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NBFC & Finance Companies: Q1 FY27 results (April-June 2026)
146 companies have declared NBFC & Finance Companies Q1 FY27 results so far, the latest on 23 Sep 2026.
Across the 70 non-financial companies with a year-ago quarter to compare, sales grew -33.1% and net profit +8.6% year on year, and the combined operating margin narrowed 5010 bps to -44.4%.
For the 67 banks, net interest income grew +87.8% and net profit +18.9%.
71% of companies grew net profit; 8 turned a loss into a profit; 53% beat their own profit trend and 28% fell short of it.
Latest results
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Q2 FY27 Q1 FY27 Q4 FY26 Q3 FY26 Q2 FY26
NBFC & Finance Companies Q1 FY27 scoreboard
Sales growth
-33.1%
YoY, 70 companies combined; median +19.1%
Net profit growth
+8.6%
YoY combined; median +22.5%
Operating margin
-44.4%
-5010 bps YoY
Grew profit
71%
8 turnarounds, 3 into loss
Vs own profit trend
53% / 28%
above / below, 19% in line
Banks: NII growth
+87.8%
67 banks; profit +18.9%
Price since results
-6.1%
median; 29% of 139 stocks up
Other-income heavy
31
25%+ of pre-tax profit from other income & one-offs
Latest NBFC & Finance Companies Q1 FY27 results 146
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M Cap ₹2,826 Cr
P/E 16.6
PEG 16.62
Since results -24.0%
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
— —
422 — — Other income
— —
2.0 — — Operating profit (pre-provision)
— —
107 — — Net profit
— —
81.3 — — EPS (₹)
— —
4.85 — — Cost-to-income %
— —
74.9% — —
Where profit came from
Pre-provision profit ₹107 Cr.
AI read of the filing Rs 81.3 Cr PAT: Muthoot Microfin Q1 FY27 Net Profit Surges 12x YoY with 18% GLP Growth Positive Net Profit surged 12x YoY to Rs 81.3 cr, compared to Rs 6.2 cr in Q1 FY26 Gross Loan Portfolio (GLP) expanded 18% YoY to reach Rs 14,457.2 cr GNPA improved by 115 bps YoY to 3.70%, with credit costs moderating to 2.6% Full analysis →
M Cap ₹4,98,726 Cr
P/E 8.3
PEG 0.49
Since results +0.8%
Operating margin contracted 8243 bps YoY All of pre-tax profit came from other income or one-off items Operating cash flow was negative in FY26 despite a profit
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
-43.2% -53.9%
1,27,623 2,76,744 2,24,671 Operating profit
to loss to loss -99,246 11,222 10,474 OPM %
-8243 bps -8182 bps
-77.8% 4.1% 4.7% Other income
— —
1,12,932 3,166 780 Net profit
+24.0% -42.1%
13,584 23,467 10,955 PAT margin %
+577 bps +216 bps
10.6% 8.5% 4.9% EPS (₹)
+24.0% -42.1%
10.74 18.55 8.66
Quality of profit
Pre-tax profit ₹13,686 Cr: core business −₹99,246 Cr, other income ₹1,12,932 Cr.
Core profit YoY: to loss
· reported profit +24.0%
Cash & debt
FY26 cash from operations −₹26,211 Cr:
-46% of FY26 net profit of ₹57,426 Cr.
Borrowings ₹1.0 Cr at Mar 2026.
Against its own trend ?
Trend Actual Gap
Sales ₹2,46,941 ₹1,27,623
-48.3% below Net profit ₹13,174 ₹13,584
+3.1% in line
AI read of the filing LICI Q1 FY27: PAT grows 22.8% to ₹13,492 Cr; VNB Margins expand 750 bps to 22.9% Positive Profit After Tax (PAT) increased by 22.81% YoY to ₹13,492 crore Value of New Business (VNB) grew 61.32% to ₹3,136 crore with margins expanding to 22.9% Assets Under Management (AUM) reached ₹59,39,384 crore, a 4.10% YoY increase Full analysis →
M Cap ₹12,592 Cr
P/E —
PEG —
Since results -8.6%
Profit -51% below its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Other income
+116.9% —
3.2 — 1.5 Operating profit (pre-provision)
+21.9% —
32.1 — 26.3 Net profit
-27.4% —
24.5 — 33.8 EPS (₹)
-27.4% —
22.11 — 30.47
Where profit came from
Pre-provision profit ₹32.1 Cr (+21.9% YoY).
Net profit -27.4% YoY.
Against its own trend ?
Trend Actual Gap
Net profit ₹50.0 ₹24.5
-50.9% below
AI read of the filing JSWHL Q1 FY27: Consolidated PAT at ₹24.54 Cr; OCI Surges by ₹2,195 Cr on Asset Revaluation Neutral Consolidated Net Profit for the quarter ended June 30, 2026, stood at ₹2,453.57 Lakhs compared to ₹3,381.02 Lakhs YoY. Standalone Revenue from operations increased to ₹3,458.41 Lakhs from ₹3,007.48 Lakhs in the year-ago quarter. Other Comprehensive Income (OCI) reached ₹2,19,513.03 Lakhs, reflecting massive fair value gains on equity instruments. Full analysis →
M Cap ₹12,105 Cr
P/E 17.0
PEG 0.81
Since results +12.6%
Operating margin contracted 1003 bps YoY All of pre-tax profit came from other income or one-off items
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+3.7% +21.4%
2,328 1,918 2,246 Operating profit
-25.6% +19.0%
593 498 797 OPM %
-1003 bps -51 bps
25.5% 26.0% 35.5% Other income
+158.0% +30.9%
90.3 69.0 35.0 Net profit
+30.5% +1.8%
134 132 103 PAT margin %
+118 bps -111 bps
5.8% 6.9% 4.6% EPS (₹)
+100.0% +52.7%
1.42 0.93 0.71
Quality of profit
Pre-tax profit ₹123 Cr: core business −₹1.2 Cr, other income ₹90.3 Cr, exceptional & other items ₹33.5 Cr.
Core profit YoY: to loss
· reported profit +30.5%
Cash & debt
FY26 cash from operations ₹897 Cr:
132% of FY26 net profit of ₹680 Cr.
Borrowings ₹18,595 Cr at Mar 2026.
Against its own trend ?
Trend Actual Gap
Sales ₹2,045 ₹2,328
+13.9% above Net profit ₹128 ₹134
+4.8% in line
AI read of the filing 83% YoY PAT Growth to ₹122 Cr; Board Approves ₹1,000 Cr NCD Fundraise Positive Consolidated PAT (Post MI) increased 83% YoY to ₹122 Cr for Q1 FY27 Alternative Asset Management PAT grew 45% YoY to ₹81 Cr with a 29% annualized ROE Wholesale credit book reduced to ₹600 Cr from a historical peak of ₹18,000 Cr Full analysis →
M Cap ₹1,165 Cr
P/E 4.6
PEG —
Since results +6.6%
Profit +85% above its own trend Operating margin contracted 693 bps YoY 90% of pre-tax profit came from other income and one-off items Core business grew faster than reported profit (core profit +236%) Operating cash flow was negative in FY26 despite a profit
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+261.0% —
10.8 0.0 3.0 Operating profit
+236.0% from loss 10.1 -1.0 3.0 OPM %
-693 bps —
93.1% — 100.0% Other income
-99.2% -99.1%
0.5 54.0 60.0 Net profit
+55.7% +81.6%
98.1 54.0 63.0 PAT margin %
-119437 bps —
905.6% — 2100.0% EPS (₹)
+56.7% +82.9%
307.27 168.01 196.08
Quality of profit
Pre-tax profit ₹100 Cr: core business ₹10.1 Cr, other income ₹0.5 Cr, exceptional & other items ₹89.8 Cr.
Core profit YoY: +236.0%
· reported profit +55.7%
Cash & debt
FY26 cash from operations −₹6.0 Cr:
-3% of FY26 net profit of ₹217 Cr.
Borrowings nil at Mar 2026.
Against its own trend ?
Trend Actual Gap
Sales ₹1.5 ₹10.8
+622.0% above Net profit ₹53.0 ₹98.1
+85.2% above
AI read of the filing VHL Q1 Consolidated PAT Rises 56.7% YoY to ₹98.08 Cr on Strong Associate Performance Positive Consolidated Net Profit increased 56.7% YoY to ₹98.08 Cr from ₹62.58 Cr. Share of profit from associate companies rose to ₹89.75 Cr compared to ₹59.92 Cr in Q1 FY26. Standalone net gain on fair value changes surged to ₹10.61 Cr from ₹3.25 Cr YoY. Full analysis →
M Cap ₹263 Cr
P/E —
PEG —
Since results -11.8%
Operating margin contracted 384 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+67.8% from loss 26.9 -41.0 16.0 Operating profit
+59.9% from loss 20.8 -32.0 13.0 OPM %
-384 bps -63 bps
77.4% 78.0% 81.2% Net profit
+42.4% from loss 14.2 -25.0 10.0 PAT margin %
-948 bps -795 bps
53.0% 61.0% 62.5% EPS (₹)
+48.9% from loss 6.79 -11.31 4.56
Quality of profit
Pre-tax profit ₹19.9 Cr: core business ₹19.9 Cr.
Core profit YoY: +53.3%
· reported profit +42.4%
Cash & debt
FY26 cash from operations ₹17.0 Cr.
Borrowings ₹2.0 Cr at Mar 2026.
AI read of the filing IITL Reports ₹18.03 Cr Q1 PAT; Announces 7.39% Share Buyback at ₹150/Share Positive Net Profit for Q1 FY27 reached ₹18.03 Cr, up from ₹10.15 Cr in the same quarter last year. Approved buyback of 16,66,667 equity shares at ₹150 per share, representing 7.39% of paid-up capital. Total income of ₹26.41 Cr was largely comprised of ₹21.57 Cr in net gains from fair value changes of assets. Full analysis →
M Cap ₹387 Cr
P/E 6.0
PEG —
Since results -13.8%
Profit -14% below its own trend Operating margin expanded 3008 bps YoY Core business grew faster than reported profit (core profit +385%) FY26 operating cash flow was only 18% of profit
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+207.5% +130.6%
18.4 8.0 6.0 Operating profit
+392.5% +269.4%
14.8 4.0 3.0 OPM %
+3008 bps +3008 bps
80.1% 50.0% 50.0% Net profit
+25.6% -23.2%
13.8 18.0 11.0 PAT margin %
-10843 bps -15009 bps
74.9% 225.0% 183.3%
Quality of profit
Pre-tax profit ₹14.5 Cr: core business ₹14.5 Cr.
Core profit YoY: +384.9%
· reported profit +25.6%
Cash & debt
FY26 cash from operations ₹11.0 Cr:
18% of FY26 net profit of ₹62.0 Cr.
Borrowings ₹10.0 Cr at Mar 2026.
Against its own trend ?
Trend Actual Gap
Sales ₹5.6 ₹18.4
+231.1% above Net profit ₹16.0 ₹13.8
-13.9% below
AI read of the filing Rs 13.82 Cr Q1 Net Profit (up 63% YoY); MD re-appointed for 5 years Positive Standalone Net Profit increased 63.4% YoY to Rs 13.82 Cr from Rs 8.46 Cr Total Income grew to Rs 18.45 Cr, a 26.3% increase over Q1 FY26 Investment/Financial Activity segment revenue stood at Rs 16.77 Cr, contributing 90.9% of total revenue Full analysis →
M Cap ₹30,319 Cr
P/E —
PEG —
Since results -11.6%
Profit -18% below its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
— —
152 — 7.9 Other income
-99.7% —
0.5 — 138 Operating profit (pre-provision)
+3.9% —
139 — 134 Net profit
-1.9% —
144 — 146 EPS (₹)
-90.2% —
2.84 — 28.92 Cost-to-income %
+11 bps —
8.4% — 8.2%
Where profit came from
Pre-provision profit ₹139 Cr (+3.9% YoY).
Net profit -1.9% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹6.8 ₹152
+999.0% above Net profit ₹175 ₹144
-18.1% below
AI read of the filing Tata Investment Q1 PAT Rises 17.7% to ₹163.9 Cr; Net Worth Surges to ₹33,163 Cr Positive Standalone PAT grew 17.7% YoY to ₹163.89 Cr from ₹139.22 Cr. Dividend income increased significantly to ₹205.83 Cr, up from ₹136.32 Cr in the year-ago period. Total Comprehensive Income reached ₹4,328.76 Cr, driven by ₹5,115.28 Cr in fair value gains on equity instruments. Full analysis →
M Cap ₹1,015 Cr
P/E 7.6
PEG 0.32
Since results -4.3%
Profit +46% above its own trend Operating margin expanded 188 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+13.5% -17.2%
150 181 132 Operating profit
+18.9% -3.4%
61.8 64.0 52.0 OPM %
+188 bps +592 bps
41.3% 35.4% 39.4% Net profit
+28.3% -3.8%
34.6 36.0 27.0 PAT margin %
+268 bps +324 bps
23.1% 19.9% 20.5% EPS (₹)
+16.2% -4.4%
2.80 2.93 2.41
Quality of profit
Pre-tax profit ₹46.2 Cr: core business ₹46.2 Cr.
Core profit YoY: +28.4%
· reported profit +28.3%
Cash & debt
FY26 cash from operations ₹311 Cr:
247% of FY26 net profit of ₹126 Cr.
Borrowings ₹228 Cr at Mar 2026.
Against its own trend ?
Trend Actual Gap
Sales ₹116 ₹150
+29.6% above Net profit ₹23.7 ₹34.6
+46.5% above
AI read of the filing Master Trust Q1 FY27 Consolidated PAT up 27.8% YoY to Rs 34.65 Cr Positive Consolidated Revenue from operations increased 13.8% YoY to Rs 149.79 Cr Consolidated Net Profit (PAT) grew 27.8% YoY to Rs 34.65 Cr from Rs 27.11 Cr Interest Income (Consolidated) rose to Rs 42.06 Cr compared to Rs 40.13 Cr in Q1 FY26 Full analysis →
M Cap ₹1,221 Cr
P/E 8.7
PEG 0.21
Since results -16.8%
Profit +91% above its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
-19.0% -31.2%
169 246 209 Other income
+357.2% +74.2%
36.6 21.0 8.0 Operating profit (pre-provision)
— —
48.7 — — Net profit
+78.6% +102.4%
60.7 30.0 34.0 EPS (₹)
+36.0% +108.9%
3.97 1.90 2.92 Cost-to-income %
— —
76.4% — —
Where profit came from
Pre-provision profit ₹48.7 Cr.
Net profit +78.6% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹248 ₹169
-31.7% below Net profit ₹31.7 ₹60.7
+91.5% above
AI read of the filing 78% YoY Standalone PAT Growth; UGRO Capital Reports Rs 60.7 Cr Profit in Q1 FY27 Positive Standalone Net Profit rose 77.9% YoY to Rs 60.71 Cr in Q1 FY27. Consolidated Net Worth increased to Rs 2,975.60 Cr from Rs 2,906.02 Cr in March 2026. Employee benefit expenses saw a sharp reduction of 40.3% YoY to Rs 36.33 Cr. Full analysis →
M Cap ₹1,457 Cr
P/E 12.1
PEG 0.30
Since results -11.8%
Profit -12% below its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+46.0% +271.7%
40.9 11.0 28.0 Operating profit
+46.8% from loss 39.6 -26.0 27.0 OPM %
+51 bps +33330 bps
96.9% -236.4% 96.4% Other income
— —
0.0 0.0 0.0 Net profit
+76.5% from loss 35.3 -23.0 20.0 PAT margin %
+1488 bps +29540 bps
86.3% -209.1% 71.4% EPS (₹)
+74.8% from loss 32.37 -21.32 18.52
Quality of profit
Pre-tax profit ₹39.7 Cr: core business ₹39.6 Cr, other income ₹0.0 Cr.
Core profit YoY: +46.8%
· reported profit +76.5%
Cash & debt
FY26 cash from operations ₹98.0 Cr:
93% of FY26 net profit of ₹105 Cr.
Borrowings nil at Mar 2026.
Against its own trend ?
Trend Actual Gap
Sales ₹34.4 ₹40.9
+19.0% above Net profit ₹40.0 ₹35.3
-11.8% below
AI read of the filing Rs 35.29 Cr Consolidated PAT: Summit Securities Reports 75% YoY Profit Growth in Q1 FY27 Positive Consolidated Net Profit grew 74.8% YoY to Rs 35.29 Cr in Q1 FY27. Consolidated Total Income increased 48.5% YoY to Rs 40.91 Cr from Rs 27.55 Cr. Standalone fair value loss on equity instruments reached Rs 156.35 Cr for the quarter. Full analysis →
M Cap ₹29,328 Cr
P/E 14.9
PEG —
Since results -14.9%
Profit +16% above its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net profit
+37.1% -31.3%
339 493 247 EPS (₹)
+33.0% -30.9%
1.21 1.75 0.91
Against its own trend ?
Trend Actual Gap
Net profit ₹291 ₹339
+16.3% above
AI read of the filing Rs 338.53 Cr Q1 Profit: IREDA Reports 37% YoY Growth and Improving Asset Quality Positive Net Profit After Tax increased 37.1% YoY to Rs 338.53 Cr for the quarter ended June 30, 2026. Gross NPA ratio improved to 3.75% from 4.13% in Q1 FY26, indicating better credit monitoring. Net NPA ratio declined sharply to 1.22% compared to 2.06% in the same period last year. Full analysis →
M Cap ₹123 Cr
P/E 7.2
PEG 0.90
Since results +7.2%
Profit +93% above its own trend Operating margin expanded 1290 bps YoY Core business grew faster than reported profit (core profit +92%) FY26 operating cash flow was only 0% of profit
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+28.5% +16.3%
19.3 16.6 15.0 Operating profit
+85.3% +125.4%
8.1 3.6 4.4 OPM %
+1290 bps +2039 bps
42.1% 21.7% 29.2% Other income
+10.8% -29.7%
1.2 1.7 1.1 Net profit
+66.8% +102.5%
6.8 3.4 4.1 PAT margin %
+810 bps +1504 bps
35.3% 20.3% 27.2% EPS (₹)
+66.7% +102.7%
4.50 2.22 2.70
Quality of profit
Pre-tax profit ₹8.8 Cr: core business ₹7.7 Cr, other income ₹1.2 Cr.
Core profit YoY: +92.1%
· reported profit +66.8%
Cash & debt
FY26 cash from operations ₹0.0 Cr:
0% of FY26 net profit of ₹14.3 Cr.
Borrowings ₹10.0 Cr at Mar 2026.
Against its own trend ?
Trend Actual Gap
Sales ₹13.8 ₹19.3
+40.1% above Net profit ₹3.5 ₹6.8
+92.9% above
AI read of the filing ₹6.44 Cr Q1 PAT: Steel City Securities Reports 51% Profit Growth; To Acquire IT Subsidiary Positive Standalone Net Profit increased by 51.1% YoY to ₹6.44 Cr in Q1 FY27. Total Standalone Revenue grew to ₹20.18 Cr from ₹16.99 Cr in the year-ago quarter. Stock Broking & DP segment revenue reached ₹11.40 Cr, representing 56% of total segment revenue. Full analysis →
M Cap ₹41.0 Cr
P/E —
PEG —
Since results +14.1%
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
-0.1% —
9.8 0.0 9.8 Other income
— -5.5%
0.0 0.0 0.0 Operating profit (pre-provision)
— —
8.7 — — Net profit
+6.6% from loss 7.9 -9.9 7.5 EPS (₹)
+6.6% from loss 11.14 -13.93 10.45 Cost-to-income %
— —
11.5% — —
Where profit came from
Pre-provision profit ₹8.7 Cr.
Net profit +6.6% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹9.6 ₹9.8
+2.1% in line
AI read of the filing HBSL Q1 Results: Net Profit of ₹7.95 Cr vs ₹9.94 Cr Loss in Previous Quarter Positive Consolidated Net Profit of ₹7.95 Cr for Q1 FY27 compared to a loss of ₹9.94 Cr in Q4 FY26. Net gain on fair value changes contributed ₹8.99 Cr to the total income of ₹10.13 Cr. Basic and Diluted EPS stood at ₹11.14 for the quarter, up from negative ₹13.92 in the previous quarter. Full analysis →
M Cap ₹922 Cr
P/E —
PEG —
Since results -6.7%
Operating margin contracted 202 bps YoY 28% of pre-tax profit came from other income and one-off items
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+2.2% from loss 14.9 -3.5 14.6 Operating profit
-0.2% from loss 12.5 -6.3 12.5 OPM %
-202 bps -9596 bps
84.0% 180.0% 86.1% Other income
-47.1% +9.7%
3.6 3.3 6.9 Net profit
-21.9% from loss 10.8 -5.6 13.8 PAT margin %
-2236 bps -8780 bps
72.5% 160.3% 94.8% EPS (₹)
-21.5% from loss 18.07 -9.35 23.02
Quality of profit
Pre-tax profit ₹13.1 Cr: core business ₹9.5 Cr, other income ₹3.6 Cr.
Core profit YoY: -2.0%
· reported profit -21.9%
Cash & debt
FY26 cash from operations ₹20.7 Cr.
Borrowings ₹0.4 Cr at Mar 2026.
Against its own trend ?
Trend Actual Gap
Sales ₹21.9 ₹14.9
-32.0% below
AI read of the filing Rs 10.78 Cr PAT in Q1 FY27; GKW Limited Recovers from Previous Quarter Loss Watch Net Profit of Rs 10.78 Cr in Q1 FY27 vs a loss of Rs 5.61 Cr in Q4 FY26 Investment and Treasury segment revenue of Rs 11.36 Cr, representing 61% of total income Pending legal dispute involving a Rs 32.56 Cr stamp duty demand, equivalent to ~102% of TTM revenue Full analysis →
M Cap ₹11,275 Cr
P/E —
PEG —
Since results -2.9%
Profit -99% below its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
— —
81.3 — 7.2 Other income
-98.6% —
3.4 — 240 Operating profit (pre-provision)
-98.3% —
2.8 — 164 Net profit
-98.1% —
2.5 — 133 EPS (₹)
-97.9% —
0.03 — 1.40 Cost-to-income %
+6297 bps —
96.7% — 33.8%
Where profit came from
Pre-provision profit ₹2.8 Cr (-98.3% YoY).
Net profit -98.1% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹5.4 ₹81.3
+999.0% above Net profit ₹267 ₹2.5
-99.1% below
AI read of the filing ₹2.50 Cr Standalone PAT in Q1; JM Financial Reports Sharp Profit Drop and Material Tax Dispute Watch Standalone Net Profit plummeted to ₹2.50 Cr in Q1 FY27 from ₹133.45 Cr in Q1 FY26 Standalone EPS dropped to ₹0.03 for the quarter compared to ₹1.40 in the year-ago period Seven major subsidiaries reported a combined PAT of ₹260.26 Cr on revenue of ₹550.55 Cr Full analysis →
M Cap ₹45,339 Cr
P/E 20.4
PEG 1.20
Since results -10.5%
Profit +21% above its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+70.2% +2.5%
1,398 1,363 821 Other income
-97.5% -53.9%
9.2 20.0 369 Operating profit (pre-provision)
+0.7% —
767 — 762 Net profit
+33.9% +14.8%
636 554 475 EPS (₹)
+33.8% +15.7%
57.71 49.88 43.12 Cost-to-income %
+950 bps —
45.5% — 36.0%
Where profit came from
Pre-provision profit ₹767 Cr (+0.7% YoY).
Net profit +33.9% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹856 ₹1,398
+63.2% above Net profit ₹526 ₹636
+21.0% above
AI read of the filing 34% PAT Growth: Sundaram Finance Q1 FY27 Consolidated Profit Reaches ₹636 Cr Positive Consolidated Net Profit increased by 33.87% YoY to ₹636.19 Cr for the quarter ended June 30, 2026. Gross Stage 3 assets improved to 1.71% compared to 1.91% in the same quarter of the previous year. Standalone Revenue from Operations grew 10.2% YoY to ₹2,075.99 Cr from ₹1,883.23 Cr. Full analysis →
M Cap ₹66.0 Cr
P/E —
PEG —
Since results +12.0%
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
-39.6% -49.0%
1.7 3.3 2.8 Other income
+56.9% -16.7%
0.3 0.3 0.2 Operating profit (pre-provision)
— —
0.1 — — Net profit
loss narrowed loss narrowed -0.1 -1.4 -0.8 EPS (₹)
loss narrowed loss narrowed -0.02 -0.25 -0.16 Cost-to-income %
— —
97.3% — —
Where profit came from
Pre-provision profit ₹0.1 Cr.
Against its own trend ?
Trend Actual Gap
NII ₹2.8 ₹1.7
-38.8% below
AI read of the filing TFL Reports Q1 Consolidated Loss of ₹0.12 Cr; Approves ₹5.74 Cr NCD Issuance Neutral Consolidated net loss narrowed to ₹0.12 Cr in Q1 FY27 from ₹0.86 Cr in Q1 FY26. Total consolidated income fell to ₹2.82 Cr from ₹4.12 Cr in the year-ago quarter. Approved issuance of NCDs up to ₹5.74 Cr with fixed coupons ranging from 11.25% to 12.00% p.a. Full analysis →
M Cap ₹226 Cr
P/E 13.7
PEG 0.13
Since results +11.4%
Profit +44% above its own trend Operating margin expanded 549 bps YoY 56% of pre-tax profit came from other income and one-off items
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+76.3% -34.3%
65.3 99.4 37.0 Operating profit
+688.9% -46.8%
4.6 8.7 0.6 OPM %
+549 bps -166 bps
7.1% 8.7% 1.6% Other income
+25.1% +118.5%
4.1 1.9 3.3 Net profit
+157.8% -18.4%
5.6 6.9 2.2 PAT margin %
+271 bps +168 bps
8.6% 6.9% 5.9% EPS (₹)
+157.8% -18.4%
5.62 6.89 2.18
Quality of profit
Pre-tax profit ₹7.4 Cr: core business ₹3.3 Cr, other income ₹4.1 Cr.
Core profit YoY: from loss
· reported profit +157.8%
Cash & debt
FY26 cash from operations ₹15.0 Cr:
114% of FY26 net profit of ₹13.1 Cr.
Borrowings ₹2.0 Cr at Mar 2026.
Against its own trend ?
Trend Actual Gap
Sales ₹43.8 ₹65.3
+49.0% above Net profit ₹3.9 ₹5.6
+44.0% above
AI read of the filing Smartlink Q1 PAT Jumps 157% YoY to ₹5.61 Cr; Revenue Grows 76% YoY Positive Consolidated Revenue from operations grew 76.3% YoY to ₹65.27 Cr in Q1 FY27. Consolidated Net Profit increased 157% YoY to ₹5.61 Cr compared to ₹2.18 Cr in Q1 FY26. Earnings Per Share (EPS) for the quarter stood at ₹5.62, up from ₹2.18 in the year-ago period. Full analysis →
M Cap ₹1,20,420 Cr
P/E —
PEG —
Since results -4.0%
Profit -33% below its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Other income
-84.0% —
25.0 — 156 Operating profit (pre-provision)
+23.3% —
356 — 289 Net profit
-22.3% —
2,708 — 3,487 EPS (₹)
-22.4% —
243.18 — 313.30
Where profit came from
Pre-provision profit ₹356 Cr (+23.3% YoY).
Net profit -22.3% YoY.
Against its own trend ?
Trend Actual Gap
Net profit ₹4,021 ₹2,708
-32.6% below
AI read of the filing ₹2,708 Cr Consolidated PAT for Q1 FY27; Associate Profits Grow 24.6% YoY Neutral Consolidated PAT stood at ₹2,708.08 Cr for Q1 FY27 compared to ₹3,503.84 Cr in Q1 FY26. Share of profits from associates increased to ₹2,358.69 Cr from ₹1,893.32 Cr in the year-ago period. Q1 FY26 results included a one-time exceptional profit of ₹1,521.88 Cr from the sale of Bajaj Finserv shares. Full analysis →
M Cap ₹1,04,218 Cr
P/E 24.9
PEG —
Since results -2.7%
Profit +15% above its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+26.8% -75.0%
2,586 10,358 2,039 Other income
+30.6% —
6,212 207 4,756 Operating profit (pre-provision)
+28.4% —
1,925 — 1,499 Provisions
+0.3% —
429 — 428 Net profit
+38.1% +0.8%
1,175 1,165 851 EPS (₹)
+39.4% +3.5%
4.46 4.31 3.20 Cost-to-income %
+19 bps —
78.1% — 77.9%
Where profit came from
Pre-provision profit ₹1,925 Cr (+28.4% YoY); provisions ₹429 Cr (+0.3% YoY).
Net profit +38.1% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹2,413 ₹2,586
+7.2% above Net profit ₹1,024 ₹1,175
+14.7% above
AI read of the filing 40% PAT Growth to ₹1,175 Cr; ABCAPITAL Reports Strong Q1 FY27 and ₹4,000 Cr Fundraise Positive Consolidated Profit after Tax grew 40% year-on-year to ₹1,175 crore for Q1 FY27 Total lending portfolio (NBFC and HFC) increased 32% year-on-year to ₹2,19,289 crore Housing Finance AUM crossed the ₹50,000 crore milestone, growing 50% year-on-year Full analysis →
M Cap ₹347 Cr
P/E 11.0
PEG —
Since results +9.1%
Profit +179% above its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+36.3% -20.5%
48.9 61.5 35.9 Other income
-96.7% -97.0%
0.2 6.1 5.5 Operating profit (pre-provision)
— —
12.0 — — Net profit
+135.5% from loss 17.2 -7.1 7.3 Cost-to-income %
— —
75.5% — —
Where profit came from
Pre-provision profit ₹12.0 Cr.
Net profit +135.5% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹38.3 ₹48.9
+27.8% above Net profit ₹6.2 ₹17.2
+178.8% above
AI read of the filing Avonmore to Merge 4 Subsidiaries; Standalone Q1 Revenue Declines 24.6% YoY Neutral Approved merger of Almondz Finanz, Apricot Infosoft, Avonmore Developer, and Anemone Holdings into the parent company. Standalone Q1 FY27 total income decreased to Rs 2.33 Cr from Rs 3.09 Cr in Q1 FY26. Consolidated Infrastructure/Broking segment revenue fell 10.7% YoY to Rs 35.56 Cr. Full analysis →
M Cap ₹2,77,594 Cr
P/E —
PEG —
Since results -9.6%
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+183.1% —
34,203 — 12,083 Other income
-100.0% —
5.1 — 16,562 Operating profit (pre-provision)
-4.1% —
8,932 — 9,316 Net profit
+18.2% —
6,297 — 5,329 EPS (₹)
+12.0% —
19.60 — 17.50 Cost-to-income %
+641 bps —
73.9% — 67.5%
Where profit came from
Pre-provision profit ₹8,932 Cr (-4.1% YoY).
Net profit +18.2% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹14,575 ₹34,203
+134.7% above Net profit ₹6,051 ₹6,297
+4.1% in line
AI read of the filing ₹1,117 Cr Standalone PAT; Bajaj Finserv to Enter Re-insurance Business Positive Standalone Total Income surged to ₹1,541.90 crore in Q1 FY27 from ₹454.28 crore in Q1 FY26. Standalone Profit After Tax (PAT) reached ₹1,117.60 crore, up from ₹329.92 crore YoY. Dividend income of ₹1,488.27 crore was the primary driver of standalone revenue for the quarter. Full analysis →
M Cap ₹32,544 Cr
P/E —
PEG —
Since results +3.0%
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+25.3% —
331 — 264 Other income
+21.6% —
756 — 622 Operating profit (pre-provision)
+14.8% —
407 — 355 Provisions
to loss —
-1.1 — 3.8 Net profit
+15.8% —
306 — 264 EPS (₹)
-77.1% —
16.78 — 73.36 Cost-to-income %
+257 bps —
62.6% — 60.0%
Where profit came from
Pre-provision profit ₹407 Cr (+14.8% YoY); provisions −₹1.1 Cr.
Net profit +15.8% YoY.
AI read of the filing Nuvama Q1 FY27 PAT at ₹305.64 Cr; Board Approves ₹500 Cr NCD Raise and Tech Acquisition Positive Consolidated Net Profit for the quarter ended June 30, 2026, reached ₹305.64 Cr. Board approved an annual resolution to raise up to ₹500 Cr through NCDs on a private placement basis. Acquisition of additional 26% stake in Pickright Technologies to make it a 100% wholly-owned subsidiary. Full analysis →
M Cap ₹15.0 Cr
P/E 509.6
PEG —
Since results +0.0%
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
— —
0.0 0.0 0.0 Operating profit
loss widened loss widened -0.2 -0.1 -0.2 Other income
-0.8% -9.8%
0.1 0.1 0.1 Net profit
loss widened to loss -0.1 0.1 -0.1 EPS (₹)
loss widened to loss -0.03 0.02 -0.02
Quality of profit
Pre-tax profit −₹0.1 Cr: core business −₹0.2 Cr, other income ₹0.1 Cr.
Core profit YoY: loss widened
Cash & debt
FY26 cash from operations ₹5.3 Cr:
10520% of FY26 net profit of ₹0.1 Cr.
Borrowings ₹10.0 Cr at Mar 2026.
AI read of the filing Rs 8.03 Lakh Net Loss in Q1 FY27; GLFL Continues as Non-Going Concern Negative Net loss for Q1 FY27 widened to Rs 8.03 lakhs compared to Rs 5.86 lakhs in Q1 FY26. Revenue from operations remains at Rs 0.00, consistent with the company's inactive status. Other income, the sole source of funds, decreased to Rs 9.92 lakhs from Rs 10.48 lakhs YoY. Full analysis →
M Cap ₹14,362 Cr
P/E 39.9
PEG 0.31
Since results -10.0%
Turnaround: profit against a loss a year ago Operating margin expanded 1122 bps YoY All of pre-tax profit came from other income or one-off items
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+65.8% +6.3%
2,274 2,139 1,371 Operating profit
from loss -72.4%
101 365 -93.0 OPM %
+1122 bps -1263 bps
4.4% 17.1% -6.8% Other income
— from loss 198 -24.0 2.0 Net profit
from loss -60.1%
138 345 -91.0 PAT margin %
+1270 bps -1007 bps
6.1% 16.1% -6.6% EPS (₹)
from loss -59.9%
0.75 1.87 -0.50
Quality of profit
Pre-tax profit ₹184 Cr: core business −₹14.3 Cr, other income ₹198 Cr.
Core profit YoY: loss narrowed
Cash & debt
FY26 cash from operations ₹905 Cr:
691% of FY26 net profit of ₹131 Cr.
Borrowings ₹250 Cr at Mar 2026.
Against its own trend ?
Trend Actual Gap
Sales ₹1,714 ₹2,274
+32.7% above
AI read of the filing ₹500 Cr NCD Fundraise Approved; Q1 FY27 Results and EOM Regulatory Update Watch Board approved fund raising of up to ₹500 crore via listed, unsecured, subordinated, redeemable NCDs. The proposed fundraise is equivalent to 200% of the company's existing debt of ₹250 Cr. Auditors issued an 'Emphasis of Matter' regarding a pending IRDAI forbearance application for exceeding Expense of Management (EOM) limits in FY25. Full analysis →
M Cap ₹2,462 Cr
P/E 6.0
PEG 0.02
Since results -12.7%
Profit +36% above its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+24.1% -5.2%
511 539 412 Other income
-47.8% -13.0%
2.6 3.0 5.0 Operating profit (pre-provision)
— —
161 — — Net profit
+172.5% -24.3%
123 162 45.0 EPS (₹)
+173.3% -24.0%
11.15 14.67 4.08 Cost-to-income %
— —
68.6% — —
Where profit came from
Pre-provision profit ₹161 Cr.
Net profit +172.5% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹457 ₹511
+11.8% above Net profit ₹90.0 ₹123
+36.3% above
AI read of the filing Rs 120 Cr PAT in Q1 FY27; Board Approves Rs 100 Cr Promoter Fundraise Positive Standalone Net Profit rose to Rs 120.29 Cr in Q1 FY27 from Rs 26.76 Cr in Q1 FY26 Total Income for the quarter reached Rs 671.45 Cr, approximately 21% of TTM revenue Approved issuance of 38,50,000 convertible warrants to promoters at Rs 260 each, totaling Rs 100.10 Cr Full analysis →
M Cap ₹97,622 Cr
P/E 13.6
PEG 4.53
Since results -13.2%
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+3.6% +1.5%
1,840 1,812 1,777 Other income
+658.5% from loss 130 -7.0 17.2 Operating profit (pre-provision)
+10.0% —
1,927 — 1,752 Net profit
+10.4% +14.4%
1,927 1,684 1,746 EPS (₹)
+9.7% +14.0%
1.47 1.29 1.34 Cost-to-income %
-16 bps —
2.2% — 2.3%
Where profit came from
Pre-provision profit ₹1,927 Cr (+10.0% YoY).
Net profit +10.4% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹1,963 ₹1,840
-6.3% below Net profit ₹1,926 ₹1,927
+0.0% in line
AI read of the filing IRFC Q1 FY27: PAT Up 10.4% YoY to ₹1,927 Cr; Revenue Grows 19.5% to ₹8,261 Cr Positive Revenue from operations increased 19.5% YoY to ₹8,261.11 Cr from ₹6,915.38 Cr. Net Profit (PAT) grew 10.4% YoY to ₹1,927.21 Cr, marking the highest-ever quarterly profit. Maintained 0% Non-Performing Assets (NPA) on a total AUM of ₹4.79 lakh crore. Full analysis →
M Cap ₹6,543 Cr
P/E —
PEG —
Since results +8.5%
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Sales
+44.6% +8.2%
670 619 463 Operating profit
+46.0% +11.5%
207 186 142 OPM %
+30 bps +92 bps
31.0% 30.0% 30.7% Other income
+135.2% +17.6%
7.1 6.0 3.0 Net profit
+58.5% +15.9%
95.1 82.0 60.0 PAT margin %
+124 bps +95 bps
14.2% 13.2% 13.0% EPS (₹)
-42.5% -7.4%
6.41 6.92 11.14
Quality of profit
Pre-tax profit ₹128 Cr: core business ₹121 Cr, other income ₹7.1 Cr.
Core profit YoY: +54.7%
· reported profit +58.5%
Cash & debt
FY26 cash from operations −₹461 Cr.
Borrowings ₹1,928 Cr at Mar 2026.
AI read of the filing KISSHT Appoints Secretarial Auditor for 5-Year Term and Approves Q1 FY27 Results Neutral Board approved Unaudited Financial Results for the quarter ended June 30, 2026 Statutory Auditors issued an unmodified opinion on the financial results Appointment of Ms. Ramadevi Satish Venigalla as Secretarial Auditor for a 5-year term Full analysis →
M Cap ₹324 Cr
P/E 7.4
PEG 0.17
Since results -13.8%
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+15.6% -10.1%
24.3 27.0 21.0 Other income
— —
0.0 0.0 0.0 Operating profit (pre-provision)
— —
14.1 — — Net profit
+15.7% -3.5%
11.6 12.0 10.0 EPS (₹)
+17.4% -6.9%
0.27 0.29 0.23 Cost-to-income %
— —
41.7% — —
Where profit came from
Pre-provision profit ₹14.1 Cr.
Net profit +15.7% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹30.2 ₹24.3
-19.6% below Net profit ₹11.8 ₹11.6
-2.0% in line
AI read of the filing AFIL Allots 82 Lakh Shares on Warrant Conversion; Appoints New COO Positive Allotment of 82,00,000 equity shares at an issue price of Rs. 11.10 per share Receipt of Rs. 6.82 crore as the 75% balance payment for warrant conversion Conversion of 8,20,000 warrants originally allotted on February 07, 2025 Full analysis →
How to read this page
The numbers. Each card is one company's Q1 FY27 results as filed with NSE or BSE, read from the
filing within hours of its release, in ₹ crore. We show the consolidated statement, or the standalone one when
the consolidated figures are a copy of it or have no year-ago quarter to compare with. YoY compares with the same
quarter a year earlier and QoQ with the quarter before (the previous half-year for companies that report every six months).
A swing between profit and loss is described in words: a percentage across it would mislead.
Margins. Operating margin (OPM) is operating profit, before depreciation, interest and other income,
as a share of sales; PAT margin is net profit as a share of sales. Their changes are in basis points
(100 bps = 1 percentage point).
Quality of profit. Core profit is operating profit minus interest and depreciation: what the business
itself earned before tax. The rest of pre-tax profit is other income (interest on cash, dividends, gains on
investments) and exceptional or one-off items. We flag a quarter when that share is 25% or more,
and when reported profit grew much faster than core profit. For banks we compare pre-provision profit with net
profit, since a fall in provisions can lift profit without the business growing.
Against its own trend. We do not have analyst consensus estimates, and we do not make them up. Instead
each company is measured against the path it was on: the same quarter last year, grown at the median of its
last four year-on-year growth rates (held between −50% and +100%; at least two growth rates needed). Sales
5% or more above that, or net profit 10% or more above, is "above trend";
as far below is "below trend". It answers "was this quarter better or worse than the company's own recent
run?", which consensus does not.
Cash and debt. Profit is an accounting figure; cash is harder to dress up. For each company we show
its operating cash flow for the last financial year as a share of that year's net profit (flagged under
50%, or when it is negative despite a profit), and its borrowings at the latest balance sheet
against the one six months earlier (flagged at a 25% move). Balance sheets come with the
September and March results, cash-flow statements with the March results.
Price since results. The latest close against the last close before the filing (a filing after 3:30 pm
counts from the next session). It is a fact about the market's reaction, not advice.
Market cap groups. Large cap is the 100 largest companies by market value and mid cap the next 150
(SEBI's ranking); below that, small cap is ₹5,000 Cr or more, micro cap ₹500 Cr or more, nano cap below.
Data source Quarterly results filed by listed companies with NSE and BSE (Regulation 33 of SEBI LODR), read from each filing; share prices from the exchanges; market cap and P/E from our daily fundamentals snapshot.
Last updated 12 Oct 2026, 13:03 IST
