MAS Financial Services LimitedMASFINBank / NBFC

Finance & Investments Latest results: Jun 2026 14 quarters of data

₹265.45

MCap ₹4,817 Cr · P/E 12.5

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹531 Cr

Interest Earned · Jun 2026

+20.0% YoY

₹140 Cr

Operating Profit · Jun 2026

₹105 Cr

Net Profit · Jun 2026

+24.5% YoY

₹5.76

EPS · Jun 2026

+24.7% YoY

—

Gross NPA % · Jun 2026

—

Net NPA % · Jun 2026

📝 MAS Financial Services Limited — results explained

Quarter ended June 2026 (Q1 FY27)

MAS Financial Services Limited reported total income of ₹530 crore for the quarter ended June 2026 (Q1 FY27), up 19.7% from ₹443 crore in the same quarter last year, and up 2.8% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹531 crore and other income ₹-1 crore. Net interest income (interest earned minus interest expended of ₹222 crore) worked out to ₹309 crore.

Net profit rose 24.5% year-on-year to ₹105 crore, from ₹84 crore. Earnings per share (EPS) came in at ₹5.76.

Full year and trailing twelve months

For the full year FY26, MAS Financial Services Limited posted total income of ₹1,895 crore, a growth of 24.6% over FY25, with a net profit of ₹364 crore (up 19.0% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹1,982 crore with a net profit of ₹385 crore.

Valuation snapshot

At the current price of ₹265.45, MASFIN has a market capitalisation of ₹4,817 crore and a trailing P/E of about 12.5.

Within the Finance & Investments industry, it is the 19th-largest of the 117 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 66.66%, foreign institutional investors (FIIs) 2.67%, domestic institutional investors (DIIs) 19.99%, public shareholders 10.68% of MAS Financial Services Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹4,817 Cr

Current Price ?

₹265.4

P/E ?

12.52below ind

Industry P/E ?

18.90

P/B ?

1.63

P/S ?

2.43

P/FCF ?

-2.73

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

0.57

Earnings Yield ?

8.0%

Dividend Yield ?

0.64%

Profitability & Returns

Total Income (TTM) ?

₹1,982 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹385 Cr

EPS (TTM) ?

₹21.20

ROCE ?

N/A

ROE ?

13.0%

ROA ?

2.9%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹530 Cr

PAT — latest qtr ?

₹105 Cr

YoY qtr sales growth ?

19.7%

YoY qtr profit growth ?

24.5%

Sales growth (3y) ?

26%

Sales growth (5y) ?

26%

Profit growth (3y) ?

22%

Profit growth (5y) ?

20%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

66.66%

Change in promoter holding ?

0.03%

Pledged percentage ?

N/A

Market

Return 3 months ?

-15.4%

Return 6 months ?

-16.3%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	267	279	294	320	329	346	365	390	417	443	456	481	514	531	+20.0%	+3.4%
Other Income	1	2	2	2	1	1	2	0	0	0	3	-4	2	-1	—	-158.0%
Total Income	268	281	296	322	330	347	367	390	417	443	459	477	516	530	+19.7%	+2.8%
Interest Expended	144	143	146	164	162	172	175	185	191	206	212	219	222	222	+8.0%	+0.2%
Operating Profit	—	—	—	—	—	—	—	—	—	—	—	—	—	140	—	—
Provisions	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	70	76	80	85	91	94	102	105	109	112	120	123	133	140	+25.2%	+5.5%
Net Profit	56	57	60	62	68	70	77	78	81	84	90	90	100	105	+24.5%	+4.6%
EPS	3.39	3.49	3.66	3.81	4.15	3.88	4.22	4.30	4.45	4.62	4.94	4.98	5.50	5.76	+24.7%	+4.7%
Gross NPA %	2.15%	2.13%	—	2.23%	2.25%	2.29%	—	2.41%	2.44%	2.49%	2.53%	2.56%	2.57%	—	—	—
Net NPA %	1.52%	1.47%	—	1.48%	1.51%	1.52%	—	1.62%	1.62%	1.63%	1.69%	1.72%	1.70%	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹1,518 Cr	₹1,894 Cr	₹1,982 Cr	+24.8%
Other Income	₹3 Cr	₹1 Cr	₹-0 Cr	-66.7%
Total Income	₹1,521 Cr	₹1,895 Cr	₹1,982 Cr	+24.6%
Interest Expended	₹723 Cr	₹859 Cr	₹875 Cr	+18.8%
Net Interest Income	₹795 Cr	₹1,035 Cr	₹1,107 Cr	+30.2%
Operating Profit	—	—	₹140 Cr	—
Provisions	—	—	—	—
Profit Before Tax	₹410 Cr	₹488 Cr	₹516 Cr	+19.0%
Tax	—	—	₹36 Cr	—
Net Profit	₹306 Cr	₹364 Cr	₹385 Cr	+19.0%
EPS	₹16.85	₹20.04	₹21.18	+18.9%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	55	164	181	181	+0.0%
Reserves	1,451	1,605	2,404	2,771	+15.3%
Borrowing	5,838	7,049	8,702	9,765	+12.2%
Other Liabilities	335	291	377	384	+1.9%
Total Liabilities	7,678	9,109	11,664	13,101	+12.3%
Fixed Assets	16	22	24	72	+200.0%
CWIP	58	70	92	126	+37.0%
Investments	826	788	1,594	1,058	-33.6%
Other Assets	6,778	8,229	9,955	11,845	+19.0%
Total Assets	7,678	9,109	11,664	13,101	+12.3%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-1,342	-1,283	-1,020	-1,672	-63.9%
Cash from Investing Activity	-292	26	-835	451	+154.0%
Cash from Financing Activity	1,601	1,197	2,115	993	-53.0%
Net Cash Flow	-33	-60	260	-228	-187.7%
Free Cash Flow	-1,352	-1,303	-1,049	-1,762	-68.0%
CFO/OP	-173%	-127%	-81%	-114%	-40.7%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	14%	15%	14%	13%	-7.1%

👥 Shareholding (latest 6 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026	% Chg
Promoters	66.63%	66.63%	66.63%	66.66%	66.65%	66.66%	+0.0%
FIIs	3.07%	3.18%	3.13%	3.46%	3.68%	2.67%	-27.4%
DIIs	19.99%	20.15%	20.23%	20.04%	19.69%	19.99%	+1.5%
Public	10.32%	10.04%	10.01%	9.86%	9.97%	10.68%	+7.1%
No. of Shareholders	46,496	43,237	42,016	40,107	39,685	39,282	-1.0%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	LICI Life Insurance	₹398.20	503,723	8.4	881,845	60,055	-7.5%	6.8%	10.0%	18.9%	-43.2%	24.0%
2	SBILIFE SBI Life	₹1,671.70	167,740	67.9	112,315	2,471	0.7%	2.2%	-3.9%	2.4%	-82.4%	-1.1%
3	ICICIGI ICICI Lombard	₹1,508.90	75,386	29.5	27,196	2,556	5.4%	9.4%	12.7%	10.6%	-3.2%	15.4%
4	ICICIPRULI ICICI Prudential	₹496.90	72,089	44.8	63,356	1,608	0.3%	2.5%	-10.5%	35.7%	-79.7%	62.1%
5	GICRE General Insurance	₹337.75	59,255	6.7	51,723	8,877	16.9%	17.2%	6.8%	30.0%	-8.6%	-31.1%
6	MFSL Max Financial	₹1,585.90	54,444	492.4	49,823	137	0.5%	0.3%	2.6%	-73.9%	16.7%	37.5%
7	STARHEALTH Star Health	₹555.55	32,689	38.7	18,509	844	4.4%	4.6%	10.7%	-13.8%	16.2%	109.0%
8	NIACL New India	₹171.56	28,273	36.7	49,363	771	-1.3%	1.6%	14.3%	36.4%	-3.6%	-160.7%
9	GODIGIT Go Digit	₹250.90	23,196	47.1	10,128	492	0.7%	4.9%	6.8%	28.0%	5.5%	-37.4%
10	FIVESTAR Five-Star Business	₹549.40	16,218	14.7	3,293	1,103	11.0%	33.5%	13.3%	2.3%	5.9%	2.0%
11	NIVABUPA Niva Bupa	₹74.77	13,830	38.1	7,598	360	4.2%	4.7%	24.6%	-38.5%	65.8%	251.4%
12	PRUDENT Prudent Corporate	₹3,123.30	12,933	52.8	1,372	246	24.2%	17.9%	19.5%	13.8%	18.2%	43.8%
13	EDELWEISS Edelweiss Financial	₹126.74	11,996	17.1	10,508	711	27.5%	6.8%	12.5%	27.1%	3.7%	30.5%
14	IIFLCAPS IIFL Capital	₹344.80	10,867	18.8	2,433	572	35.0%	23.5%	0.6%	-20.8%	2.3%	4.6%
15	SBFC SBFC Finance	₹87.70	9,745	20.1	1,783	480	9.8%	26.9%	28.6%	30.7%	26.7%	28.8%
16	RELIGARE Religare Enterprises	₹223.35	7,700	n/m	8,953	18	0.7%	0.2%	14.8%	-60.3%	26.5%	-687.3%
17	PAISALO Paisalo Digital	₹76.83	7,023	29.4	943	237	0.0%	25.1%	22.0%	19.1%	33.8%	56.5%
18	FEDFINA Fedbank Financial	₹150.76	5,655	12.9	2,563	434	12.9%	16.9%	7.1%	52.2%	34.3%	63.4%
19	MASFIN MAS Financial	₹288.85	5,241	13.3	2,092	398	7.1%	19.0%	24.8%	19.4%	20.3%	26.6%
20	NORTHARC Northern Arc	₹301.00	4,865	12.0	2,705	404	0.0%	14.9%	14.8%	34.2%	22.7%	250.0%
21	PILANIINVS Pilani Investment	₹4,020.00	4,451	—	248	-12	87.1%	-4.9%	-6.4%	-68.5%	-70.9%	-1075.5%
22	SHAREINDIA Share India	₹183.78	4,022	11.1	1,577	364	40.1%	23.1%	1.5%	-1.2%	31.4%	48.1%
23	KIRLOSIND Kirloskar Industries	₹3,690.00	3,878	50.6	113	76	71.5%	67.0%	9.0%	-2.1%	-27.9%	-9.4%
24	INDOSTAR IndoStar Capital	₹239.15	3,866	—	1,417	-395	6.6%	-27.8%	74.4%	15.7%	-76.0%	-97.9%
25	MUTHOOTMF Muthoot Microfin	₹179.17	3,006	12.5	2,493	245	4.3%	9.8%	-7.1%	176.6%	20.0%	1250.0%

❓ Frequently asked questions

What was MAS Financial Services Limited's total income in Q1 FY27?

What was MAS Financial Services Limited's net profit in Q1 FY27?