N. B. I. Industrial Finance Company LimitedNBIFINBank / NBFC

Finance & Investments Latest results: Dec 2025 5 quarters of data

₹1,830.70

MCap ₹541 Cr · P/E 33.4

N. B. I. Industrial Finance Company Limited — Stock analysis & AI research N. B. I. Industrial Finance Company Limited — Seasonality — best & worst months N. B. I. Industrial Finance Company Limited — Technical setup — score, trend, support & resistance N. B. I. Industrial Finance Company Limited — Live exchange announcements

📋 Stocks Below Book Value 📋 High Sales Growth Stocks 📋 High Profit Growth Stocks 📋 Stocks With Strong Quarterly Results 🏭 Financial Services sector

AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹10 Cr

Interest Earned · Dec 2025

+1435.5% YoY

—

Operating Profit · Dec 2025

₹6 Cr

Net Profit · Dec 2025

+1808.8% YoY

₹21.96

EPS · Dec 2025

+1491.3% YoY

—

Gross NPA % · Dec 2025

—

Net NPA % · Dec 2025

📝 N. B. I. Industrial Finance Company Limited — results explained

Quarter ended December 2025 (Q3 FY26)

N. B. I. Industrial Finance Company Limited reported total income of ₹10 crore for the quarter ended December 2025 (Q3 FY26), up 1342.4% from ₹1 crore in the same quarter last year, and up 10.8% sequentially over the September 2025 quarter.

Of this, interest earned contributed ₹10 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹0 crore) worked out to ₹10 crore.

Net profit rose 1808.8% year-on-year to ₹6 crore, from ₹0 crore. Earnings per share (EPS) came in at ₹21.96.

Full year and trailing twelve months

For the full year FY26, N. B. I. Industrial Finance Company Limited posted total income of ₹19 crore, with a net profit of ₹12 crore.

On a trailing-twelve-month (TTM) basis, total income stands at ₹25 crore with a net profit of ₹16 crore.

Valuation snapshot

At the current price of ₹1,830.70, NBIFIN has a market capitalisation of ₹541 crore and a trailing P/E of about 33.4.

Within the Finance & Investments industry, it is the 25th-largest of the 117 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 74.17%, foreign institutional investors (FIIs) 0.17%, domestic institutional investors (DIIs) 2.46%, public shareholders 23.20% of N. B. I. Industrial Finance Company Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹541 Cr

Current Price ?

₹1,830.7

P/E ?

33.43above ind

Industry P/E ?

18.90

P/B ?

0.17

P/S ?

21.99

P/FCF ?

108.19

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

N/A

Earnings Yield ?

3.0%

Dividend Yield ?

0.03%

Profitability & Returns

Total Income (TTM) ?

₹25 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹16 Cr

EPS (TTM) ?

₹54.76

ROCE ?

N/A

ROE ?

0.5%

ROA ?

0.5%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹10 Cr

PAT — latest qtr ?

₹6 Cr

YoY qtr sales growth ?

1,342.4%

YoY qtr profit growth ?

1,808.8%

Sales growth (3y) ?

N/A

Sales growth (5y) ?

N/A

Profit growth (3y) ?

N/A

Profit growth (5y) ?

N/A

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

74.17%

Change in promoter holding ?

0.00%

Pledged percentage ?

N/A

Market

Return 3 months ?

-14.0%

Return 6 months ?

-12.9%

🗓️ Quarterly results (5 quarters · ₹ Cr)

same fiscal quarter as Dec bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	YoY %	QoQ %
Interest Earned	1	6	0	9	10	+1435.5%	+10.8%
Other Income	0	0	0	0	0	-100.0%	—
Total Income	1	6	0	9	10	+1342.4%	+10.8%
Interest Expended	0	0	0	0	0	—	—
Operating Profit	—	—	—	—	—	—	—
Provisions	—	—	—	—	—	—	—
Profit Before Tax	-0	5	-0	8	9	+29166.7%	+10.2%
Net Profit	0	4	-0	6	6	+1808.8%	+7.6%
EPS	1.38	13.57	-1.18	20.41	21.96	+1491.3%	+7.6%
Gross NPA %	—	—	—	—	—	—	—
Net NPA %	—	—	—	—	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	Prev FY	FY26	TTM	YoY %
Interest Earned	—	₹19 Cr	₹25 Cr	—
Other Income	—	₹0 Cr	₹0 Cr	—
Total Income	—	₹19 Cr	₹25 Cr	—
Interest Expended	—	₹0 Cr	₹0 Cr	—
Net Interest Income	—	₹19 Cr	₹25 Cr	—
Operating Profit	—	—	—	—
Provisions	—	—	—	—
Profit Before Tax	—	₹16 Cr	₹22 Cr	—
Tax	—	—	—	—
Net Profit	—	₹12 Cr	₹16 Cr	—
EPS	—	₹41.19	₹54.76	—

🏛️ Balance Sheet (latest 3 periods)

Metric	Mar 2016	Mar 2025	Sep 2025	% Chg
Equity Capital	1	1	1	+0.0%
Reserves	30	3,307	3,216	-2.8%
Borrowing	0	0	0	—
Other Liabilities	0	205	189	-7.8%
Total Liabilities	31	3,513	3,406	-3.0%
Fixed Assets	0	0	0	—
CWIP	0	0	0	—
Investments	27	3,512	3,404	-3.1%
Other Assets	5	1	2	+100.0%
Total Assets	31	3,513	3,406	-3.0%

💧 Cash Flow (latest 2 periods)

Metric	Mar 2016	Mar 2025	% Chg
Cash from Operating Activity	-3	5	+266.7%
Cash from Investing Activity	3	-5	-266.7%
Cash from Financing Activity	-0	-0	—
Net Cash Flow	0	0	—
Free Cash Flow	-3	5	+266.7%
CFO/OP	-92%	96%	+204.3%

➗ Ratios (latest 2 periods)

Metric	Mar 2016	Mar 2025	% Chg
ROE %	13%	0%	-100.0%

👥 Shareholding (latest 5 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Sep 2026	% Chg
Promoters	74.17%	74.17%	74.17%	74.17%	74.17%	+0.0%
FIIs	0.17%	0.17%	0.17%	0.17%	0.17%	+0.0%
DIIs	2.46%	2.46%	2.46%	2.45%	2.46%	+0.4%
Public	23.20%	23.20%	23.20%	23.21%	23.20%	-0.0%
No. of Shareholders	2,741	2,718	2,679	2,661	2,722	+2.3%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	LICI Life Insurance	₹398.20	503,723	8.4	881,845	60,055	-7.5%	6.8%	10.0%	18.9%	-43.2%	24.0%
2	SBILIFE SBI Life	₹1,671.70	167,740	67.9	112,315	2,471	0.7%	2.2%	-3.9%	2.4%	-82.4%	-1.1%
3	ICICIGI ICICI Lombard	₹1,508.90	75,386	29.5	27,196	2,556	5.4%	9.4%	12.7%	10.6%	-3.2%	15.4%
4	ICICIPRULI ICICI Prudential	₹496.90	72,089	44.8	63,356	1,608	0.3%	2.5%	-10.5%	35.7%	-79.7%	62.1%
5	GICRE General Insurance	₹337.75	59,255	6.7	51,723	8,877	16.9%	17.2%	6.8%	30.0%	-8.6%	-31.1%
6	MFSL Max Financial	₹1,585.90	54,444	492.4	49,823	137	0.5%	0.3%	2.6%	-73.9%	16.7%	37.5%
7	STARHEALTH Star Health	₹555.55	32,689	38.7	18,509	844	4.4%	4.6%	10.7%	-13.8%	16.2%	109.0%
8	NIACL New India	₹171.56	28,273	36.7	49,363	771	-1.3%	1.6%	14.3%	36.4%	-3.6%	-160.7%
9	GODIGIT Go Digit	₹250.90	23,196	47.1	10,128	492	0.7%	4.9%	6.8%	28.0%	5.5%	-37.4%
10	FIVESTAR Five-Star Business	₹549.40	16,218	14.7	3,293	1,103	11.0%	33.5%	13.3%	2.3%	5.9%	2.0%
11	NIVABUPA Niva Bupa	₹74.77	13,830	38.1	7,598	360	4.2%	4.7%	24.6%	-38.5%	65.8%	251.4%
12	PRUDENT Prudent Corporate	₹3,123.30	12,933	52.8	1,372	246	24.2%	17.9%	19.5%	13.8%	18.2%	43.8%
13	EDELWEISS Edelweiss Financial	₹126.74	11,996	17.1	10,508	711	27.5%	6.8%	12.5%	27.1%	3.7%	30.5%
14	IIFLCAPS IIFL Capital	₹344.80	10,867	18.8	2,433	572	35.0%	23.5%	0.6%	-20.8%	2.3%	4.6%
15	SBFC SBFC Finance	₹87.70	9,745	20.1	1,783	480	9.8%	26.9%	28.6%	30.7%	26.7%	28.8%
16	RELIGARE Religare Enterprises	₹223.35	7,700	n/m	8,953	18	0.7%	0.2%	14.8%	-60.3%	26.5%	-687.3%
17	PAISALO Paisalo Digital	₹76.83	7,023	29.4	943	237	0.0%	25.1%	22.0%	19.1%	33.8%	56.5%
18	FEDFINA Fedbank Financial	₹150.76	5,655	12.9	2,563	434	12.9%	16.9%	7.1%	52.2%	34.3%	63.4%
19	MASFIN MAS Financial	₹288.85	5,241	13.3	2,092	398	7.1%	19.0%	24.8%	19.4%	20.3%	26.6%
20	NORTHARC Northern Arc	₹301.00	4,865	12.0	2,705	404	0.0%	14.9%	14.8%	34.2%	22.7%	250.0%
21	PILANIINVS Pilani Investment	₹4,020.00	4,451	—	248	-12	87.1%	-4.9%	-6.4%	-68.5%	-70.9%	-1075.5%
22	SHAREINDIA Share India	₹183.78	4,022	11.1	1,577	364	40.1%	23.1%	1.5%	-1.2%	31.4%	48.1%
23	KIRLOSIND Kirloskar Industries	₹3,690.00	3,878	50.6	113	76	71.5%	67.0%	9.0%	-2.1%	-27.9%	-9.4%
24	INDOSTAR IndoStar Capital	₹239.15	3,866	—	1,417	-395	6.6%	-27.8%	74.4%	15.7%	-76.0%	-97.9%
25	NBIFIN N. B.	₹1,920.20	567	40.9	22	14	7.0%	64.2%	42.1%	46.6%	421.5%	416.2%

❓ Frequently asked questions

What was N. B. I. Industrial Finance Company Limited's total income in Q3 FY26?

What was N. B. I. Industrial Finance Company Limited's net profit in Q3 FY26?