Flash Finance

State Bank of IndiaSBINBank / NBFC

Financial Services Banks - Regional Latest results: Jun 2026 15 quarters of data
Consolidated Standalone
₹962.60
MCap ₹888,539 Cr · P/E 10.8
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹127,896 Cr
Interest Earned · Jun 2026
+8.4% YoY
₹33,529 Cr
Operating Profit · Jun 2026
+9.8% YoY
₹21,121 Cr
Net Profit · Jun 2026
+10.2% YoY
₹22.88
EPS · Jun 2026
+6.6% YoY
1.47%
Gross NPA % · Jun 2026
0.38%
Net NPA % · Jun 2026

📝 State Bank of India — results explained

Quarter ended June 2026 (Q1 FY27)

State Bank of India reported total income of ₹143,819 crore for the quarter ended June 2026 (Q1 FY27), up 6.3% from ₹135,342 crore in the same quarter last year, and up 2.4% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹127,896 crore and other income ₹15,923 crore. Net interest income (interest earned minus interest expended of ₹80,904 crore) worked out to ₹46,992 crore.

Net profit rose 10.2% year-on-year to ₹21,121 crore, from ₹19,160 crore. Earnings per share (EPS) came in at ₹22.88.

On asset quality, gross NPA stood at 1.47% and net NPA at 0.38% (gross NPA was 1.83% a year ago); the capital adequacy ratio was 15.67%.

Full year and trailing twelve months

For the full year FY26, State Bank of India posted total income of ₹551,648 crore, a growth of 5.2% over FY25, with a net profit of ₹80,032 crore (up 12.9% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹560,125 crore with a net profit of ₹81,993 crore.

Valuation snapshot

At the current price of ₹962.60, SBIN has a market capitalisation of ₹888,539 crore and a trailing P/E of about 10.8.

Within the Banks - Regional industry, it is the 3rd-largest of the 27 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 55.45%, foreign institutional investors (FIIs) 11.07%, domestic institutional investors (DIIs) 26.34%, the government 0.02%, public shareholders 7.12% of State Bank of India.

Promoter holding slipped from 55.52% to 55.45% over the latest period.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹888,539 Cr
Current Price ?
₹962.6
P/E ?
10.84above ind
Industry P/E ?
10.70
P/B ?
1.63
P/S ?
1.59
P/FCF ?
36.34
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.64
Earnings Yield ?
9.2%
Dividend Yield ?
1.80%
Profitability & Returns
Total Income (TTM) ?
₹560,125 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹81,993 Cr
EPS (TTM) ?
₹88.83
ROCE ?
N/A
ROE ?
15.1%
ROA ?
1.1%
Gross NPA % ?
1.47%
Net NPA % ?
0.38%
Growth
Total Income — latest qtr ?
₹143,819 Cr
PAT — latest qtr ?
₹21,121 Cr
YoY qtr sales growth ?
6.3%
YoY qtr profit growth ?
10.2%
Sales growth (3y) ?
13%
Sales growth (5y) ?
13%
Profit growth (3y) ?
17%
Profit growth (5y) ?
31%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
55.45%
Change in promoter holding ?
-1.97%
Pledged percentage ?
N/A
Market
Return 3 months ?
-7.8%
Return 6 months ?
-10.9%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 86,61692,95195,975101,379106,734111,043111,526113,871117,427119,666117,996119,654122,556123,098127,896 +8.4% +3.9%
Other Income 11,46813,96112,06310,79111,45917,36911,16215,27111,04124,21017,34615,32618,35917,31415,923 -8.2% -8.0%
Total Income 98,084106,912108,039112,169118,193128,412122,688129,141128,467143,876135,342134,979140,915140,412143,819 +6.3% +2.4%
Interest Expended 48,54752,55957,07061,87966,91869,38770,40172,25175,98176,89276,92376,67077,36678,71880,904 +5.2% +2.8%
Operating Profit 25,219—25,29719,41720,336—26,44929,29423,55131,28630,54427,31132,862—33,529 +9.8% —
Provisions 5,761—2,501115688—3,4494,5069116,4424,7595,4004,507—5,047 +6.0% —
Profit Before Tax 19,45921,30522,79619,30112,54827,13822,99924,78822,64024,84425,78526,50428,35524,83228,482 +10.5% +14.7%
Net Profit 14,20516,69516,88414,3309,16420,69817,03518,33116,89118,64319,16020,16021,02819,68421,121 +10.2% +7.3%
EPS 15.9218.7118.9216.0610.2723.1919.0920.5418.9320.8921.4722.0022.7821.3222.88 +6.6% +7.3%
Gross NPA % 3.14% 2.78% 2.76% 2.55% 2.42% 2.24% 2.21% 2.13% 2.07% 1.82% 1.83% 1.73% 1.57% 1.49% 1.47% — —
Net NPA % 0.77% 0.67% 0.71% 0.64% 0.64% 0.57% 0.57% 0.53% 0.53% 0.47% 0.47% 0.42% 0.39% 0.39% 0.38% — —
Capital Adequacy Ratio 13.27% — 14.56% 14.28% 13.05% — 13.86% 13.76% 13.03% 14.25% 14.63% 14.62% 14.04% — 15.67% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹462,489 Cr ₹483,304 Cr ₹493,205 Cr +4.5%
Other Income ₹61,683 Cr ₹68,344 Cr ₹66,921 Cr +10.8%
Total Income ₹524,172 Cr ₹551,648 Cr ₹560,125 Cr +5.2%
Interest Expended ₹295,524 Cr ₹309,677 Cr ₹313,658 Cr +4.8%
Net Interest Income ₹166,965 Cr ₹173,627 Cr ₹179,547 Cr +4.0%
Operating Profit ₹110,579 Cr ₹90,718 Cr ₹93,702 Cr -18.0%
Provisions ₹15,308 Cr ₹14,666 Cr ₹14,954 Cr -4.2%
Profit Before Tax ₹95,271 Cr ₹105,477 Cr ₹108,174 Cr +10.7%
Tax ₹24,371 Cr ₹20,296 Cr ₹21,033 Cr -16.7%
Net Profit ₹70,901 Cr ₹80,032 Cr ₹81,993 Cr +12.9%
EPS ₹79.45 ₹87.57 ₹88.98 +10.2%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 892892892923 +3.5%
Reserves 326,716376,354440,270543,519 +23.5%
Deposits 4,423,7784,916,0775,382,1905,975,642 +11.0%
Borrowing 493,135597,561563,573731,254 +29.8%
Other Liabilities 272,457288,802289,074371,619 +28.6%
Total Liabilities 5,516,9796,179,6866,675,9987,622,957 +14.2%
Fixed Assets 42,10142,12643,68554,163 +24.0%
CWIP 281491423627 +48.2%
Investments 1,570,3661,671,3401,690,5731,801,254 +6.5%
Other Assets 3,904,2304,465,7294,941,3185,766,913 +16.7%
Total Assets 5,516,9796,179,6866,675,9987,622,957 +14.2%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -91,35219,02242,85831,894 -25.6%
Cash from Investing Activity -503-2,264-10615,239 +14476.4%
Cash from Financing Activity 5,202-13,855-13,324-2,802 +79.0%
Net Cash Flow -86,6532,90229,42844,330 +50.6%
Free Cash Flow -94,77415,51737,74524,453 -35.2%
CFO/OP -34%17%22%19% -13.6%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 17%17%17%16% -5.9%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
Promoters 57.42%55.50%55.50%55.52%55.45% -0.1%
FIIs 9.33%9.57%10.34%11.41%11.07% -3.0%
DIIs 25.54%27.65%27.04%26.11%26.34% +0.9%
Government 0.14%0.14%0.13%0.13%0.02% -84.6%
Public 7.56%7.13%6.97%6.81%7.12% +4.6%
No. of Shareholders 37,54,45936,18,55435,67,46137,63,42738,58,780 +2.5%

⚖️ Peer comparison

Industry: Banks - Regional · top 25 of 27 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 HDFCBANK HDFC Bank ₹708.25 1,091,484 13.8 495,517 79,736 18.7% 16.1% 5.2% 8.4% 0.0% 18.4%
2 ICICIBANK ICICI Bank ₹1,379.30 990,020 18.9 203,498 52,183 27.0% 25.6% 4.7% 6.2% 5.4% 15.9%
3 SBIN State Bank ₹995.70 919,093 10.7 722,687 88,468 14.7% 12.2% 7.0% 8.3% 7.8% 11.1%
4 KOTAKBANK Kotak Mahindra ₹419.00 416,807 20.5 111,296 20,296 20.5% 18.2% 1.0% -12.8% 12.6% 22.5%
5 AXISBANK Axis Bank ₹1,240.60 386,252 13.9 165,024 27,813 21.4% 16.9% 4.0% -5.8% 7.0% 22.2%
6 UNIONBANK Union Bank ₹178.20 136,031 6.6 129,552 20,644 11.5% 15.9% -0.6% 7.8% 1.0% 27.4%
7 PNB Punjab National ₹115.70 132,973 5.8 151,526 22,871 15.0% 15.1% 6.4% -0.6% 5.7% 15.2%
8 BANKBARODA Bank of Baroda ₹235.57 121,822 6.7 159,738 18,232 18.0% 11.4% 2.6% -3.9% 7.6% -48.6%
9 INDIANB Indian Bank ₹853.50 114,963 8.7 84,489 13,218 21.0% 15.6% 8.7% 3.9% 21.1% 13.9%
10 CANBK Canara Bank ₹123.49 112,013 5.5 150,263 20,391 17.4% 13.6% 0.3% 12.2% -2.6% 11.0%
11 IDBI IDBI Bank ₹83.55 89,836 9.6 35,766 9,327 20.4% 26.1% 4.6% 21.5% 1.6% 5.5%
12 FEDERALBNK Federal Bank ₹344.50 85,094 16.4 36,483 5,348 17.7% 14.7% 7.0% 5.0% 19.0% 57.7%
13 AUBANK AU Small ₹1,058.90 79,356 27.7 22,417 2,856 17.2% 12.7% 16.0% 25.4% 15.5% 37.0%
14 INDUSINDBK IndusInd Bank ₹978.20 76,216 57.6 52,156 1,322 9.7% 2.5% -5.1% -65.5% -9.2% 71.7%
15 IDFCFIRSTB IDFC First ₹86.21 74,332 32.5 49,914 2,305 13.0% 4.6% 11.4% 8.1% 12.6% 153.1%
16 YESBANK Yes Bank ₹23.40 73,449 19.7 37,788 3,775 11.3% 10.0% 0.6% 43.5% 5.3% 32.5%
17 MAHABANK Bank of Maharashtra ₹84.20 64,763 8.6 34,008 7,534 17.2% 22.2% 15.6% 26.6% 15.0% 34.3%
18 RBLBANK RBL Bank ₹412.55 63,950 53.0 19,673 1,205 16.5% 6.1% 3.6% 22.5% 21.6% 158.9%
19 IOB Indian Overseas ₹33.11 63,759 10.8 39,606 5,958 19.4% 15.0% 11.4% 59.6% 23.3% 45.6%
20 BANKINDIA Bank of India ₹139.06 63,309 5.6 87,046 11,343 15.0% 13.0% 6.5% 14.2% 9.8% 36.2%
21 KARURVYSYA Karur Vysya ₹335.40 32,422 11.0 13,985 2,958 23.3% 21.2% 14.4% 29.3% 10.5% 37.2%
22 UCOBANK UCO Bank ₹24.05 30,158 10.1 31,742 2,982 20.0% 9.4% 0.9% 13.2% 10.1% 26.8%
23 BANDHANBNK Bandhan Bank ₹176.52 28,440 23.2 24,423 1,223 18.1% 5.0% -1.8% -55.4% 1.1% 67.9%
24 CENTRALBK Central Bank ₹30.82 27,896 6.1 42,854 4,568 9.3% 10.7% 7.5% 14.9% 2.9% 3.2%
25 CUB City Union ₹227.90 22,580 17.0 7,908 1,327 18.1% 16.8% 17.5% 18.1% 20.3% 25.0%
❓ Frequently asked questions
What was State Bank of India's total income in Q1 FY27?
State Bank of India reported total income of ₹143,819 crore for the quarter ended June 2026 (Q1 FY27), up 6.3% from ₹135,342 crore in the same quarter last year, and up 2.4% sequentially over the March 2026 quarter.
What was State Bank of India's net profit in Q1 FY27?
Net profit rose 10.2% year-on-year to ₹21,121 crore, from ₹19,160 crore. Earnings per share (EPS) came in at ₹22.88.
What is SBIN's market capitalisation and P/E ratio?
At the current price of ₹962.60, SBIN has a market capitalisation of ₹888,539 crore and a trailing P/E of about 10.8.
What are State Bank of India's NPA levels?
On asset quality, gross NPA stood at 1.47% and net NPA at 0.38% (gross NPA was 1.83% a year ago); the capital adequacy ratio was 15.67%.
Who owns State Bank of India? (shareholding pattern)
As of Sep 2026, promoters held 55.45%, foreign institutional investors (FIIs) 11.07%, domestic institutional investors (DIIs) 26.34%, the government 0.02%, public shareholders 7.12% of State Bank of India.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI