LIC Housing Finance LimitedLICHSGFINBank / NBFC

Financial Services Mortgage Finance Latest results: Jun 2026 15 quarters of data

₹521.00

MCap ₹28,658 Cr · P/E 5.0

LIC Housing Finance Limited — Stock analysis & AI research LIC Housing Finance Limited — Seasonality — best & worst months LIC Housing Finance Limited — Technical indicators & charts LIC Housing Finance Limited — Technical setup — score, trend, support & resistance LIC Housing Finance Limited — Live exchange announcements

📋 Low P/E Stocks 📋 Stocks Below Book Value 📋 Small Cap Stocks List 📈 MACD Bearish Crossover 📈 SuperTrend Bullish Signal 🏭 Financial Services sector

AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹7,024 Cr

Interest Earned · Jun 2026

-1.3% YoY

₹1,724 Cr

Operating Profit · Jun 2026

-8.9% YoY

₹1,488 Cr

Net Profit · Jun 2026

+9.4% YoY

₹27.06

EPS · Jun 2026

+9.5% YoY

—

Gross NPA % · Jun 2026

—

Net NPA % · Jun 2026

📝 LIC Housing Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

LIC Housing Finance Limited reported total income of ₹7,066 crore for the quarter ended June 2026 (Q1 FY27), down 2.3% from ₹7,233 crore in the same quarter last year, and down 1.8% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹7,024 crore and other income ₹42 crore. Net interest income (interest earned minus interest expended of ₹4,948 crore) worked out to ₹2,076 crore.

Net profit rose 9.4% year-on-year to ₹1,488 crore, from ₹1,360 crore. Earnings per share (EPS) came in at ₹27.06.

Full year and trailing twelve months

For the full year FY26, LIC Housing Finance Limited posted total income of ₹28,783 crore, a growth of 2.6% over FY25, with a net profit of ₹5,595 crore (up 3.1% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹28,616 crore with a net profit of ₹5,723 crore.

Valuation snapshot

At the current price of ₹521.00, LICHSGFIN has a market capitalisation of ₹28,658 crore and a trailing P/E of about 5.0.

Within the Mortgage Finance industry, it is the 2nd-largest of the 7 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 45.24%, foreign institutional investors (FIIs) 18.93%, domestic institutional investors (DIIs) 21.64%, public shareholders 14.19% of LIC Housing Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹28,658 Cr

Current Price ?

₹521.0

P/E ?

5.01below ind

Industry P/E ?

12.20

P/B ?

0.69

P/S ?

1.00

P/FCF ?

-3.34

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

0.20

Earnings Yield ?

20.0%

Dividend Yield ?

1.93%

Profitability & Returns

Total Income (TTM) ?

₹28,616 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹5,723 Cr

EPS (TTM) ?

₹104.05

ROCE ?

N/A

ROE ?

13.8%

ROA ?

1.8%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹7,066 Cr

PAT — latest qtr ?

₹1,488 Cr

YoY qtr sales growth ?

-2.3%

YoY qtr profit growth ?

9.4%

Sales growth (3y) ?

Sales growth (5y) ?

Profit growth (3y) ?

25%

Profit growth (5y) ?

15%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

45.24%

Change in promoter holding ?

0.00%

Pledged percentage ?

N/A

Market

Return 3 months ?

-5.3%

Return 6 months ?

-3.5%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	5,839	6,378	6,704	6,707	6,744	6,888	6,739	6,853	6,952	7,117	7,113	7,163	7,044	7,194	7,024	-1.3%	-2.4%
Other Income	37	37	43	52	49	49	45	78	106	166	120	6	143	0	42	-65.1%	—
Total Income	5,876	6,415	6,747	6,759	6,792	6,937	6,784	6,932	7,057	7,283	7,233	7,169	7,187	7,194	7,066	-2.3%	-1.8%
Interest Expended	4,233	4,388	4,494	4,600	4,646	4,650	4,750	4,880	4,951	4,951	5,047	4,995	4,942	4,787	4,948	-2.0%	+3.4%
Operating Profit	1,356	1,752	2,010	1,899	1,885	1,904	1,772	1,742	1,749	1,879	1,892	—	1,896	—	1,724	-8.9%	—
Provisions	763	307	361	419	436	428	143	77	-44	109	193	—	154	—	-164	-185.2%	—
Profit Before Tax	593	1,445	1,649	1,480	1,449	1,476	1,628	1,664	1,793	1,770	1,699	1,705	1,743	1,934	1,888	+11.1%	-2.4%
Net Profit	480	1,180	1,324	1,188	1,163	1,091	1,300	1,329	1,432	1,368	1,360	1,354	1,384	1,497	1,488	+9.4%	-0.6%
EPS	8.73	21.46	24.06	21.60	21.14	19.83	23.64	24.16	26.03	24.87	24.72	24.61	25.16	27.22	27.06	+9.5%	-0.6%
Gross NPA %	—	4.49%	4.98%	4.33%	4.26%	3.31%	3.29%	3.05%	2.74%	2.47%	2.62%	2.51%	2.45%	2.15%	—	—	—
Net NPA %	—	2.70%	2.99%	2.59%	2.24%	1.63%	1.68%	1.57%	1.46%	1.22%	1.30%	1.19%	1.13%	1.08%	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹27,661 Cr	₹28,514 Cr	₹28,424 Cr	+3.1%
Other Income	₹395 Cr	₹269 Cr	₹191 Cr	-31.8%
Total Income	₹28,056 Cr	₹28,783 Cr	₹28,616 Cr	+2.6%
Interest Expended	₹19,532 Cr	₹19,771 Cr	₹19,672 Cr	+1.2%
Net Interest Income	₹8,130 Cr	₹8,742 Cr	₹8,752 Cr	+7.5%
Operating Profit	₹7,142 Cr	₹3,788 Cr	₹3,620 Cr	-47.0%
Provisions	₹286 Cr	₹346 Cr	₹-11 Cr	+21.2%
Profit Before Tax	₹6,856 Cr	₹7,081 Cr	₹7,270 Cr	+3.3%
Tax	₹1,427 Cr	₹698 Cr	₹759 Cr	-51.1%
Net Profit	₹5,429 Cr	₹5,595 Cr	₹5,723 Cr	+3.1%
EPS	₹98.70	₹101.71	₹104.05	+3.0%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	110	110	110	110	+0.0%
Reserves	26,990	31,285	36,147	41,215	+14.0%
Borrowing	244,950	252,662	270,775	277,597	+2.5%
Other Liabilities	6,362	7,111	6,895	6,183	-10.3%
Total Liabilities	278,412	291,168	313,927	325,106	+3.6%
Fixed Assets	356	361	351	384	+9.4%
CWIP	1	0	52	0	-100.0%
Investments	6,976	6,277	7,142	5,050	-29.3%
Other Assets	271,079	284,530	306,382	319,671	+4.3%
Total Assets	278,412	291,168	313,927	325,106	+3.6%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-19,612	-7,061	-16,689	-8,539	+48.8%
Cash from Investing Activity	-830	579	-884	1,776	+300.9%
Cash from Financing Activity	20,239	7,300	17,413	6,210	-64.3%
Net Cash Flow	-203	818	-159	-553	-247.8%
Free Cash Flow	-19,669	-7,098	-16,709	-8,591	+48.6%
CFO/OP	-94%	-23%	-58%	-27%	+53.4%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	11%	16%	16%	14%	-12.5%

👥 Shareholding (latest 5 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Sep 2026	% Chg
Promoters	45.24%	45.24%	45.24%	45.24%	45.24%	+0.0%
FIIs	20.25%	20.17%	20.36%	21.39%	18.93%	-11.5%
DIIs	22.20%	22.14%	21.81%	20.89%	21.64%	+3.6%
Public	12.31%	12.45%	12.60%	12.49%	14.19%	+13.6%
No. of Shareholders	3,64,388	3,58,982	3,52,873	3,47,941	3,29,720	-5.2%

⚖️ Peer comparison

Industry: Mortgage Finance · 7 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	BAJAJHFL BAJAJ HOUSING	₹84.14	70,077	25.0	12,103	2,806	23.5%	23.2%	16.6%	18.3%	18.0%	17.7%
2	LICHSGFIN LIC Housing	₹562.90	30,963	5.4	28,696	5,740	13.2%	20.0%	2.7%	3.0%	-2.2%	9.9%
3	PNBHOUSING PNB Housing	₹1,155.50	30,136	13.0	8,689	2,315	22.9%	26.6%	10.6%	18.4%	8.8%	4.5%
4	AADHARHFC AADHAR HOUSING	₹439.15	19,252	16.7	3,833	1,141	29.0%	29.8%	18.6%	20.2%	17.1%	19.0%
5	SAMMAANCAP Sammaan Capital	₹148.00	17,001	—	963	-7,478	142.6%	-776.4%	-80.8%	-234.7%	-30.2%	—
6	APTUS Aptus Value	₹218.79	10,958	11.1	2,326	985	41.4%	42.3%	24.5%	25.5%	15.2%	19.0%
7	CANFINHOME Can Fin	₹779.00	10,373	9.0	4,377	1,153	23.9%	26.3%	8.7%	26.7%	7.8%	9.2%

❓ Frequently asked questions

What was LIC Housing Finance Limited's total income in Q1 FY27?

What was LIC Housing Finance Limited's net profit in Q1 FY27?