₹22,712 crore for the quarter ended June 2026 (Q1 FY27), up 12.7% from ₹20,159 crore in the same quarter last year, and down 0.6% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹20,097 crore and other income ₹2,615 crore. Net interest income (interest earned minus interest expended of ₹13,156 crore) worked out to ₹6,941 crore.

Net profit rose 80.4% year-on-year to ₹3,303 crore, from ₹1,831 crore. Earnings per share (EPS) came in at ₹7.25.

On asset quality, gross NPA stood at 1.81% and net NPA at 0.51% (gross NPA was 2.92% a year ago); the capital adequacy ratio was 19.28%.

Full year and trailing twelve months

For the full year FY26, Bank of India Limited posted total income of ₹85,130 crore, a growth of 5.9% over FY25, with a net profit of ₹10,310 crore (up 7.9% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹87,683 crore with a net profit of ₹11,782 crore.

Valuation snapshot

At the current price of ₹132.36, BANKINDIA has a market capitalisation of ₹60,259 crore and a trailing P/E of about 5.1.

Within the Banks - Regional industry, it is the 20th-largest of the 27 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 73.38%, foreign institutional investors (FIIs) 7.58%, domestic institutional investors (DIIs) 13.39%, public shareholders 5.65% of Bank of India Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹60,259 Cr

Current Price ?

₹132.4

P/E ?

5.11below ind

Industry P/E ?

10.70

P/B ?

0.67

P/S ?

0.69

P/FCF ?

15.42

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

0.12

Earnings Yield ?

19.6%

Dividend Yield ?

3.49%

Profitability & Returns

Total Income (TTM) ?

₹87,683 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹11,782 Cr

EPS (TTM) ?

₹25.88

ROCE ?

N/A

ROE ?

13.1%

ROA ?

1.0%

Gross NPA % ?

1.81%

Net NPA % ?

0.51%

Growth

Total Income — latest qtr ?

₹22,712 Cr

PAT — latest qtr ?

₹3,303 Cr

YoY qtr sales growth ?

12.7%

YoY qtr profit growth ?

80.4%

Sales growth (3y) ?

16%

Sales growth (5y) ?

13%

Profit growth (3y) ?

42%

Profit growth (5y) ?

39%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

73.38%

Change in promoter holding ?

0.00%

Pledged percentage ?

N/A

Market

Return 3 months ?

-7.6%

Return 6 months ?

-10.6%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	13,548	14,442	15,062	15,319	16,250	17,046	17,466	18,317	18,479	18,467	18,521	19,052	19,573	20,097	+8.8%	+2.7%
Other Income	3,168	1,484	1,717	1,202	1,830	1,338	2,532	1,780	3,455	1,692	2,218	2,327	3,280	2,615	+54.6%	-20.3%
Total Income	16,716	15,926	16,779	16,521	18,080	18,384	19,998	20,097	21,934	20,159	20,739	21,379	22,853	22,712	+12.7%	-0.6%
Interest Expended	7,948	8,467	9,256	9,792	10,242	10,693	11,403	12,166	12,333	12,321	12,530	12,504	12,785	13,156	+6.8%	+2.9%
Operating Profit	—	—	—	—	—	—	—	—	—	—	—	—	—	5,138	—	—
Provisions	—	—	—	—	—	—	—	—	—	—	—	—	—	971	—	—
Profit Before Tax	2,178	2,880	2,977	2,539	1,797	2,422	3,138	3,447	3,551	2,439	3,361	3,674	4,079	4,167	+70.8%	+2.2%
Net Profit	1,413	1,562	1,499	1,931	1,574	1,890	2,422	2,638	2,602	1,831	2,576	2,814	3,089	3,303	+80.4%	+6.9%
EPS	3.44	3.81	3.65	4.24	3.46	4.15	5.32	5.79	5.72	4.02	5.66	6.18	6.78	7.25	+80.3%	+6.9%
Gross NPA %	7.31%	6.67%	5.84%	5.35%	4.98%	4.62%	4.41%	3.69%	3.27%	2.92%	2.54%	2.26%	1.98%	1.81%	—	—
Net NPA %	1.66%	1.65%	1.54%	1.41%	1.22%	0.99%	0.94%	0.85%	0.82%	0.75%	0.65%	0.60%	0.56%	0.51%	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	19.28%	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹71,308 Cr	₹75,613 Cr	₹77,243 Cr	+6.0%
Other Income	₹9,105 Cr	₹9,517 Cr	₹10,440 Cr	+4.5%
Total Income	₹80,413 Cr	₹85,130 Cr	₹87,683 Cr	+5.9%
Interest Expended	₹46,595 Cr	₹50,140 Cr	₹50,975 Cr	+7.6%
Net Interest Income	₹24,713 Cr	₹25,473 Cr	₹26,268 Cr	+3.1%
Operating Profit	—	—	₹5,138 Cr	—
Provisions	—	—	₹971 Cr	—
Profit Before Tax	₹12,558 Cr	₹13,553 Cr	₹15,281 Cr	+7.9%
Tax	—	—	₹1,028 Cr	—
Net Profit	₹9,552 Cr	₹10,310 Cr	₹11,782 Cr	+7.9%
EPS	₹20.98	₹22.64	₹25.87	+7.9%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	4,104	4,553	4,553	4,553	+0.0%
Reserves	56,329	66,028	76,172	85,405	+12.1%
Deposits	672,194	740,611	819,806	930,973	+13.6%
Borrowing	65,015	80,960	123,869	118,626	-4.2%
Other Liabilities	28,393	32,127	32,024	39,980	+24.8%
Total Liabilities	826,036	924,280	1,056,425	1,179,538	+11.7%
Fixed Assets	9,950	10,178	11,865	11,670	-1.6%
CWIP	110	150	182	207	+13.7%
Investments	211,324	234,592	268,002	279,084	+4.1%
Other Assets	604,652	679,361	776,376	888,577	+14.5%
Total Assets	826,036	924,280	1,056,425	1,179,538	+11.7%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-7,045	-4,437	18,534	4,753	-74.4%
Cash from Investing Activity	-521	-991	-854	-329	+61.5%
Cash from Financing Activity	541	3,868	34	-5,672	-16782.4%
Net Cash Flow	-7,026	-1,560	17,714	-1,248	-107.0%
Free Cash Flow	-7,569	-5,264	17,861	3,907	-78.1%
CFO/OP	-28%	-13%	37%	9%	-75.7%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	6%	10%	12%	12%	+0.0%

👥 Shareholding (latest 5 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Sep 2026	% Chg
Promoters	73.38%	73.38%	73.38%	73.38%	73.38%	+0.0%
FIIs	3.53%	4.24%	5.82%	7.26%	7.58%	+4.4%
DIIs	15.97%	15.63%	15.18%	13.96%	13.39%	-4.1%
Public	7.13%	6.76%	5.62%	5.40%	5.65%	+4.6%
No. of Shareholders	7,15,785	6,95,996	6,38,639	6,26,189	5,87,317	-6.2%

⚖️ Peer comparison

Industry: Banks - Regional · top 25 of 27 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	HDFCBANK HDFC Bank	₹708.25	1,091,484	13.8	495,517	79,736	18.7%	16.1%	5.2%	8.4%	0.0%	18.4%
2	ICICIBANK ICICI Bank	₹1,379.30	990,020	18.9	203,498	52,183	27.0%	25.6%	4.7%	6.2%	5.4%	15.9%
3	SBIN State Bank	₹995.70	919,093	10.7	722,687	88,468	14.7%	12.2%	7.0%	8.3%	7.8%	11.1%
4	KOTAKBANK Kotak Mahindra	₹419.00	416,807	20.5	111,296	20,296	20.5%	18.2%	1.0%	-12.8%	12.6%	22.5%
5	AXISBANK Axis Bank	₹1,240.60	386,252	13.9	165,024	27,813	21.4%	16.9%	4.0%	-5.8%	7.0%	22.2%
6	UNIONBANK Union Bank	₹178.20	136,031	6.6	129,552	20,644	11.5%	15.9%	-0.6%	7.8%	1.0%	27.4%
7	PNB Punjab National	₹115.70	132,973	5.8	151,526	22,871	15.0%	15.1%	6.4%	-0.6%	5.7%	15.2%
8	BANKBARODA Bank of Baroda	₹235.57	121,822	6.7	159,738	18,232	18.0%	11.4%	2.6%	-3.9%	7.6%	-48.6%
9	INDIANB Indian Bank	₹853.50	114,963	8.7	84,489	13,218	21.0%	15.6%	8.7%	3.9%	21.1%	13.9%
10	CANBK Canara Bank	₹123.49	112,013	5.5	150,263	20,391	17.4%	13.6%	0.3%	12.2%	-2.6%	11.0%
11	IDBI IDBI Bank	₹83.55	89,836	9.6	35,766	9,327	20.4%	26.1%	4.6%	21.5%	1.6%	5.5%
12	FEDERALBNK Federal Bank	₹344.50	85,094	16.4	36,483	5,348	17.7%	14.7%	7.0%	5.0%	19.0%	57.7%
13	AUBANK AU Small	₹1,058.90	79,356	27.7	22,417	2,856	17.2%	12.7%	16.0%	25.4%	15.5%	37.0%
14	INDUSINDBK IndusInd Bank	₹978.20	76,216	57.6	52,156	1,322	9.7%	2.5%	-5.1%	-65.5%	-9.2%	71.7%
15	IDFCFIRSTB IDFC First	₹86.21	74,332	32.5	49,914	2,305	13.0%	4.6%	11.4%	8.1%	12.6%	153.1%
16	YESBANK Yes Bank	₹23.40	73,449	19.7	37,788	3,775	11.3%	10.0%	0.6%	43.5%	5.3%	32.5%
17	MAHABANK Bank of Maharashtra	₹84.20	64,763	8.6	34,008	7,534	17.2%	22.2%	15.6%	26.6%	15.0%	34.3%
18	RBLBANK RBL Bank	₹412.55	63,950	53.0	19,673	1,205	16.5%	6.1%	3.6%	22.5%	21.6%	158.9%
19	IOB Indian Overseas	₹33.11	63,759	10.8	39,606	5,958	19.4%	15.0%	11.4%	59.6%	23.3%	45.6%
20	BANKINDIA Bank of India	₹139.06	63,309	5.6	87,046	11,343	15.0%	13.0%	6.5%	14.2%	9.8%	36.2%
21	KARURVYSYA Karur Vysya	₹335.40	32,422	11.0	13,985	2,958	23.3%	21.2%	14.4%	29.3%	10.5%	37.2%
22	UCOBANK UCO Bank	₹24.05	30,158	10.1	31,742	2,982	20.0%	9.4%	0.9%	13.2%	10.1%	26.8%
23	BANDHANBNK Bandhan Bank	₹176.52	28,440	23.2	24,423	1,223	18.1%	5.0%	-1.8%	-55.4%	1.1%	67.9%
24	CENTRALBK Central Bank	₹30.82	27,896	6.1	42,854	4,568	9.3%	10.7%	7.5%	14.9%	2.9%	3.2%
25	CUB City Union	₹227.90	22,580	17.0	7,908	1,327	18.1%	16.8%	17.5%	18.1%	20.3%	25.0%

❓ Frequently asked questions

What was Bank of India Limited's total income in Q1 FY27?

What was Bank of India Limited's net profit in Q1 FY27?