Flash Finance

Bajaj Housing Finance LimitedBAJAJHFLBank / NBFC

Financial Services Mortgage Finance Latest results: Dec 2025 1 quarters of data
Consolidated Standalone
₹83.36
MCap ₹69,428 Cr
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹2,697 Cr
Interest Earned · Dec 2025
₹934 Cr
Operating Profit · Dec 2025
₹665 Cr
Net Profit · Dec 2025
—
EPS · Dec 2025
0.27%
Gross NPA % · Dec 2025
0.11%
Net NPA % · Dec 2025

📝 Bajaj Housing Finance Limited — results explained

Quarter ended December 2025 (Q3 FY26)

Bajaj Housing Finance Limited reported total income of ₹2,887 crore for the quarter ended December 2025 (Q3 FY26).

Of this, interest earned contributed ₹2,697 crore and other income ₹190 crore. Net interest income (interest earned minus interest expended of ₹1,734 crore) worked out to ₹963 crore.

Net profit stood at ₹665 crore.

On asset quality, gross NPA stood at 0.27% and net NPA at 0.11%; the capital adequacy ratio was 23.15%.

Valuation snapshot

At the current price of ₹83.36, BAJAJHFL has a market capitalisation of ₹69,428 crore.

Within the Mortgage Finance industry, it is the largest of the 7 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 86.70%, foreign institutional investors (FIIs) 0.90%, domestic institutional investors (DIIs) 1.09%, public shareholders 11.27% of Bajaj Housing Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹69,428 Cr
Current Price ?
₹83.4
P/E ?
N/A
Industry P/E ?
12.20
P/B ?
2.89
P/S ?
N/A
P/FCF ?
-3.48
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
N/A
Earnings Yield ?
N/A
Dividend Yield ?
N/A
Profitability & Returns
Total Income (TTM) ?
N/A
OPM ?
N/A
Profit after tax (TTM) ?
N/A
EPS (TTM) ?
N/A
ROCE ?
N/A
ROE ?
N/A
ROA ?
N/A
Gross NPA % ?
0.27%
Net NPA % ?
0.11%
Growth
Total Income — latest qtr ?
₹2,887 Cr
PAT — latest qtr ?
₹665 Cr
YoY qtr sales growth ?
N/A
YoY qtr profit growth ?
N/A
Sales growth (3y) ?
N/A
Sales growth (5y) ?
N/A
Profit growth (3y) ?
N/A
Profit growth (5y) ?
N/A
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
86.70%
Change in promoter holding ?
-2.00%
Pledged percentage ?
N/A
Market
Return 3 months ?
-3.5%
Return 6 months ?
-9.2%

🗓️ Quarterly results (1 quarters · ₹ Cr)

same fiscal quarter as Dec bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2025 YoY % QoQ %
Interest Earned 2,697 — —
Other Income 190 — —
Total Income 2,887 — —
Interest Expended 1,734 — —
Operating Profit 934 — —
Provisions 56 — —
Profit Before Tax 865 — —
Net Profit 665 — —
EPS — — —
Gross NPA % 0.27% — —
Net NPA % 0.11% — —
Capital Adequacy Ratio 23.15% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Annual rollup not yet available We need at least 3 quarters of a fiscal year to compute annual figures. This symbol does not yet have a complete fiscal year in our database.

🏛️ Balance Sheet (latest 5 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026 % Chg
Equity Capital 6,7126,7128,3288,3298,329 +0.0%
Reserves 3,7915,52111,61914,19415,694 +10.6%
Borrowing 53,74569,12982,072103,704118,177 +14.0%
Other Liabilities 406464790920930 +1.0%
Total Liabilities 64,65481,827102,809127,147143,212 +12.6%
Fixed Assets 113123141154157 +1.8%
CWIP 01103 —
Investments 2,0011,9392,5332,5022,377 -5.0%
Other Assets 62,54079,765100,134124,491140,675 +13.0%
Total Assets 64,65481,827102,809127,147143,212 +12.6%
Deposits ————82 —

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -14,332-14,600-17,075-19,895 -16.5%
Cash from Investing Activity -611-555-798-1,202 -50.6%
Cash from Financing Activity 14,63015,12517,87021,197 +18.6%
Net Cash Flow -313-30-2100 +5100.0%
Free Cash Flow -14,362-14,640-17,111-19,938 -16.5%
CFO/OP -282%-204%-187%-190% -1.6%

💧 Half-year Cash Flow (latest 1 periods)

Metric Sep 2026 % Chg
Cash from Operating Activity -14,810 —
Cash from Investing Activity 114 —
Cash from Financing Activity 14,646 —
Net Cash Flow -49 —

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 15%15%13%12% -7.7%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
Promoters 88.70%88.70%86.70%86.70%86.70% +0.0%
FIIs 1.04%0.91%0.94%0.99%0.90% -9.1%
DIIs 0.59%0.54%1.39%1.18%1.09% -7.6%
Government 0.00%0.00%0.00%0.00%— —
Public 9.61%9.81%10.92%11.10%11.27% +1.5%
Others 0.05%0.04%0.04%0.04%— —
No. of Shareholders 25,10,34024,45,28024,28,40923,64,07422,42,947 -5.1%

⚖️ Peer comparison

Industry: Mortgage Finance · 7 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 BAJAJHFL BAJAJ HOUSING ₹84.14 70,077 25.0 12,103 2,806 23.5% 23.2% 16.6% 18.3% 18.0% 17.7%
2 LICHSGFIN LIC Housing ₹562.90 30,963 5.4 28,696 5,740 13.2% 20.0% 2.7% 3.0% -2.2% 9.9%
3 PNBHOUSING PNB Housing ₹1,155.50 30,136 13.0 8,689 2,315 22.9% 26.6% 10.6% 18.4% 8.8% 4.5%
4 AADHARHFC AADHAR HOUSING ₹439.15 19,252 16.7 3,833 1,141 29.0% 29.8% 18.6% 20.2% 17.1% 19.0%
5 SAMMAANCAP Sammaan Capital ₹148.00 17,001 — 963 -7,478 142.6% -776.4% -80.8% -234.7% -30.2% —
6 APTUS Aptus Value ₹218.79 10,958 11.1 2,326 985 41.4% 42.3% 24.5% 25.5% 15.2% 19.0%
7 CANFINHOME Can Fin ₹779.00 10,373 9.0 4,377 1,153 23.9% 26.3% 8.7% 26.7% 7.8% 9.2%
❓ Frequently asked questions
What was Bajaj Housing Finance Limited's total income in Q3 FY26?
Bajaj Housing Finance Limited reported total income of ₹2,887 crore for the quarter ended December 2025 (Q3 FY26).
What was Bajaj Housing Finance Limited's net profit in Q3 FY26?
Net profit stood at ₹665 crore.
What is BAJAJHFL's market capitalisation and P/E ratio?
At the current price of ₹83.36, BAJAJHFL has a market capitalisation of ₹69,428 crore.
What are Bajaj Housing Finance Limited's NPA levels?
On asset quality, gross NPA stood at 0.27% and net NPA at 0.11%; the capital adequacy ratio was 23.15%.
Who owns Bajaj Housing Finance Limited? (shareholding pattern)
As of Sep 2026, promoters held 86.70%, foreign institutional investors (FIIs) 0.90%, domestic institutional investors (DIIs) 1.09%, public shareholders 11.27% of Bajaj Housing Finance Limited.
TTM ends N/A. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI