Flash Finance

Kotak Mahindra Bank LimitedKOTAKBANKBank / NBFC

Financial Services Banks - Regional Latest results: Jun 2026 15 quarters of data
Consolidated Standalone
₹447.40
MCap ₹445,058 Cr · P/E 30.0
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹14,477 Cr
Interest Earned · Jun 2026
+4.6% YoY
₹6,131 Cr
Operating Profit · Jun 2026
+10.2% YoY
₹4,123 Cr
Net Profit · Jun 2026
+25.6% YoY
₹4.15
EPS · Jun 2026
-74.9% YoY
1.18%
Gross NPA % · Jun 2026
0.27%
Net NPA % · Jun 2026

📝 Kotak Mahindra Bank Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Kotak Mahindra Bank Limited reported total income of ₹17,816 crore for the quarter ended June 2026 (Q1 FY27), up 5.3% from ₹16,917 crore in the same quarter last year, and up 3.0% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹14,477 crore and other income ₹3,338 crore. Net interest income (interest earned minus interest expended of ₹6,549 crore) worked out to ₹7,928 crore.

Net profit rose 25.6% year-on-year to ₹4,123 crore, from ₹3,282 crore. Earnings per share (EPS) came in at ₹4.15.

On asset quality, gross NPA stood at 1.18% and net NPA at 0.27% (gross NPA was 1.48% a year ago); the capital adequacy ratio was 22.78%.

Full year and trailing twelve months

For the full year FY26, Kotak Mahindra Bank Limited posted total income of ₹67,187 crore, a growth of 4.4% over FY25, with a net profit of ₹14,008 crore (down 14.8% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹68,086 crore with a net profit of ₹14,849 crore.

Valuation snapshot

At the current price of ₹447.40, KOTAKBANK has a market capitalisation of ₹445,058 crore and a trailing P/E of about 30.0.

Within the Banks - Regional industry, it is the 4th-largest of the 27 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 25.87%, foreign institutional investors (FIIs) 24.65%, domestic institutional investors (DIIs) 38.54%, public shareholders 10.94% of Kotak Mahindra Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹445,058 Cr
Current Price ?
₹447.4
P/E ?
29.97above ind
Industry P/E ?
10.70
P/B ?
3.29
P/S ?
6.54
P/FCF ?
12.23
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
3.33
Earnings Yield ?
3.3%
Dividend Yield ?
0.11%
Profitability & Returns
Total Income (TTM) ?
₹68,086 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹14,849 Cr
EPS (TTM) ?
₹14.93
ROCE ?
N/A
ROE ?
11.0%
ROA ?
1.9%
Gross NPA % ?
1.18%
Net NPA % ?
0.27%
Growth
Total Income — latest qtr ?
₹17,816 Cr
PAT — latest qtr ?
₹4,123 Cr
YoY qtr sales growth ?
5.3%
YoY qtr profit growth ?
25.6%
Sales growth (3y) ?
18%
Sales growth (5y) ?
16%
Profit growth (3y) ?
9%
Profit growth (5y) ?
15%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
25.87%
Change in promoter holding ?
-0.01%
Pledged percentage ?
N/A
Market
Return 3 months ?
14.7%
Return 6 months ?
16.6%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 8,9999,82110,50011,19311,79912,30712,74613,21613,42813,53013,83713,64913,90314,17514,477 +4.6% +2.1%
Other Income 2,1002,1862,6832,3152,2972,9782,9292,6842,6233,1823,0802,5892,8383,1163,338 +8.4% +7.1%
Total Income 11,09912,00713,18313,50714,09615,28515,67515,90016,05016,71216,91716,23916,74117,29117,816 +5.3% +3.0%
Interest Expended 3,3463,7184,2664,8965,2465,3985,9046,1976,2316,2466,5776,3396,3396,2996,549 -0.4% +4.0%
Operating Profit 3,850—4,9504,6104,566—5,2545,0995,1815,4725,5645,2685,380—6,131 +10.2% —
Provisions 149—364367579—5786607949091,208947810—668 -44.7% —
Profit Before Tax 3,7014,5004,5854,2443,9875,1988,1964,4394,3874,5634,3564,3214,5705,3395,463 +25.4% +2.3%
Net Profit 2,7923,4963,4523,1913,0054,1336,2503,3443,3053,5523,2823,2533,4464,0274,123 +25.6% +2.4%
EPS 14.063.5217.3816.0615.124.1631.4416.8216.6217.8616.5116.363.474.054.15 -74.9% +2.5%
Gross NPA % 1.90% 1.78% 1.77% 1.72% 1.73% 1.39% 1.39% 1.49% 1.50% 1.42% 1.48% 1.39% 1.30% 1.20% 1.18% — —
Net NPA % 0.43% 0.37% 0.40% 0.37% 0.34% 0.34% 0.35% 0.43% 0.41% 0.31% 0.34% 0.32% 0.31% 0.25% 0.27% — —
Capital Adequacy Ratio 19.66% — 21.12% 20.03% 19.00% — 22.41% 22.61% 22.79% 22.25% 23.00% 22.05% 22.63% — 22.78% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹52,920 Cr ₹55,564 Cr ₹56,205 Cr +5.0%
Other Income ₹11,418 Cr ₹11,623 Cr ₹11,881 Cr +1.8%
Total Income ₹64,338 Cr ₹67,187 Cr ₹68,086 Cr +4.4%
Interest Expended ₹24,578 Cr ₹25,554 Cr ₹25,525 Cr +4.0%
Net Interest Income ₹28,342 Cr ₹30,011 Cr ₹30,680 Cr +5.9%
Operating Profit ₹21,007 Cr ₹16,212 Cr ₹16,779 Cr -22.8%
Provisions ₹2,942 Cr ₹2,965 Cr ₹2,425 Cr +0.8%
Profit Before Tax ₹21,584 Cr ₹18,586 Cr ₹19,693 Cr -13.9%
Tax ₹5,134 Cr ₹3,266 Cr ₹3,532 Cr -36.4%
Net Profit ₹16,450 Cr ₹14,008 Cr ₹14,849 Cr -14.8%
EPS ₹82.74 ₹40.39 ₹28.03 -51.2%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 993994994995 +0.1%
Reserves 82,02795,725116,246134,204 +15.4%
Deposits 363,096448,954499,055572,456 +14.7%
Borrowing 23,91628,36848,44332,475 -33.0%
Other Liabilities 19,83026,31628,99742,873 +47.9%
Total Liabilities 489,862600,357693,735783,003 +12.9%
Fixed Assets 1,9202,1552,3592,388 +1.2%
CWIP 0000 —
Investments 121,404155,404181,907172,535 -5.2%
Other Assets 366,538442,798509,468608,079 +19.4%
Total Assets 489,862600,357693,735783,003 +12.9%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -8,36913,90112,80637,211 +190.6%
Cash from Investing Activity 5292,031-19,538-2,722 +86.1%
Cash from Financing Activity -2,5424,31419,723-16,278 -182.5%
Net Cash Flow -10,38220,24612,99118,212 +40.2%
Free Cash Flow -9,11913,04411,92536,403 +205.3%
CFO/OP -24%67%55%128% +132.7%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 14%15%15%11% -26.7%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
Promoters 25.88%25.87%25.87%25.87%25.87% +0.0%
FIIs 32.34%29.75%29.36%26.40%24.65% -6.6%
DIIs 29.61%32.02%32.88%36.19%38.54% +6.5%
Public 12.18%12.35%11.90%11.54%10.94% -5.2%
No. of Shareholders 6,90,1256,91,4136,79,0967,81,4487,69,224 -1.6%

⚖️ Peer comparison

Industry: Banks - Regional · top 25 of 27 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 HDFCBANK HDFC Bank ₹708.25 1,091,484 13.8 495,517 79,736 18.7% 16.1% 5.2% 8.4% 0.0% 18.4%
2 ICICIBANK ICICI Bank ₹1,379.30 990,020 18.9 203,498 52,183 27.0% 25.6% 4.7% 6.2% 5.4% 15.9%
3 SBIN State Bank ₹995.70 919,093 10.7 722,687 88,468 14.7% 12.2% 7.0% 8.3% 7.8% 11.1%
4 KOTAKBANK Kotak Mahindra ₹419.00 416,807 20.5 111,296 20,296 20.5% 18.2% 1.0% -12.8% 12.6% 22.5%
5 AXISBANK Axis Bank ₹1,240.60 386,252 13.9 165,024 27,813 21.4% 16.9% 4.0% -5.8% 7.0% 22.2%
6 UNIONBANK Union Bank ₹178.20 136,031 6.6 129,552 20,644 11.5% 15.9% -0.6% 7.8% 1.0% 27.4%
7 PNB Punjab National ₹115.70 132,973 5.8 151,526 22,871 15.0% 15.1% 6.4% -0.6% 5.7% 15.2%
8 BANKBARODA Bank of Baroda ₹235.57 121,822 6.7 159,738 18,232 18.0% 11.4% 2.6% -3.9% 7.6% -48.6%
9 INDIANB Indian Bank ₹853.50 114,963 8.7 84,489 13,218 21.0% 15.6% 8.7% 3.9% 21.1% 13.9%
10 CANBK Canara Bank ₹123.49 112,013 5.5 150,263 20,391 17.4% 13.6% 0.3% 12.2% -2.6% 11.0%
11 IDBI IDBI Bank ₹83.55 89,836 9.6 35,766 9,327 20.4% 26.1% 4.6% 21.5% 1.6% 5.5%
12 FEDERALBNK Federal Bank ₹344.50 85,094 16.4 36,483 5,348 17.7% 14.7% 7.0% 5.0% 19.0% 57.7%
13 AUBANK AU Small ₹1,058.90 79,356 27.7 22,417 2,856 17.2% 12.7% 16.0% 25.4% 15.5% 37.0%
14 INDUSINDBK IndusInd Bank ₹978.20 76,216 57.6 52,156 1,322 9.7% 2.5% -5.1% -65.5% -9.2% 71.7%
15 IDFCFIRSTB IDFC First ₹86.21 74,332 32.5 49,914 2,305 13.0% 4.6% 11.4% 8.1% 12.6% 153.1%
16 YESBANK Yes Bank ₹23.40 73,449 19.7 37,788 3,775 11.3% 10.0% 0.6% 43.5% 5.3% 32.5%
17 MAHABANK Bank of Maharashtra ₹84.20 64,763 8.6 34,008 7,534 17.2% 22.2% 15.6% 26.6% 15.0% 34.3%
18 RBLBANK RBL Bank ₹412.55 63,950 53.0 19,673 1,205 16.5% 6.1% 3.6% 22.5% 21.6% 158.9%
19 IOB Indian Overseas ₹33.11 63,759 10.8 39,606 5,958 19.4% 15.0% 11.4% 59.6% 23.3% 45.6%
20 BANKINDIA Bank of India ₹139.06 63,309 5.6 87,046 11,343 15.0% 13.0% 6.5% 14.2% 9.8% 36.2%
21 KARURVYSYA Karur Vysya ₹335.40 32,422 11.0 13,985 2,958 23.3% 21.2% 14.4% 29.3% 10.5% 37.2%
22 UCOBANK UCO Bank ₹24.05 30,158 10.1 31,742 2,982 20.0% 9.4% 0.9% 13.2% 10.1% 26.8%
23 BANDHANBNK Bandhan Bank ₹176.52 28,440 23.2 24,423 1,223 18.1% 5.0% -1.8% -55.4% 1.1% 67.9%
24 CENTRALBK Central Bank ₹30.82 27,896 6.1 42,854 4,568 9.3% 10.7% 7.5% 14.9% 2.9% 3.2%
25 CUB City Union ₹227.90 22,580 17.0 7,908 1,327 18.1% 16.8% 17.5% 18.1% 20.3% 25.0%
❓ Frequently asked questions
What was Kotak Mahindra Bank Limited's total income in Q1 FY27?
Kotak Mahindra Bank Limited reported total income of ₹17,816 crore for the quarter ended June 2026 (Q1 FY27), up 5.3% from ₹16,917 crore in the same quarter last year, and up 3.0% sequentially over the March 2026 quarter.
What was Kotak Mahindra Bank Limited's net profit in Q1 FY27?
Net profit rose 25.6% year-on-year to ₹4,123 crore, from ₹3,282 crore. Earnings per share (EPS) came in at ₹4.15.
What is KOTAKBANK's market capitalisation and P/E ratio?
At the current price of ₹447.40, KOTAKBANK has a market capitalisation of ₹445,058 crore and a trailing P/E of about 30.0.
What are Kotak Mahindra Bank Limited's NPA levels?
On asset quality, gross NPA stood at 1.18% and net NPA at 0.27% (gross NPA was 1.48% a year ago); the capital adequacy ratio was 22.78%.
Who owns Kotak Mahindra Bank Limited? (shareholding pattern)
As of Sep 2026, promoters held 25.87%, foreign institutional investors (FIIs) 24.65%, domestic institutional investors (DIIs) 38.54%, public shareholders 10.94% of Kotak Mahindra Bank Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI