Flash Finance

DCB Bank LimitedDCBBANKBank / NBFC

Banks - Private Sector Latest results: Jun 2026 14 quarters of data
₹209.77
MCap ₹6,756 Cr · P/E 8.6
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹1,984 Cr
Interest Earned · Jun 2026
+9.4% YoY
₹344 Cr
Operating Profit · Jun 2026
₹213 Cr
Net Profit · Jun 2026
+35.7% YoY
₹6.62
EPS · Jun 2026
+32.4% YoY
2.43%
Gross NPA % · Jun 2026
0.84%
Net NPA % · Jun 2026

📝 DCB Bank Limited — results explained

Quarter ended June 2026 (Q1 FY27)

DCB Bank Limited reported total income of ₹2,180 crore for the quarter ended June 2026 (Q1 FY27), up 6.3% from ₹2,050 crore in the same quarter last year, and up 2.9% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹1,984 crore and other income ₹196 crore. Net interest income (interest earned minus interest expended of ₹1,300 crore) worked out to ₹684 crore.

Net profit rose 35.7% year-on-year to ₹213 crore, from ₹157 crore. Earnings per share (EPS) came in at ₹6.62.

On asset quality, gross NPA stood at 2.43% and net NPA at 0.84% (gross NPA was 2.98% a year ago); the capital adequacy ratio was 17.03%.

Full year and trailing twelve months

For the full year FY26, DCB Bank Limited posted total income of ₹8,260 crore, a growth of 14.4% over FY25, with a net profit of ₹732 crore (up 19.2% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹8,390 crore with a net profit of ₹788 crore.

Valuation snapshot

At the current price of ₹209.77, DCBBANK has a market capitalisation of ₹6,756 crore and a trailing P/E of about 8.6.

Within the Banks - Private Sector industry, it is the 6th-largest of the 14 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 16.22%, foreign institutional investors (FIIs) 15.47%, domestic institutional investors (DIIs) 30.41%, public shareholders 37.91% of DCB Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹6,756 Cr
Current Price ?
₹209.8
P/E ?
8.57below ind
Industry P/E ?
9.00
P/B ?
1.03
P/S ?
0.81
P/FCF ?
1.03
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.54
Earnings Yield ?
11.7%
Dividend Yield ?
0.68%
Profitability & Returns
Total Income (TTM) ?
₹8,390 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹788 Cr
EPS (TTM) ?
₹24.47
ROCE ?
N/A
ROE ?
12.1%
ROA ?
0.9%
Gross NPA % ?
2.43%
Net NPA % ?
0.84%
Growth
Total Income — latest qtr ?
₹2,180 Cr
PAT — latest qtr ?
₹213 Cr
YoY qtr sales growth ?
6.3%
YoY qtr profit growth ?
35.7%
Sales growth (3y) ?
21%
Sales growth (5y) ?
16%
Profit growth (3y) ?
16%
Profit growth (5y) ?
17%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
16.22%
Change in promoter holding ?
1.53%
Pledged percentage ?
N/A
Market
Return 3 months ?
10.4%
Return 6 months ?
10.5%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 1,1791,2381,3061,3741,4451,4891,5681,6711,7421,8141,8231,8611,9071,984 +9.4% +4.0%
Other Income 122107107124136143205184219236186221212196 -16.9% -7.5%
Total Income 1,3011,3451,4131,4981,5811,6321,7731,8551,9612,0502,0092,0822,1192,180 +6.3% +2.9%
Interest Expended 6937678309009379931,0591,1281,1841,2331,2271,2361,2521,300 +5.4% +3.8%
Operating Profit —————————————344 — —
Provisions —————————————57 — —
Profit Before Tax 191171171171210177210204238212243249273287 +35.4% +5.1%
Net Profit 142127127127156131155151177157184185206213 +35.7% +3.4%
EPS 4.574.074.064.064.984.194.964.835.635.005.845.746.396.62 +32.4% +3.6%
Gross NPA % 3.19% 3.26% 3.36% 3.43% 3.23% 3.33% 3.29% 3.11% 2.99% 2.98% 2.91% 2.72% 2.45% 2.43% — —
Net NPA % 1.04% 1.19% 1.28% 1.22% 1.11% 1.18% 1.17% 1.18% 1.12% 1.22% 1.21% 1.10% 0.89% 0.84% — —
Capital Adequacy Ratio — — — — — — — — — — — — — 17.03% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹6,470 Cr ₹7,405 Cr ₹7,575 Cr +14.5%
Other Income ₹751 Cr ₹855 Cr ₹815 Cr +13.8%
Total Income ₹7,221 Cr ₹8,260 Cr ₹8,390 Cr +14.4%
Interest Expended ₹4,364 Cr ₹4,948 Cr ₹5,015 Cr +13.4%
Net Interest Income ₹2,106 Cr ₹2,457 Cr ₹2,560 Cr +16.7%
Operating Profit — — ₹344 Cr —
Provisions — — ₹57 Cr —
Profit Before Tax ₹829 Cr ₹977 Cr ₹1,052 Cr +17.9%
Tax — — ₹74 Cr —
Net Profit ₹614 Cr ₹732 Cr ₹788 Cr +19.2%
EPS ₹19.61 ₹22.97 ₹24.59 +17.1%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 312313314322 +2.5%
Reserves 4,2554,7585,3766,213 +15.6%
Deposits 41,23949,35360,03172,583 +20.9%
Borrowing 4,1186,2199,1156,086 -33.2%
Other Liabilities 2,4432,3931,9732,865 +45.2%
Total Liabilities 52,36663,03776,81088,069 +14.7%
Fixed Assets 783841832949 +14.1%
CWIP 44246641 -37.9%
Investments 12,58216,21120,15020,378 +1.1%
Other Assets 38,95745,96155,76166,702 +19.6%
Total Assets 52,36663,03776,81088,069 +14.7%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -1,566485-4416,640 +1605.7%
Cash from Investing Activity -165-1,858-2,792-2,141 +23.3%
Cash from Financing Activity 82,0702,865-2,977 -203.9%
Net Cash Flow -1,722697-3671,522 +514.7%
Free Cash Flow -1,730352-5766,551 +1237.3%
CFO/OP -53%17%-5%133% +2760.0%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 11%11%11%12% +9.1%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
Promoters 14.69%14.66%16.24%16.23%16.22% -0.1%
FIIs 11.69%10.49%11.92%12.64%15.47% +22.4%
DIIs 31.79%31.93%32.14%32.80%30.41% -7.3%
Public 41.82%42.91%39.68%38.33%37.91% -1.1%
No. of Shareholders 2,09,8812,04,9981,89,1881,81,7851,77,069 -2.6%

⚖️ Peer comparison

Industry: Banks - Private Sector · 14 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 TMB Tamilnad Mercantile ₹888.35 14,067 9.7 6,979 1,446 8.8% 20.7% 9.0% 13.3% 17.6% 34.9%
2 SOUTHBANK South Indian ₹48.42 12,684 8.0 12,220 1,585 10.8% 13.0% 5.6% 11.7% 11.7% 21.1%
3 UJJIVANSFB Ujjivan Small ₹62.47 12,200 10.6 8,962 1,150 12.7% 12.8% 11.6% -4.5% 26.4% 199.2%
4 KTKBANK Karnataka Bank ₹313.05 11,839 8.2 10,438 1,437 5.6% 13.8% 0.3% 2.9% 4.5% 43.5%
5 EQUITASBNK Equitas Small ₹73.50 8,409 16.4 8,141 511 5.0% 6.3% 8.9% -29.9% 14.1% 182.0%
6 DCBBANK DCB Bank ₹219.94 7,084 8.9 8,390 788 4.1% 9.4% 14.4% 19.2% 6.3% 35.7%
7 JSFB Jana Small ₹529.60 5,604 14.7 6,623 380 5.0% 5.7% 17.0% -34.9% 14.9% 52.2%
8 CSBBANK CSB Bank ₹328.75 5,572 9.0 5,681 634 0.0% 11.2% 24.4% 6.9% 10.6% 6.3%
9 UTKARSHBNK Utkarsh Small ₹14.86 2,644 — 3,793 -945 1.7% -24.9% -12.7% -5100.0% -1.6% 85.8%
10 ESAFSFB ESAF Small ₹38.96 2,011 — 4,670 -5 7.5% -0.1% 1.8% 68.1% 31.6% 198.9%
11 SURYODAY Suryoday Small ₹146.72 1,560 8.1 2,687 192 5.2% 7.2% 16.1% 33.3% 27.5% 114.8%
12 CAPITALSFB Capital Small ₹273.25 1,242 8.2 1,190 150 5.4% 12.6% 15.2% 7.6% 16.4% 29.1%
13 DHANBANK Dhanlaxmi Bank ₹29.42 1,161 10.0 1,871 115 2.7% 6.1% 20.4% 52.2% 19.0% 107.6%
14 FINOPB Fino Payments ₹136.05 1,132 54.2 1,437 21 -1.0% 1.5% -14.3% -43.3% -32.3% -177.3%
❓ Frequently asked questions
What was DCB Bank Limited's total income in Q1 FY27?
DCB Bank Limited reported total income of ₹2,180 crore for the quarter ended June 2026 (Q1 FY27), up 6.3% from ₹2,050 crore in the same quarter last year, and up 2.9% sequentially over the March 2026 quarter.
What was DCB Bank Limited's net profit in Q1 FY27?
Net profit rose 35.7% year-on-year to ₹213 crore, from ₹157 crore. Earnings per share (EPS) came in at ₹6.62.
What is DCBBANK's market capitalisation and P/E ratio?
At the current price of ₹209.77, DCBBANK has a market capitalisation of ₹6,756 crore and a trailing P/E of about 8.6.
What are DCB Bank Limited's NPA levels?
On asset quality, gross NPA stood at 2.43% and net NPA at 0.84% (gross NPA was 2.98% a year ago); the capital adequacy ratio was 17.03%.
Who owns DCB Bank Limited? (shareholding pattern)
As of Sep 2026, promoters held 16.22%, foreign institutional investors (FIIs) 15.47%, domestic institutional investors (DIIs) 30.41%, public shareholders 37.91% of DCB Bank Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI