📝 IDBI Bank Limited — results explained
Quarter ended June 2026 (Q1 FY27)
IDBI Bank Limited reported total income of ₹8,573 crore for the quarter ended June 2026 (Q1 FY27), up 1.4% from ₹8,458 crore in the same quarter last year, and down 8.9% sequentially over the March 2026 quarter.
Of this, interest earned contributed ₹7,541 crore and other income ₹1,032 crore. Net interest income (interest earned minus interest expended of ₹4,055 crore) worked out to ₹3,486 crore.
Net profit rose 5.4% year-on-year to ₹2,115 crore, from ₹2,007 crore. Earnings per share (EPS) came in at ₹1.97.
On asset quality, gross NPA stood at 2.30% and net NPA at 0.16% (gross NPA was 2.93% a year ago); the capital adequacy ratio was 26.92%.
Full year and trailing twelve months
For the full year FY26, IDBI Bank Limited posted total income of ₹35,743 crore, a growth of 5.7% over FY25, with a net profit of ₹9,513 crore (up 26.6% year-on-year).
On a trailing-twelve-month (TTM) basis, total income stands at ₹35,858 crore with a net profit of ₹9,621 crore.
Valuation snapshot
At the current price of ₹84.12, IDBI has a market capitalisation of ₹90,449 crore and a trailing P/E of about 9.4.
Within the Banks - Regional industry, it is the 11th-largest of the 27 companies we track by market value.
Shareholding pattern
As of Sep 2026, promoters held 94.71%, foreign institutional investors (FIIs) 0.47%, domestic institutional investors (DIIs) 0.20%, the government 0.01%, public shareholders 4.61% of IDBI Bank Limited.