Flash Finance

The Karnataka Bank LimitedKTKBANKBank / NBFC

Banks - Private Sector Latest results: Jun 2026 14 quarters of data
Consolidated Standalone
₹329.85
MCap ₹12,474 Cr · P/E 8.7
The Karnataka Bank Limited — Stock analysis & AI research The Karnataka Bank Limited — Seasonality — best & worst months The Karnataka Bank Limited — Technical indicators & charts The Karnataka Bank Limited — Technical setup — score, trend, support & resistance The Karnataka Bank Limited — Live exchange announcements
📋 Low P/E Stocks📋 Stocks Below Book Value📋 Banks With Lowest NPA 📈 MACD Bullish Crossover📈 Stocks Near 52-Week High📈 Relative Strength Leaders📈 Highest Technical Score📈 Multi-Timeframe Bullish Stocks📈 Stocks Above Anchored VWAP 🏭 Bank sector
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹2,383 Cr
Interest Earned · Jun 2026
+5.4% YoY
₹581 Cr
Operating Profit · Jun 2026
₹419 Cr
Net Profit · Jun 2026
+43.5% YoY
₹11.08
EPS · Jun 2026
+43.2% YoY
2.58%
Gross NPA % · Jun 2026
0.87%
Net NPA % · Jun 2026

📝 The Karnataka Bank Limited — results explained

Quarter ended June 2026 (Q1 FY27)

The Karnataka Bank Limited reported total income of ₹2,738 crore for the quarter ended June 2026 (Q1 FY27), up 4.5% from ₹2,619 crore in the same quarter last year, and up 3.1% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹2,383 crore and other income ₹355 crore. Net interest income (interest earned minus interest expended of ₹1,444 crore) worked out to ₹938 crore.

Net profit rose 43.5% year-on-year to ₹419 crore, from ₹292 crore. Earnings per share (EPS) came in at ₹11.08.

On asset quality, gross NPA stood at 2.58% and net NPA at 0.87% (gross NPA was 3.46% a year ago); the capital adequacy ratio was 21.10%.

Full year and trailing twelve months

For the full year FY26, The Karnataka Bank Limited posted total income of ₹10,319 crore, a growth of 0.3% over FY25, with a net profit of ₹1,310 crore (up 2.9% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹10,438 crore with a net profit of ₹1,437 crore.

Valuation snapshot

At the current price of ₹329.85, KTKBANK has a market capitalisation of ₹12,474 crore and a trailing P/E of about 8.7.

Within the Banks - Private Sector industry, it is the 4th-largest of the 14 companies we track by market value.

Shareholding pattern

As of Sep 2026, foreign institutional investors (FIIs) 16.29%, domestic institutional investors (DIIs) 18.64%, public shareholders 65.07% of The Karnataka Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹12,474 Cr
Current Price ?
₹329.9
P/E ?
8.68below ind
Industry P/E ?
9.00
P/B ?
0.94
P/S ?
1.20
P/FCF ?
12.33
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
2.17
Earnings Yield ?
11.5%
Dividend Yield ?
1.51%
Profitability & Returns
Total Income (TTM) ?
₹10,438 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹1,437 Cr
EPS (TTM) ?
₹38.00
ROCE ?
N/A
ROE ?
10.9%
ROA ?
1.1%
Gross NPA % ?
2.58%
Net NPA % ?
0.87%
Growth
Total Income — latest qtr ?
₹2,738 Cr
PAT — latest qtr ?
₹419 Cr
YoY qtr sales growth ?
4.5%
YoY qtr profit growth ?
43.5%
Sales growth (3y) ?
7%
Sales growth (5y) ?
7%
Profit growth (3y) ?
4%
Profit growth (5y) ?
22%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
N/A
Change in promoter holding ?
N/A
Pledged percentage ?
N/A
Market
Return 3 months ?
20.8%
Return 6 months ?
34.0%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 1,9691,9592,0272,1132,2012,2782,2342,2432,2582,2612,1792,2202,2572,383 +5.4% +5.6%
Other Income 395324250326419279270299428358343302399355 -0.7% -10.9%
Total Income 2,3642,2832,2772,4392,6202,5572,5042,5422,6862,6192,5222,5222,6562,738 +4.5% +3.1%
Interest Expended 1,1091,1441,2041,2851,3671,3751,4011,4501,4781,5061,4511,4281,4141,444 -4.1% +2.1%
Operating Profit —————————————581 — —
Provisions —————————————29 — —
Profit Before Tax 432450402396315518429349344357420357525552 +54.6% +5.1%
Net Profit 354371330331274400336284253292319291408419 +43.5% +2.7%
EPS 11.3211.8710.569.557.2710.618.907.506.687.748.447.6910.8011.08 +43.2% +2.6%
Gross NPA % 3.74% 3.68% 3.47% 3.64% 3.53% 3.54% 3.21% 3.11% 3.08% 3.46% 3.33% 3.32% 2.78% 2.58% — —
Net NPA % 1.70% 1.43% 1.36% 1.55% 1.58% 1.66% 1.46% 1.39% 1.31% 1.44% 1.35% 1.31% 0.98% 0.87% — —
Capital Adequacy Ratio — — — — — — — — — — — — — 21.10% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹9,013 Cr ₹8,917 Cr ₹9,039 Cr -1.1%
Other Income ₹1,276 Cr ₹1,402 Cr ₹1,399 Cr +9.9%
Total Income ₹10,289 Cr ₹10,319 Cr ₹10,438 Cr +0.3%
Interest Expended ₹5,704 Cr ₹5,799 Cr ₹5,737 Cr +1.7%
Net Interest Income ₹3,309 Cr ₹3,118 Cr ₹3,301 Cr -5.8%
Operating Profit — — ₹581 Cr —
Provisions — — ₹29 Cr —
Profit Before Tax ₹1,640 Cr ₹1,659 Cr ₹1,854 Cr +1.2%
Tax — — ₹133 Cr —
Net Profit ₹1,273 Cr ₹1,310 Cr ₹1,437 Cr +2.9%
EPS ₹33.69 ₹34.67 ₹38.01 +2.9%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 312377378378 +0.0%
Reserves 7,90010,47011,70712,846 +9.7%
Deposits 87,36898,057104,806108,777 +3.8%
Borrowing 1,5634,4001,9415,329 +174.5%
Other Liabilities 1,9142,7792,1292,025 -4.9%
Total Liabilities 99,057116,083120,960129,355 +6.9%
Fixed Assets 8469159761,060 +8.6%
CWIP 290140 -100.0%
Investments 23,32524,30024,53526,737 +9.0%
Other Assets 74,85790,86895,435101,558 +6.4%
Total Assets 99,057116,083120,960129,355 +6.9%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 1,8303622101,100 +423.8%
Cash from Investing Activity -88-111-691-88 +87.3%
Cash from Financing Activity -191,582412-1,260 -405.8%
Net Cash Flow 1,7231,833-69-248 -259.4%
Free Cash Flow 1,743251481,012 +2008.3%
CFO/OP 47%14%9%26% +188.9%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 15%14%11%10% -9.1%

👥 Shareholding (latest 6 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 % Chg
FIIs 15.66%14.60%11.69%11.78%13.10%16.29% +24.4%
DIIs 17.01%16.11%15.84%16.16%15.75%18.64% +18.3%
Public 67.33%69.27%72.46%72.04%71.15%65.07% -8.5%
No. of Shareholders 4,04,4054,10,7904,10,5903,93,8413,74,5873,72,201 -0.6%

⚖️ Peer comparison

Industry: Banks - Private Sector · 14 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 TMB Tamilnad Mercantile ₹888.35 14,067 9.7 6,979 1,446 8.8% 20.7% 9.0% 13.3% 17.6% 34.9%
2 SOUTHBANK South Indian ₹48.42 12,684 8.0 12,220 1,585 10.8% 13.0% 5.6% 11.7% 11.7% 21.1%
3 UJJIVANSFB Ujjivan Small ₹62.47 12,200 10.6 8,962 1,150 12.7% 12.8% 11.6% -4.5% 26.4% 199.2%
4 KTKBANK Karnataka Bank ₹313.05 11,839 8.2 10,438 1,437 5.6% 13.8% 0.3% 2.9% 4.5% 43.5%
5 EQUITASBNK Equitas Small ₹73.50 8,409 16.4 8,141 511 5.0% 6.3% 8.9% -29.9% 14.1% 182.0%
6 DCBBANK DCB Bank ₹219.94 7,084 8.9 8,390 788 4.1% 9.4% 14.4% 19.2% 6.3% 35.7%
7 JSFB Jana Small ₹529.60 5,604 14.7 6,623 380 5.0% 5.7% 17.0% -34.9% 14.9% 52.2%
8 CSBBANK CSB Bank ₹328.75 5,572 9.0 5,681 634 0.0% 11.2% 24.4% 6.9% 10.6% 6.3%
9 UTKARSHBNK Utkarsh Small ₹14.86 2,644 — 3,793 -945 1.7% -24.9% -12.7% -5100.0% -1.6% 85.8%
10 ESAFSFB ESAF Small ₹38.96 2,011 — 4,670 -5 7.5% -0.1% 1.8% 68.1% 31.6% 198.9%
11 SURYODAY Suryoday Small ₹146.72 1,560 8.1 2,687 192 5.2% 7.2% 16.1% 33.3% 27.5% 114.8%
12 CAPITALSFB Capital Small ₹273.25 1,242 8.2 1,190 150 5.4% 12.6% 15.2% 7.6% 16.4% 29.1%
13 DHANBANK Dhanlaxmi Bank ₹29.42 1,161 10.0 1,871 115 2.7% 6.1% 20.4% 52.2% 19.0% 107.6%
14 FINOPB Fino Payments ₹136.05 1,132 54.2 1,437 21 -1.0% 1.5% -14.3% -43.3% -32.3% -177.3%
❓ Frequently asked questions
What was The Karnataka Bank Limited's total income in Q1 FY27?
The Karnataka Bank Limited reported total income of ₹2,738 crore for the quarter ended June 2026 (Q1 FY27), up 4.5% from ₹2,619 crore in the same quarter last year, and up 3.1% sequentially over the March 2026 quarter.
What was The Karnataka Bank Limited's net profit in Q1 FY27?
Net profit rose 43.5% year-on-year to ₹419 crore, from ₹292 crore. Earnings per share (EPS) came in at ₹11.08.
What is KTKBANK's market capitalisation and P/E ratio?
At the current price of ₹329.85, KTKBANK has a market capitalisation of ₹12,474 crore and a trailing P/E of about 8.7.
What are The Karnataka Bank Limited's NPA levels?
On asset quality, gross NPA stood at 2.58% and net NPA at 0.87% (gross NPA was 3.46% a year ago); the capital adequacy ratio was 21.10%.
Who owns The Karnataka Bank Limited? (shareholding pattern)
As of Sep 2026, foreign institutional investors (FIIs) 16.29%, domestic institutional investors (DIIs) 18.64%, public shareholders 65.07% of The Karnataka Bank Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI