SG Finserve LimitedSGFINBank / NBFC

Non Banking Financial Company (NBFC) Latest results: Sep 2026 1 quarters of data
₹676.70
MCap ₹4,459 Cr
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹153 Cr
Interest Earned · Sep 2026
₹82 Cr
Operating Profit · Sep 2026
₹59 Cr
Net Profit · Sep 2026
₹8.93
EPS · Sep 2026
—
Gross NPA % · Sep 2026
—
Net NPA % · Sep 2026

📝 SG Finserve Limited — results explained

Quarter ended September 2026 (Q2 FY27)

SG Finserve Limited reported total income of ₹161 crore for the quarter ended September 2026 (Q2 FY27).

Of this, interest earned contributed ₹153 crore and other income ₹8 crore. Net interest income (interest earned minus interest expended of ₹68 crore) worked out to ₹85 crore.

Net profit stood at ₹59 crore. Earnings per share (EPS) came in at ₹8.93.

Valuation snapshot

At the current price of ₹676.70, SGFIN has a market capitalisation of ₹4,459 crore.

Within the Non Banking Financial Company (NBFC) industry, it is the 3rd-largest of the 224 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 56.95%, foreign institutional investors (FIIs) 1.00%, domestic institutional investors (DIIs) 2.17%, public shareholders 39.88% of SG Finserve Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹4,459 Cr
Current Price ?
₹676.7
P/E ?
N/A
Industry P/E ?
22.40
P/B ?
3.05
P/S ?
N/A
P/FCF ?
-2.84
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
N/A
Earnings Yield ?
N/A
Dividend Yield ?
N/A
Profitability & Returns
Total Income (TTM) ?
N/A
OPM ?
N/A
Profit after tax (TTM) ?
N/A
EPS (TTM) ?
N/A
ROCE ?
N/A
ROE ?
N/A
ROA ?
N/A
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹161 Cr
PAT — latest qtr ?
₹59 Cr
YoY qtr sales growth ?
N/A
YoY qtr profit growth ?
N/A
Sales growth (3y) ?
N/A
Sales growth (5y) ?
N/A
Profit growth (3y) ?
N/A
Profit growth (5y) ?
N/A
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
56.95%
Change in promoter holding ?
8.57%
Pledged percentage ?
N/A
Market
Return 3 months ?
7.2%
Return 6 months ?
31.7%

🗓️ Quarterly results (1 quarters · ₹ Cr)

same fiscal quarter as Sep bestweakest per row · for costs (interest, NPAs) low is best
Metric Sep 2026 YoY % QoQ %
Interest Earned 153 — —
Other Income 8 — —
Total Income 161 — —
Interest Expended 68 — —
Operating Profit 82 — —
Provisions 3 — —
Profit Before Tax 79 — —
Net Profit 59 — —
EPS 8.93 — —
Gross NPA % — — —
Net NPA % — — —
Capital Adequacy Ratio — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Annual rollup not yet available We need at least 3 quarters of a fiscal year to compute annual figures. This symbol does not yet have a complete fiscal year in our database.

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 41555665 +16.1%
Reserves 5327519591,395 +45.5%
Borrowing 4939571,3872,704 +95.0%
Other Liabilities 131659 +80.0%
Total Liabilities 1,0791,7792,4074,173 +73.4%
Fixed Assets 0222 +0.0%
CWIP 1000 —
Investments 00800 -100.0%
Other Assets 1,0781,7782,3254,171 +79.4%
Total Assets 1,0791,7792,4074,173 +73.4%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -941-629-492-1,571 -219.3%
Cash from Investing Activity 2-4-5661 +208.9%
Cash from Financing Activity 1,0306165541,632 +194.6%
Net Cash Flow 91-186121 +1916.7%
Free Cash Flow -941-630-492-1,572 -219.5%
CFO/OP -2,831%-353%-324%-499% -54.0%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 6%11%9%10% +11.1%

👥 Shareholding (latest 5 periods)

Metric Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 % Chg
Promoters 48.38%50.30%52.92%56.95%56.95% +0.0%
FIIs 0.17%0.07%0.26%0.54%1.00% +85.2%
DIIs 4.03%3.46%3.28%2.18%2.17% -0.5%
Public 47.43%46.17%43.54%40.34%39.88% -1.1%
No. of Shareholders 31,16430,24426,40328,15032,676 +16.1%

⚖️ Peer comparison

Industry: Non Banking Financial Company (NBFC) · top 25 of 224 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 533095 Bengal & Assam ₹6,230.50 6,740 9.2 2,542 783 3.7% 30.8% 10.9% 11.8% 9.7% -23.8%
2 512065 Mrugesh Trading ₹4.63 5,543 — 13 -0 0.7% -1.4% -38.7% -191.4% — 273.2%
3 SGFIN SG Finserve ₹694.90 4,579 24.4 488 187 16.8% 38.3% 94.2% 56.8% 114.7% 110.0%
4 501945 Dhenu Buildcon ₹2.50 3,234 — 1 -1 132.6% -87.9% -300.0% -293.9% 283.9% 181.2%
5 543766 Ashika Global ₹474.05 2,821 57.6 163 61 72.6% 37.3% 145.5% 163.6% 78.3% 77.9%
6 523862 Grand Oak ₹41.75 1,787 — 245 0 -0.0% 0.0% 3081.3% 195.7% 4905.7% -100.6%
7 532485 Balmer Lawrie ₹71.12 1,441 8.8 2,794 282 13.5% 10.1% 7.9% 4.1% 10.0% 5.2%
8 530499 AK Capital ₹1,690.30 1,158 9.7 578 118 7.1% 20.5% 18.2% 31.0% 4.7% 17.8%
9 512020 Saraswati Commercial ₹12,132.00 1,079 10.0 166 133 44.9% 80.1% 61.3% 75.5% 143.8% 164.8%
10 511628 Fedders Holding ₹42.34 1,025 9.9 443 86 2.3% 19.4% -1.1% 139.5% -9.4% -32.4%
11 CIFL Capital India ₹21.75 851 97.3 532 27 4.5% 5.1% — — 4.2% -70.7%
12 530245 Aryaman Financial ₹363.90 778 11.4 75 39 22.5% 51.8% -28.5% -15.6% -30.2% 6.6%
13 535667 India Finsec ₹135.95 730 17.1 97 23 9.7% 24.0% 19.7% 19.9% 56.6% 28.4%
14 511702 Yogi ₹46.27 696 15.3 399 13 -0.3% 3.3% 289.7% 1293.8% -45.6% -113.6%
15 LAXMIINDIA Laxmi India ₹125.71 659 11.6 341 57 17.7% 16.6% — — 33.6% 65.7%
16 537750 Kiran Vyapar ₹197.57 527 84.6 112 6 14.8% 5.8% -18.2% -94.9% 0.2% 21.6%
17 538772 538772 — 507 — 301 -3 -2.0% -0.9% 3.6% 102.2% -22.5% -169.2%
18 541358 Unifinz Capital ₹203.55 444 10.3 609 87 3.8% 14.3% 319.7% 335.0% 117.3% 2.1%
19 544191 Purple Finance ₹76.66 403 — 58 -1 0.7% -2.1% 222.1% 58.6% 162.5% 107.9%
20 512399 Sera Investments ₹22.22 398 1.4 128 103 45.7% 80.2% 554.5% 1666.7% 1865.3% —
21 538476 538476 — 368 — 26 3 17.9% 12.1% -11.1% -57.0% 10.7% 17.7%
22 MONEYBOXX Moneyboxx Finance ₹48.65 340 256.1 225 1 10.6% 0.6% — — -11.9% -13.8%
23 531652 UVS Hospitality ₹147.10 287 — 2 -4 0.0% -177.7% 117.8% 30.7% 9.1% 24.1%
24 CPCAP CP Capital ₹153.11 279 6.1 76 44 26.5% 58.3% — — 46.3% 21.0%
25 531841 Indus Finance ₹21.86 275 7.8 10 3 11.1% 26.6% 66.1% 86.9% 37.3% 12.1%
❓ Frequently asked questions
What was SG Finserve Limited's total income in Q2 FY27?
SG Finserve Limited reported total income of ₹161 crore for the quarter ended September 2026 (Q2 FY27).
What was SG Finserve Limited's net profit in Q2 FY27?
Net profit stood at ₹59 crore. Earnings per share (EPS) came in at ₹8.93.
What is SGFIN's market capitalisation and P/E ratio?
At the current price of ₹676.70, SGFIN has a market capitalisation of ₹4,459 crore.
Who owns SG Finserve Limited? (shareholding pattern)
As of Sep 2026, promoters held 56.95%, foreign institutional investors (FIIs) 1.00%, domestic institutional investors (DIIs) 2.17%, public shareholders 39.88% of SG Finserve Limited.
TTM ends N/A. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI