HDB Financial Services LimitedHDBFSBank / NBFC

Financial Services Credit Services Latest results: Mar 2025 1 quarters of data

₹510.05

MCap ₹42,255 Cr

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹4,266 Cr

Interest Earned · Mar 2025

—

Operating Profit · Mar 2025

₹531 Cr

Net Profit · Mar 2025

₹6.67

EPS · Mar 2025

—

Gross NPA % · Mar 2025

—

Net NPA % · Mar 2025

📝 HDB Financial Services Limited — results explained

Quarter ended March 2025 (Q4 FY25)

HDB Financial Services Limited reported total income of ₹4,266 crore for the quarter ended March 2025 (Q4 FY25).

Of this, interest earned contributed ₹4,266 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹1,650 crore) worked out to ₹2,616 crore.

Net profit stood at ₹531 crore. Earnings per share (EPS) came in at ₹6.67.

Valuation snapshot

At the current price of ₹510.05, HDBFS has a market capitalisation of ₹42,255 crore.

Within the Credit Services industry, it is the 10th-largest of the 23 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 74.08%, foreign institutional investors (FIIs) 4.04%, domestic institutional investors (DIIs) 11.95%, public shareholders 9.70% of HDB Financial Services Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹42,255 Cr

Current Price ?

₹510.1

P/E ?

N/A

Industry P/E ?

14.30

P/B ?

1.91

P/S ?

N/A

P/FCF ?

N/A

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

N/A

Earnings Yield ?

N/A

Dividend Yield ?

N/A

Profitability & Returns

Total Income (TTM) ?

N/A

OPM ?

N/A

Profit after tax (TTM) ?

N/A

EPS (TTM) ?

N/A

ROCE ?

N/A

ROE ?

N/A

ROA ?

N/A

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹4,266 Cr

PAT — latest qtr ?

₹531 Cr

YoY qtr sales growth ?

N/A

YoY qtr profit growth ?

N/A

Sales growth (3y) ?

N/A

Sales growth (5y) ?

N/A

Profit growth (3y) ?

N/A

Profit growth (5y) ?

N/A

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

74.08%

Change in promoter holding ?

0.00%

Pledged percentage ?

N/A

Market

Return 3 months ?

-26.2%

Return 6 months ?

-24.4%

🗓️ Quarterly results (1 quarters · ₹ Cr)

same fiscal quarter as Mar bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Mar 2025	YoY %	QoQ %
Interest Earned	4,266	—	—
Other Income	0	—	—
Total Income	4,266	—	—
Interest Expended	1,650	—	—
Operating Profit	—	—	—
Provisions	—	—	—
Profit Before Tax	704	—	—
Net Profit	531	—	—
EPS	6.67	—	—
Gross NPA %	—	—	—
Net NPA %	—	—	—
Capital Adequacy Ratio	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Annual rollup not yet available We need at least 3 quarters of a fiscal year to compute annual figures. This symbol does not yet have a complete fiscal year in our database.

🏛️ Balance Sheet (latest 1 periods)

Metric	Sep 2026	% Chg
Equity Capital	831	—
Reserves	21,322	—
Borrowing	104,442	—
Other Liabilities	4,182	—
Total Liabilities	130,777	—
Fixed Assets	774	—
Investments	4,174	—
Other Assets	125,829	—
Total Assets	130,777	—

💧 Half-year Cash Flow (latest 1 periods)

Metric	Sep 2026	% Chg
Cash from Operating Activity	-4,700	—
Cash from Investing Activity	-478	—
Cash from Financing Activity	5,564	—
Net Cash Flow	386	—

👥 Shareholding (latest 1 periods)

Metric	Sep 2026	% Chg
Promoters	74.08%	—
FIIs	4.04%	—
DIIs	11.95%	—
Public	9.70%	—
No. of Shareholders	8,80,572	—

⚖️ Peer comparison

Industry: Credit Services · 23 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	BAJFINANCE Bajaj Finance	₹926.00	576,334	26.6	90,578	22,067	19.7%	24.4%	18.4%	15.2%	21.8%	28.7%
2	SHRIRAMFIN Shriram Finance	₹1,028.60	242,034	21.1	50,068	11,318	27.5%	22.6%	15.1%	4.7%	16.3%	59.9%
3	CHOLAFIN Cholamandalam Investment	₹1,529.90	131,191	22.6	33,144	5,751	14.1%	17.4%	20.6%	22.7%	21.8%	45.6%
4	PFC Power Finance	₹353.45	116,642	4.5	115,462	33,642	28.0%	29.1%	8.4%	10.2%	-0.2%	0.2%
5	MUTHOOTFIN Muthoot Finance	₹2,792.10	112,094	10.6	31,349	10,606	33.7%	33.8%	54.4%	98.1%	65.1%	135.2%
6	IRFC Indian Railway	₹81.09	105,973	14.4	30,364	7,372	18.9%	24.3%	0.7%	7.8%	24.4%	10.2%
7	RECLTD REC	₹312.70	82,341	5.1	59,274	16,035	27.4%	27.1%	5.7%	2.7%	-2.4%	-6.1%
8	LTF L&T Finance	₹309.10	77,462	15.9	20,052	4,871	12.7%	24.3%	12.4%	67.1%	26.5%	32.4%
9	SBICARD SBI Cards	₹655.20	62,352	28.8	20,712	2,166	28.8%	10.5%	11.1%	13.1%	7.4%	14.0%
10	HDBFS HDB FINANCIAL	₹670.85	55,577	18.8	19,362	2,960	27.7%	15.3%	—	—	10.1%	34.2%
11	PIRAMALFIN PIRAMAL FINANCE	₹2,256.00	53,275	—	—	—	—	—	—	—	—	—
12	SUNDARMFIN Sundaram Finance	₹4,700.00	51,802	23.4	10,164	2,220	23.7%	21.8%	15.2%	9.5%	12.8%	33.9%
13	M&MFIN Mahindra & Mahindra	₹356.50	49,540	13.8	22,720	3,604	12.8%	15.9%	13.9%	26.5%	18.1%	60.9%
14	POONAWALLA Poonawalla Fincorp	₹444.00	38,888	34.7	8,900	1,088	15.8%	12.2%	60.9%	652.7%	70.1%	405.2%
15	HUDCO Housing and Urban	₹172.35	34,503	8.1	14,119	4,255	19.2%	30.1%	28.8%	48.9%	26.9%	35.1%
16	IREDA Indian Renewable	₹111.71	31,382	15.9	8,915	1,970	17.4%	22.1%	23.4%	10.3%	13.9%	1.0%
17	MANAPPURAM Manappuram Finance	₹329.00	30,904	20.9	10,300	1,445	16.2%	14.0%	-5.5%	-17.5%	34.2%	341.4%
18	IIFL IIFL Finance	₹600.00	25,517	—	—	—	—	—	30.8%	214.4%	28.4%	92.6%
19	CHOLAHLDNG Cholamandalam Financial	₹1,329.60	24,967	9.4	41,410	6,015	18.6%	14.5%	18.3%	15.7%	19.5%	42.0%
20	CGCL Capri Global	₹238.54	22,951	20.4	5,318	1,128	22.2%	21.2%	45.9%	98.4%	57.3%	102.0%
21	IFCI IFCI	₹82.67	22,274	96.0	2,043	432	32.0%	21.2%	3.2%	24.7%	-19.6%	-3.5%
22	CREDITACC CreditAccess Grameen	₹1,142.40	18,310	11.5	6,779	1,587	29.7%	23.4%	5.3%	46.5%	26.2%	298.7%
23	KISSHT OnEMI Technology	₹361.35	6,406	—	—	—	—	—	—	—	44.6%	58.5%

❓ Frequently asked questions

What was HDB Financial Services Limited's total income in Q4 FY25?