Flash Finance

Equitas Small Finance Bank LimitedEQUITASBNKBank / NBFC

Banks - Private Sector Latest results: Jun 2026 14 quarters of data
₹70.37
MCap ₹8,051 Cr · P/E 15.8
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹1,960 Cr
Interest Earned · Jun 2026
+18.9% YoY
₹405 Cr
Operating Profit · Jun 2026
₹184 Cr
Net Profit · Jun 2026
+182.0% YoY
₹1.61
EPS · Jun 2026
+182.1% YoY
2.42%
Gross NPA % · Jun 2026
0.71%
Net NPA % · Jun 2026

📝 Equitas Small Finance Bank Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Equitas Small Finance Bank Limited reported total income of ₹2,215 crore for the quarter ended June 2026 (Q1 FY27), up 14.1% from ₹1,941 crore in the same quarter last year, and up 5.6% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹1,960 crore and other income ₹255 crore. Net interest income (interest earned minus interest expended of ₹931 crore) worked out to ₹1,030 crore.

The company swung to a net profit of ₹184 crore from a net loss of ₹224 crore a year earlier. Earnings per share (EPS) came in at ₹1.61.

On asset quality, gross NPA stood at 2.42% and net NPA at 0.71% (gross NPA was 2.92% a year ago); the capital adequacy ratio was 19.44%.

Full year and trailing twelve months

For the full year FY26, Equitas Small Finance Bank Limited posted total income of ₹7,867 crore, a growth of 8.9% over FY25, with a net profit of ₹103 crore (down 29.9% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹8,141 crore with a net profit of ₹511 crore.

Valuation snapshot

At the current price of ₹70.37, EQUITASBNK has a market capitalisation of ₹8,051 crore and a trailing P/E of about 15.8.

Within the Banks - Private Sector industry, it is the 5th-largest of the 14 companies we track by market value.

Shareholding pattern

As of Sep 2026, foreign institutional investors (FIIs) 15.80%, domestic institutional investors (DIIs) 52.24%, public shareholders 31.96% of Equitas Small Finance Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹8,051 Cr
Current Price ?
₹70.4
P/E ?
15.77above ind
Industry P/E ?
9.00
P/B ?
1.31
P/S ?
0.99
P/FCF ?
-2.30
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
N/A
Earnings Yield ?
6.3%
Dividend Yield ?
0.00%
Profitability & Returns
Total Income (TTM) ?
₹8,141 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹511 Cr
EPS (TTM) ?
₹4.46
ROCE ?
N/A
ROE ?
8.3%
ROA ?
0.8%
Gross NPA % ?
2.42%
Net NPA % ?
0.71%
Growth
Total Income — latest qtr ?
₹2,215 Cr
PAT — latest qtr ?
₹184 Cr
YoY qtr sales growth ?
14.1%
YoY qtr profit growth ?
182.0%
Sales growth (3y) ?
18%
Sales growth (5y) ?
16%
Profit growth (3y) ?
-44%
Profit growth (5y) ?
-23%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
N/A
Change in promoter holding ?
N/A
Pledged percentage ?
N/A
Market
Return 3 months ?
-9.5%
Return 6 months ?
7.3%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 1,1561,2541,3591,4291,4451,5011,5551,6121,6441,6491,6171,6921,8361,960 +18.9% +6.8%
Other Income 239171181205240209239238225292229289263255 -12.6% -3.0%
Total Income 1,3951,4251,5401,6341,6851,7101,7941,8501,8691,9411,8461,9812,0992,215 +14.1% +5.6%
Interest Expended 449511593644659699753794815863844840856931 +7.9% +8.7%
Operating Profit —————————————405 — —
Provisions —————————————161 — —
Profit Before Tax 26125226727626836209053-29734114278244 +182.2% -12.2%
Net Profit 19019119820220826136642-2242490213184 +182.0% -13.8%
EPS 1.711.721.771.791.830.230.110.580.37-1.960.210.791.861.61 +182.1% -13.4%
Gross NPA % 2.76% 2.75% 2.27% 2.53% 2.61% 2.73% 2.95% 2.97% 2.89% 2.92% 2.92% 2.75% 2.60% 2.42% — —
Net NPA % 1.21% 1.18% 0.97% 1.13% 1.17% 0.83% 0.97% 0.96% 0.98% 0.98% 0.98% 0.92% 0.72% 0.71% — —
Capital Adequacy Ratio — — — — — — — — — — — — — 19.44% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹6,312 Cr ₹6,794 Cr ₹7,105 Cr +7.6%
Other Income ₹911 Cr ₹1,073 Cr ₹1,036 Cr +17.8%
Total Income ₹7,223 Cr ₹7,867 Cr ₹8,141 Cr +8.9%
Interest Expended ₹3,061 Cr ₹3,403 Cr ₹3,471 Cr +11.2%
Net Interest Income ₹3,251 Cr ₹3,391 Cr ₹3,635 Cr +4.3%
Operating Profit — — ₹405 Cr —
Provisions — — ₹161 Cr —
Profit Before Tax ₹199 Cr ₹129 Cr ₹670 Cr -35.2%
Tax — — ₹60 Cr —
Net Profit ₹147 Cr ₹103 Cr ₹511 Cr -29.9%
EPS ₹1.29 ₹0.90 ₹4.47 -30.2%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 1,1111,1351,1401,141 +0.1%
Reserves 4,0474,8344,9334,984 +1.0%
Deposits 25,34836,12943,10746,533 +7.9%
Borrowing 2,9741,7882,1375,773 +170.1%
Other Liabilities 1,4781,4181,5192,180 +43.5%
Total Liabilities 34,95845,30452,83660,610 +14.7%
Fixed Assets 338537531715 +34.7%
CWIP 41681650 -100.0%
Investments 6,6659,0659,28910,149 +9.3%
Other Assets 27,91435,63442,85149,746 +16.1%
Total Assets 34,95845,30452,83660,610 +14.7%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -9983,8341,937-3,316 -271.2%
Cash from Investing Activity 49-360-239-185 +22.6%
Cash from Financing Activity 60-1,2102593,641 +1305.8%
Net Cash Flow -8882,2641,957140 -92.8%
Free Cash Flow -1,2613,4741,698-3,501 -306.2%
CFO/OP -45%147%84%-132% -257.1%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 12%14%2%2% +0.0%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
FIIs 16.30%15.67%14.62%14.74%15.80% +7.2%
DIIs 47.13%48.20%49.96%50.87%52.24% +2.7%
Public 36.57%36.13%35.42%34.38%31.96% -7.0%
No. of Shareholders 4,33,8204,18,0504,05,8503,85,9713,55,601 -7.9%

⚖️ Peer comparison

Industry: Banks - Private Sector · 14 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 TMB Tamilnad Mercantile ₹888.35 14,067 9.7 6,979 1,446 8.8% 20.7% 9.0% 13.3% 17.6% 34.9%
2 SOUTHBANK South Indian ₹48.42 12,684 8.0 12,220 1,585 10.8% 13.0% 5.6% 11.7% 11.7% 21.1%
3 UJJIVANSFB Ujjivan Small ₹62.47 12,200 10.6 8,962 1,150 12.7% 12.8% 11.6% -4.5% 26.4% 199.2%
4 KTKBANK Karnataka Bank ₹313.05 11,839 8.2 10,438 1,437 5.6% 13.8% 0.3% 2.9% 4.5% 43.5%
5 EQUITASBNK Equitas Small ₹73.50 8,409 16.4 8,141 511 5.0% 6.3% 8.9% -29.9% 14.1% 182.0%
6 DCBBANK DCB Bank ₹219.94 7,084 8.9 8,390 788 4.1% 9.4% 14.4% 19.2% 6.3% 35.7%
7 JSFB Jana Small ₹529.60 5,604 14.7 6,623 380 5.0% 5.7% 17.0% -34.9% 14.9% 52.2%
8 CSBBANK CSB Bank ₹328.75 5,572 9.0 5,681 634 0.0% 11.2% 24.4% 6.9% 10.6% 6.3%
9 UTKARSHBNK Utkarsh Small ₹14.86 2,644 — 3,793 -945 1.7% -24.9% -12.7% -5100.0% -1.6% 85.8%
10 ESAFSFB ESAF Small ₹38.96 2,011 — 4,670 -5 7.5% -0.1% 1.8% 68.1% 31.6% 198.9%
11 SURYODAY Suryoday Small ₹146.72 1,560 8.1 2,687 192 5.2% 7.2% 16.1% 33.3% 27.5% 114.8%
12 CAPITALSFB Capital Small ₹273.25 1,242 8.2 1,190 150 5.4% 12.6% 15.2% 7.6% 16.4% 29.1%
13 DHANBANK Dhanlaxmi Bank ₹29.42 1,161 10.0 1,871 115 2.7% 6.1% 20.4% 52.2% 19.0% 107.6%
14 FINOPB Fino Payments ₹136.05 1,132 54.2 1,437 21 -1.0% 1.5% -14.3% -43.3% -32.3% -177.3%
❓ Frequently asked questions
What was Equitas Small Finance Bank Limited's total income in Q1 FY27?
Equitas Small Finance Bank Limited reported total income of ₹2,215 crore for the quarter ended June 2026 (Q1 FY27), up 14.1% from ₹1,941 crore in the same quarter last year, and up 5.6% sequentially over the March 2026 quarter.
What was Equitas Small Finance Bank Limited's net profit in Q1 FY27?
The company swung to a net profit of ₹184 crore from a net loss of ₹224 crore a year earlier. Earnings per share (EPS) came in at ₹1.61.
What is EQUITASBNK's market capitalisation and P/E ratio?
At the current price of ₹70.37, EQUITASBNK has a market capitalisation of ₹8,051 crore and a trailing P/E of about 15.8.
What are Equitas Small Finance Bank Limited's NPA levels?
On asset quality, gross NPA stood at 2.42% and net NPA at 0.71% (gross NPA was 2.92% a year ago); the capital adequacy ratio was 19.44%.
Who owns Equitas Small Finance Bank Limited? (shareholding pattern)
As of Sep 2026, foreign institutional investors (FIIs) 15.80%, domestic institutional investors (DIIs) 52.24%, public shareholders 31.96% of Equitas Small Finance Bank Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI