Flash Finance

Suryoday Small Finance Bank LimitedSURYODAYBank / NBFC

Banks - Private Sector Latest results: Jun 2026 14 quarters of data
₹147.97
MCap ₹1,573 Cr · P/E 8.2
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹622 Cr
Interest Earned · Jun 2026
+25.7% YoY
₹139 Cr
Operating Profit · Jun 2026
₹75 Cr
Net Profit · Jun 2026
+114.8% YoY
₹7.07
EPS · Jun 2026
+113.0% YoY
6.60%
Gross NPA % · Jun 2026
1.27%
Net NPA % · Jun 2026

📝 Suryoday Small Finance Bank Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Suryoday Small Finance Bank Limited reported total income of ₹770 crore for the quarter ended June 2026 (Q1 FY27), up 27.5% from ₹604 crore in the same quarter last year, and up 11.3% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹622 crore and other income ₹148 crore. Net interest income (interest earned minus interest expended of ₹307 crore) worked out to ₹316 crore.

Net profit rose 114.8% year-on-year to ₹75 crore, from ₹35 crore. Earnings per share (EPS) came in at ₹7.07.

On asset quality, gross NPA stood at 6.60% and net NPA at 1.27% (gross NPA was 8.46% a year ago); the capital adequacy ratio was 20.03%.

Full year and trailing twelve months

For the full year FY26, Suryoday Small Finance Bank Limited posted total income of ₹2,521 crore, a growth of 16.1% over FY25, with a net profit of ₹152 crore (up 33.3% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹2,687 crore with a net profit of ₹192 crore.

Valuation snapshot

At the current price of ₹147.97, SURYODAY has a market capitalisation of ₹1,573 crore and a trailing P/E of about 8.2.

Within the Banks - Private Sector industry, it is the 11th-largest of the 14 companies we track by market value.

Shareholding pattern

As of Jun 2026, domestic institutional investors (DIIs) 5.47%, promoters held 22.48%, foreign institutional investors (FIIs) 5.35%, public shareholders 66.70% of Suryoday Small Finance Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹1,573 Cr
Current Price ?
₹148.0
P/E ?
8.18below ind
Industry P/E ?
9.00
P/B ?
0.76
P/S ?
0.59
P/FCF ?
2.73
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.33
Earnings Yield ?
12.2%
Dividend Yield ?
0.00%
Profitability & Returns
Total Income (TTM) ?
₹2,687 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹192 Cr
EPS (TTM) ?
₹18.08
ROCE ?
N/A
ROE ?
9.2%
ROA ?
1.0%
Gross NPA % ?
6.60%
Net NPA % ?
1.27%
Growth
Total Income — latest qtr ?
₹770 Cr
PAT — latest qtr ?
₹75 Cr
YoY qtr sales growth ?
27.5%
YoY qtr profit growth ?
114.8%
Sales growth (3y) ?
22%
Sales growth (5y) ?
23%
Profit growth (3y) ?
25%
Profit growth (5y) ?
67%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
22.48%
Change in promoter holding ?
0.05%
Pledged percentage ?
N/A
Market
Return 3 months ?
-17.7%
Return 6 months ?
2.7%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 329358375411445488507488471495520544602622 +25.7% +3.4%
Other Income 345152526570474060109808190148 +35.7% +64.3%
Total Income 363409427463510558554528531604600625692770 +27.5% +11.3%
Interest Expended 119133154165174195207220226248261267285307 +23.6% +7.6%
Operating Profit —————————————139 — —
Provisions —————————————37 — —
Profit Before Tax 5063687680936038-4747394866102 +116.8% +54.4%
Net Profit 3948505761704533-343530375075 +114.8% +50.4%
EPS 3.674.484.745.395.736.594.273.13-3.183.322.863.444.687.07 +113.0% +51.1%
Gross NPA % 3.13% 3.04% 2.90% 3.06% 2.94% 2.84% 3.03% 5.53% 7.16% 8.46% 5.93% 6.69% 6.55% 6.60% — —
Net NPA % 1.55% 1.63% 1.46% 1.42% 0.86% 0.47% 0.80% 3.13% 4.58% 5.64% 3.80% 4.35% 4.21% 1.27% — —
Capital Adequacy Ratio — — — — — — — — — — — — — 20.03% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹1,954 Cr ₹2,161 Cr ₹2,288 Cr +10.6%
Other Income ₹217 Cr ₹360 Cr ₹399 Cr +65.9%
Total Income ₹2,171 Cr ₹2,521 Cr ₹2,687 Cr +16.1%
Interest Expended ₹848 Cr ₹1,061 Cr ₹1,120 Cr +25.1%
Net Interest Income ₹1,106 Cr ₹1,100 Cr ₹1,169 Cr -0.5%
Operating Profit — — ₹139 Cr —
Provisions — — ₹37 Cr —
Profit Before Tax ₹144 Cr ₹200 Cr ₹255 Cr +38.9%
Tax — — ₹27 Cr —
Net Profit ₹114 Cr ₹152 Cr ₹192 Cr +33.3%
EPS ₹10.81 ₹14.30 ₹18.05 +32.3%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 106106106106 +0.0%
Reserves 1,4791,6991,8211,972 +8.3%
Deposits 5,1677,77710,58013,994 +32.3%
Borrowing 2,7652,4432,7103,122 +15.2%
Other Liabilities 344352397689 +73.6%
Total Liabilities 9,86112,37815,61419,884 +27.3%
Fixed Assets 163152156298 +91.0%
CWIP 1171350 -100.0%
Investments 2,5702,5993,1373,693 +17.7%
Other Assets 7,1279,61012,18715,893 +30.4%
Total Assets 9,86112,37815,61419,884 +27.3%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -989351,320652 -50.6%
Cash from Investing Activity -266-263-1,059-792 +25.2%
Cash from Financing Activity 213-322268412 +53.7%
Net Cash Flow -150349529273 -48.4%
Free Cash Flow -1908791,143577 -49.5%
CFO/OP -20%127%166%79% -52.4%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 5%13%6%8% +33.3%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 % Chg
DIIs 5.93%6.62%6.11%5.72%5.47% -4.4%
Promoters 22.43%22.43%22.43%22.48%22.48% +0.0%
FIIs 4.68%4.67%4.97%5.23%5.35% +2.3%
Public 66.95%66.28%66.48%66.58%66.70% +0.2%
No. of Shareholders 1,04,9271,02,09899,13895,02689,688 -5.6%

⚖️ Peer comparison

Industry: Banks - Private Sector · 14 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 TMB Tamilnad Mercantile ₹888.35 14,067 9.7 6,979 1,446 8.8% 20.7% 9.0% 13.3% 17.6% 34.9%
2 SOUTHBANK South Indian ₹48.42 12,684 8.0 12,220 1,585 10.8% 13.0% 5.6% 11.7% 11.7% 21.1%
3 UJJIVANSFB Ujjivan Small ₹62.47 12,200 10.6 8,962 1,150 12.7% 12.8% 11.6% -4.5% 26.4% 199.2%
4 KTKBANK Karnataka Bank ₹313.05 11,839 8.2 10,438 1,437 5.6% 13.8% 0.3% 2.9% 4.5% 43.5%
5 EQUITASBNK Equitas Small ₹73.50 8,409 16.4 8,141 511 5.0% 6.3% 8.9% -29.9% 14.1% 182.0%
6 DCBBANK DCB Bank ₹219.94 7,084 8.9 8,390 788 4.1% 9.4% 14.4% 19.2% 6.3% 35.7%
7 JSFB Jana Small ₹529.60 5,604 14.7 6,623 380 5.0% 5.7% 17.0% -34.9% 14.9% 52.2%
8 CSBBANK CSB Bank ₹328.75 5,572 9.0 5,681 634 0.0% 11.2% 24.4% 6.9% 10.6% 6.3%
9 UTKARSHBNK Utkarsh Small ₹14.86 2,644 — 3,793 -945 1.7% -24.9% -12.7% -5100.0% -1.6% 85.8%
10 ESAFSFB ESAF Small ₹38.96 2,011 — 4,670 -5 7.5% -0.1% 1.8% 68.1% 31.6% 198.9%
11 SURYODAY Suryoday Small ₹146.72 1,560 8.1 2,687 192 5.2% 7.2% 16.1% 33.3% 27.5% 114.8%
12 CAPITALSFB Capital Small ₹273.25 1,242 8.2 1,190 150 5.4% 12.6% 15.2% 7.6% 16.4% 29.1%
13 DHANBANK Dhanlaxmi Bank ₹29.42 1,161 10.0 1,871 115 2.7% 6.1% 20.4% 52.2% 19.0% 107.6%
14 FINOPB Fino Payments ₹136.05 1,132 54.2 1,437 21 -1.0% 1.5% -14.3% -43.3% -32.3% -177.3%
❓ Frequently asked questions
What was Suryoday Small Finance Bank Limited's total income in Q1 FY27?
Suryoday Small Finance Bank Limited reported total income of ₹770 crore for the quarter ended June 2026 (Q1 FY27), up 27.5% from ₹604 crore in the same quarter last year, and up 11.3% sequentially over the March 2026 quarter.
What was Suryoday Small Finance Bank Limited's net profit in Q1 FY27?
Net profit rose 114.8% year-on-year to ₹75 crore, from ₹35 crore. Earnings per share (EPS) came in at ₹7.07.
What is SURYODAY's market capitalisation and P/E ratio?
At the current price of ₹147.97, SURYODAY has a market capitalisation of ₹1,573 crore and a trailing P/E of about 8.2.
What are Suryoday Small Finance Bank Limited's NPA levels?
On asset quality, gross NPA stood at 6.60% and net NPA at 1.27% (gross NPA was 8.46% a year ago); the capital adequacy ratio was 20.03%.
Who owns Suryoday Small Finance Bank Limited? (shareholding pattern)
As of Jun 2026, domestic institutional investors (DIIs) 5.47%, promoters held 22.48%, foreign institutional investors (FIIs) 5.35%, public shareholders 66.70% of Suryoday Small Finance Bank Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI