Ugro Capital LimitedUGROCAPBank / NBFC

Finance & Investments Latest results: Jun 2026 14 quarters of data

₹81.85

MCap ₹1,251 Cr · P/E 9.0

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹417 Cr

Interest Earned · Jun 2026

+0.8% YoY

₹49 Cr

Operating Profit · Jun 2026

₹61 Cr

Net Profit · Jun 2026

+78.6% YoY

₹3.97

EPS · Jun 2026

+36.0% YoY

—

Gross NPA % · Jun 2026

—

Net NPA % · Jun 2026

📝 Ugro Capital Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Ugro Capital Limited reported total income of ₹454 crore for the quarter ended June 2026 (Q1 FY27), up 7.6% from ₹422 crore in the same quarter last year, and down 10.8% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹417 crore and other income ₹37 crore. Net interest income (interest earned minus interest expended of ₹248 crore) worked out to ₹169 crore.

Net profit rose 78.6% year-on-year to ₹61 crore, from ₹34 crore. Earnings per share (EPS) came in at ₹3.97.

Full year and trailing twelve months

For the full year FY26, Ugro Capital Limited posted total income of ₹1,840 crore, a growth of 27.7% over FY25, with a net profit of ₹113 crore (down 22.1% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹1,872 crore with a net profit of ₹140 crore.

Valuation snapshot

At the current price of ₹81.85, UGROCAP has a market capitalisation of ₹1,251 crore and a trailing P/E of about 9.0.

Within the Finance & Investments industry, it is the 25th-largest of the 117 companies we track by market value.

Shareholding pattern

As of Mar 2026, promoters held 1.99%, foreign institutional investors (FIIs) 22.34%, domestic institutional investors (DIIs) 1.68%, public shareholders 72.41% of Ugro Capital Limited.

Promoter holding rose from 1.70% to 1.99% over the latest period.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹1,251 Cr

Current Price ?

₹81.8

P/E ?

8.95below ind

Industry P/E ?

18.90

P/B ?

0.44

P/S ?

0.67

P/FCF ?

-3.42

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

0.21

Earnings Yield ?

11.2%

Dividend Yield ?

0.00%

Profitability & Returns

Total Income (TTM) ?

₹1,872 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹140 Cr

EPS (TTM) ?

₹9.14

ROCE ?

N/A

ROE ?

4.9%

ROA ?

1.1%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹454 Cr

PAT — latest qtr ?

₹61 Cr

YoY qtr sales growth ?

7.6%

YoY qtr profit growth ?

78.6%

Sales growth (3y) ?

38%

Sales growth (5y) ?

63%

Profit growth (3y) ?

42%

Profit growth (5y) ?

32%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

1.99%

Change in promoter holding ?

-0.26%

Pledged percentage ?

N/A

Market

Return 3 months ?

-15.4%

Return 6 months ?

-28.7%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	209	213	245	268	322	291	330	371	403	414	455	409	488	417	+0.8%	-14.5%
Other Income	8	5	9	12	8	10	13	14	9	8	6	39	21	37	+357.2%	+74.2%
Total Income	217	218	254	280	330	301	343	385	412	422	461	448	509	454	+7.6%	-10.8%
Interest Expended	90	93	105	117	128	136	143	167	181	205	219	237	242	248	+21.1%	+2.6%
Operating Profit	—	—	—	—	—	—	—	—	—	—	—	—	—	49	—	—
Provisions	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	34	36	41	46	56	43	50	53	57	48	61	10	42	49	+1.4%	+15.9%
Net Profit	14	25	29	33	33	30	36	38	41	34	43	6	30	61	+78.6%	+102.4%
EPS	1.57	2.16	2.47	2.78	2.78	2.58	3.02	3.18	3.44	2.92	3.71	0.41	1.90	3.97	+36.0%	+108.9%
Gross NPA %	2.46%	1.80%	1.90%	2.00%	2.00%	2.00%	2.10%	2.10%	2.30%	2.50%	2.40%	2.20%	2.50%	—	—	—
Net NPA %	1.31%	1.00%	1.10%	1.10%	1.10%	1.20%	1.30%	1.50%	1.60%	1.70%	1.50%	1.40%	1.60%	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹1,395 Cr	₹1,766 Cr	₹1,769 Cr	+26.6%
Other Income	₹46 Cr	₹74 Cr	₹103 Cr	+60.9%
Total Income	₹1,441 Cr	₹1,840 Cr	₹1,872 Cr	+27.7%
Interest Expended	₹627 Cr	₹903 Cr	₹946 Cr	+44.0%
Net Interest Income	₹768 Cr	₹863 Cr	₹823 Cr	+12.4%
Operating Profit	—	—	₹49 Cr	—
Provisions	—	—	—	—
Profit Before Tax	₹203 Cr	₹161 Cr	₹162 Cr	-20.7%
Tax	—	—	₹-12 Cr	—
Net Profit	₹145 Cr	₹113 Cr	₹140 Cr	-22.1%
EPS	₹12.22	₹8.94	₹9.99	-26.8%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	69	92	92	153	+66.3%
Reserves	915	1,347	1,954	2,692	+37.8%
Borrowing	3,149	4,653	6,904	9,208	+33.4%
Other Liabilities	173	188	218	294	+34.9%
Total Liabilities	4,306	6,280	9,168	12,346	+34.7%
Fixed Assets	85	130	162	130	-19.8%
CWIP	14	0	6	13	+116.7%
Investments	60	59	103	1,665	+1516.5%
Other Assets	4,146	6,091	8,897	10,538	+18.4%
Total Assets	4,306	6,280	9,168	12,346	+34.7%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-1,220	-1,535	-2,474	-348	+85.9%
Cash from Investing Activity	-85	-230	-80	-1,577	-1871.2%
Cash from Financing Activity	1,279	1,814	2,655	2,947	+11.0%
Net Cash Flow	-26	48	101	1,022	+911.9%
Free Cash Flow	-1,261	-1,575	-2,527	-366	+85.5%
CFO/OP	-306%	-230%	-278%	-28%	+89.9%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	4%	10%	8%	5%	-37.5%

👥 Shareholding (latest 4 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	% Chg
Promoters	2.25%	2.24%	1.70%	1.99%	+17.1%
FIIs	29.32%	28.99%	22.83%	22.34%	-2.1%
DIIs	1.62%	1.59%	1.38%	1.68%	+21.7%
Public	64.69%	65.07%	72.49%	72.41%	-0.1%
Others	2.12%	2.12%	1.60%	1.59%	-0.6%
No. of Shareholders	42,370	42,189	39,150	38,788	-0.9%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	LICI Life Insurance	₹398.20	503,723	8.4	881,845	60,055	-7.5%	6.8%	10.0%	18.9%	-43.2%	24.0%
2	SBILIFE SBI Life	₹1,671.70	167,740	67.9	112,315	2,471	0.7%	2.2%	-3.9%	2.4%	-82.4%	-1.1%
3	ICICIGI ICICI Lombard	₹1,508.90	75,386	29.5	27,196	2,556	5.4%	9.4%	12.7%	10.6%	-3.2%	15.4%
4	ICICIPRULI ICICI Prudential	₹496.90	72,089	44.8	63,356	1,608	0.3%	2.5%	-10.5%	35.7%	-79.7%	62.1%
5	GICRE General Insurance	₹337.75	59,255	6.7	51,723	8,877	16.9%	17.2%	6.8%	30.0%	-8.6%	-31.1%
6	MFSL Max Financial	₹1,585.90	54,444	492.4	49,823	137	0.5%	0.3%	2.6%	-73.9%	16.7%	37.5%
7	STARHEALTH Star Health	₹555.55	32,689	38.7	18,509	844	4.4%	4.6%	10.7%	-13.8%	16.2%	109.0%
8	NIACL New India	₹171.56	28,273	36.7	49,363	771	-1.3%	1.6%	14.3%	36.4%	-3.6%	-160.7%
9	GODIGIT Go Digit	₹250.90	23,196	47.1	10,128	492	0.7%	4.9%	6.8%	28.0%	5.5%	-37.4%
10	FIVESTAR Five-Star Business	₹549.40	16,218	14.7	3,293	1,103	11.0%	33.5%	13.3%	2.3%	5.9%	2.0%
11	NIVABUPA Niva Bupa	₹74.77	13,830	38.1	7,598	360	4.2%	4.7%	24.6%	-38.5%	65.8%	251.4%
12	PRUDENT Prudent Corporate	₹3,123.30	12,933	52.8	1,372	246	24.2%	17.9%	19.5%	13.8%	18.2%	43.8%
13	EDELWEISS Edelweiss Financial	₹126.74	11,996	17.1	10,508	711	27.5%	6.8%	12.5%	27.1%	3.7%	30.5%
14	IIFLCAPS IIFL Capital	₹344.80	10,867	18.8	2,433	572	35.0%	23.5%	0.6%	-20.8%	2.3%	4.6%
15	SBFC SBFC Finance	₹87.70	9,745	20.1	1,783	480	9.8%	26.9%	28.6%	30.7%	26.7%	28.8%
16	RELIGARE Religare Enterprises	₹223.35	7,700	n/m	8,953	18	0.7%	0.2%	14.8%	-60.3%	26.5%	-687.3%
17	PAISALO Paisalo Digital	₹76.83	7,023	29.4	943	237	0.0%	25.1%	22.0%	19.1%	33.8%	56.5%
18	FEDFINA Fedbank Financial	₹150.76	5,655	12.9	2,563	434	12.9%	16.9%	7.1%	52.2%	34.3%	63.4%
19	MASFIN MAS Financial	₹288.85	5,241	13.3	2,092	398	7.1%	19.0%	24.8%	19.4%	20.3%	26.6%
20	NORTHARC Northern Arc	₹301.00	4,865	12.0	2,705	404	0.0%	14.9%	14.8%	34.2%	22.7%	250.0%
21	PILANIINVS Pilani Investment	₹4,020.00	4,451	—	248	-12	87.1%	-4.9%	-6.4%	-68.5%	-70.9%	-1075.5%
22	SHAREINDIA Share India	₹183.78	4,022	11.1	1,577	364	40.1%	23.1%	1.5%	-1.2%	31.4%	48.1%
23	KIRLOSIND Kirloskar Industries	₹3,690.00	3,878	50.6	113	76	71.5%	67.0%	9.0%	-2.1%	-27.9%	-9.4%
24	INDOSTAR IndoStar Capital	₹239.15	3,866	—	1,417	-395	6.6%	-27.8%	74.4%	15.7%	-76.0%	-97.9%
25	UGROCAP Ugro Capital	₹81.43	1,244	9.0	1,872	140	2.6%	7.5%	27.7%	-22.1%	7.6%	78.6%

❓ Frequently asked questions

What was Ugro Capital Limited's total income in Q1 FY27?

What was Ugro Capital Limited's net profit in Q1 FY27?