NBFC & Finance Companies: Q1 FY27 results (April-June 2026)

146 companies have declared NBFC & Finance Companies Q1 FY27 results so far, the latest on 23 Sep 2026.

Across the 70 non-financial companies with a year-ago quarter to compare, sales grew -33.1% and net profit +8.6% year on year, and the combined operating margin narrowed 5010 bps to -44.4%.

For the 67 banks, net interest income grew +87.8% and net profit +18.9%.

71% of companies grew net profit; 8 turned a loss into a profit; 53% beat their own profit trend and 28% fell short of it.

Updated 12 Oct 2026, 13:03 IST 146 declared 112 due in the next 3 days →

NBFC & Finance Companies Q1 FY27 scoreboard

Sales growth
-33.1%
YoY, 70 companies combined; median +19.1%
Net profit growth
+8.6%
YoY combined; median +22.5%
Operating margin
-44.4%
-5010 bps YoY
Grew profit
71%
8 turnarounds, 3 into loss
Vs own profit trend
53% / 28%
above / below, 19% in line
Banks: NII growth
+87.8%
67 banks; profit +18.9%
Price since results
-6.1%
median; 29% of 139 stocks up
Other-income heavy
31
25%+ of pre-tax profit from other income & one-offs

Latest NBFC & Finance Companies Q1 FY27 results 146

Page 4 of 5

Star Health and Allied Insurance Company Limited

STARHEALTH · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹32,486 Cr
P/E
38.5
PEG
—
Since results
-6.8%
  • Profit +194% above its own trend
  • 44% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit +17%)
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +16.2%+5.8% 4,9174,6484,233
Operating profit +21.1%+187.2% 425148351
OPM % +35 bps+546 bps 8.6%3.2%8.3%
Other income —— 3294.01.0
Net profit +109.0%+395.3% 550111263
PAT margin % +497 bps+879 bps 11.2%2.4%6.2%
EPS (₹) +108.9%+394.2% 9.341.894.47

Quality of profit

Core 56%Other income & one-offs 44%

Pre-tax profit ₹742 Cr: core business ₹412 Cr, other income ₹329 Cr.

Core profit YoY: +17.5% · reported profit +109.0%

Cash & debt

Borrowings ₹490 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹4,679₹4,917 +5.1% above
Net profit₹187₹550 +194.4% above
AI read of the filing Star Health Q1 Revenue Up 13.4% YoY to Rs 4,917 Cr; 4,700 NCDs to be Redeemed Neutral
  • Insurance revenue grew to Rs 4,917.2 Cr in Q1 FY27 from Rs 4,336.4 Cr in Q1 FY26
  • Incurred claims for the quarter ended June 30, 2026, were Rs 2,951.4 Cr
  • Board approved redemption of 4,000 NCDs on September 30, 2026, and 700 NCDs on October 29, 2026
Full analysis →

IndoStar Capital Finance Limited

INDOSTAR · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹3,055 Cr
P/E
—
PEG
—
Since results
-27.8%
  • Profit -96% below its own trend
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +16.7%-13.7% 186215159
Other income -96.9%— 36.70.01,186
Operating profit (pre-provision) —— 92.9——
Provisions —— 81.5——
Net profit -97.9%from loss 11.5-424546
EPS (₹) -98.2%from loss 0.71-26.2439.92
Cost-to-income % —— 58.2%——

Where profit came from

Pre-provision profit ₹92.9 Cr; provisions ₹81.5 Cr.

Net profit -97.9% YoY.

Against its own trend ?

TrendActualGap
NII₹184₹186 +0.6% in line
Net profit₹273₹11.5 -95.8% below
AI read of the filing ₹6,000 Cr NCD limit approved by IndoStar Board; Q1 FY27 results released Positive
  • Board approved a fresh NCD issuance limit of ₹6,000 crore for the year, subject to shareholder approval.
  • Fully utilized ₹600 crore raised via NCDs in April 2026 for onward lending to customers.
  • Proposed appointment of S. R. Batliboi & Co. LLP as Statutory Auditors for a 3-year term starting from the 17th AGM.
Full analysis →

MAS Financial Services Limited

MASFIN · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹4,839 Cr
P/E
12.2
PEG
0.53
Since results
-14.4%
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +31.1%+6.3% 326307249
Other income to lossto loss -0.53.01.0
Operating profit (pre-provision) —— 148——
Net profit +26.6%+5.9% 11010487.0
EPS (₹) +27.0%+5.3% 5.985.684.71
Cost-to-income % —— 54.7%——

Where profit came from

Pre-provision profit ₹148 Cr.

Net profit +26.6% YoY.

Against its own trend ?

TrendActualGap
NII₹321₹326 +1.5% in line
Net profit₹103₹110 +7.4% in line
AI read of the filing MASFIN Approves Q1 FY27 Results; Announces 5-Year Terms for Key Risk and Compliance Officers Neutral
  • 31st Annual General Meeting scheduled for September 2, 2026, via video conferencing
  • Mr. Darshil Thakkar appointed as Chief Risk Officer for a fixed 5-year term starting September 1, 2026
  • Ms. Riddhi Bhayani re-appointed as Chief Compliance Officer for a 5-year term ending September 2031
Full analysis →

Akiko Global Services Limited

AKIKO · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹432 Cr
P/E
19.3
PEG
—
Since results
+14.0%
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales —+18.0% 68.157.7—
Operating profit —+28.1% 10.17.9—
OPM % —+117 bps 14.8%13.7%—
Other income —+540.8% 0.40.1—
Net profit —+27.1% 7.05.5—
PAT margin % —+74 bps 10.3%9.6%—
EPS (₹) —+74.4% 6.403.67—

Quality of profit

Core 96%Other income & one-offs 4%

Pre-tax profit ₹9.6 Cr: core business ₹9.2 Cr, other income ₹0.4 Cr.

Core profit YoY: —

Cash & debt

FY26 cash from operations −₹6.0 Cr.

Borrowings ₹15.0 Cr at Mar 2026.

AI read of the filing ₹7.02 Cr PAT: Akiko Global Reports 27% QoQ Profit Growth in Q1 FY27 Positive
  • Consolidated revenue from operations grew 130.6% YoY to ₹68.12 Cr from ₹29.54 Cr.
  • Net profit (PAT) increased to ₹7.02 Cr, representing a 27.4% sequential growth over Q4 FY26.
  • Basic EPS for the quarter improved to ₹6.40, up from ₹3.67 in the preceding quarter.
Full analysis →

PTC India Financial Services Limited

PFS · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹1,708 Cr
P/E
7.7
PEG
0.35
Since results
-8.3%
  • Profit -78% below its own trend
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income -15.8%-13.6% 64.875.077.0
Other income —— 0.00.00.0
Operating profit (pre-provision) —— 54.2——
Net profit -70.6%-12.5% 40.246.0137
EPS (₹) -70.4%-11.3% 0.630.712.13
Cost-to-income % —— 16.3%——

Where profit came from

Pre-provision profit ₹54.2 Cr.

Net profit -70.6% YoY.

Against its own trend ?

TrendActualGap
NII₹71.3₹64.8 -9.1% below
Net profit₹183₹40.2 -78.0% below
AI read of the filing PFS Reports Q1 FY27 Results; Maintains 1.25x Security Cover on Rs 1,521 Cr Debt Neutral
  • Total book value of assets offered as security reached Rs 2,104.22 Cr as of June 30, 2026
  • Pari-passu security cover ratio stood at 1.25x for debt obligations of Rs 1,521.87 Cr
  • Exclusive security cover ratio was reported at 2.61x for a debt portion of Rs 24.84 Cr
Full analysis →

Tata Capital Limited

TATACAP · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,34,386 Cr
P/E
24.5
PEG
—
Since results
-7.3%
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +23.7%+7.5% 4,4524,1433,599
Other income -85.0%+35.3% 4.13.027.0
Operating profit (pre-provision) —— 2,159——
Net profit +56.4%+11.1% 1,6281,4661,041
EPS (₹) +47.2%+3.1% 3.653.542.48
Cost-to-income % —— 51.5%——

Where profit came from

Pre-provision profit ₹2,159 Cr.

Net profit +56.4% YoY.

AI read of the filing Tata Capital Reports Nil Deviation in IPO/NCD Proceeds; Re-appoints CCO for 3 Years Neutral
  • Reported Nil deviation in the utilization of proceeds from the IPO for the quarter ended June 30, 2026
  • Confirmed Nil deviation in the utilization of proceeds from Non-Convertible Debentures (NCDs)
  • Re-appointed Ms. Sarita Kamath as Chief Compliance Officer for a 3-year term effective October 1, 2026
Full analysis →

Cholamandalam Investment and Finance Company Limited

CHOLAFIN · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,35,583 Cr
P/E
23.6
PEG
0.94
Since results
-11.1%
  • Profit +21% above its own trend
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +52.1%+4.0% 4,8494,6643,188
Other income -85.6%-32.2% 100148697
Operating profit (pre-provision) -7.9%— 2,222—2,414
Net profit +45.6%+0.7% 1,6561,6451,138
EPS (₹) +43.6%+0.6% 19.4319.3113.53
Cost-to-income % +1723 bps— 55.1%—37.9%

Where profit came from

Pre-provision profit ₹2,222 Cr (-7.9% YoY).

Net profit +45.6% YoY.

Against its own trend ?

TrendActualGap
NII₹3,956₹4,849 +22.6% above
Net profit₹1,365₹1,656 +21.3% above
AI read of the filing 46% PAT Growth in Q1 FY27; Board Approves ₹55,000 Cr NCD Fundraise Positive
  • Standalone PAT grew 46% YoY to ₹1,654 Cr for the quarter ended June 30, 2026
  • Total Disbursements increased by 22% YoY to ₹29,612 Cr, led by strong growth in SME and Vehicle Finance
  • Assets Under Management (AUM) reached ₹2,54,392 Cr, representing a 23% YoY growth
Full analysis →

Capri Global Capital Limited

CGCL · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹23,267 Cr
P/E
20.6
PEG
0.31
Since results
-0.8%
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +138.2%+11.7% 990886416
Other income -97.6%+57.6% 4.73.0195
Operating profit (pre-provision) +50.9%— 470—311
Net profit +102.0%+24.9% 353283175
EPS (₹) +79.0%+24.8% 3.672.942.05
Cost-to-income % +373 bps— 52.8%—49.0%

Where profit came from

Pre-provision profit ₹470 Cr (+50.9% YoY).

Net profit +102.0% YoY.

Against its own trend ?

TrendActualGap
NII₹633₹990 +56.5% above
Net profit₹350₹353 +1.0% in line
AI read of the filing CGCL Q1 FY27 Revenue rises 57% YoY to Rs 1,576 Cr; Interest Income at Rs 1,323 Cr Positive
  • Total consolidated revenue reached Rs 1,576.48 Cr, a 56.9% increase from Rs 1,005.02 Cr in Q1 FY26
  • Interest income grew to Rs 1,322.86 Cr, accounting for 83.9% of total revenue
  • Subsidiaries reported a combined net profit of Rs 43.63 Cr for the quarter
Full analysis →

Emkay Global Financial Services Limited

EMKAY · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹745 Cr
P/E
38.2
PEG
12.73
Since results
+12.3%
  • Profit +281% above its own trend
  • Operating margin expanded 443 bps YoY
  • 53% of pre-tax profit came from other income and one-off items
  • Core business grew faster than reported profit (core profit +757%)
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +26.0%-38.1% 91.914873.0
Operating profit +95.8%-10.5% 11.412.85.8
OPM % +443 bps+383 bps 12.4%8.6%8.0%
Other income -3.5%-4.3% 4.64.84.8
Net profit +90.5%+60.9% 9.15.74.8
PAT margin % +336 bps+609 bps 9.9%3.8%6.6%
EPS (₹) +80.3%+56.9% 3.392.161.88

Quality of profit

Core 47%Other income & one-offs 53%

Pre-tax profit ₹8.7 Cr: core business ₹4.1 Cr, other income ₹4.6 Cr.

Core profit YoY: +757.4% · reported profit +90.5%

Cash & debt

FY26 cash from operations −₹72.0 Cr: -474% of FY26 net profit of ₹15.2 Cr.

Borrowings ₹110 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹73.3₹91.9 +25.4% above
Net profit₹2.4₹9.1 +281.0% above
AI read of the filing Emkay Global Approves Q1 FY27 Results and Reviews Fund Utilization for NCDs and Warrants Neutral
  • Board meeting conducted on July 27, 2026, between 4:00 p.m. and 5:30 p.m.
  • Approved unaudited financial results for the quarter ended June 30, 2026.
  • Reviewed utilization of proceeds for NCD debt scrip codes 976528 and 977388.
Full analysis →

SMC Global Securities Limited

SMCGLOBAL · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹2,428 Cr
P/E
22.1
PEG
—
Since results
+55.4%
  • Profit +93% above its own trend
  • Operating margin contracted 277 bps YoY
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +21.2%-0.4% 515517425
Operating profit +6.9%+18.8% 10790.0100
OPM % -277 bps+335 bps 20.8%17.4%23.5%
Other income -47.7%-86.9% 0.54.01.0
Net profit +22.5%+74.9% 36.721.030.0
PAT margin % +7 bps+307 bps 7.1%4.1%7.1%
EPS (₹) +23.2%+73.3% 1.751.011.42

Quality of profit

Core 99%Other income & one-offs 1%

Pre-tax profit ₹46.6 Cr: core business ₹46.1 Cr, other income ₹0.5 Cr.

Core profit YoY: +24.5% · reported profit +22.5%

Cash & debt

FY26 cash from operations −₹73.0 Cr: -71% of FY26 net profit of ₹103 Cr.

Borrowings ₹2,036 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹438₹515 +17.5% above
Net profit₹19.1₹36.7 +92.7% above

Five-Star Business Finance Limited

FIVESTAR · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹14,826 Cr
P/E
13.4
PEG
0.61
Since results
-6.3%
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +9.6%+3.4% 657636600
Other income +95.2%+8.4% 9.89.05.0
Operating profit (pre-provision) —— 362——
Net profit +2.0%+0.9% 271269266
EPS (₹) +1.7%+0.8% 9.199.129.04
Cost-to-income % —— 45.8%——

Where profit came from

Pre-provision profit ₹362 Cr.

Net profit +2.0% YoY.

Against its own trend ?

TrendActualGap
NII₹682₹657 -3.6% in line
Net profit₹275₹271 -1.3% in line
AI read of the filing Q1 Net Profit at ₹271.4 Cr; Joint Auditor Proposed as Assets Cross ₹15,000 Cr Neutral
  • Net Profit for Q1 FY27 stood at ₹271.41 Cr, a 2% YoY increase from ₹266.00 Cr.
  • Total Revenue from operations reached ₹828.98 Cr, up 5.4% from ₹786.68 Cr in Q1 FY26.
  • Impairment on financial instruments rose to ₹61.82 Cr, compared to ₹47.78 Cr in the year-ago period.
Full analysis →

SBFC Finance Limited

SBFC · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹9,354 Cr
P/E
19.5
PEG
0.44
Since results
-3.3%
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +28.9%+10.4% 339307263
Other income —— 0.10.00.0
Operating profit (pre-provision) —— 174——
Net profit +28.8%+5.8% 130123101
EPS (₹) +26.9%+6.3% 1.181.110.93
Cost-to-income % —— 48.6%——

Where profit came from

Pre-provision profit ₹174 Cr.

Net profit +28.8% YoY.

Against its own trend ?

TrendActualGap
NII₹339₹339 -0.1% in line
Net profit₹132₹130 -1.1% in line
AI read of the filing SBFC Q1 FY27: Net Profit rises 29% YoY to ₹130.1 Cr; GNPA stable at 2.66% Positive
  • Net Profit increased by 29% YoY to ₹130.12 Cr from ₹100.89 Cr in the year-ago period.
  • Total Revenue from operations rose 26.5% YoY to ₹491.46 Cr, supported by robust interest income of ₹459.61 Cr.
  • GNPA stood at 2.66%, showing stability compared to 2.61% in March 2026 and an improvement from 2.78% in June 2025.
Full analysis →

Prudent Corporate Advisory Services Limited

PRUDENT · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹13,477 Cr
P/E
54.8
PEG
2.28
Since results
+12.5%
  • Profit +24% above its own trend
  • Operating margin expanded 283 bps YoY
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +18.2%-3.7% 348361294
Operating profit +32.9%-4.2% 89.193.067.0
OPM % +283 bps-14 bps 25.6%25.8%22.8%
Other income +108.3%from loss 20.8-5.010.0
Net profit +43.8%+26.7% 74.859.052.0
PAT margin % +382 bps+516 bps 21.5%16.3%17.7%
EPS (₹) +44.3%+26.4% 18.0514.2812.51

Quality of profit

Core 79%Other income & one-offs 21%

Pre-tax profit ₹100 Cr: core business ₹79.4 Cr, other income ₹20.8 Cr.

Core profit YoY: +34.6% · reported profit +43.8%

Cash & debt

FY26 cash from operations ₹217 Cr: 97% of FY26 net profit of ₹223 Cr.

Borrowings ₹34.0 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹350₹348 -0.8% in line
Net profit₹60.2₹74.8 +24.1% above
AI read of the filing 44% YoY PAT Growth; Prudent Reports Q1 FY27 Consolidated Profit of ₹74.76 Cr Positive
  • Consolidated Net Profit increased 44.4% YoY to ₹7,475.70 lakhs from ₹5,177.84 lakhs
  • Revenue from operations reached ₹34,763.08 lakhs, up 18.3% from ₹29,375.97 lakhs YoY
  • Other income rose significantly to ₹2,083.20 lakhs from ₹1,026.10 lakhs in the year-ago period
Full analysis →

3P Land Holdings Limited

3PLAND · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹55.0 Cr
P/E
24.3
PEG
2.03
Since results
-4.0%
  • Profit +19% above its own trend
  • Operating margin expanded 601 bps YoY
  • FY26 operating cash flow was only 3% of profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +15.4%+4.0% 1.11.00.9
Operating profit +28.0%+10.3% 0.60.60.5
OPM % +601 bps+353 bps 61.0%57.4%54.9%
Other income —— 0.00.00.0
Net profit +24.3%+9.5% 0.50.40.4
PAT margin % +315 bps+223 bps 43.8%41.6%40.7%
EPS (₹) +23.8%+13.0% 0.260.230.21

Quality of profit

Core 100%Other income & one-offs 0%

Pre-tax profit ₹0.6 Cr: core business ₹0.6 Cr, other income ₹0.0 Cr.

Core profit YoY: +26.5% · reported profit +24.3%

Cash & debt

FY26 cash from operations ₹0.1 Cr: 3% of FY26 net profit of ₹2.2 Cr.

Borrowings nil at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹0.9₹1.1 +11.7% above
Net profit₹0.4₹0.5 +18.7% above
AI read of the filing 3P Land Holdings Q1 FY27 Net Profit Rises 24% YoY to ₹0.46 Cr Neutral
  • Net Profit increased 24.3% YoY to ₹0.46 Cr compared to ₹0.37 Cr in June 2025
  • Total Income for the quarter stood at ₹1.01 Cr, up from ₹0.91 Cr YoY
  • Investment segment revenue dominated the top line at ₹0.75 Cr
Full analysis →

Share India Securities Limited

SHAREINDIA · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹3,998 Cr
P/E
11.0
PEG
—
Since results
-4.3%
  • Profit +56% above its own trend
  • Operating margin expanded 429 bps YoY
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +31.4%+7.7% 448416341
Operating profit +45.3%+71.4% 201117138
OPM % +429 bps+1664 bps 44.8%28.1%40.5%
Other income +15.4%-30.8% 3.55.03.0
Net profit +48.1%+114.5% 12458.084.0
PAT margin % +313 bps+1382 bps 27.8%13.9%24.6%
EPS (₹) +47.3%+114.8% 5.672.643.85

Quality of profit

Core 98%Other income & one-offs 2%

Pre-tax profit ₹164 Cr: core business ₹160 Cr, other income ₹3.5 Cr.

Core profit YoY: +49.8% · reported profit +48.1%

Cash & debt

FY26 cash from operations −₹182 Cr: -56% of FY26 net profit of ₹324 Cr.

Borrowings ₹695 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹326₹448 +37.5% above
Net profit₹79.8₹124 +55.8% above
AI read of the filing 47.4% YoY Profit Growth: Share India Reports Rs 124.41 Cr Consolidated PAT in Q1 FY27 Positive
  • Consolidated Net Profit grew 47.4% YoY to Rs 124.41 Cr for the quarter ended June 30, 2026
  • Operating margins improved to 45.45% compared to 42.01% in the year-ago period
  • Basic EPS increased to Rs 5.67 from Rs 3.86 in Q1 FY26
Full analysis →

The New India Assurance Company Limited

NIACL · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹26,736 Cr
P/E
34.7
PEG
0.35
Since results
+3.7%
  • Into loss: a profit a year ago
  • Profit -145% below its own trend
  • Operating margin contracted 860 bps YoY
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -3.6%-9.9% 11,30012,54411,719
Operating profit to lossto loss -79019.0189
OPM % -860 bps-714 bps -7.0%0.2%1.6%
Other income +202.5%+43.1% 611427202
Net profit to lossto loss -244580402
PAT margin % -559 bps-678 bps -2.2%4.6%3.4%
EPS (₹) to lossto loss -1.473.512.43

Quality of profit

Pre-tax profit −₹179 Cr: core business −₹790 Cr, other income ₹611 Cr.

Core profit YoY: to loss

Cash & debt

FY26 cash from operations −₹4,532 Cr: -320% of FY26 net profit of ₹1,417 Cr.

Borrowings nil at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹13,199₹11,300 -14.4% below
Net profit₹546−₹244 -144.7% below

Arihant Capital Markets Limited

ARIHANTCAP · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,054 Cr
P/E
26.2
PEG
8.73
Since results
+19.0%
  • Profit +214% above its own trend
  • Operating margin expanded 541 bps YoY
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +53.5%+58.9% 77.949.050.8
Operating profit +74.2%+346.0% 35.47.920.3
OPM % +541 bps+2922 bps 45.4%16.2%40.0%
Other income +53.9%from loss 1.1-0.30.7
Net profit +69.2%— 21.50.512.7
PAT margin % +257 bps+2656 bps 27.6%1.0%25.0%
EPS (₹) +60.7%— 1.960.051.22

Quality of profit

Core 96%Other income & one-offs 4%

Pre-tax profit ₹28.2 Cr: core business ₹27.1 Cr, other income ₹1.1 Cr.

Core profit YoY: +73.9% · reported profit +69.2%

Cash & debt

FY26 cash from operations −₹122 Cr: -388% of FY26 net profit of ₹31.5 Cr.

Borrowings ₹239 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹43.0₹77.9 +81.3% above
Net profit₹6.9₹21.5 +213.7% above
AI read of the filing ₹18.92 Cr PAT: Arihant Capital Q1 Profit Jumps 55% YoY on Strong Fee Income Positive
  • Standalone Revenue increased 50% YoY to ₹75.13 Cr from ₹50.04 Cr.
  • Net Profit grew 55.4% YoY to ₹18.92 Cr, contributing over 60% of the previous TTM PAT in a single quarter.
  • Fees & Commission income rose to ₹40.10 Cr, up from ₹25.61 Cr in the year-ago period.
Full analysis →

CREDITACCESS GRAMEEN LIMITED

CREDITACC · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹20,313 Cr
P/E
16.8
PEG
—
Since results
-15.4%
  • Profit +999% above its own trend
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +36.1%+10.2% 1,2331,119906
Other income -98.8%-8.0% 0.91.075.5
Operating profit (pre-provision) +1.1%— 660—653
Net profit +719.7%+45.1% 49334060.2
EPS (₹) +716.7%+45.2% 30.7921.203.77
Cost-to-income % +1306 bps— 46.5%—33.5%

Where profit came from

Pre-provision profit ₹660 Cr (+1.1% YoY).

Net profit +719.7% YoY.

Against its own trend ?

TrendActualGap
NII₹966₹1,233 +27.7% above
Net profit₹40.7₹493 +999.0% above
AI read of the filing ₹3,000 Cr Fundraise Approved via NCDs; Q1 FY27 Results Released Positive
  • Approved public issuance of NCDs in domestic markets up to ₹2,000 crore in multiple tranches
  • Approved private placement of various non-convertible securities up to ₹1,000 crore
  • Total assets as of June 30, 2026, reached ₹33,938.79 crore, with book debts of ₹29,858.98 crore
Full analysis →

REC Limited

RECLTD · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹78,997 Cr
P/E
4.9
PEG
0.38
Since results
-15.9%
  • Profit -10% below its own trend
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +2.0%+1.0% 5,6875,6335,578
Other income -88.9%+72.9% 34.620.0312
Operating profit (pre-provision) +4.2%— 5,268—5,057
Net profit -6.1%+24.2% 4,1933,3754,466
EPS (₹) -6.1%+24.2% 15.9212.8216.96
Cost-to-income % -622 bps— 7.9%—14.1%

Where profit came from

Pre-provision profit ₹5,268 Cr (+4.2% YoY).

Net profit -6.1% YoY.

Against its own trend ?

TrendActualGap
NII₹5,925₹5,687 -4.0% in line
Net profit₹4,661₹4,193 -10.0% below
AI read of the filing REC Declares ‡4.25 Interim Dividend; Fixes Record Date for ‡1.55 Final Dividend Positive
  • Declared 1st Interim Dividend of ‡4.25 per equity share for FY 2026-27
  • Fixed August 14, 2026, as the Record Date for the ‡1.55 final dividend of FY 2025-26
  • Subsidiary REC Power Development and Consultancy reported Q1 revenue of ‡139.74 crore
Full analysis →

Shriram Finance Limited

SHRIRAMFIN · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹2,21,292 Cr
P/E
19.6
PEG
1.03
Since results
-8.8%
  • Profit +50% above its own trend
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +42.0%+14.2% 8,1967,1775,773
Other income -95.0%+1.7% 18.318.0369
Operating profit (pre-provision) +10.4%— 4,626—4,192
Net profit +59.9%+14.3% 3,4533,0212,159
EPS (₹) +29.4%-7.5% 14.8616.0611.48
Cost-to-income % +1194 bps— 43.7%—31.7%

Where profit came from

Pre-provision profit ₹4,626 Cr (+10.4% YoY).

Net profit +59.9% YoY.

Against its own trend ?

TrendActualGap
NII₹6,581₹8,196 +24.5% above
Net profit₹2,309₹3,453 +49.6% above
AI read of the filing Shriram Finance Reports Nil Deviation in Fund Use; Approves Q1 Results and Debt Raising Plan Neutral
  • Confirmed nil deviation in the utilization of funds raised through Preferential Issue for the quarter ended June 30, 2026
  • Approved resource mobilization plan for debt securities from August 1, 2026, to October 31, 2026
  • Approved unaudited standalone and consolidated financial results for the first quarter ended June 30, 2026
Full analysis →

Prime Securities Limited

PRIMESECU · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹1,017 Cr
P/E
189.7
PEG
—
Since results
+7.7%
  • Profit -71% below its own trend
  • Operating margin contracted 3398 bps YoY
  • All of pre-tax profit came from other income or one-off items
  • Exceptional items of ₹-1.3 Cr in the quarter
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales -43.6%-11.6% 26.530.047.0
Operating profit -96.6%from loss 0.6-5.017.0
OPM % -3398 bps+1885 bps 2.2%-16.7%36.2%
Other income —from loss 7.2-11.00.0
Net profit -76.4%from loss 2.4-13.010.0
PAT margin % -1238 bps+5223 bps 8.9%-43.3%21.3%
EPS (₹) -77.6%from loss 0.70-3.903.12

Quality of profit

Pre-tax profit ₹5.1 Cr: core business −₹0.8 Cr, other income ₹7.2 Cr, exceptional & other items −₹1.3 Cr.

Core profit YoY: to loss · reported profit -76.4%

Cash & debt

FY26 cash from operations −₹2.0 Cr: -15% of FY26 net profit of ₹13.0 Cr.

Borrowings ₹2.0 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹71.7₹26.5 -63.0% below
Net profit₹8.2₹2.4 -71.3% below
AI read of the filing Rs 2.36 Cr PAT in Q1 FY27; Prime Securities Returns to Profit Amid Wealth Management Pivot Neutral
  • Consolidated PAT turned positive at Rs 2.36 Cr compared to a loss of Rs 12.92 Cr in the preceding quarter.
  • Wealth management AUM/AUA crossed the Rs 5,000 Cr milestone with 1,400+ clients onboarded.
  • Trigen Wealth vertical incurred a PBT loss of Rs 10.82 Cr as headcount reached 105 employees across 14 locations.
Full analysis →

IIFL Capital Services Limited

IIFLCAPS · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹10,834 Cr
P/E
18.9
PEG
0.61
Since results
+1.4%
  • Profit +13% above its own trend
  • 38% of pre-tax profit came from other income and one-off items
  • Operating cash flow was negative in FY26 despite a profit
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +2.3%-1.9% 631644617
Operating profit +2.2%+0.8% 226224221
OPM % -5 bps+98 bps 35.8%34.8%35.8%
Other income +42.6%+798.3% 89.810.063.0
Net profit +4.6%+60.1% 184115176
PAT margin % +64 bps+1131 bps 29.2%17.9%28.5%
EPS (₹) +4.6%+60.9% 5.923.685.66

Quality of profit

Core 62%Other income & one-offs 38%

Pre-tax profit ₹239 Cr: core business ₹149 Cr, other income ₹89.8 Cr.

Core profit YoY: -9.4% · reported profit +4.6%

Cash & debt

FY26 cash from operations −₹1,070 Cr: -190% of FY26 net profit of ₹564 Cr.

Borrowings ₹1,821 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹608₹631 +3.9% in line
Net profit₹163₹184 +13.0% above
AI read of the filing ₹1,000 Cr NCD Fundraise Approved; Fairfax to Acquire 51% Stake via ₹2,000 Cr Infusion Positive
  • Board approved issuance of secured/unsecured NCDs up to ₹1,000 crore in one or more tranches.
  • Fairfax to increase stake to 51% through a ₹2,000 crore preferential issue at ₹150 per share.
  • Income Tax department raised a demand of ₹68.07 crore via an order dated May 7, 2026; company has filed an appeal.
Full analysis →

Go Digit General Insurance Limited

GODIGIT · NBFC & Finance Companies · Q1 FY27 · Standalone · Filed
M Cap
₹25,225 Cr
P/E
51.2
PEG
0.35
Since results
-0.8%
  • Profit -52% below its own trend
  • Operating margin contracted 413 bps YoY
  • 39% of pre-tax profit came from other income and one-off items
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +5.5%-13.0% 2,3592,7112,236
Operating profit -55.7%from loss 70.4-297159
OPM % -413 bps+1394 bps 3.0%-11.0%7.1%
Other income —-90.4% 45.14701.0
Net profit -37.4%-42.0% 86.4149138
PAT margin % -251 bps-183 bps 3.7%5.5%6.2%
EPS (₹) -38.0%-42.6% 0.931.621.50

Quality of profit

Core 61%Other income & one-offs 39%

Pre-tax profit ₹115 Cr: core business ₹70.4 Cr, other income ₹45.1 Cr.

Core profit YoY: -55.7% · reported profit -37.4%

Cash & debt

FY26 cash from operations ₹2,026 Cr: 372% of FY26 net profit of ₹544 Cr.

Borrowings ₹350 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹2,367₹2,359 -0.3% in line
Net profit₹179₹86.4 -51.8% below
AI read of the filing Go Digit Q1 Results Approved; AGM Rescheduled to Aug 18; Ind AS Exemption Granted to 2027 Neutral
  • AGM rescheduled from August 6, 2026, to August 18, 2026, at 4:00 PM IST
  • Allotted 1,04,047 equity shares of face value ₹10 each under ESOP during Q1 FY2027
  • IRDAI granted implementation forbearance for Ind AS financial statements until March 31, 2027
Full analysis →

Motilal Oswal Financial Services Limited

MOTILALOFS · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹61,798 Cr
P/E
—
PEG
—
Since results
+12.3%
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +993.5%— 3,012—275
Other income -99.7%— 6.5—2,174
Operating profit (pre-provision) +6.4%— 1,534—1,442
Net profit +9.5%— 1,274—1,163
EPS (₹) +9.1%— 21.15—19.39
Cost-to-income % +806 bps— 49.2%—41.1%

Where profit came from

Pre-provision profit ₹1,534 Cr (+6.4% YoY).

Net profit +9.5% YoY.

Against its own trend ?

TrendActualGap
NII₹281₹3,012 +970.6% above
Net profit₹1,163₹1,274 +9.5% in line
AI read of the filing Motilal Oswal Q1 FY27: Board Approves Results; Subsidiary Revenue at Rs 1,165 Cr Neutral
  • Ten subsidiaries reviewed by other auditors reported a combined revenue of Rs 1,105.43 Cr for Q1 FY27.
  • Net profit from these ten reviewed subsidiaries stood at Rs 288.66 Cr for the quarter.
  • Ten additional unreviewed subsidiaries contributed Rs 59.63 Cr in revenue and Rs 41.13 Cr in net profit.
Full analysis →

UTI Asset Management Company Limited

UTIAMC · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹11,282 Cr
P/E
—
PEG
—
Since results
-3.6%
  • Profit +35% above its own trend
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income —— 580—7.3
Other income -99.7%— 1.7—538
Operating profit (pre-provision) +12.9%— 368—326
Net profit +15.8%— 294—254
EPS (₹) +23.6%— 22.86—18.50
Cost-to-income % -343 bps— 36.8%—40.2%

Where profit came from

Pre-provision profit ₹368 Cr (+12.9% YoY).

Net profit +15.8% YoY.

Against its own trend ?

TrendActualGap
NII₹8.6₹580 +999.0% above
Net profit₹218₹294 +34.7% above
AI read of the filing ₹277 Cr Consolidated PAT in Q1 FY27, up 13% YoY; ₹40 Dividend Confirmed Positive
  • Consolidated Profit After Tax (PAT) increased 12.9% YoY to ₹276.97 Cr
  • Standalone revenue from operations was ₹437.72 Cr, showing marginal growth from ₹436.88 Cr YoY
  • Final dividend of ₹40 per equity share approved by shareholders at the AGM
Full analysis →

Geojit Financial Services Limited

GEOJITFSL · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹2,109 Cr
P/E
28.6
PEG
—
Since results
-6.2%
  • Profit +37% above its own trend
  • Operating margin contracted 1158 bps YoY
  • 33% of pre-tax profit came from other income and one-off items
  • Profit grew faster than the core business (core profit -53%)
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Sales +4.8%-14.7% 160188153
Operating profit -33.9%-14.2% 31.737.048.0
OPM % -1158 bps+11 bps 19.8%19.7%31.4%
Other income —+328.2% 8.62.00.0
Net profit -31.6%+16.6% 19.817.029.0
PAT margin % -659 bps+332 bps 12.4%9.0%19.0%
EPS (₹) -28.3%+12.7% 0.710.630.99

Quality of profit

Core 67%Other income & one-offs 33%

Pre-tax profit ₹26.0 Cr: core business ₹17.4 Cr, other income ₹8.6 Cr.

Core profit YoY: -52.9% · reported profit -31.6%

Cash & debt

FY26 cash from operations ₹236 Cr: 284% of FY26 net profit of ₹83.0 Cr.

Borrowings ₹123 Cr at Mar 2026.

Against its own trend ?

TrendActualGap
Sales₹136₹160 +18.1% above
Net profit₹14.5₹19.8 +36.7% above
AI read of the filing Geojit Financial Announces MD Succession and Reclassification of 0.0745% Promoter Stake Neutral
  • Mr. Jones George appointed as Managing Director for a 5-year term starting October 1, 2026
  • 10 promoter group members holding 2,08,173 shares (0.0745% stake) to be reclassified as public
  • Continuing promoters to maintain a collective 38.41% stake in the company
Full analysis →

Nippon Life India Asset Management Limited

NAM-INDIA · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹66,857 Cr
P/E
—
PEG
—
Since results
-9.0%
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +430.7%— 765—144
Other income -71.9%— 170—607
Operating profit (pre-provision) +26.8%— 664—524
Net profit +27.2%— 504—396
EPS (₹) +26.4%— 7.89—6.24
Cost-to-income % -125 bps— 29.0%—30.2%

Where profit came from

Pre-provision profit ₹664 Cr (+26.8% YoY).

Net profit +27.2% YoY.

Against its own trend ?

TrendActualGap
NII₹107₹765 +614.0% above
Net profit₹472₹504 +6.7% in line
AI read of the filing NAM-INDIA Q1 FY27: 27% YoY PAT Growth to Rs 504 Cr; MF QAAUM Market Share Hits 9.04% Positive
  • Consolidated Profit After Tax reached a record Rs 504 Cr, up 27% YoY from Q1 FY26.
  • MF QAAUM grew 23% YoY to Rs 7.52 trillion, with market share increasing to 9.04%.
  • ETF QAAUM witnessed a significant 40% YoY growth, reaching Rs 2.43 trillion.
Full analysis →

TVS Holdings Limited

TVSHLTD · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹23,148 Cr
P/E
—
PEG
—
Since results
-18.7%
  • Profit +23% above its own trend
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income —— 16,368—1,216
Other income -99.9%— 6.7—10,875
Operating profit (pre-provision) +65.8%— 1,707—1,029
Net profit +73.8%— 1,174—675
EPS (₹) +81.9%— 301.62—165.85
Cost-to-income % -191 bps— 89.6%—91.5%

Where profit came from

Pre-provision profit ₹1,707 Cr (+65.8% YoY).

Net profit +73.8% YoY.

Against its own trend ?

TrendActualGap
NII₹1,727₹16,368 +847.9% above
Net profit₹955₹1,174 +22.9% above

Mahindra & Mahindra Financial Services Limited

M&MFIN · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹44,392 Cr
P/E
13.6
PEG
1.13
Since results
+0.4%
  • Profit +39% above its own trend
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net profit +75.3%-1.3% 927940529
EPS (₹) +64.0%-1.3% 6.666.754.06

Against its own trend ?

TrendActualGap
Net profit₹665₹927 +39.4% above
AI read of the filing 69.7% YoY PAT Growth in Q1 FY27; Standalone Revenue up 12.5% to ₹4,972 Cr Positive
  • Standalone PAT surged 69.7% YoY to ₹898.65 Cr from ₹529.50 Cr in Q1 FY26
  • Total Standalone Revenue increased 12.5% YoY to ₹4,972.12 Cr
  • Impairment on financial instruments decreased to ₹569.71 Cr from ₹659.67 Cr YoY
Full analysis →

Authum Investment & Infrastructure Limited

AIIL · NBFC & Finance Companies · Q1 FY27 · Consolidated · Filed
M Cap
₹46,682 Cr
P/E
22.3
PEG
0.10
Since results
+0.0%
  • Profit +103% above its own trend
₹ CrYoYQoQ Jun 2026Mar 2026Jun 2025
Net interest income +17.7%+473.5% 1,4052451,194
Other income +76.0%-49.7% 16.132.09.2
Operating profit (pre-provision) +9.2%— 1,249—1,144
Net profit +17.5%— 1,10858.0943
EPS (₹) -76.5%— 13.050.7055.52
Cost-to-income % +718 bps— 12.1%—4.9%

Where profit came from

Pre-provision profit ₹1,249 Cr (+9.2% YoY).

Net profit +17.5% YoY.

Against its own trend ?

TrendActualGap
NII₹713₹1,405 +97.0% above
Net profit₹546₹1,108 +102.9% above
AI read of the filing ₹1,114 Cr PAT in Q1 FY27; Authum Investment Reports Strong Sequential Earnings Growth Positive
  • Standalone PAT surged to ₹1,114.81 Cr in Q1 FY27 compared to ₹45.53 Cr in Q4 FY26.
  • Investment Activity segment revenue reached ₹1,248.95 Cr, accounting for 86% of total operations.
  • Total Segment Assets grew to ₹22,608.71 Cr as of June 30, 2026, up from ₹19,210.73 Cr in March 2026.
Full analysis →

How to read this page

The numbers. Each card is one company's Q1 FY27 results as filed with NSE or BSE, read from the filing within hours of its release, in ₹ crore. We show the consolidated statement, or the standalone one when the consolidated figures are a copy of it or have no year-ago quarter to compare with. YoY compares with the same quarter a year earlier and QoQ with the quarter before (the previous half-year for companies that report every six months). A swing between profit and loss is described in words: a percentage across it would mislead.

Margins. Operating margin (OPM) is operating profit, before depreciation, interest and other income, as a share of sales; PAT margin is net profit as a share of sales. Their changes are in basis points (100 bps = 1 percentage point).

Quality of profit. Core profit is operating profit minus interest and depreciation: what the business itself earned before tax. The rest of pre-tax profit is other income (interest on cash, dividends, gains on investments) and exceptional or one-off items. We flag a quarter when that share is 25% or more, and when reported profit grew much faster than core profit. For banks we compare pre-provision profit with net profit, since a fall in provisions can lift profit without the business growing.

Against its own trend. We do not have analyst consensus estimates, and we do not make them up. Instead each company is measured against the path it was on: the same quarter last year, grown at the median of its last four year-on-year growth rates (held between −50% and +100%; at least two growth rates needed). Sales 5% or more above that, or net profit 10% or more above, is "above trend"; as far below is "below trend". It answers "was this quarter better or worse than the company's own recent run?", which consensus does not.

Cash and debt. Profit is an accounting figure; cash is harder to dress up. For each company we show its operating cash flow for the last financial year as a share of that year's net profit (flagged under 50%, or when it is negative despite a profit), and its borrowings at the latest balance sheet against the one six months earlier (flagged at a 25% move). Balance sheets come with the September and March results, cash-flow statements with the March results.

Price since results. The latest close against the last close before the filing (a filing after 3:30 pm counts from the next session). It is a fact about the market's reaction, not advice.

Market cap groups. Large cap is the 100 largest companies by market value and mid cap the next 150 (SEBI's ranking); below that, small cap is ₹5,000 Cr or more, micro cap ₹500 Cr or more, nano cap below.

⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI