NBFC & Finance Companies: Q1 FY27 results (April-June 2026)

146 companies have declared NBFC & Finance Companies Q1 FY27 results so far, the latest on 23 Sep 2026.

Across the 70 non-financial companies with a year-ago quarter to compare, sales grew -33.1% and net profit +8.6% year on year, and the combined operating margin narrowed 5010 bps to -44.4%.

For the 67 banks, net interest income grew +87.8% and net profit +18.9%.

71% of companies grew net profit; 8 turned a loss into a profit; 53% beat their own profit trend and 28% fell short of it.

Updated 12 Oct 2026, 13:13 IST 146 declared 112 due in the next 3 days →

NBFC & Finance Companies Q1 FY27 scoreboard

Sales growth
-33.1%
YoY, 70 companies combined; median +19.1%
Net profit growth
+8.6%
YoY combined; median +22.5%
Operating margin
-44.4%
-5010 bps YoY
Grew profit
71%
8 turnarounds, 3 into loss
Vs own profit trend
53% / 28%
above / below, 19% in line
Banks: NII growth
+87.8%
67 banks; profit +18.9%
Price since results
-6.1%
median; 29% of 139 stocks up
Other-income heavy
31
25%+ of pre-tax profit from other income & one-offs

31 matching results 31

Page 1 of 2

Gyftr Limited

GYFTR · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,295 Cr
P/E
—
PEG
—
Since results
+5.1%
  • All of pre-tax profit came from other income or one-off items
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales —— 155——
Operating profit —— -0.7——
OPM % —— -0.5%——
Other income —— 9.1——
Net profit —— 5.3——
PAT margin % —— 3.4%——
EPS (₹) —— 0.69——

Quality of profit

Pre-tax profit ₹6.9 Cr: core business −₹2.2 Cr, other income ₹9.1 Cr.

Core profit YoY: —

AI read of the filing Gyftr Reports ₹155.3 Cr Revenue in Q1 FY27; Auditor Flags ₹21.2 Cr Kingfisher-Related Dispute Watch
  • Revenue from operations surged to ₹155.30 crore in Q1 FY27 from nil in Q1 FY26 following the business pivot.
  • Net profit for the quarter stood at ₹3.65 crore, compared to ₹4.70 crore in the same period last year.
  • Auditor flagged a ₹21.22 crore borrowing dispute with Kingfisher/UBHL where a ₹25 crore garnishee order was issued.
Full analysis →

BF Investment Limited

BFINVEST · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,609 Cr
P/E
4.1
PEG
1.38
Since results
-7.8%
  • Profit +246% above its own trend
  • Operating margin expanded 155 bps YoY
  • 95% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit +27%)
  • FY26 operating cash flow was only 12% of profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +25.3%-69.5% 11.337.09.0
Operating profit +27.5%-66.0% 10.230.08.0
OPM % +155 bps+936 bps 90.4%81.1%88.9%
Net profit +284.2%+28.1% 14611438.0
PAT margin % +87216 bps+98627 bps 1294.4%308.1%422.2%
EPS (₹) +279.6%+27.8% 38.7630.3310.21

Quality of profit

Core 5%Other income & one-offs 95%

Pre-tax profit ₹195 Cr: core business ₹10.1 Cr.

Core profit YoY: +26.6% · reported profit +284.2%

Cash & debt

FY26 cash from operations ₹33.0 Cr: 12% of FY26 net profit of ₹281 Cr.

Borrowings nil at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹10.1₹11.3 +12.1% above
Net profit₹42.2₹146 +245.8% above
AI read of the filing BFINVEST Q1 Consolidated PAT Jumps 280% to ₹146 Cr; Portfolio Value Surges Positive
  • Consolidated PAT increased 280% YoY to ₹145.99 Cr for the quarter ended June 30, 2026.
  • Share of profit from Associates surged to ₹184.77 Cr compared to ₹41.61 Cr in Q1 FY26.
  • Total Comprehensive Income hit ₹1,655.22 Cr, driven by massive mark-to-market gains in the investment portfolio.
Full analysis →

Onelife Capital Advisors Limited

ONELIFECAP · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹187 Cr
P/E
18.9
PEG
0.31
Since results
+54.3%
  • Turnaround: profit against a loss a year ago
  • Operating margin expanded 15306 bps YoY
  • 33% of pre-tax profit came from other income and one-off items
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +619.9%+80.0% 7.24.01.0
Operating profit from lossfrom loss 3.8-3.0-1.0
OPM % +15306 bps+12806 bps 53.1%-75.0%-100.0%
Other income +50.5%-91.1% 1.517.01.0
Net profit from loss-70.1% 3.913.0-1.0
PAT margin % +15408 bps-27092 bps 54.1%325.0%-100.0%
EPS (₹) from loss-68.8% 1.013.24-0.14

Quality of profit

Core 67%Other income & one-offs 33%

Pre-tax profit ₹4.5 Cr: core business ₹3.0 Cr, other income ₹1.5 Cr.

Core profit YoY: from loss

Cash & debt

FY26 cash from operations −₹44.6 Cr: -892% of FY26 net profit of ₹5.0 Cr.

Borrowings ₹31.2 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹1.5₹7.2 +380.0% above
AI read of the filing ₹1.76 Cr PAT in Q1 FY27; Full Utilization of ₹36 Cr Rights Issue Proceeds Positive
  • Standalone Revenue from Operations rose to ₹2.50 Cr in Q1 FY27 from nil in Q1 FY26.
  • Net Profit reached ₹1.76 Cr compared to a loss of ₹0.61 Cr in the same quarter last year.
  • Completed the full deployment of ₹36 Cr Rights Issue proceeds, representing ~32% of current market cap.
Full analysis →

Jindal Poly Investment and Finance Company Limited

JPOLYINVST · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹984 Cr
P/E
1.2
PEG
0.03
Since results
-12.5%
  • Profit -73% below its own trend
  • Operating margin contracted 113 bps YoY
  • 44% of pre-tax profit came from other income and one-off items
  • Core business grew faster than reported profit (core profit +5%)
  • FY26 operating cash flow was only 1% of profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +10.4%-81.2% 8.847.08.0
Operating profit +9.1%-79.2% 8.742.08.0
OPM % -113 bps+951 bps 98.9%89.4%100.0%
Net profit -78.0%-60.3% 13.935.063.0
PAT margin % -63020 bps+8284 bps 157.3%74.5%787.5%
EPS (₹) -77.9%-60.5% 13.2233.4559.70

Quality of profit

Core 56%Other income & one-offs 44%

Pre-tax profit ₹15.2 Cr: core business ₹8.4 Cr.

Core profit YoY: +5.1% · reported profit -78.0%

Cash & debt

FY26 cash from operations ₹6.0 Cr: 1% of FY26 net profit of ₹858 Cr.

Borrowings ₹23.0 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹16.0₹8.8 -44.8% below
Net profit₹51.9₹13.9 -73.2% below
AI read of the filing ₹13.89 Cr Q1 Net Profit: JPOLYINVST Reports 77.8% YoY Decline in Consolidated Earnings Negative
  • Consolidated Net Profit fell to ₹13.89 Cr in Q1 FY27 from ₹62.76 Cr in Q1 FY26.
  • Share of profit from associates dropped by 88% to ₹6.74 Cr compared to ₹56.03 Cr YoY.
  • Revenue from operations stood at ₹8.83 Cr, showing a marginal increase from ₹8.35 Cr YoY.
Full analysis →

Jindal Photo Limited

JINDALPHOT · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,052 Cr
P/E
—
PEG
—
Since results
-4.9%
  • Profit -66% below its own trend
  • Operating margin expanded 1478 bps YoY
  • 49% of pre-tax profit came from other income and one-off items
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales —— 8.00.50.5
Operating profit —from loss 7.8-4.30.5
OPM % +1478 bps+103073 bps 98.1%-932.6%83.3%
Other income -88.0%— 6.40.053.3
Net profit -75.0%from loss 13.1-5.752.4
PAT margin % -953588 bps+139455 bps 164.1%-1230.4%9700.0%
EPS (₹) -74.9%from loss 12.75-5.5050.85

Quality of profit

Core 51%Other income & one-offs 49%

Pre-tax profit ₹13.2 Cr: core business ₹6.8 Cr, other income ₹6.4 Cr.

Core profit YoY: from loss · reported profit -75.0%

Cash & debt

FY26 cash from operations ₹7.0 Cr.

Borrowings ₹65.0 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹0.6₹8.0 +999.0% above
Net profit₹38.9₹13.1 -66.4% below
AI read of the filing Rs 6.67 Cr Q1 Profit for Jindal Photo; Delisting Vote Open Until Aug 18 Watch
  • Reported standalone Net Profit of Rs 6.67 Cr in Q1 FY27 vs a loss of Rs 0.96 Cr in Q1 FY26.
  • Total Revenue from Operations reached Rs 7.97 Cr, representing ~61% of the total TTM revenue of Rs 13 Cr.
  • Extended redemption dates for 1.5 crore RPS-Series II and 0.4 crore RPS-Series III preference shares to June and September 2031 respectively.
Full analysis →

The Investment Trust Of India Limited

THEINVEST · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹467 Cr
P/E
12.7
PEG
0.34
Since results
-5.9%
  • Profit +44% above its own trend
  • Operating margin contracted 1172 bps YoY
  • 80% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit -31%)
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -15.3%+11.7% 59.453.170.1
Operating profit -54.8%+90.7% 8.04.217.6
OPM % -1172 bps+556 bps 13.4%7.9%25.1%
Other income +34.0%+16.2% 11.910.28.9
Net profit +21.4%+103.3% 12.46.110.2
PAT margin % +630 bps+939 bps 20.9%11.5%14.6%
EPS (₹) +35.4%+100.8% 2.371.181.75

Quality of profit

Core 20%Other income & one-offs 80%

Pre-tax profit ₹14.8 Cr: core business ₹2.9 Cr, other income ₹11.9 Cr.

Core profit YoY: -31.3% · reported profit +21.4%

Cash & debt

FY26 cash from operations −₹183 Cr: -527% of FY26 net profit of ₹34.7 Cr.

Borrowings ₹56.0 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹59.6₹59.4 -0.4% in line
Net profit₹8.6₹12.4 +44.5% above
AI read of the filing THEINVEST Q1 Consolidated PAT at ₹12.77 Cr; Withdraws AIF Business Transfer to Subsidiary Neutral
  • Consolidated revenue for Q1 FY27 reported at ₹46.25 Cr
  • Consolidated Net Profit for the quarter reached ₹12.77 Cr, representing ~36% of TTM PAT
  • Withdrawal of the AIF business transfer to ITI Asset Management Limited, originally proposed in May 2025
Full analysis →

Ganges Securities Limited

GANGESSECU · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹114 Cr
P/E
39.6
PEG
—
Since results
-2.0%
  • Profit +21% above its own trend
  • Operating margin contracted 369 bps YoY
  • 61% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit -20%)
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +21.1%+156.8% 7.73.06.4
Operating profit -11.1%from loss 0.8-3.60.9
OPM % -369 bps+13048 bps 10.2%-120.3%13.8%
Other income +47.4%+489.6% 0.90.10.6
Net profit +18.7%from loss 1.2-2.71.0
PAT margin % -33 bps+10620 bps 15.9%-90.3%16.2%
EPS (₹) +18.4%from loss 1.22-2.711.03

Quality of profit

Core 39%Other income & one-offs 61%

Pre-tax profit ₹1.5 Cr: core business ₹0.6 Cr, other income ₹0.9 Cr.

Core profit YoY: -20.1% · reported profit +18.7%

Cash & debt

FY26 cash from operations ₹22.1 Cr: 820% of FY26 net profit of ₹2.7 Cr.

Borrowings nil at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹6.0₹7.7 +28.8% above
Net profit₹1.0₹1.2 +21.0% above
AI read of the filing Ganges Securities Q1 PAT at ₹1.22 Cr; Board Approves ₹15 Cr Loan to Morton Foods Neutral
  • Consolidated revenue for Q1 FY27 rose to ₹7.70 crore from ₹6.36 crore in Q1 FY26.
  • Tea business segment revenue increased to ₹7.12 crore, representing 92.4% of total consolidated revenue.
  • Consolidated net profit improved to ₹1.22 crore against ₹1.03 crore YoY.
Full analysis →

Maha Rashtra Apex Corporation Limited

MAHAPEXLTD · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹145 Cr
P/E
—
PEG
—
Since results
-11.2%
  • Operating margin expanded 7580 bps YoY
  • All of pre-tax profit came from other income or one-off items
  • Exceptional items of ₹2.6 Cr in the quarter
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +19.0%-0.8% 0.10.10.1
Operating profit loss widenedloss narrowed -0.5-5.0-0.4
OPM % +7580 bps+753580 bps -764.2%-8300.0%-840.0%
Other income -93.8%+252.8% 1.50.424.3
Net profit -85.4%from loss 3.5-5.023.9
PAT margin % -4187782 bps+1410885 bps 5842.2%-8266.7%47720.0%
EPS (₹) -85.5%from loss 1.23-1.768.46

Quality of profit

Pre-tax profit ₹3.6 Cr: core business −₹0.5 Cr, other income ₹1.5 Cr, exceptional & other items ₹2.6 Cr.

Core profit YoY: loss widened · reported profit -85.4%

Cash & debt

FY26 cash from operations −₹1.6 Cr.

Borrowings nil at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹0.0₹0.1 +138.0% above
AI read of the filing MAHAPEXLTD Q1 Results: Consolidated PAT at ₹3.48 Cr, Operations Remain Minimal Neutral
  • Consolidated Net Profit for Q1 FY27 stood at ₹3.48 Cr compared to ₹23.86 Cr in Q1 FY26.
  • Revenue from operations was minimal at ₹5.95 lakhs for the quarter.
  • Consolidated EPS decreased significantly to ₹1.23 from ₹16.93 in the corresponding previous quarter.
Full analysis →

General Insurance Corporation of India

GICRE · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹54,843 Cr
P/E
6.2
PEG
0.51
Since results
-11.8%
  • Profit -47% below its own trend
  • Operating margin contracted 936 bps YoY
  • 48% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit -57%)
  • FY26 operating cash flow was only 5% of profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -8.6%+2.6% 13,36113,01814,623
Operating profit -56.6%-54.1% 1,1302,4632,605
OPM % -936 bps-1047 bps 8.5%18.9%17.8%
Other income —+87.8% 1,21264559.0
Net profit -31.1%-31.2% 1,7442,5332,531
PAT margin % -426 bps-641 bps 13.1%19.5%17.3%
EPS (₹) -31.1%-31.2% 9.9414.4414.42

Quality of profit

Core 52%Other income & one-offs 48%

Pre-tax profit ₹2,192 Cr: core business ₹1,130 Cr, other income ₹1,212 Cr, exceptional & other items −₹149 Cr.

Core profit YoY: -56.6% · reported profit -31.1%

Cash & debt

FY26 cash from operations ₹466 Cr: 5% of FY26 net profit of ₹9,664 Cr.

Borrowings nil at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹15,794₹13,361 -15.4% below
Net profit₹3,262₹1,744 -46.5% below
AI read of the filing GICRE Q1 Gross Premium Grows 8.8% to ₹13,475 Cr; Ind AS Transition Deferred to 2027 Neutral
  • Gross Premiums Written increased to ₹13,475.36 Cr from ₹12,388.01 Cr in the previous year's quarter.
  • Net Premium Earned remained stagnant at ₹11,081.46 Cr compared to ₹11,088.21 Cr YoY.
  • Recognized a ₹440 Cr IBNR provision for claims arising from severe flooding in Gujarat post-June 30, 2026.
Full analysis →

Rane Holdings Limited

RANEHOLDIN · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹2,167 Cr
P/E
17.0
PEG
2.13
Since results
-17.7%
  • Profit -58% below its own trend
  • 46% of pre-tax profit came from other income and one-off items
  • Core business grew faster than reported profit (core profit +5%)
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +18.3%-1.4% 1,5871,6091,341
Operating profit +5.0%-15.0% 107126102
OPM % -85 bps-108 bps 6.8%7.8%7.6%
Other income -69.7%-73.0% 10.037.033.0
Net profit -15.3%-45.1% 48.388.057.0
PAT margin % -121 bps-243 bps 3.0%5.5%4.3%
EPS (₹) -26.4%-49.6% 26.1751.9435.57

Quality of profit

Core 54%Other income & one-offs 46%

Pre-tax profit ₹60.6 Cr: core business ₹32.5 Cr, other income ₹10.0 Cr, exceptional & other items ₹18.1 Cr.

Core profit YoY: +4.8% · reported profit -15.3%

Cash & debt

FY26 cash from operations ₹280 Cr: 206% of FY26 net profit of ₹136 Cr.

Borrowings ₹1,021 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹1,853₹1,587 -14.4% below
Net profit₹114₹48.3 -57.7% below
AI read of the filing Rane Holdings Q1 FY27: Revenue Grows 18% to ₹1,587 Cr, PAT Declines 16% to ₹48 Cr Neutral
  • Consolidated revenue from operations increased 18.3% YoY to ₹1,586.88 Cr.
  • Consolidated Net Profit (PAT) decreased 16% YoY to ₹48.27 Cr.
  • Cost of materials consumed rose to ₹1,051.84 Cr, representing 66.3% of revenue.
Full analysis →

Wealth First Portfolio Managers Limited

WEALTH · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹971 Cr
P/E
29.9
PEG
0.73
Since results
-4.7%
  • Profit -11% below its own trend
  • Operating margin contracted 2308 bps YoY
  • 34% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit -59%)
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -42.7%-15.7% 14.317.025.0
Operating profit -57.7%-22.5% 9.312.022.0
OPM % -2308 bps-567 bps 64.9%70.6%88.0%
Other income —+133.0% 4.72.00.0
Net profit -34.9%+4.2% 10.410.016.0
PAT margin % +875 bps+1393 bps 72.8%58.8%64.0%
EPS (₹) -35.3%-1.8% 9.699.8714.98

Quality of profit

Core 66%Other income & one-offs 34%

Pre-tax profit ₹13.7 Cr: core business ₹9.1 Cr, other income ₹4.7 Cr.

Core profit YoY: -58.7% · reported profit -34.9%

Cash & debt

FY26 cash from operations ₹75.0 Cr: 197% of FY26 net profit of ₹38.0 Cr.

Borrowings nil at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹26.2₹14.3 -45.4% below
Net profit₹11.7₹10.4 -11.2% below
AI read of the filing Wealth First Q1 FY27: Net Profit Declines 34.7% YoY to ₹10.42 Cr Negative
  • Consolidated Revenue from operations fell 42.3% YoY to ₹14.32 cr from ₹24.81 cr
  • Consolidated Net Profit decreased 34.7% YoY to ₹10.42 cr from ₹15.96 cr
  • Total expenses increased by 54.4% YoY to ₹5.25 cr, with employee benefits rising to ₹2.94 cr
Full analysis →

Moneyboxx Finance Limited

MONEYBOXX · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹376 Cr
P/E
—
PEG
—
Since results
-10.7%
  • 43% of pre-tax profit came from other income and one-off items
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales —— 52.0——
Operating profit —— 23.8——
OPM % —— 45.7%——
Other income —— 0.1——
Net profit —— 0.2——
PAT margin % —— 0.4%——
EPS (₹) —— 0.03——

Quality of profit

Core 58%Other income & one-offs 42%

Pre-tax profit ₹0.2 Cr: core business ₹0.1 Cr, other income ₹0.1 Cr.

Core profit YoY: —

AI read of the filing ₹1,200 Cr Fundraise Approved; Q1 FY27 Revenue Declines to ₹52.02 Cr Watch
  • Board approved a debt fundraise of up to ₹1,200 Cr through NCDs and Commercial Papers
  • Total Revenue for Q1 FY27 stood at ₹5,201.64 lakhs, a decline from ₹6,313.16 lakhs in the previous quarter
  • Net Profit (PAT) for the quarter was ₹20.70 lakhs, down from ₹46.97 lakhs in Q4 FY26
Full analysis →

Williamson Magor & Company Limited

WILLAMAGOR · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹22.0 Cr
P/E
—
PEG
—
Since results
-23.8%
  • Into loss: a profit a year ago
  • Operating margin contracted 13900102 bps YoY
  • All of pre-tax profit came from other income or one-off items
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -100.0%-99.7% 0.00.10.5
Operating profit to lossloss narrowed -0.3-0.30.2
OPM % -13900102 bps-13845000 bps -138950.0%-500.0%51.0%
Other income +45.7%+482.7% 1.20.20.8
Net profit to lossloss widened -12.5-2.51.8
PAT margin % -627196122 bps-626738333 bps -6271600.0%-4216.7%361.2%
EPS (₹) to lossloss widened -11.45-2.311.62

Quality of profit

Pre-tax profit ₹0.7 Cr: core business −₹0.5 Cr, other income ₹1.2 Cr.

Core profit YoY: to loss

Cash & debt

FY26 cash from operations ₹1.1 Cr.

Borrowings ₹554 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹0.3₹0.0 -99.9% below
AI read of the filing Q1 Results: Rs 90.25 Cr Asset Sale vs Rs 554 Cr Debt; Auditor Flags Going Concern Negative
  • Sale certificate issued for Neemrana Land for Rs 90.25 Cr (Rs 9,02,500 thousand) on May 9, 2026, to settle outstanding debt.
  • Interest expenses of Rs 11.04 Cr (Rs 1,10,386 thousand) for the quarter ended June 30, 2026, were not recognized in the financial results.
  • Deferred Tax Assets of Rs 110.63 Cr (Rs 11,06,332 thousand) recognized despite material uncertainty regarding future profitability.
Full analysis →

Dam Capital Advisors Limited

DAMCAPITAL · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,014 Cr
P/E
14.0
PEG
0.14
Since results
-6.0%
  • Profit +30% above its own trend
  • 38% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit -55%)
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -3.2%+2.0% 29.929.330.9
Operating profit -1.3%-1.5% 6.06.06.0
OPM % +38 bps-71 bps 19.9%20.6%19.5%
Other income +266.7%— 0.10.00.0
Net profit -34.8%-40.0% 0.10.20.2
PAT margin % -24 bps-35 bps 0.5%0.9%0.7%
EPS (₹) -33.3%-50.0% 0.020.040.03

Quality of profit

Core 62%Other income & one-offs 38%

Pre-tax profit ₹0.3 Cr: core business ₹0.2 Cr, other income ₹0.1 Cr.

Core profit YoY: -55.0% · reported profit -34.8%

Cash & debt

FY26 cash from operations ₹37.0 Cr: 51% of FY26 net profit of ₹72.7 Cr.

Borrowings nil at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹21.4₹29.9 +39.4% above
Net profit₹0.1₹0.1 +30.4% above
AI read of the filing DAM Capital Appoints Dhvanil Dharia as Whole Time Director; Q1 FY27 Results Approved Neutral
  • Appointment of Mr. Dhvanil Sanjiv Dharia as Whole Time Director for a 5-year term until August 10, 2031
  • Completion of tenure for Independent Director Mr. Natarajan Srinivasan effective August 18, 2026
  • Foreign subsidiary DAM Capital (USA) Inc. reported Q1 revenue of Rs 0.47 Cr and PAT of Rs 0.04 Cr
Full analysis →

Oswal Greentech Limited

OSWALGREEN · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹488 Cr
P/E
—
PEG
—
Since results
-13.7%
  • Profit -20% below its own trend
  • Operating margin contracted 8491 bps YoY
  • All of pre-tax profit came from other income or one-off items
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -76.5%-57.2% 4.711.020.0
Operating profit to lossloss narrowed -3.8-5.01.0
OPM % -8491 bps-3446 bps -79.9%-45.5%5.0%
Other income +99.1%from loss 13.9-78.07.0
Net profit +20.3%from loss 8.4-83.07.0
PAT margin % +14389 bps+93344 bps 178.9%-754.5%35.0%
EPS (₹) +26.9%from loss 0.33-3.240.26

Quality of profit

Pre-tax profit ₹9.3 Cr: core business −₹4.6 Cr, other income ₹13.9 Cr.

Core profit YoY: — · reported profit +20.3%

Cash & debt

FY26 cash from operations −₹10.0 Cr.

Borrowings ₹4.0 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹16.8₹4.7 -72.0% below
Net profit₹10.5₹8.4 -19.8% below
AI read of the filing ₹8.42 Cr Q1 PAT for Oswal Greentech; Company Contests ₹375 Cr Arbitration Shortfall Watch
  • Net profit rose to ₹8.42 Cr in Q1 FY27 compared to ₹6.66 Cr in the same quarter last year.
  • Total segment revenue decreased to ₹18.65 Cr from ₹27.60 Cr in Q1 FY26.
  • Arbitration award of ₹97.17 Cr received against a total claim of ₹472.12 Cr regarding ICD interest disputes.
Full analysis →

Life Insurance Corporation Of India

LICI · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹4,98,726 Cr
P/E
8.3
PEG
0.49
Since results
+0.8%
  • Operating margin contracted 8243 bps YoY
  • All of pre-tax profit came from other income or one-off items
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -43.2%-53.9% 1,27,6232,76,7442,24,671
Operating profit to lossto loss -99,24611,22210,474
OPM % -8243 bps-8182 bps -77.8%4.1%4.7%
Other income —— 1,12,9323,166780
Net profit +24.0%-42.1% 13,58423,46710,955
PAT margin % +577 bps+216 bps 10.6%8.5%4.9%
EPS (₹) +24.0%-42.1% 10.7418.558.66

Quality of profit

Pre-tax profit ₹13,686 Cr: core business −₹99,246 Cr, other income ₹1,12,932 Cr.

Core profit YoY: to loss · reported profit +24.0%

Cash & debt

FY26 cash from operations −₹26,211 Cr: -46% of FY26 net profit of ₹57,426 Cr.

Borrowings ₹1.0 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹2,46,941₹1,27,623 -48.3% below
Net profit₹13,174₹13,584 +3.1% in line
AI read of the filing LICI Q1 FY27: PAT grows 22.8% to ₹13,492 Cr; VNB Margins expand 750 bps to 22.9% Positive
  • Profit After Tax (PAT) increased by 22.81% YoY to ₹13,492 crore
  • Value of New Business (VNB) grew 61.32% to ₹3,136 crore with margins expanding to 22.9%
  • Assets Under Management (AUM) reached ₹59,39,384 crore, a 4.10% YoY increase
Full analysis →

Edelweiss Financial Services Limited

EDELWEISS · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹12,105 Cr
P/E
17.0
PEG
0.81
Since results
+12.6%
  • Operating margin contracted 1003 bps YoY
  • All of pre-tax profit came from other income or one-off items
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +3.7%+21.4% 2,3281,9182,246
Operating profit -25.6%+19.0% 593498797
OPM % -1003 bps-51 bps 25.5%26.0%35.5%
Other income +158.0%+30.9% 90.369.035.0
Net profit +30.5%+1.8% 134132103
PAT margin % +118 bps-111 bps 5.8%6.9%4.6%
EPS (₹) +100.0%+52.7% 1.420.930.71

Quality of profit

Pre-tax profit ₹123 Cr: core business −₹1.2 Cr, other income ₹90.3 Cr, exceptional & other items ₹33.5 Cr.

Core profit YoY: to loss · reported profit +30.5%

Cash & debt

FY26 cash from operations ₹897 Cr: 132% of FY26 net profit of ₹680 Cr.

Borrowings ₹18,595 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹2,045₹2,328 +13.9% above
Net profit₹128₹134 +4.8% in line
AI read of the filing 83% YoY PAT Growth to ₹122 Cr; Board Approves ₹1,000 Cr NCD Fundraise Positive
  • Consolidated PAT (Post MI) increased 83% YoY to ₹122 Cr for Q1 FY27
  • Alternative Asset Management PAT grew 45% YoY to ₹81 Cr with a 29% annualized ROE
  • Wholesale credit book reduced to ₹600 Cr from a historical peak of ₹18,000 Cr
Full analysis →

Vardhman Holdings Limited

VHL · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,165 Cr
P/E
4.6
PEG
—
Since results
+6.6%
  • Profit +85% above its own trend
  • Operating margin contracted 693 bps YoY
  • 90% of pre-tax profit came from other income and one-off items
  • Core business grew faster than reported profit (core profit +236%)
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +261.0%— 10.80.03.0
Operating profit +236.0%from loss 10.1-1.03.0
OPM % -693 bps— 93.1%—100.0%
Other income -99.2%-99.1% 0.554.060.0
Net profit +55.7%+81.6% 98.154.063.0
PAT margin % -119437 bps— 905.6%—2100.0%
EPS (₹) +56.7%+82.9% 307.27168.01196.08

Quality of profit

Core 10%Other income & one-offs 90%

Pre-tax profit ₹100 Cr: core business ₹10.1 Cr, other income ₹0.5 Cr, exceptional & other items ₹89.8 Cr.

Core profit YoY: +236.0% · reported profit +55.7%

Cash & debt

FY26 cash from operations −₹6.0 Cr: -3% of FY26 net profit of ₹217 Cr.

Borrowings nil at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹1.5₹10.8 +622.0% above
Net profit₹53.0₹98.1 +85.2% above
AI read of the filing VHL Q1 Consolidated PAT Rises 56.7% YoY to ₹98.08 Cr on Strong Associate Performance Positive
  • Consolidated Net Profit increased 56.7% YoY to ₹98.08 Cr from ₹62.58 Cr.
  • Share of profit from associate companies rose to ₹89.75 Cr compared to ₹59.92 Cr in Q1 FY26.
  • Standalone net gain on fair value changes surged to ₹10.61 Cr from ₹3.25 Cr YoY.
Full analysis →

GKW Limited

GKWLIMITED · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹922 Cr
P/E
—
PEG
—
Since results
-6.7%
  • Operating margin contracted 202 bps YoY
  • 28% of pre-tax profit came from other income and one-off items
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +2.2%from loss 14.9-3.514.6
Operating profit -0.2%from loss 12.5-6.312.5
OPM % -202 bps-9596 bps 84.0%180.0%86.1%
Other income -47.1%+9.7% 3.63.36.9
Net profit -21.9%from loss 10.8-5.613.8
PAT margin % -2236 bps-8780 bps 72.5%160.3%94.8%
EPS (₹) -21.5%from loss 18.07-9.3523.02

Quality of profit

Core 72%Other income & one-offs 28%

Pre-tax profit ₹13.1 Cr: core business ₹9.5 Cr, other income ₹3.6 Cr.

Core profit YoY: -2.0% · reported profit -21.9%

Cash & debt

FY26 cash from operations ₹20.7 Cr.

Borrowings ₹0.4 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹21.9₹14.9 -32.0% below
AI read of the filing Rs 10.78 Cr PAT in Q1 FY27; GKW Limited Recovers from Previous Quarter Loss Watch
  • Net Profit of Rs 10.78 Cr in Q1 FY27 vs a loss of Rs 5.61 Cr in Q4 FY26
  • Investment and Treasury segment revenue of Rs 11.36 Cr, representing 61% of total income
  • Pending legal dispute involving a Rs 32.56 Cr stamp duty demand, equivalent to ~102% of TTM revenue
Full analysis →

Niva Bupa Health Insurance Company Limited

NIVABUPA · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹14,362 Cr
P/E
39.9
PEG
0.31
Since results
-10.0%
  • Turnaround: profit against a loss a year ago
  • Operating margin expanded 1122 bps YoY
  • All of pre-tax profit came from other income or one-off items
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +65.8%+6.3% 2,2742,1391,371
Operating profit from loss-72.4% 101365-93.0
OPM % +1122 bps-1263 bps 4.4%17.1%-6.8%
Other income —from loss 198-24.02.0
Net profit from loss-60.1% 138345-91.0
PAT margin % +1270 bps-1007 bps 6.1%16.1%-6.6%
EPS (₹) from loss-59.9% 0.751.87-0.50

Quality of profit

Pre-tax profit ₹184 Cr: core business −₹14.3 Cr, other income ₹198 Cr.

Core profit YoY: loss narrowed

Cash & debt

FY26 cash from operations ₹905 Cr: 691% of FY26 net profit of ₹131 Cr.

Borrowings ₹250 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹1,714₹2,274 +32.7% above
AI read of the filing ₹500 Cr NCD Fundraise Approved; Q1 FY27 Results and EOM Regulatory Update Watch
  • Board approved fund raising of up to ₹500 crore via listed, unsecured, subordinated, redeemable NCDs.
  • The proposed fundraise is equivalent to 200% of the company's existing debt of ₹250 Cr.
  • Auditors issued an 'Emphasis of Matter' regarding a pending IRDAI forbearance application for exceeding Expense of Management (EOM) limits in FY25.
Full analysis →

Star Health and Allied Insurance Company Limited

STARHEALTH · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹32,486 Cr
P/E
38.5
PEG
—
Since results
-6.8%
  • Profit +194% above its own trend
  • 44% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit +17%)
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +16.2%+5.8% 4,9174,6484,233
Operating profit +21.1%+187.2% 425148351
OPM % +35 bps+546 bps 8.6%3.2%8.3%
Other income —— 3294.01.0
Net profit +109.0%+395.3% 550111263
PAT margin % +497 bps+879 bps 11.2%2.4%6.2%
EPS (₹) +108.9%+394.2% 9.341.894.47

Quality of profit

Core 56%Other income & one-offs 44%

Pre-tax profit ₹742 Cr: core business ₹412 Cr, other income ₹329 Cr.

Core profit YoY: +17.5% · reported profit +109.0%

Cash & debt

Borrowings ₹490 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹4,679₹4,917 +5.1% above
Net profit₹187₹550 +194.4% above
AI read of the filing Star Health Q1 Revenue Up 13.4% YoY to Rs 4,917 Cr; 4,700 NCDs to be Redeemed Neutral
  • Insurance revenue grew to Rs 4,917.2 Cr in Q1 FY27 from Rs 4,336.4 Cr in Q1 FY26
  • Incurred claims for the quarter ended June 30, 2026, were Rs 2,951.4 Cr
  • Board approved redemption of 4,000 NCDs on September 30, 2026, and 700 NCDs on October 29, 2026
Full analysis →

Emkay Global Financial Services Limited

EMKAY · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹745 Cr
P/E
38.2
PEG
12.73
Since results
+12.3%
  • Profit +281% above its own trend
  • Operating margin expanded 443 bps YoY
  • 53% of pre-tax profit came from other income and one-off items
  • Core business grew faster than reported profit (core profit +757%)
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +26.0%-38.1% 91.914873.0
Operating profit +95.8%-10.5% 11.412.85.8
OPM % +443 bps+383 bps 12.4%8.6%8.0%
Other income -3.5%-4.3% 4.64.84.8
Net profit +90.5%+60.9% 9.15.74.8
PAT margin % +336 bps+609 bps 9.9%3.8%6.6%
EPS (₹) +80.3%+56.9% 3.392.161.88

Quality of profit

Core 47%Other income & one-offs 53%

Pre-tax profit ₹8.7 Cr: core business ₹4.1 Cr, other income ₹4.6 Cr.

Core profit YoY: +757.4% · reported profit +90.5%

Cash & debt

FY26 cash from operations −₹72.0 Cr: -474% of FY26 net profit of ₹15.2 Cr.

Borrowings ₹110 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹73.3₹91.9 +25.4% above
Net profit₹2.4₹9.1 +281.0% above
AI read of the filing Emkay Global Approves Q1 FY27 Results and Reviews Fund Utilization for NCDs and Warrants Neutral
  • Board meeting conducted on July 27, 2026, between 4:00 p.m. and 5:30 p.m.
  • Approved unaudited financial results for the quarter ended June 30, 2026.
  • Reviewed utilization of proceeds for NCD debt scrip codes 976528 and 977388.
Full analysis →

Prime Securities Limited

PRIMESECU · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,017 Cr
P/E
189.7
PEG
—
Since results
+7.7%
  • Profit -71% below its own trend
  • Operating margin contracted 3398 bps YoY
  • All of pre-tax profit came from other income or one-off items
  • Exceptional items of ₹-1.3 Cr in the quarter
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -43.6%-11.6% 26.530.047.0
Operating profit -96.6%from loss 0.6-5.017.0
OPM % -3398 bps+1885 bps 2.2%-16.7%36.2%
Other income —from loss 7.2-11.00.0
Net profit -76.4%from loss 2.4-13.010.0
PAT margin % -1238 bps+5223 bps 8.9%-43.3%21.3%
EPS (₹) -77.6%from loss 0.70-3.903.12

Quality of profit

Pre-tax profit ₹5.1 Cr: core business −₹0.8 Cr, other income ₹7.2 Cr, exceptional & other items −₹1.3 Cr.

Core profit YoY: to loss · reported profit -76.4%

Cash & debt

FY26 cash from operations −₹2.0 Cr: -15% of FY26 net profit of ₹13.0 Cr.

Borrowings ₹2.0 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹71.7₹26.5 -63.0% below
Net profit₹8.2₹2.4 -71.3% below
AI read of the filing Rs 2.36 Cr PAT in Q1 FY27; Prime Securities Returns to Profit Amid Wealth Management Pivot Neutral
  • Consolidated PAT turned positive at Rs 2.36 Cr compared to a loss of Rs 12.92 Cr in the preceding quarter.
  • Wealth management AUM/AUA crossed the Rs 5,000 Cr milestone with 1,400+ clients onboarded.
  • Trigen Wealth vertical incurred a PBT loss of Rs 10.82 Cr as headcount reached 105 employees across 14 locations.
Full analysis →

IIFL Capital Services Limited

IIFLCAPS · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹10,834 Cr
P/E
18.9
PEG
0.61
Since results
+1.4%
  • Profit +13% above its own trend
  • 38% of pre-tax profit came from other income and one-off items
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +2.3%-1.9% 631644617
Operating profit +2.2%+0.8% 226224221
OPM % -5 bps+98 bps 35.8%34.8%35.8%
Other income +42.6%+798.3% 89.810.063.0
Net profit +4.6%+60.1% 184115176
PAT margin % +64 bps+1131 bps 29.2%17.9%28.5%
EPS (₹) +4.6%+60.9% 5.923.685.66

Quality of profit

Core 62%Other income & one-offs 38%

Pre-tax profit ₹239 Cr: core business ₹149 Cr, other income ₹89.8 Cr.

Core profit YoY: -9.4% · reported profit +4.6%

Cash & debt

FY26 cash from operations −₹1,070 Cr: -190% of FY26 net profit of ₹564 Cr.

Borrowings ₹1,821 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹608₹631 +3.9% in line
Net profit₹163₹184 +13.0% above
AI read of the filing ₹1,000 Cr NCD Fundraise Approved; Fairfax to Acquire 51% Stake via ₹2,000 Cr Infusion Positive
  • Board approved issuance of secured/unsecured NCDs up to ₹1,000 crore in one or more tranches.
  • Fairfax to increase stake to 51% through a ₹2,000 crore preferential issue at ₹150 per share.
  • Income Tax department raised a demand of ₹68.07 crore via an order dated May 7, 2026; company has filed an appeal.
Full analysis →

Go Digit General Insurance Limited

GODIGIT · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹25,225 Cr
P/E
51.2
PEG
0.35
Since results
-0.8%
  • Profit -52% below its own trend
  • Operating margin contracted 413 bps YoY
  • 39% of pre-tax profit came from other income and one-off items
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +5.5%-13.0% 2,3592,7112,236
Operating profit -55.7%from loss 70.4-297159
OPM % -413 bps+1394 bps 3.0%-11.0%7.1%
Other income —-90.4% 45.14701.0
Net profit -37.4%-42.0% 86.4149138
PAT margin % -251 bps-183 bps 3.7%5.5%6.2%
EPS (₹) -38.0%-42.6% 0.931.621.50

Quality of profit

Core 61%Other income & one-offs 39%

Pre-tax profit ₹115 Cr: core business ₹70.4 Cr, other income ₹45.1 Cr.

Core profit YoY: -55.7% · reported profit -37.4%

Cash & debt

FY26 cash from operations ₹2,026 Cr: 372% of FY26 net profit of ₹544 Cr.

Borrowings ₹350 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹2,367₹2,359 -0.3% in line
Net profit₹179₹86.4 -51.8% below
AI read of the filing Go Digit Q1 Results Approved; AGM Rescheduled to Aug 18; Ind AS Exemption Granted to 2027 Neutral
  • AGM rescheduled from August 6, 2026, to August 18, 2026, at 4:00 PM IST
  • Allotted 1,04,047 equity shares of face value ₹10 each under ESOP during Q1 FY2027
  • IRDAI granted implementation forbearance for Ind AS financial statements until March 31, 2027
Full analysis →

Geojit Financial Services Limited

GEOJITFSL · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹2,109 Cr
P/E
28.6
PEG
—
Since results
-6.2%
  • Profit +37% above its own trend
  • Operating margin contracted 1158 bps YoY
  • 33% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit -53%)
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +4.8%-14.7% 160188153
Operating profit -33.9%-14.2% 31.737.048.0
OPM % -1158 bps+11 bps 19.8%19.7%31.4%
Other income —+328.2% 8.62.00.0
Net profit -31.6%+16.6% 19.817.029.0
PAT margin % -659 bps+332 bps 12.4%9.0%19.0%
EPS (₹) -28.3%+12.7% 0.710.630.99

Quality of profit

Core 67%Other income & one-offs 33%

Pre-tax profit ₹26.0 Cr: core business ₹17.4 Cr, other income ₹8.6 Cr.

Core profit YoY: -52.9% · reported profit -31.6%

Cash & debt

FY26 cash from operations ₹236 Cr: 284% of FY26 net profit of ₹83.0 Cr.

Borrowings ₹123 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹136₹160 +18.1% above
Net profit₹14.5₹19.8 +36.7% above
AI read of the filing Geojit Financial Announces MD Succession and Reclassification of 0.0745% Promoter Stake Neutral
  • Mr. Jones George appointed as Managing Director for a 5-year term starting October 1, 2026
  • 10 promoter group members holding 2,08,173 shares (0.0745% stake) to be reclassified as public
  • Continuing promoters to maintain a collective 38.41% stake in the company
Full analysis →

ICICI Lombard General Insurance Company Limited

ICICIGI · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹84,444 Cr
P/E
34.8
PEG
2.48
Since results
-7.1%
  • Profit -52% below its own trend
  • Operating margin contracted 1191 bps YoY
  • 56% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit -76%)
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +6.5%-0.2% 6,8146,8256,396
Operating profit -76.2%-65.9% 234686981
OPM % -1191 bps-662 bps 3.4%10.1%15.3%
Other income —+843.5% 30232.013.0
Net profit -46.0%-26.3% 403547747
PAT margin % -576 bps-210 bps 5.9%8.0%11.7%
EPS (₹) -46.3%-26.3% 8.0810.9615.04

Quality of profit

Core 44%Other income & one-offs 56%

Pre-tax profit ₹536 Cr: core business ₹234 Cr, other income ₹302 Cr.

Core profit YoY: -76.2% · reported profit -46.0%

Cash & debt

FY26 cash from operations ₹2,622 Cr: 95% of FY26 net profit of ₹2,773 Cr.

Borrowings nil at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹7,191₹6,814 -5.3% below
Net profit₹842₹403 -52.1% below
AI read of the filing Rs 8,100 Cr Gross Premium in Q1; Rs 185 Cr Provision for Motor TP Claims Neutral
  • Gross Premiums Written (GPW) increased 26.6% YoY to Rs 8,100.21 Cr from Rs 6,396.28 Cr in the year-ago quarter.
  • Net Premium Written (NPW) grew 17.7% YoY to Rs 6,603.73 Cr.
  • Recognized a Rs 185 Cr (Rs 18,500 lakhs) provision for Motor TP claims due to a Supreme Court ruling on homemaker compensation.
Full analysis →

HDFC Life Insurance Company Limited

HDFCLIFE · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,20,907 Cr
P/E
61.2
PEG
5.10
Since results
-1.5%
  • 62% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit -45%)
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -43.2%-15.9% 16,72819,89029,463
Operating profit -21.5%+219.0% 345108439
OPM % +57 bps+152 bps 2.1%0.5%1.5%
Other income +136.7%-9.3% 388428164
Net profit +11.5%+23.0% 611497548
PAT margin % +179 bps+116 bps 3.7%2.5%1.9%
EPS (₹) +11.4%+22.5% 2.832.312.54

Quality of profit

Core 38%Other income & one-offs 62%

Pre-tax profit ₹630 Cr: core business ₹242 Cr, other income ₹388 Cr.

Core profit YoY: -44.9% · reported profit +11.5%

Cash & debt

FY26 cash from operations ₹22,625 Cr: 1184% of FY26 net profit of ₹1,911 Cr.

Borrowings ₹3,099 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹41,174₹16,728 -59.4% below
Net profit₹569₹611 +7.5% in line
AI read of the filing HDFC Life Q1 FY27: Net Premium Income Grows 14.4% YoY to Rs 16,548 Cr Positive
  • Net Premium Income increased 14.4% YoY to Rs 16,548 Cr for the quarter ended June 30, 2026
  • Renewal Premium income grew to Rs 9,023 Cr, up from Rs 7,603 Cr in the same quarter last year
  • Total Surplus for the period rose to Rs 1,068.5 Cr compared to Rs 681.9 Cr in Q1 FY26
Full analysis →

Almondz Global Securities Limited

ALMONDZ · NBFC & Finance Companies · Q1 FY27 · Consolidated
M Cap
₹336 Cr
P/E
9.6
PEG
0.44
  • Profit +45% above its own trend
  • Operating margin expanded 480 bps YoY
  • 38% of pre-tax profit came from other income and one-off items
  • Core business grew faster than reported profit (core profit +160%)
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +39.1%-21.1% 44.055.831.6
Operating profit +76.4%+243.6% 10.02.95.7
OPM % +480 bps+1751 bps 22.7%5.2%17.9%
Other income +0.2%-6.7% 5.05.45.0
Net profit +88.4%+151.0% 13.05.26.9
PAT margin % +773 bps+2026 bps 29.5%9.3%21.8%
EPS (₹) +80.0%+140.0% 0.720.300.40

Quality of profit

Core 62%Other income & one-offs 38%

Pre-tax profit ₹13.0 Cr: core business ₹8.0 Cr, other income ₹5.0 Cr.

Core profit YoY: +159.7% · reported profit +88.4%

Cash & debt

FY26 cash from operations −₹4.0 Cr: -14% of FY26 net profit of ₹28.7 Cr.

Borrowings ₹49.0 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹33.6₹44.0 +31.0% above
Net profit₹8.9₹13.0 +45.3% above

How to read this page

The numbers. Each card is one company's Q1 FY27 results as filed with NSE or BSE, read from the filing within hours of its release, in ₹ crore. We show the consolidated statement, or the standalone one when the consolidated figures are a copy of it or have no year-ago quarter to compare with. YoY compares with the same quarter a year earlier and QoQ with the quarter before (the previous half-year for companies that report every six months). A swing between profit and loss is described in words: a percentage across it would mislead.

Margins. Operating margin (OPM) is operating profit, before depreciation, interest and other income, as a share of sales; PAT margin is net profit as a share of sales. Their changes are in basis points (100 bps = 1 percentage point).

Quality of profit. Core profit is operating profit minus interest and depreciation: what the business itself earned before tax. The rest of pre-tax profit is other income (interest on cash, dividends, gains on investments) and exceptional or one-off items. We flag a quarter when that share is 25% or more, and when reported profit grew much faster than core profit. For banks we compare pre-provision profit with net profit, since a fall in provisions can lift profit without the business growing.

Against its own trend. We do not have analyst consensus estimates, and we do not make them up. Instead each company is measured against the path it was on: the same quarter last year, grown at the median of its last four year-on-year growth rates (held between −50% and +100%; at least two growth rates needed). Sales 5% or more above that, or net profit 10% or more above, is "above trend"; as far below is "below trend". It answers "was this quarter better or worse than the company's own recent run?", which consensus does not.

Cash and debt. Profit is an accounting figure; cash is harder to dress up. For each company we show its operating cash flow for the last financial year as a share of that year's net profit (flagged under 50%, or when it is negative despite a profit), and its borrowings at the latest balance sheet against the one six months earlier (flagged at a 25% move). Balance sheets come with the September and March results, cash-flow statements with the March results.

Price since results. The latest close against the last close before the filing (a filing after 3:30 pm counts from the next session). It is a fact about the market's reaction, not advice.

Market cap groups. Large cap is the 100 largest companies by market value and mid cap the next 150 (SEBI's ranking); below that, small cap is ₹5,000 Cr or more, micro cap ₹500 Cr or more, nano cap below.

⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI