MAS Financial Services LimitedMASFINBank / NBFC

Finance & Investments Latest results: Jun 2026 14 quarters of data
₹265.45
MCap ₹4,817 Cr · P/E 12.1
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹562 Cr
Interest Earned · Jun 2026
+20.7% YoY
₹148 Cr
Operating Profit · Jun 2026
₹110 Cr
Net Profit · Jun 2026
+26.6% YoY
₹5.98
EPS · Jun 2026
+27.0% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 MAS Financial Services Limited — results explained

Quarter ended June 2026 (Q1 FY27)

MAS Financial Services Limited reported total income of ₹562 crore for the quarter ended June 2026 (Q1 FY27), up 20.3% from ₹467 crore in the same quarter last year, and up 3.1% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹562 crore and other income ₹-1 crore. Net interest income (interest earned minus interest expended of ₹236 crore) worked out to ₹326 crore.

Net profit rose 26.6% year-on-year to ₹110 crore, from ₹87 crore. Earnings per share (EPS) came in at ₹5.98.

Full year and trailing twelve months

For the full year FY26, MAS Financial Services Limited posted total income of ₹1,997 crore, a growth of 24.8% over FY25, with a net profit of ₹375 crore (up 19.4% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹2,092 crore with a net profit of ₹398 crore.

Valuation snapshot

At the current price of ₹265.45, MASFIN has a market capitalisation of ₹4,817 crore and a trailing P/E of about 12.1.

Within the Finance & Investments industry, it is the 19th-largest of the 117 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 66.66%, foreign institutional investors (FIIs) 2.67%, domestic institutional investors (DIIs) 19.99%, public shareholders 10.68% of MAS Financial Services Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹4,817 Cr
Current Price ?
₹265.4
P/E ?
12.10below ind
Industry P/E ?
18.90
P/B ?
1.62
P/S ?
2.30
P/FCF ?
-2.56
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.53
Earnings Yield ?
8.3%
Dividend Yield ?
0.64%
Profitability & Returns
Total Income (TTM) ?
₹2,092 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹398 Cr
EPS (TTM) ?
₹21.94
ROCE ?
N/A
ROE ?
13.4%
ROA ?
2.9%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹562 Cr
PAT — latest qtr ?
₹110 Cr
YoY qtr sales growth ?
20.3%
YoY qtr profit growth ?
26.6%
Sales growth (3y) ?
27%
Sales growth (5y) ?
26%
Profit growth (3y) ?
23%
Profit growth (5y) ?
21%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
66.66%
Change in promoter holding ?
0.03%
Pledged percentage ?
N/A
Market
Return 3 months ?
-15.4%
Return 6 months ?
-16.3%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 278293310335347364384410439466480507542562 +20.7% +3.8%
Other Income 10321111012-43-1 -154.0% -118.0%
Total Income 279293313337348365385411439467482503545562 +20.3% +3.1%
Interest Expended 150150154172171181185195202217224231235236 +8.8% +0.5%
Operating Profit —————————————148 — —
Provisions —————————————— — —
Profit Before Tax 727783879497104108112116123127139148 +27.3% +6.2%
Net Profit 575862647073788083879193104110 +26.6% +5.9%
EPS 3.433.473.733.884.233.954.234.384.544.714.985.085.685.98 +27.0% +5.3%
Gross NPA % 2.15% 2.13% — 2.23% 2.25% 2.29% — 2.41% 2.44% 2.49% 2.53% 2.56% 2.57% — — —
Net NPA % 1.52% 1.47% — 1.48% 1.51% 1.52% — 1.62% 1.62% 1.63% 1.69% 1.72% 1.70% — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹1,597 Cr ₹1,995 Cr ₹2,091 Cr +24.9%
Other Income ₹3 Cr ₹2 Cr ₹0 Cr -33.3%
Total Income ₹1,600 Cr ₹1,997 Cr ₹2,092 Cr +24.8%
Interest Expended ₹763 Cr ₹907 Cr ₹926 Cr +18.9%
Net Interest Income ₹834 Cr ₹1,088 Cr ₹1,165 Cr +30.5%
Operating Profit — — ₹148 Cr —
Provisions — — — —
Profit Before Tax ₹421 Cr ₹505 Cr ₹537 Cr +20.0%
Tax — — ₹38 Cr —
Net Profit ₹314 Cr ₹375 Cr ₹398 Cr +19.4%
EPS ₹17.10 ₹20.45 ₹21.72 +19.6%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 55164181181 +0.0%
Reserves 1,4641,6192,4272,793 +15.1%
Borrowing 6,1287,4269,15610,317 +12.7%
Other Liabilities 369339434455 +4.8%
Total Liabilities 8,0159,54712,19913,747 +12.7%
Fixed Assets 17252776 +181.5%
CWIP 587092126 +37.0%
Investments 7917261,526972 -36.3%
Other Assets 7,1498,72610,55412,573 +19.1%
Total Assets 8,0159,54712,19913,747 +12.7%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -1,488-1,366-1,133-1,787 -57.7%
Cash from Investing Activity -24250-828467 +156.4%
Cash from Financing Activity 1,6841,2902,1981,095 -50.2%
Net Cash Flow -46-26236-225 -195.3%
Free Cash Flow -1,499-1,388-1,163-1,878 -61.5%
CFO/OP -185%-130%-87%-117% -34.5%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 14%15%14%13% -7.1%

👥 Shareholding (latest 6 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 % Chg
Promoters 66.63%66.63%66.63%66.66%66.65%66.66% +0.0%
FIIs 3.07%3.18%3.13%3.46%3.68%2.67% -27.4%
DIIs 19.99%20.15%20.23%20.04%19.69%19.99% +1.5%
Public 10.32%10.04%10.01%9.86%9.97%10.68% +7.1%
No. of Shareholders 46,49643,23742,01640,10739,68539,282 -1.0%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 LICI Life Insurance ₹398.20 503,723 8.4 881,845 60,055 -7.5% 6.8% 10.0% 18.9% -43.2% 24.0%
2 SBILIFE SBI Life ₹1,671.70 167,740 67.9 112,315 2,471 0.7% 2.2% -3.9% 2.4% -82.4% -1.1%
3 ICICIGI ICICI Lombard ₹1,508.90 75,386 29.5 27,196 2,556 5.4% 9.4% 12.7% 10.6% -3.2% 15.4%
4 ICICIPRULI ICICI Prudential ₹496.90 72,089 44.8 63,356 1,608 0.3% 2.5% -10.5% 35.7% -79.7% 62.1%
5 GICRE General Insurance ₹337.75 59,255 6.7 51,723 8,877 16.9% 17.2% 6.8% 30.0% -8.6% -31.1%
6 MFSL Max Financial ₹1,585.90 54,444 492.4 49,823 137 0.5% 0.3% 2.6% -73.9% 16.7% 37.5%
7 STARHEALTH Star Health ₹555.55 32,689 38.7 18,509 844 4.4% 4.6% 10.7% -13.8% 16.2% 109.0%
8 NIACL New India ₹171.56 28,273 36.7 49,363 771 -1.3% 1.6% 14.3% 36.4% -3.6% -160.7%
9 GODIGIT Go Digit ₹250.90 23,196 47.1 10,128 492 0.7% 4.9% 6.8% 28.0% 5.5% -37.4%
10 FIVESTAR Five-Star Business ₹549.40 16,218 14.7 3,293 1,103 11.0% 33.5% 13.3% 2.3% 5.9% 2.0%
11 NIVABUPA Niva Bupa ₹74.77 13,830 38.1 7,598 360 4.2% 4.7% 24.6% -38.5% 65.8% 251.4%
12 PRUDENT Prudent Corporate ₹3,123.30 12,933 52.8 1,372 246 24.2% 17.9% 19.5% 13.8% 18.2% 43.8%
13 EDELWEISS Edelweiss Financial ₹126.74 11,996 17.1 10,508 711 27.5% 6.8% 12.5% 27.1% 3.7% 30.5%
14 IIFLCAPS IIFL Capital ₹344.80 10,867 18.8 2,433 572 35.0% 23.5% 0.6% -20.8% 2.3% 4.6%
15 SBFC SBFC Finance ₹87.70 9,745 20.1 1,783 480 9.8% 26.9% 28.6% 30.7% 26.7% 28.8%
16 RELIGARE Religare Enterprises ₹223.35 7,700 n/m 8,953 18 0.7% 0.2% 14.8% -60.3% 26.5% -687.3%
17 PAISALO Paisalo Digital ₹76.83 7,023 29.4 943 237 0.0% 25.1% 22.0% 19.1% 33.8% 56.5%
18 FEDFINA Fedbank Financial ₹150.76 5,655 12.9 2,563 434 12.9% 16.9% 7.1% 52.2% 34.3% 63.4%
19 MASFIN MAS Financial ₹288.85 5,241 13.3 2,092 398 7.1% 19.0% 24.8% 19.4% 20.3% 26.6%
20 NORTHARC Northern Arc ₹301.00 4,865 12.0 2,705 404 0.0% 14.9% 14.8% 34.2% 22.7% 250.0%
21 PILANIINVS Pilani Investment ₹4,020.00 4,451 — 248 -12 87.1% -4.9% -6.4% -68.5% -70.9% -1075.5%
22 SHAREINDIA Share India ₹183.78 4,022 11.1 1,577 364 40.1% 23.1% 1.5% -1.2% 31.4% 48.1%
23 KIRLOSIND Kirloskar Industries ₹3,690.00 3,878 50.6 113 76 71.5% 67.0% 9.0% -2.1% -27.9% -9.4%
24 INDOSTAR IndoStar Capital ₹239.15 3,866 — 1,417 -395 6.6% -27.8% 74.4% 15.7% -76.0% -97.9%
25 MUTHOOTMF Muthoot Microfin ₹179.17 3,006 12.5 2,493 245 4.3% 9.8% -7.1% 176.6% 20.0% 1250.0%
❓ Frequently asked questions
What was MAS Financial Services Limited's total income in Q1 FY27?
MAS Financial Services Limited reported total income of ₹562 crore for the quarter ended June 2026 (Q1 FY27), up 20.3% from ₹467 crore in the same quarter last year, and up 3.1% sequentially over the March 2026 quarter.
What was MAS Financial Services Limited's net profit in Q1 FY27?
Net profit rose 26.6% year-on-year to ₹110 crore, from ₹87 crore. Earnings per share (EPS) came in at ₹5.98.
What is MASFIN's market capitalisation and P/E ratio?
At the current price of ₹265.45, MASFIN has a market capitalisation of ₹4,817 crore and a trailing P/E of about 12.1.
Who owns MAS Financial Services Limited? (shareholding pattern)
As of Sep 2026, promoters held 66.66%, foreign institutional investors (FIIs) 2.67%, domestic institutional investors (DIIs) 19.99%, public shareholders 10.68% of MAS Financial Services Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI