Manappuram Finance LimitedMANAPPURAMBank / NBFC

Financial Services Credit Services Latest results: Jun 2026 15 quarters of data
₹323.95
MCap ₹30,430 Cr · P/E 18.1
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹2,543 Cr
Interest Earned · Jun 2026
+45.4% YoY
₹740 Cr
Operating Profit · Jun 2026
+23.8% YoY
₹552 Cr
Net Profit · Jun 2026
+40.7% YoY
₹6.75
EPS · Jun 2026
+45.8% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 Manappuram Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Manappuram Finance Limited reported total income of ₹2,545 crore for the quarter ended June 2026 (Q1 FY27), up 45.9% from ₹1,745 crore in the same quarter last year, and up 17.6% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹2,543 crore and other income ₹1 crore. Net interest income (interest earned minus interest expended of ₹1,107 crore) worked out to ₹1,436 crore.

Net profit rose 40.7% year-on-year to ₹552 crore, from ₹392 crore. Earnings per share (EPS) came in at ₹6.75.

Full year and trailing twelve months

For the full year FY26, Manappuram Finance Limited posted total income of ₹7,654 crore, a growth of 10.7% over FY25, with a net profit of ₹1,525 crore (down 14.5% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹8,454 crore with a net profit of ₹1,685 crore.

Valuation snapshot

At the current price of ₹323.95, MANAPPURAM has a market capitalisation of ₹30,430 crore and a trailing P/E of about 18.1.

Within the Credit Services industry, it is the 17th-largest of the 23 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 41.66%, foreign institutional investors (FIIs) 21.04%, domestic institutional investors (DIIs) 17.55%, public shareholders 19.76% of Manappuram Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹30,430 Cr
Current Price ?
₹323.9
P/E ?
18.06above ind
Industry P/E ?
15.80
P/B ?
1.91
P/S ?
3.60
P/FCF ?
-1.47
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
3.01
Earnings Yield ?
5.5%
Dividend Yield ?
1.08%
Profitability & Returns
Total Income (TTM) ?
₹8,454 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹1,685 Cr
EPS (TTM) ?
₹17.94
ROCE ?
N/A
ROE ?
10.6%
ROA ?
2.5%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹2,545 Cr
PAT — latest qtr ?
₹552 Cr
YoY qtr sales growth ?
45.9%
YoY qtr profit growth ?
40.7%
Sales growth (3y) ?
17%
Sales growth (5y) ?
8%
Profit growth (3y) ?
6%
Profit growth (5y) ?
-2%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
41.66%
Change in promoter holding ?
6.41%
Pledged percentage ?
N/A
Market
Return 3 months ?
-0.5%
Return 6 months ?
20.5%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 1,2431,2081,3181,4051,4861,5081,5991,7481,7901,7391,7491,8291,9152,1582,543 +45.4% +17.9%
Other Income 673951435242112-5-6761 +131.1% -75.7%
Total Income 1,2491,2151,3571,4561,5281,5131,6221,7501,8011,7411,7451,8241,9222,1642,545 +45.9% +17.6%
Interest Expended 3983834154434814895445946296106456887639321,107 +71.7% +18.8%
Operating Profit 441—534595612—627693689—597625639—740 +23.8% —
Provisions 10—213128—535377—72120128—— — —
Profit Before Tax 431413513564584560593640612550526505511497740 +40.7% +48.8%
Net Profit 318309381420429428441475453414392376381376552 +40.7% +46.7%
EPS 3.763.654.504.965.065.065.215.615.364.904.634.444.504.006.75 +45.8% +68.8%
Gross NPA % — 1.33% 1.45% 1.56% 1.99% 1.90% 1.90% 2.40% 2.46% 2.80% 3.00% 3.00% 2.61% — — — —
Net NPA % — 1.15% 1.24% 1.35% 1.75% 1.70% 1.70% 2.10% 2.23% 2.50% 2.60% 2.60% 2.18% — — — —
Capital Adequacy Ratio — — — — — — — — 29.88% — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹6,875 Cr ₹7,651 Cr ₹8,446 Cr +11.3%
Other Income ₹39 Cr ₹3 Cr ₹9 Cr -93.2%
Total Income ₹6,914 Cr ₹7,654 Cr ₹8,454 Cr +10.7%
Interest Expended ₹2,377 Cr ₹3,029 Cr ₹3,491 Cr +27.4%
Net Interest Income ₹4,498 Cr ₹4,623 Cr ₹4,955 Cr +2.8%
Operating Profit ₹2,009 Cr ₹1,861 Cr ₹2,004 Cr -7.4%
Provisions ₹184 Cr ₹320 Cr ₹248 Cr +74.0%
Profit Before Tax ₹2,395 Cr ₹2,039 Cr ₹2,253 Cr -14.9%
Tax ₹476 Cr ₹393 Cr ₹447 Cr -17.6%
Net Profit ₹1,783 Cr ₹1,525 Cr ₹1,685 Cr -14.5%
EPS ₹21.08 ₹17.57 ₹19.69 -16.7%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 169169169188 +11.2%
Reserves 8,81110,18011,62415,750 +35.5%
Borrowing 19,80423,00127,57051,081 +85.3%
Other Liabilities 554543473536 +13.3%
Total Liabilities 29,33833,89339,83667,554 +69.6%
Fixed Assets 869815852813 -4.6%
CWIP 16331126 +136.4%
Investments 1,4541,7661,8223,513 +92.8%
Other Assets 26,99831,27937,15063,202 +70.1%
Total Assets 29,33833,89339,83667,554 +69.6%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -314-2,863-2,734-20,559 -652.0%
Cash from Investing Activity -264-307-63-3,011 -4679.4%
Cash from Financing Activity 8882,8264,05724,960 +515.2%
Net Cash Flow 310-3431,2601,390 +10.3%
Free Cash Flow -425-2,957-2,875-20,709 -620.3%
CFO/OP 3%-53%-43%-379% -781.4%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 15%17%16%11% -31.2%

👥 Shareholding (latest 6 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 % Chg
Promoters 35.25%35.25%35.25%31.77%41.66%41.66% +0.0%
FIIs 29.71%30.16%28.78%23.23%22.30%21.04% -5.7%
DIIs 8.61%9.17%11.15%12.96%14.85%17.55% +18.2%
Public 26.41%25.41%24.84%32.03%21.19%19.76% -6.7%
No. of Shareholders 5,99,5015,65,7945,51,9275,54,1095,26,7985,35,957 +1.7%

⚖️ Peer comparison

Industry: Credit Services · 23 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 BAJFINANCE Bajaj Finance ₹1,034.50 643,553 31.7 86,183 20,648 21.1% 24.0% 18.4% 15.2% 18.7% 27.6%
2 SHRIRAMFIN Shriram Finance ₹1,028.60 242,034 21.1 50,068 11,318 27.5% 22.6% 15.1% 4.7% 16.3% 59.9%
3 CHOLAFIN Cholamandalam Investment ₹1,845.90 157,642 27.2 33,144 5,751 14.1% 17.4% 20.6% 22.7% 21.8% 45.6%
4 PFC Power Finance ₹353.45 116,642 4.5 115,462 33,642 28.0% 29.1% 8.4% 10.2% -0.2% 0.2%
5 MUTHOOTFIN Muthoot Finance ₹2,792.10 112,094 10.6 31,349 10,606 33.7% 33.8% 54.4% 98.1% 65.1% 135.2%
6 IRFC Indian Railway ₹81.09 105,973 14.4 30,364 7,372 18.9% 24.3% 0.7% 7.8% 24.4% 10.2%
7 RECLTD REC ₹312.70 82,341 5.1 59,274 16,035 27.4% 27.1% 5.7% 2.7% -2.4% -6.1%
8 LTF L&T Finance ₹309.10 77,462 15.9 20,052 4,871 12.7% 24.3% 12.4% 67.1% 26.5% 32.4%
9 SBICARD SBI Cards ₹655.20 62,352 28.8 20,712 2,166 28.8% 10.5% 11.1% 13.1% 7.4% 14.0%
10 HDBFS HDB FINANCIAL ₹670.85 55,577 20.2 18,902 2,761 31.0% 14.6% — — 10.6% 38.3%
11 PIRAMALFIN PIRAMAL FINANCE ₹2,256.00 53,275 — — — — — — — — —
12 SUNDARMFIN Sundaram Finance ₹4,700.00 51,802 23.4 10,164 2,220 23.7% 21.8% 15.2% 9.5% 12.8% 33.9%
13 M&MFIN Mahindra & Mahindra ₹356.50 49,540 15.2 21,808 3,259 14.7% 14.9% 13.9% 26.5% 14.1% 75.3%
14 POONAWALLA Poonawalla Fincorp ₹444.00 38,888 34.7 8,900 1,088 15.8% 12.2% 60.9% 652.7% 70.1% 405.2%
15 HUDCO Housing and Urban ₹172.35 34,503 8.1 14,119 4,255 19.2% 30.1% 28.8% 48.9% 26.9% 35.1%
16 IREDA Indian Renewable ₹111.71 31,382 16.0 8,628 1,964 9.8% 22.8% 23.4% 10.3% 14.8% 36.8%
17 MANAPPURAM Manappuram Finance ₹329.00 30,904 20.9 10,300 1,445 16.2% 14.0% -5.5% -17.5% 34.2% 341.4%
18 CHOLAHLDNG Cholamandalam Financial ₹1,539.00 28,899 10.8 41,410 6,015 18.6% 14.5% 18.3% 15.7% 19.5% 42.0%
19 CGCL Capri Global ₹265.50 25,545 22.7 5,318 1,128 22.2% 21.2% 45.9% 98.4% 57.3% 102.0%
20 IIFL IIFL Finance ₹600.00 25,517 — — — — — 30.8% 214.4% 28.4% 92.6%
21 CREDITACC CreditAccess Grameen ₹1,403.30 22,489 18.6 6,383 1,211 31.9% 19.0% 5.3% 46.5% 21.9% 719.7%
22 IFCI IFCI ₹82.67 22,274 96.0 2,043 432 32.0% 21.2% 3.2% 24.7% -19.6% -3.5%
23 KISSHT OnEMI Technology ₹361.35 6,406 — — — — — — — 44.6% 58.5%
❓ Frequently asked questions
What was Manappuram Finance Limited's total income in Q1 FY27?
Manappuram Finance Limited reported total income of ₹2,545 crore for the quarter ended June 2026 (Q1 FY27), up 45.9% from ₹1,745 crore in the same quarter last year, and up 17.6% sequentially over the March 2026 quarter.
What was Manappuram Finance Limited's net profit in Q1 FY27?
Net profit rose 40.7% year-on-year to ₹552 crore, from ₹392 crore. Earnings per share (EPS) came in at ₹6.75.
What is MANAPPURAM's market capitalisation and P/E ratio?
At the current price of ₹323.95, MANAPPURAM has a market capitalisation of ₹30,430 crore and a trailing P/E of about 18.1.
Who owns Manappuram Finance Limited? (shareholding pattern)
As of Sep 2026, promoters held 41.66%, foreign institutional investors (FIIs) 21.04%, domestic institutional investors (DIIs) 17.55%, public shareholders 19.76% of Manappuram Finance Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI