Flash Finance

Dhanlaxmi Bank LimitedDHANBANKBank / NBFC

Banks - Private Sector Latest results: Jun 2026 14 quarters of data
₹35.79
MCap ₹1,413 Cr · P/E 12.3
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹449 Cr
Interest Earned · Jun 2026
+22.1% YoY
₹51 Cr
Operating Profit · Jun 2026
₹25 Cr
Net Profit · Jun 2026
+107.6% YoY
₹0.63
EPS · Jun 2026
+103.2% YoY
1.82%
Gross NPA % · Jun 2026
0.47%
Net NPA % · Jun 2026

📝 Dhanlaxmi Bank Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Dhanlaxmi Bank Limited reported total income of ₹484 crore for the quarter ended June 2026 (Q1 FY27), up 19.0% from ₹407 crore in the same quarter last year, and down 5.4% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹449 crore and other income ₹35 crore. Net interest income (interest earned minus interest expended of ₹272 crore) worked out to ₹178 crore.

Net profit rose 107.6% year-on-year to ₹25 crore, from ₹12 crore. Earnings per share (EPS) came in at ₹0.63.

On asset quality, gross NPA stood at 1.82% and net NPA at 0.47% (gross NPA was 3.22% a year ago); the capital adequacy ratio was 19.19%.

Full year and trailing twelve months

For the full year FY26, Dhanlaxmi Bank Limited posted total income of ₹1,794 crore, a growth of 20.4% over FY25, with a net profit of ₹102 crore (up 52.2% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹1,871 crore with a net profit of ₹115 crore.

Valuation snapshot

At the current price of ₹35.79, DHANBANK has a market capitalisation of ₹1,413 crore and a trailing P/E of about 12.3.

Within the Banks - Private Sector industry, it is the 13th-largest of the 14 companies we track by market value.

Shareholding pattern

As of Sep 2026, foreign institutional investors (FIIs) 14.10%, domestic institutional investors (DIIs) 0.05%, public shareholders 85.85% of Dhanlaxmi Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹1,413 Cr
Current Price ?
₹35.8
P/E ?
12.29above ind
Industry P/E ?
9.00
P/B ?
0.96
P/S ?
0.75
P/FCF ?
2.35
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.44
Earnings Yield ?
8.1%
Dividend Yield ?
0.00%
Profitability & Returns
Total Income (TTM) ?
₹1,871 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹115 Cr
EPS (TTM) ?
₹2.91
ROCE ?
N/A
ROE ?
7.8%
ROA ?
0.5%
Gross NPA % ?
1.82%
Net NPA % ?
0.47%
Growth
Total Income — latest qtr ?
₹484 Cr
PAT — latest qtr ?
₹25 Cr
YoY qtr sales growth ?
19.0%
YoY qtr profit growth ?
107.6%
Sales growth (3y) ?
14%
Sales growth (5y) ?
11%
Profit growth (3y) ?
28%
Profit growth (5y) ?
23%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
N/A
Change in promoter holding ?
N/A
Pledged percentage ?
N/A
Market
Return 3 months ?
5.7%
Return 6 months ?
33.0%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 274289304308306306329335351368384407443449 +22.1% +1.4%
Other Income 3752243641325242433935496935 -10.5% -49.4%
Total Income 311341328344347338381377394407419456512484 +19.0% -5.4%
Interest Expended 159171183194201206208206216229242253256272 +18.7% +6.1%
Operating Profit —————————————51 — —
Provisions —————————————16 — —
Profit Before Tax 203026311-83320271223247936 +196.2% -55.0%
Net Profit 38282333-82620291223244325 +107.6% -42.1%
EPS 0.970.720.590.080.08-0.200.650.500.730.310.590.611.100.63 +103.2% -42.7%
Gross NPA % 5.19% 5.21% 5.36% 4.81% 4.05% 4.04% 3.82% 3.53% 2.98% 3.22% 3.10% 2.36% 1.89% 1.82% — —
Net NPA % 1.16% 1.09% 1.29% 1.27% 1.25% 1.26% 1.12% 0.86% 0.99% 1.13% 1.12% 1.11% 0.51% 0.47% — —
Capital Adequacy Ratio — — — — — — — — — — — — — 19.19% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹1,321 Cr ₹1,602 Cr ₹1,683 Cr +21.3%
Other Income ₹169 Cr ₹192 Cr ₹188 Cr +13.6%
Total Income ₹1,490 Cr ₹1,794 Cr ₹1,871 Cr +20.4%
Interest Expended ₹836 Cr ₹980 Cr ₹1,023 Cr +17.2%
Net Interest Income ₹485 Cr ₹622 Cr ₹661 Cr +28.2%
Operating Profit — — ₹51 Cr —
Provisions — — ₹16 Cr —
Profit Before Tax ₹72 Cr ₹138 Cr ₹162 Cr +91.7%
Tax — — ₹11 Cr —
Net Profit ₹67 Cr ₹102 Cr ₹115 Cr +52.2%
EPS ₹1.68 ₹2.61 ₹2.93 +55.4%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 253253395395 +0.0%
Reserves 7087771,0011,079 +7.8%
Deposits 13,35214,29016,01318,643 +16.4%
Borrowing 492299200737 +268.5%
Other Liabilities 327343328384 +17.1%
Total Liabilities 15,13215,96217,93721,238 +18.4%
Fixed Assets 251267266290 +9.0%
CWIP 78150 -100.0%
Investments 3,8893,9423,9554,257 +7.6%
Other Assets 10,98611,74513,70016,690 +21.8%
Total Assets 15,13215,96217,93721,238 +18.4%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 21617-5631 +12720.0%
Cash from Investing Activity -106111-32-790 -2368.8%
Cash from Financing Activity 00142150 +5.6%
Net Cash Flow 111128105-8 -107.6%
Free Cash Flow 182-24-37600 +1721.6%
CFO/OP 38%4%-2%69% +3550.0%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 5%6%5%7% +40.0%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
FIIs 15.52%15.27%15.32%15.42%14.10% -8.6%
DIIs 0.05%0.05%0.05%0.05%0.05% +0.0%
Public 84.43%84.68%84.63%84.53%85.85% +1.6%
No. of Shareholders 1,81,2971,79,7031,75,7091,72,0471,59,421 -7.3%

⚖️ Peer comparison

Industry: Banks - Private Sector · 14 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 TMB Tamilnad Mercantile ₹888.35 14,067 9.7 6,979 1,446 8.8% 20.7% 9.0% 13.3% 17.6% 34.9%
2 SOUTHBANK South Indian ₹48.42 12,684 8.0 12,220 1,585 10.8% 13.0% 5.6% 11.7% 11.7% 21.1%
3 UJJIVANSFB Ujjivan Small ₹62.47 12,200 10.6 8,962 1,150 12.7% 12.8% 11.6% -4.5% 26.4% 199.2%
4 KTKBANK Karnataka Bank ₹313.05 11,839 8.2 10,438 1,437 5.6% 13.8% 0.3% 2.9% 4.5% 43.5%
5 EQUITASBNK Equitas Small ₹73.50 8,409 16.4 8,141 511 5.0% 6.3% 8.9% -29.9% 14.1% 182.0%
6 DCBBANK DCB Bank ₹219.94 7,084 8.9 8,390 788 4.1% 9.4% 14.4% 19.2% 6.3% 35.7%
7 JSFB Jana Small ₹529.60 5,604 14.7 6,623 380 5.0% 5.7% 17.0% -34.9% 14.9% 52.2%
8 CSBBANK CSB Bank ₹328.75 5,572 9.0 5,681 634 0.0% 11.2% 24.4% 6.9% 10.6% 6.3%
9 UTKARSHBNK Utkarsh Small ₹14.86 2,644 — 3,793 -945 1.7% -24.9% -12.7% -5100.0% -1.6% 85.8%
10 ESAFSFB ESAF Small ₹38.96 2,011 — 4,670 -5 7.5% -0.1% 1.8% 68.1% 31.6% 198.9%
11 SURYODAY Suryoday Small ₹146.72 1,560 8.1 2,687 192 5.2% 7.2% 16.1% 33.3% 27.5% 114.8%
12 CAPITALSFB Capital Small ₹273.25 1,242 8.2 1,190 150 5.4% 12.6% 15.2% 7.6% 16.4% 29.1%
13 DHANBANK Dhanlaxmi Bank ₹29.42 1,161 10.0 1,871 115 2.7% 6.1% 20.4% 52.2% 19.0% 107.6%
14 FINOPB Fino Payments ₹136.05 1,132 54.2 1,437 21 -1.0% 1.5% -14.3% -43.3% -32.3% -177.3%
❓ Frequently asked questions
What was Dhanlaxmi Bank Limited's total income in Q1 FY27?
Dhanlaxmi Bank Limited reported total income of ₹484 crore for the quarter ended June 2026 (Q1 FY27), up 19.0% from ₹407 crore in the same quarter last year, and down 5.4% sequentially over the March 2026 quarter.
What was Dhanlaxmi Bank Limited's net profit in Q1 FY27?
Net profit rose 107.6% year-on-year to ₹25 crore, from ₹12 crore. Earnings per share (EPS) came in at ₹0.63.
What is DHANBANK's market capitalisation and P/E ratio?
At the current price of ₹35.79, DHANBANK has a market capitalisation of ₹1,413 crore and a trailing P/E of about 12.3.
What are Dhanlaxmi Bank Limited's NPA levels?
On asset quality, gross NPA stood at 1.82% and net NPA at 0.47% (gross NPA was 3.22% a year ago); the capital adequacy ratio was 19.19%.
Who owns Dhanlaxmi Bank Limited? (shareholding pattern)
As of Sep 2026, foreign institutional investors (FIIs) 14.10%, domestic institutional investors (DIIs) 0.05%, public shareholders 85.85% of Dhanlaxmi Bank Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI