Flash Finance

HDFC Bank LimitedHDFCBANKBank / NBFC

Financial Services Banks - Regional Latest results: Jun 2026 15 quarters of data
Consolidated Standalone
₹728.85
MCap ₹1,123,231 Cr · P/E 14.9
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹79,363 Cr
Interest Earned · Jun 2026
+2.4% YoY
₹28,168 Cr
Operating Profit · Jun 2026
-21.2% YoY
₹19,060 Cr
Net Profit · Jun 2026
+5.0% YoY
₹12.38
EPS · Jun 2026
-47.8% YoY
1.17%
Gross NPA % · Jun 2026
0.41%
Net NPA % · Jun 2026

📝 HDFC Bank Limited — results explained

Quarter ended June 2026 (Q1 FY27)

HDFC Bank Limited reported total income of ₹92,184 crore for the quarter ended June 2026 (Q1 FY27), down 7.1% from ₹99,200 crore in the same quarter last year, and up 2.6% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹79,363 crore and other income ₹12,822 crore. Net interest income (interest earned minus interest expended of ₹45,829 crore) worked out to ₹33,534 crore.

Net profit rose 5.0% year-on-year to ₹19,060 crore, from ₹18,155 crore. Earnings per share (EPS) came in at ₹12.38.

On asset quality, gross NPA stood at 1.17% and net NPA at 0.41% (gross NPA was 1.40% a year ago); the capital adequacy ratio was 19.57%.

Full year and trailing twelve months

For the full year FY26, HDFC Bank Limited posted total income of ₹370,055 crore, a growth of 6.9% over FY25, with a net profit of ₹74,671 crore (up 10.9% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹363,039 crore with a net profit of ₹75,576 crore.

Valuation snapshot

At the current price of ₹728.85, HDFCBANK has a market capitalisation of ₹1,123,231 crore and a trailing P/E of about 14.9.

Within the Banks - Regional industry, it is the largest of the 27 companies we track by market value.

Shareholding pattern

As of Sep 2026, foreign institutional investors (FIIs) 39.40%, domestic institutional investors (DIIs) 43.63%, public shareholders 16.97% of HDFC Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹1,123,231 Cr
Current Price ?
₹728.9
P/E ?
14.86above ind
Industry P/E ?
10.70
P/B ?
2.01
P/S ?
3.09
P/FCF ?
9.29
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.78
Earnings Yield ?
6.7%
Dividend Yield ?
1.79%
Profitability & Returns
Total Income (TTM) ?
₹363,039 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹75,576 Cr
EPS (TTM) ?
₹49.04
ROCE ?
N/A
ROE ?
13.5%
ROA ?
1.7%
Gross NPA % ?
1.17%
Net NPA % ?
0.41%
Growth
Total Income — latest qtr ?
₹92,184 Cr
PAT — latest qtr ?
₹19,060 Cr
YoY qtr sales growth ?
-7.1%
YoY qtr profit growth ?
5.0%
Sales growth (3y) ?
24%
Sales growth (5y) ?
21%
Profit growth (3y) ?
19%
Profit growth (5y) ?
19%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
N/A
Change in promoter holding ?
N/A
Pledged percentage ?
N/A
Market
Return 3 months ?
-11.1%
Return 6 months ?
-8.9%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 42,70845,11948,58767,69870,58371,47373,03374,01776,00777,46077,47076,69176,75176,61079,363 +2.4% +3.6%
Other Income 8,5008,7319,23010,70811,13718,16610,66811,48311,45412,02821,73014,35013,25413,19912,822 -41.0% -2.9%
Total Income 51,20853,85157,81778,40681,72089,63983,70185,50087,46089,48899,20091,04190,00589,80992,184 -7.1% +2.6%
Interest Expended 19,72021,76824,98840,31342,11142,39643,19643,90345,35445,39446,03245,13944,13643,52845,829 -0.4% +5.3%
Operating Profit 19,02418,62118,77222,69423,64729,27423,88524,70625,00026,53735,73427,92427,098—28,168 -21.2% —
Provisions 2,8062,6852,8602,9044,21713,5122,6022,7003,1543,19314,4423,5012,838—3,060 -78.8% —
Profit Before Tax 16,21815,93615,91219,79019,43115,76321,28322,00521,84723,34421,29224,42324,26025,19325,108 +17.9% -0.3%
Net Profit 12,25912,04711,95215,97616,37316,51216,17516,82116,73617,61618,15518,64118,65419,22119,060 +5.0% -0.8%
EPS 21.9921.6021.4021.1321.5821.7421.2822.0821.9023.0323.7112.1412.1312.4912.38 -47.8% -0.9%
Gross NPA % 1.23% 1.12% 1.17% 1.34% 1.26% 1.24% 1.33% 1.36% 1.42% 1.33% 1.40% 1.24% 1.24% 1.15% 1.17% — —
Net NPA % 0.33% 0.27% 0.30% 0.35% 0.31% 0.33% 0.39% 0.41% 0.46% 0.43% 0.47% 0.42% 0.42% 0.38% 0.41% — —
Capital Adequacy Ratio 17.66% 19.26% 18.93% 19.54% 18.39% 18.80% 19.33% 19.77% 19.97% 19.55% 19.88% 19.96% 19.87% — 19.57% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹300,517 Cr ₹307,522 Cr ₹309,415 Cr +2.3%
Other Income ₹45,632 Cr ₹62,533 Cr ₹53,624 Cr +37.0%
Total Income ₹346,149 Cr ₹370,055 Cr ₹363,039 Cr +6.9%
Interest Expended ₹177,847 Cr ₹178,836 Cr ₹178,632 Cr +0.6%
Net Interest Income ₹122,670 Cr ₹128,686 Cr ₹130,782 Cr +4.9%
Operating Profit ₹100,127 Cr ₹90,755 Cr ₹83,189 Cr -9.4%
Provisions ₹11,649 Cr ₹20,780 Cr ₹9,398 Cr +78.4%
Profit Before Tax ₹88,478 Cr ₹95,168 Cr ₹98,984 Cr +7.6%
Tax ₹21,131 Cr ₹14,525 Cr ₹17,437 Cr -31.3%
Net Profit ₹67,347 Cr ₹74,671 Cr ₹75,576 Cr +10.9%
EPS ₹88.29 ₹60.47 ₹49.14 -31.5%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 5587607651,539 +101.2%
Reserves 279,641439,486500,659556,816 +11.2%
Deposits 1,883,3952,379,7862,714,7153,105,250 +14.4%
Borrowing 206,766662,153547,931489,395 -10.7%
Other Liabilities 95,722135,438146,129211,885 +45.0%
Total Liabilities 2,466,0813,617,6233,910,1994,364,886 +11.6%
Fixed Assets 8,01711,39913,65514,725 +7.8%
CWIP 0000 —
Investments 517,001702,415836,360884,201 +5.7%
Other Assets 1,941,0642,903,8093,060,1843,465,960 +13.3%
Total Assets 2,466,0813,617,6233,910,1994,364,886 +11.6%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 27,31335,015145,177123,617 -14.9%
Cash from Investing Activity -1,99712,604-1,8459,254 +601.6%
Cash from Financing Activity 16,122-22,237-122,909-75,070 +38.9%
Net Cash Flow 41,43825,38220,42357,801 +183.0%
Free Cash Flow 24,07431,276142,069120,903 -14.9%
CFO/OP 41%31%73%68% -6.8%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 17%17%14%14% +0.0%

👥 Shareholding (latest 6 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 % Chg
Promoters 0.00%0.00%0.00%0.00%—— —
FIIs 48.84%48.38%47.67%44.05%41.83%39.40% -5.8%
DIIs 35.77%36.07%37.00%40.14%41.92%43.63% +4.1%
Government 0.18%0.18%0.18%0.18%—— —
Public 15.19%15.33%15.11%15.64%16.25%16.97% +4.4%
No. of Shareholders 37,25,91137,01,27236,50,08742,30,42545,32,75348,07,998 +6.1%

⚖️ Peer comparison

Industry: Banks - Regional · top 25 of 27 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 HDFCBANK HDFC Bank ₹708.25 1,091,484 13.8 495,517 79,736 18.7% 16.1% 5.2% 8.4% 0.0% 18.4%
2 ICICIBANK ICICI Bank ₹1,379.30 990,020 18.9 203,498 52,183 27.0% 25.6% 4.7% 6.2% 5.4% 15.9%
3 SBIN State Bank ₹995.70 919,093 10.7 722,687 88,468 14.7% 12.2% 7.0% 8.3% 7.8% 11.1%
4 KOTAKBANK Kotak Mahindra ₹419.00 416,807 20.5 111,296 20,296 20.5% 18.2% 1.0% -12.8% 12.6% 22.5%
5 AXISBANK Axis Bank ₹1,240.60 386,252 13.9 165,024 27,813 21.4% 16.9% 4.0% -5.8% 7.0% 22.2%
6 UNIONBANK Union Bank ₹178.20 136,031 6.6 129,552 20,644 11.5% 15.9% -0.6% 7.8% 1.0% 27.4%
7 PNB Punjab National ₹115.70 132,973 5.8 151,526 22,871 15.0% 15.1% 6.4% -0.6% 5.7% 15.2%
8 BANKBARODA Bank of Baroda ₹235.57 121,822 6.7 159,738 18,232 18.0% 11.4% 2.6% -3.9% 7.6% -48.6%
9 INDIANB Indian Bank ₹853.50 114,963 8.7 84,489 13,218 21.0% 15.6% 8.7% 3.9% 21.1% 13.9%
10 CANBK Canara Bank ₹123.49 112,013 5.5 150,263 20,391 17.4% 13.6% 0.3% 12.2% -2.6% 11.0%
11 IDBI IDBI Bank ₹83.55 89,836 9.6 35,766 9,327 20.4% 26.1% 4.6% 21.5% 1.6% 5.5%
12 FEDERALBNK Federal Bank ₹344.50 85,094 16.4 36,483 5,348 17.7% 14.7% 7.0% 5.0% 19.0% 57.7%
13 AUBANK AU Small ₹1,058.90 79,356 27.7 22,417 2,856 17.2% 12.7% 16.0% 25.4% 15.5% 37.0%
14 INDUSINDBK IndusInd Bank ₹978.20 76,216 57.6 52,156 1,322 9.7% 2.5% -5.1% -65.5% -9.2% 71.7%
15 IDFCFIRSTB IDFC First ₹86.21 74,332 32.5 49,914 2,305 13.0% 4.6% 11.4% 8.1% 12.6% 153.1%
16 YESBANK Yes Bank ₹23.40 73,449 19.7 37,788 3,775 11.3% 10.0% 0.6% 43.5% 5.3% 32.5%
17 MAHABANK Bank of Maharashtra ₹84.20 64,763 8.6 34,008 7,534 17.2% 22.2% 15.6% 26.6% 15.0% 34.3%
18 RBLBANK RBL Bank ₹412.55 63,950 53.0 19,673 1,205 16.5% 6.1% 3.6% 22.5% 21.6% 158.9%
19 IOB Indian Overseas ₹33.11 63,759 10.8 39,606 5,958 19.4% 15.0% 11.4% 59.6% 23.3% 45.6%
20 BANKINDIA Bank of India ₹139.06 63,309 5.6 87,046 11,343 15.0% 13.0% 6.5% 14.2% 9.8% 36.2%
21 KARURVYSYA Karur Vysya ₹335.40 32,422 11.0 13,985 2,958 23.3% 21.2% 14.4% 29.3% 10.5% 37.2%
22 UCOBANK UCO Bank ₹24.05 30,158 10.1 31,742 2,982 20.0% 9.4% 0.9% 13.2% 10.1% 26.8%
23 BANDHANBNK Bandhan Bank ₹176.52 28,440 23.2 24,423 1,223 18.1% 5.0% -1.8% -55.4% 1.1% 67.9%
24 CENTRALBK Central Bank ₹30.82 27,896 6.1 42,854 4,568 9.3% 10.7% 7.5% 14.9% 2.9% 3.2%
25 CUB City Union ₹227.90 22,580 17.0 7,908 1,327 18.1% 16.8% 17.5% 18.1% 20.3% 25.0%
❓ Frequently asked questions
What was HDFC Bank Limited's total income in Q1 FY27?
HDFC Bank Limited reported total income of ₹92,184 crore for the quarter ended June 2026 (Q1 FY27), down 7.1% from ₹99,200 crore in the same quarter last year, and up 2.6% sequentially over the March 2026 quarter.
What was HDFC Bank Limited's net profit in Q1 FY27?
Net profit rose 5.0% year-on-year to ₹19,060 crore, from ₹18,155 crore. Earnings per share (EPS) came in at ₹12.38.
What is HDFCBANK's market capitalisation and P/E ratio?
At the current price of ₹728.85, HDFCBANK has a market capitalisation of ₹1,123,231 crore and a trailing P/E of about 14.9.
What are HDFC Bank Limited's NPA levels?
On asset quality, gross NPA stood at 1.17% and net NPA at 0.41% (gross NPA was 1.40% a year ago); the capital adequacy ratio was 19.57%.
Who owns HDFC Bank Limited? (shareholding pattern)
As of Sep 2026, foreign institutional investors (FIIs) 39.40%, domestic institutional investors (DIIs) 43.63%, public shareholders 16.97% of HDFC Bank Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI