Flash Finance

CSB Bank LimitedCSBBANKBank / NBFC

Banks - Private Sector Latest results: Mar 2026 13 quarters of data
₹308.90
MCap ₹5,235 Cr · P/E 8.3
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹1,201 Cr
Interest Earned · Mar 2026
+22.4% YoY
—
Operating Profit · Mar 2026
₹202 Cr
Net Profit · Mar 2026
+6.3% YoY
₹11.62
EPS · Mar 2026
+5.8% YoY
1.66%
Gross NPA % · Mar 2026
0.40%
Net NPA % · Mar 2026

📝 CSB Bank Limited — results explained

Quarter ended March 2026 (Q4 FY26)

CSB Bank Limited reported total income of ₹1,507 crore for the quarter ended March 2026 (Q4 FY26), up 10.6% from ₹1,362 crore in the same quarter last year, and up 5.4% sequentially over the December 2025 quarter.

Of this, interest earned contributed ₹1,201 crore and other income ₹306 crore. Net interest income (interest earned minus interest expended of ₹737 crore) worked out to ₹464 crore.

Net profit rose 6.3% year-on-year to ₹202 crore, from ₹190 crore. Earnings per share (EPS) came in at ₹11.62.

On asset quality, gross NPA stood at 1.66% and net NPA at 0.40% (gross NPA was 1.57% a year ago).

Full year and trailing twelve months

For the full year FY26, CSB Bank Limited posted total income of ₹5,681 crore, a growth of 24.4% over FY25, with a net profit of ₹634 crore (up 6.9% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹5,681 crore with a net profit of ₹634 crore.

Valuation snapshot

At the current price of ₹308.90, CSBBANK has a market capitalisation of ₹5,235 crore and a trailing P/E of about 8.3.

Within the Banks - Private Sector industry, it is the 8th-largest of the 14 companies we track by market value.

Shareholding pattern

As of Mar 2026, promoters held 40.00%, foreign institutional investors (FIIs) 12.84%, domestic institutional investors (DIIs) 15.22%, public shareholders 29.63% of CSB Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹5,235 Cr
Current Price ?
₹308.9
P/E ?
8.26below ind
Industry P/E ?
9.00
P/B ?
1.07
P/S ?
0.92
P/FCF ?
-10.43
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
1.65
Earnings Yield ?
12.1%
Dividend Yield ?
0.00%
Profitability & Returns
Total Income (TTM) ?
₹5,681 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹634 Cr
EPS (TTM) ?
₹37.41
ROCE ?
N/A
ROE ?
13.0%
ROA ?
1.1%
Gross NPA % ?
1.66%
Net NPA % ?
0.40%
Growth
Total Income — latest qtr ?
₹1,507 Cr
PAT — latest qtr ?
₹202 Cr
YoY qtr sales growth ?
10.6%
YoY qtr profit growth ?
6.3%
Sales growth (3y) ?
25%
Sales growth (5y) ?
19%
Profit growth (3y) ?
5%
Profit growth (5y) ?
24%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
40.00%
Change in promoter holding ?
0.00%
Pledged percentage ?
N/A
Market
Return 3 months ?
-16.2%
Return 6 months ?
-22.7%

🗓️ Quarterly results (13 quarters · ₹ Cr)

same fiscal quarter as Mar bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026 YoY % QoQ %
Interest Earned 6366836877627958328659199811,0411,1091,1541,201 +22.4% +4.1%
Other Income 126120143125197172199219381245349276306 -19.7% +10.9%
Total Income 7628038308879921,0041,0641,1381,3621,2861,4581,4301,507 +10.6% +5.4%
Interest Expended 288319344379409470497544610662686701737 +20.8% +5.1%
Operating Profit ————————————— — —
Provisions ————————————— — —
Profit Before Tax 211177178200206152186204257160216205271 +5.4% +32.2%
Net Profit 156132133150151113138152190119160153202 +6.3% +32.0%
EPS 9.017.627.688.648.736.537.988.7410.986.849.248.8011.62 +5.8% +32.0%
Gross NPA % 1.26% 1.27% 1.27% 1.22% 1.47% 1.69% 1.68% 1.58% 1.57% 1.84% 1.81% 1.96% 1.66% — —
Net NPA % 0.35% 0.32% 0.33% 0.31% 0.51% 0.68% 0.69% 0.64% 0.52% 0.66% 0.52% 0.67% 0.40% — —
Capital Adequacy Ratio — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹3,597 Cr ₹4,505 Cr ₹4,505 Cr +25.2%
Other Income ₹971 Cr ₹1,176 Cr ₹1,176 Cr +21.1%
Total Income ₹4,568 Cr ₹5,681 Cr ₹5,681 Cr +24.4%
Interest Expended ₹2,121 Cr ₹2,786 Cr ₹2,786 Cr +31.4%
Net Interest Income ₹1,476 Cr ₹1,719 Cr ₹1,719 Cr +16.5%
Operating Profit — — — —
Provisions — — — —
Profit Before Tax ₹799 Cr ₹852 Cr ₹852 Cr +6.6%
Tax — — — —
Net Profit ₹593 Cr ₹634 Cr ₹634 Cr +6.9%
EPS ₹34.23 ₹36.50 ₹36.50 +6.6%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 174174174174 +0.0%
Reserves 3,0303,6304,3244,721 +9.2%
Deposits 24,50629,71936,86144,246 +20.0%
Borrowing 7831,7575,5467,154 +29.0%
Other Liabilities 6707769311,432 +53.8%
Total Liabilities 29,16236,05647,83657,727 +20.7%
Fixed Assets 319406450710 +57.8%
CWIP 001790 -100.0%
Investments 5,8497,55111,38911,955 +5.0%
Other Assets 22,99428,09935,81845,061 +25.8%
Total Assets 29,16236,05647,83657,727 +20.7%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 2,2111,783-5,256-314 +94.0%
Cash from Investing Activity -724-1,4391,904-790 -141.5%
Cash from Financing Activity -1,2249743,7891,608 -57.6%
Net Cash Flow 2631,318437505 +15.6%
Free Cash Flow 2,1371,667-5,555-502 +91.0%
CFO/OP 165%119%-249%-3% +98.8%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 19%16%14%13% -7.1%

👥 Shareholding (latest 4 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026 % Chg
Promoters 40.00%40.00%40.00%40.00% +0.0%
FIIs 15.37%14.23%14.16%12.84% -9.3%
DIIs 14.63%16.10%15.64%15.22% -2.7%
Public 27.62%27.29%27.86%29.63% +6.4%
Others 2.39%2.39%2.35%2.31% -1.7%
No. of Shareholders 65,04464,75463,06765,328 +3.6%

⚖️ Peer comparison

Industry: Banks - Private Sector · 14 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 TMB Tamilnad Mercantile ₹888.35 14,067 9.7 6,979 1,446 8.8% 20.7% 9.0% 13.3% 17.6% 34.9%
2 SOUTHBANK South Indian ₹48.42 12,684 8.0 12,220 1,585 10.8% 13.0% 5.6% 11.7% 11.7% 21.1%
3 UJJIVANSFB Ujjivan Small ₹62.47 12,200 10.6 8,962 1,150 12.7% 12.8% 11.6% -4.5% 26.4% 199.2%
4 KTKBANK Karnataka Bank ₹313.05 11,839 8.2 10,438 1,437 5.6% 13.8% 0.3% 2.9% 4.5% 43.5%
5 EQUITASBNK Equitas Small ₹73.50 8,409 16.4 8,141 511 5.0% 6.3% 8.9% -29.9% 14.1% 182.0%
6 DCBBANK DCB Bank ₹219.94 7,084 8.9 8,390 788 4.1% 9.4% 14.4% 19.2% 6.3% 35.7%
7 JSFB Jana Small ₹529.60 5,604 14.7 6,623 380 5.0% 5.7% 17.0% -34.9% 14.9% 52.2%
8 CSBBANK CSB Bank ₹328.75 5,572 9.0 5,681 634 0.0% 11.2% 24.4% 6.9% 10.6% 6.3%
9 UTKARSHBNK Utkarsh Small ₹14.86 2,644 — 3,793 -945 1.7% -24.9% -12.7% -5100.0% -1.6% 85.8%
10 ESAFSFB ESAF Small ₹38.96 2,011 — 4,670 -5 7.5% -0.1% 1.8% 68.1% 31.6% 198.9%
11 SURYODAY Suryoday Small ₹146.72 1,560 8.1 2,687 192 5.2% 7.2% 16.1% 33.3% 27.5% 114.8%
12 CAPITALSFB Capital Small ₹273.25 1,242 8.2 1,190 150 5.4% 12.6% 15.2% 7.6% 16.4% 29.1%
13 DHANBANK Dhanlaxmi Bank ₹29.42 1,161 10.0 1,871 115 2.7% 6.1% 20.4% 52.2% 19.0% 107.6%
14 FINOPB Fino Payments ₹136.05 1,132 54.2 1,437 21 -1.0% 1.5% -14.3% -43.3% -32.3% -177.3%
❓ Frequently asked questions
What was CSB Bank Limited's total income in Q4 FY26?
CSB Bank Limited reported total income of ₹1,507 crore for the quarter ended March 2026 (Q4 FY26), up 10.6% from ₹1,362 crore in the same quarter last year, and up 5.4% sequentially over the December 2025 quarter.
What was CSB Bank Limited's net profit in Q4 FY26?
Net profit rose 6.3% year-on-year to ₹202 crore, from ₹190 crore. Earnings per share (EPS) came in at ₹11.62.
What is CSBBANK's market capitalisation and P/E ratio?
At the current price of ₹308.90, CSBBANK has a market capitalisation of ₹5,235 crore and a trailing P/E of about 8.3.
What are CSB Bank Limited's NPA levels?
On asset quality, gross NPA stood at 1.66% and net NPA at 0.40% (gross NPA was 1.57% a year ago).
Who owns CSB Bank Limited? (shareholding pattern)
As of Mar 2026, promoters held 40.00%, foreign institutional investors (FIIs) 12.84%, domestic institutional investors (DIIs) 15.22%, public shareholders 29.63% of CSB Bank Limited.
TTM ends 2026-03-31. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI