IFCI LimitedIFCIBank / NBFC

Financial Services Credit Services Latest results: Jun 2026 15 quarters of data
₹66.99
MCap ₹18,049 Cr · P/E 343.0
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹103 Cr
Interest Earned · Jun 2026
+37.2% YoY
₹25 Cr
Operating Profit · Jun 2026
-45.8% YoY
₹9 Cr
Net Profit · Jun 2026
+17.1% YoY
₹0.03
EPS · Jun 2026
+0.0% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 IFCI Limited — results explained

Quarter ended June 2026 (Q1 FY27)

IFCI Limited reported total income of ₹125 crore for the quarter ended June 2026 (Q1 FY27), down 30.7% from ₹181 crore in the same quarter last year, and down 52.7% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹103 crore and other income ₹23 crore. Net interest income (interest earned minus interest expended of ₹104 crore) worked out to ₹-1 crore.

Net profit rose 17.1% year-on-year to ₹9 crore, from ₹7 crore. Earnings per share (EPS) came in at ₹0.03.

Full year and trailing twelve months

For the full year FY26, IFCI Limited posted total income of ₹924 crore, a growth of 9.7% over FY25, with a net profit of ₹51 crore (up 16.1% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹868 crore with a net profit of ₹53 crore.

Valuation snapshot

At the current price of ₹66.99, IFCI has a market capitalisation of ₹18,049 crore and a trailing P/E of about 343.0.

Within the Credit Services industry, it is the 22nd-largest of the 23 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 72.57%, foreign institutional investors (FIIs) 3.43%, domestic institutional investors (DIIs) 1.66%, the government 2.08%, public shareholders 20.26% of IFCI Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹18,049 Cr
Current Price ?
₹67.0
P/E ?
343.01above ind
Industry P/E ?
15.80
P/B ?
10.11
P/S ?
20.79
P/FCF ?
6,016.40
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
11.43
Earnings Yield ?
0.3%
Dividend Yield ?
0.00%
Profitability & Returns
Total Income (TTM) ?
₹868 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹53 Cr
EPS (TTM) ?
₹0.20
ROCE ?
N/A
ROE ?
2.9%
ROA ?
0.5%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹125 Cr
PAT — latest qtr ?
₹9 Cr
YoY qtr sales growth ?
-30.7%
YoY qtr profit growth ?
17.1%
Sales growth (3y) ?
6%
Sales growth (5y) ?
-8%
Profit growth (3y) ?
30%
Profit growth (5y) ?
15%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
72.57%
Change in promoter holding ?
0.00%
Pledged percentage ?
N/A
Market
Return 3 months ?
-7.2%
Return 6 months ?
9.5%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 953513065101233958980223756185265103 +37.2% -61.3%
Other Income 62547101115203282121150106118214023 -78.5% —
Total Income 15735677167216436123301195223181179299265125 -30.7% -52.7%
Interest Expended 156150140143144146134136132135103107104102104 +1.0% +1.6%
Operating Profit -36—-118-1635247-4912729—4719149—25 -45.8% —
Provisions -132—52-31611-82-131270—1717143—— — —
Profit Before Tax 96-171-17030125329-361283793026825 -15.3% +217.0%
Net Profit 67-232-16184-10216-148-22-592737167219 +17.1% -58.9%
EPS 0.31-1.06-0.650.34-0.040.87-0.57-0.08-0.231.010.030.060.030.080.03 +0.0% -62.5%
Gross NPA % 94.12% — — — — — — — 96.21% 95.98% 96.05% 96.28% 96.31% — — — —
Net NPA % 82.52% — — — — — — — 82.67% 83.55% 79.78% 80.80% 81.10% — — — —
Capital Adequacy Ratio -70.25% — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹487 Cr ₹485 Cr ₹513 Cr -0.4%
Other Income ₹355 Cr ₹438 Cr ₹355 Cr +23.5%
Total Income ₹842 Cr ₹924 Cr ₹868 Cr +9.7%
Interest Expended ₹537 Cr ₹416 Cr ₹417 Cr -22.6%
Net Interest Income ₹-50 Cr ₹69 Cr ₹96 Cr +239.0%
Operating Profit ₹107 Cr ₹215 Cr ₹194 Cr +101.2%
Provisions ₹114 Cr ₹177 Cr ₹160 Cr +55.5%
Profit Before Tax ₹372 Cr ₹46 Cr ₹41 Cr -87.7%
Tax ₹222 Cr ₹7 Cr ₹2 Cr -96.7%
Net Profit ₹44 Cr ₹51 Cr ₹53 Cr +16.1%
EPS ₹0.13 ₹0.20 ₹0.20 +53.8%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 2,1962,4902,6942,694 +0.0%
Reserves -1,570-1,275-959-909 +5.2%
Borrowing 5,8085,4513,7783,592 -4.9%
Other Liabilities 2,4963,3433,8724,687 +21.0%
Total Liabilities 8,93010,0089,38610,064 +7.2%
Fixed Assets 902879856786 -8.2%
CWIP 0000 —
Investments 2,2772,9092,4262,000 -17.6%
Other Assets 5,7526,2196,1047,278 +19.2%
Total Assets 8,93010,0089,38610,064 +7.2%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -48332-1,175-67 +94.3%
Cash from Investing Activity -19-07869 -11.5%
Cash from Financing Activity 5005005000 -100.0%
Net Cash Flow -2532-5963 +100.5%
Free Cash Flow -50232-1,1763 +100.3%
CFO/OP -105%3%-152%-14% +90.8%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % -54%14%3%3% +0.0%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
Promoters 72.57%72.57%72.57%72.57%72.57% +0.0%
FIIs 2.52%2.60%2.58%2.65%3.43% +29.4%
DIIs 1.61%1.62%1.62%1.64%1.66% +1.2%
Government 2.50%2.33%2.32%2.21%2.08% -5.9%
Public 20.81%20.88%20.88%20.90%20.26% -3.1%
No. of Shareholders 10,20,4939,85,9879,58,7069,65,9829,70,626 +0.5%

⚖️ Peer comparison

Industry: Credit Services · 23 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 BAJFINANCE Bajaj Finance ₹1,034.50 643,553 31.7 86,183 20,648 21.1% 24.0% 18.4% 15.2% 18.7% 27.6%
2 SHRIRAMFIN Shriram Finance ₹1,028.60 242,034 21.1 50,068 11,318 27.5% 22.6% 15.1% 4.7% 16.3% 59.9%
3 CHOLAFIN Cholamandalam Investment ₹1,845.90 157,642 27.2 33,144 5,751 14.1% 17.4% 20.6% 22.7% 21.8% 45.6%
4 PFC Power Finance ₹353.45 116,642 4.5 115,462 33,642 28.0% 29.1% 8.4% 10.2% -0.2% 0.2%
5 MUTHOOTFIN Muthoot Finance ₹2,792.10 112,094 10.6 31,349 10,606 33.7% 33.8% 54.4% 98.1% 65.1% 135.2%
6 IRFC Indian Railway ₹81.09 105,973 14.4 30,364 7,372 18.9% 24.3% 0.7% 7.8% 24.4% 10.2%
7 RECLTD REC ₹312.70 82,341 5.1 59,274 16,035 27.4% 27.1% 5.7% 2.7% -2.4% -6.1%
8 LTF L&T Finance ₹309.10 77,462 15.9 20,052 4,871 12.7% 24.3% 12.4% 67.1% 26.5% 32.4%
9 SBICARD SBI Cards ₹655.20 62,352 28.8 20,712 2,166 28.8% 10.5% 11.1% 13.1% 7.4% 14.0%
10 HDBFS HDB FINANCIAL ₹670.85 55,577 20.2 18,902 2,761 31.0% 14.6% — — 10.6% 38.3%
11 PIRAMALFIN PIRAMAL FINANCE ₹2,256.00 53,275 — — — — — — — — —
12 SUNDARMFIN Sundaram Finance ₹4,700.00 51,802 23.4 10,164 2,220 23.7% 21.8% 15.2% 9.5% 12.8% 33.9%
13 M&MFIN Mahindra & Mahindra ₹356.50 49,540 15.2 21,808 3,259 14.7% 14.9% 13.9% 26.5% 14.1% 75.3%
14 POONAWALLA Poonawalla Fincorp ₹444.00 38,888 34.7 8,900 1,088 15.8% 12.2% 60.9% 652.7% 70.1% 405.2%
15 HUDCO Housing and Urban ₹172.35 34,503 8.1 14,119 4,255 19.2% 30.1% 28.8% 48.9% 26.9% 35.1%
16 IREDA Indian Renewable ₹111.71 31,382 16.0 8,628 1,964 9.8% 22.8% 23.4% 10.3% 14.8% 36.8%
17 MANAPPURAM Manappuram Finance ₹329.00 30,904 20.9 10,300 1,445 16.2% 14.0% -5.5% -17.5% 34.2% 341.4%
18 CHOLAHLDNG Cholamandalam Financial ₹1,539.00 28,899 10.8 41,410 6,015 18.6% 14.5% 18.3% 15.7% 19.5% 42.0%
19 CGCL Capri Global ₹265.50 25,545 22.7 5,318 1,128 22.2% 21.2% 45.9% 98.4% 57.3% 102.0%
20 IIFL IIFL Finance ₹600.00 25,517 — — — — — 30.8% 214.4% 28.4% 92.6%
21 CREDITACC CreditAccess Grameen ₹1,403.30 22,489 18.6 6,383 1,211 31.9% 19.0% 5.3% 46.5% 21.9% 719.7%
22 IFCI IFCI ₹82.67 22,274 96.0 2,043 432 32.0% 21.2% 3.2% 24.7% -19.6% -3.5%
23 KISSHT OnEMI Technology ₹361.35 6,406 — — — — — — — 44.6% 58.5%
❓ Frequently asked questions
What was IFCI Limited's total income in Q1 FY27?
IFCI Limited reported total income of ₹125 crore for the quarter ended June 2026 (Q1 FY27), down 30.7% from ₹181 crore in the same quarter last year, and down 52.7% sequentially over the March 2026 quarter.
What was IFCI Limited's net profit in Q1 FY27?
Net profit rose 17.1% year-on-year to ₹9 crore, from ₹7 crore. Earnings per share (EPS) came in at ₹0.03.
What is IFCI's market capitalisation and P/E ratio?
At the current price of ₹66.99, IFCI has a market capitalisation of ₹18,049 crore and a trailing P/E of about 343.0.
Who owns IFCI Limited? (shareholding pattern)
As of Sep 2026, promoters held 72.57%, foreign institutional investors (FIIs) 3.43%, domestic institutional investors (DIIs) 1.66%, the government 2.08%, public shareholders 20.26% of IFCI Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI