Flash Finance

Capital Small Finance Bank LimitedCAPITALSFBBank / NBFC

Banks - Private Sector Latest results: Jun 2026 14 quarters of data
₹273.35
MCap ₹1,243 Cr · P/E 8.3
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹288 Cr
Interest Earned · Jun 2026
+16.7% YoY
₹64 Cr
Operating Profit · Jun 2026
₹41 Cr
Net Profit · Jun 2026
+29.1% YoY
₹9.09
EPS · Jun 2026
+28.6% YoY
2.47%
Gross NPA % · Jun 2026
1.14%
Net NPA % · Jun 2026

📝 Capital Small Finance Bank Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Capital Small Finance Bank Limited reported total income of ₹314 crore for the quarter ended June 2026 (Q1 FY27), up 16.4% from ₹270 crore in the same quarter last year, and up 5.1% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹288 crore and other income ₹26 crore. Net interest income (interest earned minus interest expended of ₹155 crore) worked out to ₹134 crore.

Net profit rose 29.1% year-on-year to ₹41 crore, from ₹32 crore. Earnings per share (EPS) came in at ₹9.09.

On asset quality, gross NPA stood at 2.47% and net NPA at 1.14% (gross NPA was 2.74% a year ago); the capital adequacy ratio was 21.58%.

Full year and trailing twelve months

For the full year FY26, Capital Small Finance Bank Limited posted total income of ₹1,146 crore, a growth of 15.2% over FY25, with a net profit of ₹141 crore (up 7.6% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹1,190 crore with a net profit of ₹150 crore.

Valuation snapshot

At the current price of ₹273.35, CAPITALSFB has a market capitalisation of ₹1,243 crore and a trailing P/E of about 8.3.

Within the Banks - Private Sector industry, it is the 12th-largest of the 14 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 18.29%, foreign institutional investors (FIIs) 3.14%, domestic institutional investors (DIIs) 25.25%, public shareholders 53.32% of Capital Small Finance Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹1,243 Cr
Current Price ?
₹273.4
P/E ?
8.27below ind
Industry P/E ?
9.00
P/B ?
0.85
P/S ?
1.04
P/FCF ?
-3.02
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.55
Earnings Yield ?
12.1%
Dividend Yield ?
1.86%
Profitability & Returns
Total Income (TTM) ?
₹1,190 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹150 Cr
EPS (TTM) ?
₹33.06
ROCE ?
N/A
ROE ?
10.3%
ROA ?
1.2%
Gross NPA % ?
2.47%
Net NPA % ?
1.14%
Growth
Total Income — latest qtr ?
₹314 Cr
PAT — latest qtr ?
₹41 Cr
YoY qtr sales growth ?
16.4%
YoY qtr profit growth ?
29.1%
Sales growth (3y) ?
16%
Sales growth (5y) ?
15%
Profit growth (3y) ?
15%
Profit growth (5y) ?
28%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
18.29%
Change in promoter holding ?
-0.48%
Pledged percentage ?
N/A
Market
Return 3 months ?
-10.1%
Return 6 months ?
4.9%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 179189197204204218224235231247256272273288 +16.7% +5.6%
Other Income 1513161821172618262323262626 +13.6% +0.5%
Total Income 194202213222225235250253257270279298299314 +16.4% +5.1%
Interest Expended 94102113117117119123128128137145153152155 +12.9% +1.8%
Operating Profit —————————————64 — —
Provisions —————————————9 — —
Profit Before Tax 3240323838404446454346465455 +27.9% +1.9%
Net Profit 2430242928303334343235344041 +29.1% +3.2%
EPS ———8.176.266.667.407.537.577.077.707.588.829.09 +28.6% +3.1%
Gross NPA % 2.77% 2.81% 2.73% 2.97% 2.76% 2.69% 2.61% 2.67% 2.58% 2.74% 2.70% 2.68% 2.54% 2.47% — —
Net NPA % 1.36% 1.37% 1.36% 1.53% 1.40% 1.35% 1.29% 1.35% 1.30% 1.39% 1.38% 1.35% 1.24% 1.14% — —
Capital Adequacy Ratio — — — — — — — — — — — — — 21.58% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹908 Cr ₹1,048 Cr ₹1,089 Cr +15.4%
Other Income ₹87 Cr ₹98 Cr ₹101 Cr +12.6%
Total Income ₹995 Cr ₹1,146 Cr ₹1,190 Cr +15.2%
Interest Expended ₹498 Cr ₹587 Cr ₹605 Cr +17.9%
Net Interest Income ₹410 Cr ₹461 Cr ₹485 Cr +12.4%
Operating Profit — — ₹64 Cr —
Provisions — — ₹9 Cr —
Profit Before Tax ₹175 Cr ₹189 Cr ₹201 Cr +8.0%
Tax — — ₹14 Cr —
Net Profit ₹131 Cr ₹141 Cr ₹150 Cr +7.6%
EPS ₹29.16 ₹31.17 ₹33.19 +6.9%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 34454545 +0.0%
Reserves 5761,1521,2951,416 +9.3%
Deposits 6,5617,4788,32310,018 +20.4%
Borrowing 721472321499 +55.5%
Other Liabilities 98148124166 +33.9%
Total Liabilities 7,9919,29510,10812,144 +20.1%
Fixed Assets 83848897 +10.2%
CWIP 0000 —
Investments 1,4891,7061,8191,973 +8.5%
Other Assets 6,4207,5068,20010,074 +22.9%
Total Assets 7,9919,29510,10812,144 +20.1%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 75116279-385 -238.0%
Cash from Investing Activity -202-165-56-37 +33.9%
Cash from Financing Activity 222223-155163 +205.2%
Net Cash Flow 9417368-258 -479.4%
Free Cash Flow 5598258-412 -259.7%
CFO/OP 24%29%53%-49% -192.5%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 17%12%10%10% +0.0%

👥 Shareholding (latest 6 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 % Chg
Promoters 18.77%18.75%17.96%18.01%18.29%18.29% +0.0%
FIIs 1.34%1.26%0.43%0.55%0.59%3.14% +432.2%
DIIs 31.50%27.97%28.13%28.06%27.47%25.25% -8.1%
Public 48.38%52.01%53.49%53.39%53.65%53.32% -0.6%
No. of Shareholders 68,32567,31765,50463,24263,82661,987 -2.9%

⚖️ Peer comparison

Industry: Banks - Private Sector · 14 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 TMB Tamilnad Mercantile ₹888.35 14,067 9.7 6,979 1,446 8.8% 20.7% 9.0% 13.3% 17.6% 34.9%
2 SOUTHBANK South Indian ₹48.42 12,684 8.0 12,220 1,585 10.8% 13.0% 5.6% 11.7% 11.7% 21.1%
3 UJJIVANSFB Ujjivan Small ₹62.47 12,200 10.6 8,962 1,150 12.7% 12.8% 11.6% -4.5% 26.4% 199.2%
4 KTKBANK Karnataka Bank ₹313.05 11,839 8.2 10,438 1,437 5.6% 13.8% 0.3% 2.9% 4.5% 43.5%
5 EQUITASBNK Equitas Small ₹73.50 8,409 16.4 8,141 511 5.0% 6.3% 8.9% -29.9% 14.1% 182.0%
6 DCBBANK DCB Bank ₹219.94 7,084 8.9 8,390 788 4.1% 9.4% 14.4% 19.2% 6.3% 35.7%
7 JSFB Jana Small ₹529.60 5,604 14.7 6,623 380 5.0% 5.7% 17.0% -34.9% 14.9% 52.2%
8 CSBBANK CSB Bank ₹328.75 5,572 9.0 5,681 634 0.0% 11.2% 24.4% 6.9% 10.6% 6.3%
9 UTKARSHBNK Utkarsh Small ₹14.86 2,644 — 3,793 -945 1.7% -24.9% -12.7% -5100.0% -1.6% 85.8%
10 ESAFSFB ESAF Small ₹38.96 2,011 — 4,670 -5 7.5% -0.1% 1.8% 68.1% 31.6% 198.9%
11 SURYODAY Suryoday Small ₹146.72 1,560 8.1 2,687 192 5.2% 7.2% 16.1% 33.3% 27.5% 114.8%
12 CAPITALSFB Capital Small ₹273.25 1,242 8.2 1,190 150 5.4% 12.6% 15.2% 7.6% 16.4% 29.1%
13 DHANBANK Dhanlaxmi Bank ₹29.42 1,161 10.0 1,871 115 2.7% 6.1% 20.4% 52.2% 19.0% 107.6%
14 FINOPB Fino Payments ₹136.05 1,132 54.2 1,437 21 -1.0% 1.5% -14.3% -43.3% -32.3% -177.3%
❓ Frequently asked questions
What was Capital Small Finance Bank Limited's total income in Q1 FY27?
Capital Small Finance Bank Limited reported total income of ₹314 crore for the quarter ended June 2026 (Q1 FY27), up 16.4% from ₹270 crore in the same quarter last year, and up 5.1% sequentially over the March 2026 quarter.
What was Capital Small Finance Bank Limited's net profit in Q1 FY27?
Net profit rose 29.1% year-on-year to ₹41 crore, from ₹32 crore. Earnings per share (EPS) came in at ₹9.09.
What is CAPITALSFB's market capitalisation and P/E ratio?
At the current price of ₹273.35, CAPITALSFB has a market capitalisation of ₹1,243 crore and a trailing P/E of about 8.3.
What are Capital Small Finance Bank Limited's NPA levels?
On asset quality, gross NPA stood at 2.47% and net NPA at 1.14% (gross NPA was 2.74% a year ago); the capital adequacy ratio was 21.58%.
Who owns Capital Small Finance Bank Limited? (shareholding pattern)
As of Sep 2026, promoters held 18.29%, foreign institutional investors (FIIs) 3.14%, domestic institutional investors (DIIs) 25.25%, public shareholders 53.32% of Capital Small Finance Bank Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI