Flash Finance

The Federal Bank LimitedFEDERALBNKBank / NBFC

Financial Services Banks - Regional Latest results: Sep 2026 16 quarters of data
Consolidated Standalone
₹338.00
MCap ₹83,488 Cr · P/E 15.6
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹8,383 Cr
Interest Earned · Sep 2026
+16.2% YoY
₹2,475 Cr
Operating Profit · Sep 2026
+39.8% YoY
₹1,564 Cr
Net Profit · Sep 2026
+57.7% YoY
₹6.07
EPS · Sep 2026
+50.2% YoY
1.32%
Gross NPA % · Sep 2026
0.17%
Net NPA % · Sep 2026

📝 The Federal Bank Limited — results explained

Quarter ended September 2026 (Q2 FY27)

The Federal Bank Limited reported total income of ₹9,903 crore for the quarter ended September 2026 (Q2 FY27), up 19.0% from ₹8,321 crore in the same quarter last year, and up 10.7% sequentially over the June 2026 quarter.

Of this, interest earned contributed ₹8,383 crore and other income ₹1,521 crore. Net interest income (interest earned minus interest expended of ₹4,783 crore) worked out to ₹3,599 crore.

Net profit rose 57.7% year-on-year to ₹1,564 crore, from ₹992 crore. Earnings per share (EPS) came in at ₹6.07.

On asset quality, gross NPA stood at 1.32% and net NPA at 0.17% (gross NPA was 1.83% a year ago); the capital adequacy ratio was 16.84%.

Full year and trailing twelve months

For the full year FY26, The Federal Bank Limited posted total income of ₹34,273 crore, a growth of 7.0% over FY25, with a net profit of ₹4,396 crore (up 5.0% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹36,483 crore with a net profit of ₹5,348 crore.

Valuation snapshot

At the current price of ₹338.00, FEDERALBNK has a market capitalisation of ₹83,488 crore and a trailing P/E of about 15.6.

Within the Banks - Regional industry, it is the 12th-largest of the 27 companies we track by market value.

Shareholding pattern

As of Jun 2026, foreign institutional investors (FIIs) 27.71%, domestic institutional investors (DIIs) 49.28%, public shareholders 23.00% of The Federal Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹83,488 Cr
Current Price ?
₹338.0
P/E ?
15.61above ind
Industry P/E ?
10.70
P/B ?
2.08
P/S ?
2.29
P/FCF ?
20.55
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
1.42
Earnings Yield ?
6.4%
Dividend Yield ?
0.36%
Profitability & Returns
Total Income (TTM) ?
₹36,483 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹5,348 Cr
EPS (TTM) ?
₹21.65
ROCE ?
N/A
ROE ?
13.4%
ROA ?
1.3%
Gross NPA % ?
1.32%
Net NPA % ?
0.17%
Growth
Total Income — latest qtr ?
₹9,903 Cr
PAT — latest qtr ?
₹1,564 Cr
YoY qtr sales growth ?
19.0%
YoY qtr profit growth ?
57.7%
Sales growth (3y) ?
19%
Sales growth (5y) ?
16%
Profit growth (3y) ?
11%
Profit growth (5y) ?
21%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
N/A
Change in promoter holding ?
N/A
Pledged percentage ?
N/A
Market
Return 3 months ?
-3.2%
Return 6 months ?
15.1%

🗓️ Quarterly results (16 quarters · ₹ Cr)

same fiscal quarter as Sep bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 YoY % QoQ %
Interest Earned 4,6985,0125,3505,7916,0856,3396,7287,0067,2657,1087,1517,2167,3607,9477,8628,383 +16.2% +6.6%
Other Income 5657687417579088109361,0109311,0471,1641,1051,1431,1861,0821,521 +37.6% +40.6%
Total Income 5,2635,7816,0916,5486,9947,1497,6648,0158,1968,1558,3158,3218,5039,1338,9439,903 +19.0% +10.7%
Interest Expended 2,5852,9383,2553,5443,7603,9364,2124,3934,5704,4564,5404,4294,4014,4024,5384,783 +8.0% +5.4%
Operating Profit 1,3481,3941,3671,4001,5341,2201,5771,6691,664—1,7071,7701,882—2,0942,475 +39.8% +18.2%
Provisions 21412516558114-77173196387—437397374—353353 -11.2% -0.1%
Profit Before Tax 1,1341,2691,2021,3431,4201,2961,4041,4731,2771,4341,2701,3731,5071,7141,7412,122 +54.6% +21.9%
Net Profit 8439548801,0001,0359711,0281,0969441,1209189921,0941,3921,2981,564 +57.7% +20.5%
EPS 3.994.514.164.354.283.994.214.483.854.443.744.044.455.445.096.07 +50.2% +19.3%
Gross NPA % 2.42% 2.35% 2.37% 2.27% 2.28% 2.11% 2.11% 2.09% 1.95% 1.84% 1.91% 1.83% 1.72% 1.62% 1.52% 1.32% — —
Net NPA % 0.77% 0.73% 0.74% 0.68% 0.68% 0.63% 0.60% 0.57% 0.49% 0.44% 0.48% 0.48% 0.42% 0.20% 0.18% 0.17% — —
Capital Adequacy Ratio 13.81% 15.24% 14.72% 15.92% 15.40% 16.45% 15.57% 15.20% 15.16% 16.40% 16.03% 15.71% 15.20% — 16.97% 16.84% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹28,106 Cr ₹29,674 Cr ₹31,552 Cr +5.6%
Other Income ₹3,924 Cr ₹4,598 Cr ₹4,931 Cr +17.2%
Total Income ₹32,030 Cr ₹34,273 Cr ₹36,483 Cr +7.0%
Interest Expended ₹17,631 Cr ₹17,772 Cr ₹18,124 Cr +0.8%
Net Interest Income ₹10,475 Cr ₹11,903 Cr ₹13,428 Cr +13.6%
Operating Profit ₹4,911 Cr ₹5,359 Cr ₹6,451 Cr +9.1%
Provisions ₹756 Cr ₹1,209 Cr ₹1,081 Cr +59.9%
Profit Before Tax ₹5,588 Cr ₹5,864 Cr ₹7,084 Cr +4.9%
Tax ₹1,061 Cr ₹1,060 Cr ₹1,385 Cr -0.1%
Net Profit ₹4,188 Cr ₹4,396 Cr ₹5,348 Cr +5.0%
EPS ₹16.98 ₹17.67 ₹21.05 +4.1%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 423487491493 +0.4%
Reserves 21,69929,61834,04739,550 +16.2%
Deposits 212,988252,455283,484313,491 +10.6%
Borrowing 25,86225,16032,59633,193 +1.8%
Other Liabilities 7,03110,1199,62615,354 +59.5%
Total Liabilities 268,004317,839360,244402,081 +11.6%
Fixed Assets 8909961,4561,528 +4.9%
CWIP 8167720 -100.0%
Investments 48,70261,04366,05876,471 +15.8%
Other Assets 218,330255,733292,658324,081 +10.7%
Total Assets 268,004317,839360,244402,081 +11.6%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 4896,4318,8014,349 -50.6%
Cash from Investing Activity -9,860-8,912-3,799-11,109 -192.4%
Cash from Financing Activity 6,0383,8717,4012,069 -72.0%
Net Cash Flow -3,3321,39012,403-4,691 -137.8%
Free Cash Flow 86,1148,0504,063 -49.5%
CFO/OP 14%46%52%29% -44.2%

💧 Half-year Cash Flow (latest 1 periods)

Metric Sep 2026 % Chg
Cash from Operating Activity 1,644 —
Cash from Investing Activity -7,049 —
Cash from Financing Activity 4,708 —
Net Cash Flow -697 —

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 15%15%13%12% -7.7%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 % Chg
FIIs 26.86%25.54%24.94%26.05%27.71% +6.4%
DIIs 48.17%49.71%51.10%50.39%49.28% -2.2%
Government 0.00%0.00%0.00%0.00%— —
Public 24.96%24.74%23.96%23.56%23.00% -2.4%
No. of Shareholders 8,51,0498,48,3728,23,2588,21,7008,11,380 -1.3%

⚖️ Peer comparison

Industry: Banks - Regional · top 25 of 27 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 HDFCBANK HDFC Bank ₹708.25 1,091,484 13.8 495,517 79,736 18.7% 16.1% 5.2% 8.4% 0.0% 18.4%
2 ICICIBANK ICICI Bank ₹1,379.30 990,020 18.9 203,498 52,183 27.0% 25.6% 4.7% 6.2% 5.4% 15.9%
3 SBIN State Bank ₹995.70 919,093 10.7 722,687 88,468 14.7% 12.2% 7.0% 8.3% 7.8% 11.1%
4 KOTAKBANK Kotak Mahindra ₹419.00 416,807 20.5 111,296 20,296 20.5% 18.2% 1.0% -12.8% 12.6% 22.5%
5 AXISBANK Axis Bank ₹1,240.60 386,252 13.9 165,024 27,813 21.4% 16.9% 4.0% -5.8% 7.0% 22.2%
6 UNIONBANK Union Bank ₹178.20 136,031 6.6 129,552 20,644 11.5% 15.9% -0.6% 7.8% 1.0% 27.4%
7 PNB Punjab National ₹115.70 132,973 5.8 151,526 22,871 15.0% 15.1% 6.4% -0.6% 5.7% 15.2%
8 BANKBARODA Bank of Baroda ₹235.57 121,822 6.7 159,738 18,232 18.0% 11.4% 2.6% -3.9% 7.6% -48.6%
9 INDIANB Indian Bank ₹853.50 114,963 8.7 84,489 13,218 21.0% 15.6% 8.7% 3.9% 21.1% 13.9%
10 CANBK Canara Bank ₹123.49 112,013 5.5 150,263 20,391 17.4% 13.6% 0.3% 12.2% -2.6% 11.0%
11 IDBI IDBI Bank ₹83.55 89,836 9.6 35,766 9,327 20.4% 26.1% 4.6% 21.5% 1.6% 5.5%
12 FEDERALBNK Federal Bank ₹344.50 85,094 16.4 36,483 5,348 17.7% 14.7% 7.0% 5.0% 19.0% 57.7%
13 AUBANK AU Small ₹1,058.90 79,356 27.7 22,417 2,856 17.2% 12.7% 16.0% 25.4% 15.5% 37.0%
14 INDUSINDBK IndusInd Bank ₹978.20 76,216 57.6 52,156 1,322 9.7% 2.5% -5.1% -65.5% -9.2% 71.7%
15 IDFCFIRSTB IDFC First ₹86.21 74,332 32.5 49,914 2,305 13.0% 4.6% 11.4% 8.1% 12.6% 153.1%
16 YESBANK Yes Bank ₹23.40 73,449 19.7 37,788 3,775 11.3% 10.0% 0.6% 43.5% 5.3% 32.5%
17 MAHABANK Bank of Maharashtra ₹84.20 64,763 8.6 34,008 7,534 17.2% 22.2% 15.6% 26.6% 15.0% 34.3%
18 RBLBANK RBL Bank ₹412.55 63,950 53.0 19,673 1,205 16.5% 6.1% 3.6% 22.5% 21.6% 158.9%
19 IOB Indian Overseas ₹33.11 63,759 10.8 39,606 5,958 19.4% 15.0% 11.4% 59.6% 23.3% 45.6%
20 BANKINDIA Bank of India ₹139.06 63,309 5.6 87,046 11,343 15.0% 13.0% 6.5% 14.2% 9.8% 36.2%
21 KARURVYSYA Karur Vysya ₹335.40 32,422 11.0 13,985 2,958 23.3% 21.2% 14.4% 29.3% 10.5% 37.2%
22 UCOBANK UCO Bank ₹24.05 30,158 10.1 31,742 2,982 20.0% 9.4% 0.9% 13.2% 10.1% 26.8%
23 BANDHANBNK Bandhan Bank ₹176.52 28,440 23.2 24,423 1,223 18.1% 5.0% -1.8% -55.4% 1.1% 67.9%
24 CENTRALBK Central Bank ₹30.82 27,896 6.1 42,854 4,568 9.3% 10.7% 7.5% 14.9% 2.9% 3.2%
25 CUB City Union ₹227.90 22,580 17.0 7,908 1,327 18.1% 16.8% 17.5% 18.1% 20.3% 25.0%
❓ Frequently asked questions
What was The Federal Bank Limited's total income in Q2 FY27?
The Federal Bank Limited reported total income of ₹9,903 crore for the quarter ended September 2026 (Q2 FY27), up 19.0% from ₹8,321 crore in the same quarter last year, and up 10.7% sequentially over the June 2026 quarter.
What was The Federal Bank Limited's net profit in Q2 FY27?
Net profit rose 57.7% year-on-year to ₹1,564 crore, from ₹992 crore. Earnings per share (EPS) came in at ₹6.07.
What is FEDERALBNK's market capitalisation and P/E ratio?
At the current price of ₹338.00, FEDERALBNK has a market capitalisation of ₹83,488 crore and a trailing P/E of about 15.6.
What are The Federal Bank Limited's NPA levels?
On asset quality, gross NPA stood at 1.32% and net NPA at 0.17% (gross NPA was 1.83% a year ago); the capital adequacy ratio was 16.84%.
Who owns The Federal Bank Limited? (shareholding pattern)
As of Jun 2026, foreign institutional investors (FIIs) 27.71%, domestic institutional investors (DIIs) 49.28%, public shareholders 23.00% of The Federal Bank Limited.
TTM ends 2026-09-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI