Life Insurance Corporation Of IndiaLICICorporate

Finance & Investments Latest results: Mar 2026 13 quarters of data
₹397.75
MCap ₹503,154 Cr · P/E 8.8
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹276,206 Cr
Sales · Mar 2026
+13.9% YoY
₹11,200 Cr
Operating Profit · Mar 2026
-47.9% YoY
4.1%
OPM % · Mar 2026
-53.9% YoY
₹23,420 Cr
Net Profit · Mar 2026
+23.2% YoY
₹18.51
EPS · Mar 2026
+23.2% YoY

📝 Life Insurance Corporation Of India — results explained

Quarter ended March 2026 (Q4 FY26)

Life Insurance Corporation Of India reported revenue of ₹276,206 crore for the quarter ended March 2026 (Q4 FY26), up 13.9% from ₹242,479 crore in the same quarter last year, and up 17.3% sequentially over the December 2025 quarter.

Net profit rose 23.2% year-on-year to ₹23,420 crore, from ₹19,013 crore. Earnings per share (EPS) came in at ₹18.51.

Operating profit stood at ₹11,200 crore — an operating margin (OPM) of 4.1%, compared with 8.9% in the year-ago quarter.

Full year and trailing twelve months

For the full year FY26, Life Insurance Corporation Of India posted revenue of ₹976,280 crore, a growth of 10.1% over FY25, with a net profit of ₹57,418 crore (up 19.2% year-on-year).

On a trailing-twelve-month (TTM) basis, revenue stands at ₹976,280 crore with a net profit of ₹57,418 crore.

Valuation snapshot

At the current price of ₹397.75, LICI has a market capitalisation of ₹503,154 crore and a trailing P/E of about 8.8.

Within the Finance & Investments industry, it is the largest of the 117 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 90.00%, foreign institutional investors (FIIs) 1.55%, domestic institutional investors (DIIs) 6.17%, public shareholders 2.28% of Life Insurance Corporation Of India.

Promoter holding slipped from 96.50% to 90.00% over the latest period.

📈 Share price & events

📊 Quarterly trend

₹ crore · OPM % on right axis

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹503,154 Cr
Current Price ?
₹397.8
P/E ?
8.76below ind
Industry P/E ?
18.90
P/B ?
2.87
P/S ?
0.52
P/FCF ?
-19.08
Enterprise Value ?
₹503,154 Cr
EV/EBITDA ?
10.55
PEG ?
0.55
Earnings Yield ?
9.5%
Dividend Yield ?
2.55%
Profitability & Returns
Sales (TTM) ?
₹976,280 Cr
OPM ?
4.9%
Profit after tax (TTM) ?
₹57,418 Cr
EPS (TTM) ?
₹45.39
ROCE ?
35.0%
ROE ?
32.7%
ROA ?
1.0%
Growth
Sales — latest qtr ?
₹276,206 Cr
PAT — latest qtr ?
₹23,420 Cr
YoY qtr sales growth ?
13.9%
YoY qtr profit growth ?
23.2%
Sales growth (3y) ?
8%
Sales growth (5y) ?
7%
Profit growth (3y) ?
16%
Profit growth (5y) ?
82%
Financial Health
Debt ?
₹0 Cr
Debt to Equity ?
0.00
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
90.00%
Change in promoter holding ?
-6.50%
Pledged percentage ?
N/A
Market
Return 3 months ?
-8.2%
Return 6 months ?
-5.5%

🗓️ Quarterly results (13 quarters · ₹ Cr)

same fiscal quarter as Mar bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026 YoY % QoQ %
Sales 200,382189,300202,221213,345238,092211,129230,331202,823242,479223,917240,690235,467276,206 +13.9% +17.3%
Operating Profit 13,79710,8668,84210,6641,54811,0937,97711,98521,49211,85710,54614,08011,200 -47.9% -20.5%
Other Income 5787724816314,2059577467669077339877623,114 +243.3% +308.7%
Interest 0000000000000 — —
Depreciation 0000000000000 — —
Profit Before Tax 14,37510,9439,09010,82715,75312,0508,72312,75122,39912,59011,53414,84314,314 -36.1% -3.6%
Net Profit 13,4289,5447,9259,44413,76310,4617,62111,05619,01310,98710,05312,95823,420 +23.2% +80.7%
EPS 10.617.546.267.4710.888.276.028.7415.038.687.9510.2418.51 +23.2% +80.8%
OPM % 6.9% 5.7% 4.4% 5.0% 0.7% 5.3% 3.5% 5.9% 8.9% 5.3% 4.4% 6.0% 4.1% -53.9% -31.7%

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Sales ₹886,762 Cr ₹976,280 Cr ₹976,280 Cr +10.1%
Operating Profit ₹52,547 Cr ₹47,683 Cr ₹47,683 Cr -9.3%
OPM % 5.93% 4.88% 4.88% -17.7%
NPM % 5.43% 5.88% 5.88% +8.3%
Other Income ₹3,376 Cr ₹5,596 Cr ₹5,596 Cr +65.8%
Depreciation ₹0 Cr ₹0 Cr ₹0 Cr —
Interest ₹0 Cr ₹0 Cr ₹0 Cr —
EBIT ₹52,547 Cr ₹47,683 Cr ₹47,683 Cr -9.3%
PBT ₹55,923 Cr ₹53,281 Cr ₹53,281 Cr -4.7%
Tax — — — —
Net Profit ₹48,151 Cr ₹57,418 Cr ₹57,418 Cr +19.2%
EPS ₹38.06 ₹45.38 ₹45.38 +19.2%
Material Cost — — — —
Employee Cost — — — —
Extraordinary Items — — — —

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 6,3256,3256,3256,325 +0.0%
Reserves 39,34475,613119,863169,031 +41.0%
Borrowings 0000 —
Other Liabilities 4,504,8435,203,5955,497,6575,729,104 +4.2%
Total Liabilities 4,550,5125,285,5335,623,8445,904,460 +5.0%
Fixed Assets 20,44620,63521,2914,736 -77.8%
CWIP 3314023260 -100.0%
Investments 4,227,8944,958,5345,271,4615,545,899 +5.2%
Other Assets 301,842305,962330,766353,824 +7.0%
Total Assets 4,550,5125,285,5335,623,8445,904,460 +5.0%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 59,71828,911-6,180-25,398 -311.0%
Cash from Investing Activity -57,899-28,21737,58634,995 -6.9%
Cash from Financing Activity -949-4,427-3,794-7,589 -100.0%
Net Cash Flow 870-3,73427,6122,008 -92.7%
Free Cash Flow 59,17428,396-6,887-26,365 -282.8%
CFO/OP 156%71%-13%-42% -223.1%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Debtor Days 0000 —
Cash Conversion Cycle 0000 —
Working Capital Days 41383845 +18.4%
ROCE % 148%73%53%35% -34.0%

👥 Shareholding (latest 5 periods)

Metric Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 % Chg
Promoters 96.50%96.50%96.50%96.50%90.00% -6.7%
FIIs 0.13%0.20%0.31%0.33%1.55% +369.7%
DIIs 1.35%1.33%1.27%1.09%6.17% +466.1%
Public 2.03%1.96%1.90%2.10%2.28% +8.6%
No. of Shareholders 22,27,96621,55,41721,11,76621,51,42321,66,326 +0.7%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →
# Company CMP MCap (Cr) P/E Sales TTM NP TTM OPM% NPM% Sales YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 LICI Life Insurance ₹398.20 503,723 8.4 881,845 60,055 -7.5% 6.8% 10.0% 18.9% -43.2% 24.0%
2 SBILIFE SBI Life ₹1,671.70 167,740 67.9 112,315 2,471 0.7% 2.2% -3.9% 2.4% -82.4% -1.1%
3 ICICIGI ICICI Lombard ₹1,508.90 75,386 29.5 27,196 2,556 5.4% 9.4% 12.7% 10.6% -3.2% 15.4%
4 ICICIPRULI ICICI Prudential ₹496.90 72,089 44.8 63,356 1,608 0.3% 2.5% -10.5% 35.7% -79.7% 62.1%
5 GICRE General Insurance ₹337.75 59,255 6.7 51,723 8,877 16.9% 17.2% 6.8% 30.0% -8.6% -31.1%
6 MFSL Max Financial ₹1,585.90 54,444 492.4 49,823 137 0.5% 0.3% 2.6% -73.9% 16.7% 37.5%
7 STARHEALTH Star Health ₹555.55 32,689 38.7 18,509 844 4.4% 4.6% 10.7% -13.8% 16.2% 109.0%
8 NIACL New India ₹171.56 28,273 36.7 49,363 771 -1.3% 1.6% 14.3% 36.4% -3.6% -160.7%
9 GODIGIT Go Digit ₹250.90 23,196 47.1 10,128 492 0.7% 4.9% 6.8% 28.0% 5.5% -37.4%
10 FIVESTAR Five-Star Business ₹549.40 16,218 14.7 3,293 1,103 11.0% 33.5% 13.3% 2.3% 5.9% 2.0%
11 NIVABUPA Niva Bupa ₹74.77 13,830 38.1 7,598 360 4.2% 4.7% 24.6% -38.5% 65.8% 251.4%
12 PRUDENT Prudent Corporate ₹3,123.30 12,933 52.8 1,372 246 24.2% 17.9% 19.5% 13.8% 18.2% 43.8%
13 EDELWEISS Edelweiss Financial ₹126.74 11,996 17.1 10,508 711 27.5% 6.8% 12.5% 27.1% 3.7% 30.5%
14 IIFLCAPS IIFL Capital ₹344.80 10,867 18.8 2,433 572 35.0% 23.5% 0.6% -20.8% 2.3% 4.6%
15 SBFC SBFC Finance ₹87.70 9,745 20.1 1,783 480 9.8% 26.9% 28.6% 30.7% 26.7% 28.8%
16 RELIGARE Religare Enterprises ₹223.35 7,700 n/m 8,953 18 0.7% 0.2% 14.8% -60.3% 26.5% -687.3%
17 PAISALO Paisalo Digital ₹76.83 7,023 29.4 943 237 0.0% 25.1% 22.0% 19.1% 33.8% 56.5%
18 FEDFINA Fedbank Financial ₹150.76 5,655 12.9 2,563 434 12.9% 16.9% 7.1% 52.2% 34.3% 63.4%
19 MASFIN MAS Financial ₹288.85 5,241 13.3 2,092 398 7.1% 19.0% 24.8% 19.4% 20.3% 26.6%
20 NORTHARC Northern Arc ₹301.00 4,865 12.0 2,705 404 0.0% 14.9% 14.8% 34.2% 22.7% 250.0%
21 PILANIINVS Pilani Investment ₹4,020.00 4,451 — 248 -12 87.1% -4.9% -6.4% -68.5% -70.9% -1075.5%
22 SHAREINDIA Share India ₹183.78 4,022 11.1 1,577 364 40.1% 23.1% 1.5% -1.2% 31.4% 48.1%
23 KIRLOSIND Kirloskar Industries ₹3,690.00 3,878 50.6 113 76 71.5% 67.0% 9.0% -2.1% -27.9% -9.4%
24 INDOSTAR IndoStar Capital ₹239.15 3,866 — 1,417 -395 6.6% -27.8% 74.4% 15.7% -76.0% -97.9%
25 MUTHOOTMF Muthoot Microfin ₹179.17 3,006 12.5 2,493 245 4.3% 9.8% -7.1% 176.6% 20.0% 1250.0%
❓ Frequently asked questions
What was Life Insurance Corporation Of India's revenue in Q4 FY26?
Life Insurance Corporation Of India reported revenue of ₹276,206 crore for the quarter ended March 2026 (Q4 FY26), up 13.9% from ₹242,479 crore in the same quarter last year, and up 17.3% sequentially over the December 2025 quarter.
What was Life Insurance Corporation Of India's net profit in Q4 FY26?
Net profit rose 23.2% year-on-year to ₹23,420 crore, from ₹19,013 crore. Earnings per share (EPS) came in at ₹18.51.
What is LICI's market capitalisation and P/E ratio?
At the current price of ₹397.75, LICI has a market capitalisation of ₹503,154 crore and a trailing P/E of about 8.8.
Who owns Life Insurance Corporation Of India? (shareholding pattern)
As of Sep 2026, promoters held 90.00%, foreign institutional investors (FIIs) 1.55%, domestic institutional investors (DIIs) 6.17%, public shareholders 2.28% of Life Insurance Corporation Of India.
TTM ends 2026-03-31. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI