Flash Finance

General Insurance Corporation of IndiaGICRECorporate

Finance & Investments Latest results: Jun 2026 14 quarters of data
Consolidated Standalone
₹327.55
MCap ₹57,465 Cr · P/E 6.7
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹13,330 Cr
Sales · Jun 2026
-7.4% YoY
₹1,448 Cr
Operating Profit · Jun 2026
-34.0% YoY
10.9%
OPM % · Jun 2026
-28.3% YoY
₹1,922 Cr
Net Profit · Jun 2026
+9.7% YoY
₹10.96
EPS · Jun 2026
+9.7% YoY

📝 General Insurance Corporation of India — results explained

Quarter ended June 2026 (Q1 FY27)

General Insurance Corporation of India reported revenue of ₹13,330 crore for the quarter ended June 2026 (Q1 FY27), down 7.4% from ₹14,402 crore in the same quarter last year, and up 3.8% sequentially over the March 2026 quarter.

Net profit rose 9.7% year-on-year to ₹1,922 crore, from ₹1,752 crore. Earnings per share (EPS) came in at ₹10.96.

Operating profit stood at ₹1,448 crore — an operating margin (OPM) of 10.9%, compared with 15.2% in the year-ago quarter.

Full year and trailing twelve months

For the full year FY26, General Insurance Corporation of India posted revenue of ₹52,468 crore, a growth of 7.7% over FY25, with a net profit of ₹8,392 crore (up 25.2% year-on-year).

On a trailing-twelve-month (TTM) basis, revenue stands at ₹51,396 crore with a net profit of ₹8,562 crore.

Valuation snapshot

At the current price of ₹327.55, GICRE has a market capitalisation of ₹57,465 crore and a trailing P/E of about 6.7.

Within the Finance & Investments industry, it is the 5th-largest of the 117 companies we track by market value.

Shareholding pattern

As of Jun 2026, promoters held 77.40%, foreign institutional investors (FIIs) 2.43%, domestic institutional investors (DIIs) 17.73%, public shareholders 2.44% of General Insurance Corporation of India.

Promoter holding slipped from 82.40% to 77.40% over the latest period.

📈 Share price & events

📊 Quarterly trend

₹ crore · OPM % on right axis

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹57,465 Cr
Current Price ?
₹327.6
P/E ?
6.71below ind
Industry P/E ?
18.90
P/B ?
0.89
P/S ?
1.12
P/FCF ?
-72.65
Enterprise Value ?
₹57,465 Cr
EV/EBITDA ?
6.65
PEG ?
0.67
Earnings Yield ?
15.0%
Dividend Yield ?
3.06%
Profitability & Returns
Sales (TTM) ?
₹51,396 Cr
OPM ?
16.8%
Profit after tax (TTM) ?
₹8,562 Cr
EPS (TTM) ?
₹48.80
ROCE ?
18.0%
ROE ?
13.2%
ROA ?
4.3%
Growth
Sales — latest qtr ?
₹13,330 Cr
PAT — latest qtr ?
₹1,922 Cr
YoY qtr sales growth ?
-7.4%
YoY qtr profit growth ?
9.7%
Sales growth (3y) ?
4%
Sales growth (5y) ?
2%
Profit growth (3y) ?
10%
Profit growth (5y) ?
34%
Financial Health
Debt ?
₹0 Cr
Debt to Equity ?
0.00
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
77.40%
Change in promoter holding ?
-5.00%
Pledged percentage ?
N/A
Market
Return 3 months ?
-9.5%
Return 6 months ?
-18.2%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Sales 10,55611,08713,22411,12010,19912,82312,13011,16712,58314,40212,71612,50512,84513,330 -7.4% +3.8%
Operating Profit 3,2157551,6431,7243,0381,3932,3651,9032,7762,1922,9041,9722,3221,448 -34.0% -37.7%
Other Income -2111802052001340-84266147515681456381,043 +1944.4% +63.4%
Interest 0000000000000— — —
Depreciation 0000000000000— — —
Profit Before Tax 3,0049351,8481,9243,1711,3932,2812,1692,9232,2443,4732,1172,9602,490 +11.0% -15.9%
Net Profit 2,5647321,6051,5182,6421,0361,8611,6212,1831,7522,8671,5192,2541,922 +9.7% -14.7%
EPS 14.614.179.158.6515.065.9110.619.2412.449.9916.348.6612.8510.96 +9.7% -14.7%
OPM % 30.5% 6.8% 12.4% 15.5% 29.8% 10.9% 19.5% 17.0% 22.1% 15.2% 22.8% 15.8% 18.1% 10.9% -28.3% -39.8%

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Sales ₹48,703 Cr ₹52,468 Cr ₹51,396 Cr +7.7%
Operating Profit ₹8,437 Cr ₹9,390 Cr ₹8,646 Cr +11.3%
OPM % 17.32% 17.90% 16.82% +3.3%
NPM % 13.76% 15.99% 16.66% +16.2%
Other Income ₹329 Cr ₹1,402 Cr ₹2,394 Cr +326.1%
Depreciation ₹0 Cr ₹0 Cr ₹0 Cr —
Interest ₹0 Cr ₹0 Cr ₹0 Cr —
EBIT ₹8,437 Cr ₹9,390 Cr ₹8,646 Cr +11.3%
PBT ₹8,766 Cr ₹10,794 Cr ₹11,040 Cr +23.1%
Tax — — ₹568 Cr —
Net Profit ₹6,701 Cr ₹8,392 Cr ₹8,562 Cr +25.2%
EPS ₹38.20 ₹47.84 ₹48.81 +25.2%
Material Cost — — — —
Employee Cost — — ₹81 Cr —
Extraordinary Items — — — —

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 877877877877 +0.0%
Reserves 41,10051,11856,74564,026 +12.8%
Borrowings 0000 —
Other Liabilities 115,148126,291129,993132,318 +1.8%
Total Liabilities 157,125178,286187,616197,221 +5.1%
Fixed Assets 294287288297 +3.1%
CWIP 0080 -100.0%
Investments 110,683131,425138,074140,928 +2.1%
Other Assets 46,14746,57449,24755,995 +13.7%
Total Assets 157,125178,286187,616197,221 +5.1%

💧 Cash Flow (latest 4 periods)

Metric Mar 2022Mar 2023Mar 2024Mar 2025 % Chg
Cash from Operating Activity 8,42011,349-448-770 -71.9%
Cash from Investing Activity -5,631-8,7531,9372,294 +18.4%
Cash from Financing Activity 0-395-1,263-1,754 -38.9%
Net Cash Flow 2,7892,201226-230 -201.8%
Free Cash Flow 8,40711,218-451-791 -75.4%
CFO/OP 324%195%19%16% -15.8%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Debtor Days 0000 —
Cash Conversion Cycle 0000 —
Working Capital Days -557-594-589-582 +1.2%
ROCE % 21%17%16%18% +12.5%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 % Chg
Promoters 82.40%82.40%82.40%82.40%77.40% -6.1%
FIIs 2.12%2.12%2.12%2.05%2.43% +18.5%
DIIs 13.29%13.10%13.32%13.55%17.73% +30.8%
Public 2.19%2.40%2.16%2.00%2.44% +22.0%
No. of Shareholders 2,26,7652,30,6832,24,5592,17,4942,24,351 +3.2%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →
# Company CMP MCap (Cr) P/E Sales TTM NP TTM OPM% NPM% Sales YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 LICI Life Insurance ₹398.20 503,723 8.4 881,845 60,055 -7.5% 6.8% 10.0% 18.9% -43.2% 24.0%
2 SBILIFE SBI Life ₹1,671.70 167,740 67.9 112,315 2,471 0.7% 2.2% -3.9% 2.4% -82.4% -1.1%
3 ICICIGI ICICI Lombard ₹1,508.90 75,386 29.5 27,196 2,556 5.4% 9.4% 12.7% 10.6% -3.2% 15.4%
4 ICICIPRULI ICICI Prudential ₹496.90 72,089 44.8 63,356 1,608 0.3% 2.5% -10.5% 35.7% -79.7% 62.1%
5 GICRE General Insurance ₹337.75 59,255 6.7 51,723 8,877 16.9% 17.2% 6.8% 30.0% -8.6% -31.1%
6 MFSL Max Financial ₹1,585.90 54,444 492.4 49,823 137 0.5% 0.3% 2.6% -73.9% 16.7% 37.5%
7 STARHEALTH Star Health ₹555.55 32,689 38.7 18,509 844 4.4% 4.6% 10.7% -13.8% 16.2% 109.0%
8 NIACL New India ₹171.56 28,273 36.7 49,363 771 -1.3% 1.6% 14.3% 36.4% -3.6% -160.7%
9 GODIGIT Go Digit ₹250.90 23,196 47.1 10,128 492 0.7% 4.9% 6.8% 28.0% 5.5% -37.4%
10 FIVESTAR Five-Star Business ₹549.40 16,218 14.7 3,293 1,103 11.0% 33.5% 13.3% 2.3% 5.9% 2.0%
11 NIVABUPA Niva Bupa ₹74.77 13,830 38.1 7,598 360 4.2% 4.7% 24.6% -38.5% 65.8% 251.4%
12 PRUDENT Prudent Corporate ₹3,123.30 12,933 52.8 1,372 246 24.2% 17.9% 19.5% 13.8% 18.2% 43.8%
13 EDELWEISS Edelweiss Financial ₹126.74 11,996 17.1 10,508 711 27.5% 6.8% 12.5% 27.1% 3.7% 30.5%
14 IIFLCAPS IIFL Capital ₹344.80 10,867 18.8 2,433 572 35.0% 23.5% 0.6% -20.8% 2.3% 4.6%
15 SBFC SBFC Finance ₹87.70 9,745 20.1 1,783 480 9.8% 26.9% 28.6% 30.7% 26.7% 28.8%
16 RELIGARE Religare Enterprises ₹223.35 7,700 n/m 8,953 18 0.7% 0.2% 14.8% -60.3% 26.5% -687.3%
17 PAISALO Paisalo Digital ₹76.83 7,023 29.4 943 237 0.0% 25.1% 22.0% 19.1% 33.8% 56.5%
18 FEDFINA Fedbank Financial ₹150.76 5,655 12.9 2,563 434 12.9% 16.9% 7.1% 52.2% 34.3% 63.4%
19 MASFIN MAS Financial ₹288.85 5,241 13.3 2,092 398 7.1% 19.0% 24.8% 19.4% 20.3% 26.6%
20 NORTHARC Northern Arc ₹301.00 4,865 12.0 2,705 404 0.0% 14.9% 14.8% 34.2% 22.7% 250.0%
21 PILANIINVS Pilani Investment ₹4,020.00 4,451 — 248 -12 87.1% -4.9% -6.4% -68.5% -70.9% -1075.5%
22 SHAREINDIA Share India ₹183.78 4,022 11.1 1,577 364 40.1% 23.1% 1.5% -1.2% 31.4% 48.1%
23 KIRLOSIND Kirloskar Industries ₹3,690.00 3,878 50.6 113 76 71.5% 67.0% 9.0% -2.1% -27.9% -9.4%
24 INDOSTAR IndoStar Capital ₹239.15 3,866 — 1,417 -395 6.6% -27.8% 74.4% 15.7% -76.0% -97.9%
25 MUTHOOTMF Muthoot Microfin ₹179.17 3,006 12.5 2,493 245 4.3% 9.8% -7.1% 176.6% 20.0% 1250.0%
❓ Frequently asked questions
What was General Insurance Corporation of India's revenue in Q1 FY27?
General Insurance Corporation of India reported revenue of ₹13,330 crore for the quarter ended June 2026 (Q1 FY27), down 7.4% from ₹14,402 crore in the same quarter last year, and up 3.8% sequentially over the March 2026 quarter.
What was General Insurance Corporation of India's net profit in Q1 FY27?
Net profit rose 9.7% year-on-year to ₹1,922 crore, from ₹1,752 crore. Earnings per share (EPS) came in at ₹10.96.
What is GICRE's market capitalisation and P/E ratio?
At the current price of ₹327.55, GICRE has a market capitalisation of ₹57,465 crore and a trailing P/E of about 6.7.
Who owns General Insurance Corporation of India? (shareholding pattern)
As of Jun 2026, promoters held 77.40%, foreign institutional investors (FIIs) 2.43%, domestic institutional investors (DIIs) 17.73%, public shareholders 2.44% of General Insurance Corporation of India.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI