Flash Finance

The Federal Bank LimitedFEDERALBNKBank / NBFC

Financial Services Banks - Regional Latest results: Sep 2026 16 quarters of data
Consolidated Standalone
₹338.00
MCap ₹83,488 Cr · P/E 17.2
The Federal Bank Limited — Stock analysis & AI research The Federal Bank Limited — Seasonality — best & worst months The Federal Bank Limited — Technical indicators & charts The Federal Bank Limited — Technical setup — score, trend, support & resistance The Federal Bank Limited — Bull Flag pattern forming The Federal Bank Limited — Live exchange announcements
📋 Stocks With Strong Quarterly Results📋 Banks With Lowest NPA📋 Mid Cap Stocks List 📈 Unusual Volume Stocks 🏭 Bank sector
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹7,721 Cr
Interest Earned · Sep 2026
+14.5% YoY
₹2,225 Cr
Operating Profit · Sep 2026
+35.3% YoY
₹1,386 Cr
Net Profit · Sep 2026
+45.1% YoY
₹5.61
EPS · Sep 2026
+44.2% YoY
1.32%
Gross NPA % · Sep 2026
0.17%
Net NPA % · Sep 2026

📝 The Federal Bank Limited — results explained

Quarter ended September 2026 (Q2 FY27)

The Federal Bank Limited reported total income of ₹9,211 crore for the quarter ended September 2026 (Q2 FY27), up 17.7% from ₹7,824 crore in the same quarter last year, and up 11.2% sequentially over the June 2026 quarter.

Of this, interest earned contributed ₹7,721 crore and other income ₹1,490 crore. Net interest income (interest earned minus interest expended of ₹4,568 crore) worked out to ₹3,153 crore.

Net profit rose 45.1% year-on-year to ₹1,386 crore, from ₹955 crore. Earnings per share (EPS) came in at ₹5.61.

On asset quality, gross NPA stood at 1.32% and net NPA at 0.17% (gross NPA was 1.83% a year ago); the capital adequacy ratio was 16.84%.

Full year and trailing twelve months

For the full year FY26, The Federal Bank Limited posted total income of ₹32,136 crore, a growth of 6.5% over FY25, with a net profit of ₹4,117 crore (up 1.6% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹34,010 crore with a net profit of ₹4,863 crore.

Valuation snapshot

At the current price of ₹338.00, FEDERALBNK has a market capitalisation of ₹83,488 crore and a trailing P/E of about 17.2.

Within the Banks - Regional industry, it is the 12th-largest of the 27 companies we track by market value.

Shareholding pattern

As of Jun 2026, foreign institutional investors (FIIs) 27.71%, domestic institutional investors (DIIs) 49.28%, public shareholders 23.00% of The Federal Bank Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹83,488 Cr
Current Price ?
₹338.0
P/E ?
17.17above ind
Industry P/E ?
10.70
P/B ?
2.16
P/S ?
2.45
P/FCF ?
12.05
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
1.56
Earnings Yield ?
5.8%
Dividend Yield ?
0.36%
Profitability & Returns
Total Income (TTM) ?
₹34,010 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹4,863 Cr
EPS (TTM) ?
₹19.69
ROCE ?
N/A
ROE ?
12.6%
ROA ?
1.3%
Gross NPA % ?
1.32%
Net NPA % ?
0.17%
Growth
Total Income — latest qtr ?
₹9,211 Cr
PAT — latest qtr ?
₹1,386 Cr
YoY qtr sales growth ?
17.7%
YoY qtr profit growth ?
45.1%
Sales growth (3y) ?
18%
Sales growth (5y) ?
15%
Profit growth (3y) ?
11%
Profit growth (5y) ?
21%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
N/A
Change in promoter holding ?
N/A
Pledged percentage ?
N/A
Market
Return 3 months ?
-3.2%
Return 6 months ?
15.1%

🗓️ Quarterly results (16 quarters · ₹ Cr)

same fiscal quarter as Sep bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 YoY % QoQ %
Interest Earned 4,4334,7215,0255,4555,7305,9786,3316,5776,8096,6486,6876,7426,8687,3997,2387,721 +14.5% +6.7%
Other Income 5347347327308637549159649161,0061,1131,0821,1001,1451,0481,490 +37.7% +42.2%
Total Income 4,9675,4555,7576,1866,5936,7327,2467,5417,7257,6547,8007,8247,9688,5448,2879,211 +17.7% +11.2%
Interest Expended 2,4772,8113,1063,3993,6073,7834,0394,2104,3774,2714,3504,2474,2154,2264,2924,568 +7.6% +6.4%
Operating Profit 1,2741,3351,3021,3241,4371,1101,5011,5651,5691,4651,5561,6441,729—1,8972,225 +35.3% +17.3%
Provisions 1991171564491-95144158292138400363332—318342 -5.8% +7.7%
Profit Before Tax 1,0761,2181,1471,2811,3461,2051,3571,4071,2771,3271,1561,2811,3971,5351,5801,883 +47.0% +19.2%
Net Profit 8049038549541,0079061,0101,0579551,0308629551,0411,2591,1771,386 +45.1% +17.8%
EPS 3.804.274.034.174.163.724.144.313.894.203.513.894.235.114.775.61 +44.2% +17.6%
Gross NPA % 2.43% 2.36% 2.38% 2.26% 2.29% 2.13% 2.11% 2.09% 1.95% 1.84% 1.91% 1.83% 1.72% 1.62% 1.52% 1.32% — —
Net NPA % 0.73% 0.69% 0.69% 0.64% 0.64% 0.60% 0.60% 0.57% 0.49% 0.44% 0.48% 0.48% 0.42% 0.20% 0.18% 0.17% — —
Capital Adequacy Ratio 13.35% 14.81% 14.28% 15.50% 15.02% 16.13% 15.57% 15.20% 15.16% 16.40% 16.03% 15.71% 15.20% — 16.97% 16.84% — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹26,365 Cr ₹27,695 Cr ₹29,226 Cr +5.0%
Other Income ₹3,801 Cr ₹4,440 Cr ₹4,784 Cr +16.8%
Total Income ₹30,166 Cr ₹32,136 Cr ₹34,010 Cr +6.5%
Interest Expended ₹16,897 Cr ₹17,037 Cr ₹17,301 Cr +0.8%
Net Interest Income ₹9,468 Cr ₹10,658 Cr ₹11,925 Cr +12.6%
Operating Profit ₹6,101 Cr ₹4,930 Cr ₹5,852 Cr -19.2%
Provisions ₹733 Cr ₹1,096 Cr ₹992 Cr +49.5%
Profit Before Tax ₹5,368 Cr ₹5,369 Cr ₹6,395 Cr +0.0%
Tax ₹1,316 Cr ₹976 Cr ₹1,256 Cr -25.9%
Net Profit ₹4,052 Cr ₹4,117 Cr ₹4,863 Cr +1.6%
EPS ₹16.54 ₹16.74 ₹19.72 +1.2%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 423487491493 +0.4%
Reserves 21,08328,60732,92938,212 +16.0%
Deposits 213,386252,534283,647313,909 +10.7%
Borrowing 19,31918,02623,72621,159 -10.8%
Other Liabilities 6,1308,6578,21013,748 +67.5%
Total Liabilities 260,342308,312349,005387,521 +11.0%
Fixed Assets 8539541,4071,473 +4.7%
CWIP 8166710 -100.0%
Investments 48,98360,86066,24676,676 +15.7%
Other Assets 210,424246,432281,281309,373 +10.0%
Total Assets 260,342308,312349,005387,521 +11.0%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 2,8707,55310,0737,182 -28.7%
Cash from Investing Activity -9,834-8,856-3,748-11,055 -195.0%
Cash from Financing Activity 3,6432,5775,571-1,249 -122.4%
Net Cash Flow -3,3221,27411,896-5,122 -143.1%
Free Cash Flow 2,4067,2609,3506,926 -25.9%
CFO/OP 35%55%60%45% -25.0%

💧 Half-year Cash Flow (latest 1 periods)

Metric Sep 2026 % Chg
Cash from Operating Activity 3,724 —
Cash from Investing Activity -7,022 —
Cash from Financing Activity 3,253 —
Net Cash Flow -45 —

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 15%15%13%11% -15.4%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 % Chg
FIIs 26.86%25.54%24.94%26.05%27.71% +6.4%
DIIs 48.17%49.71%51.10%50.39%49.28% -2.2%
Government 0.00%0.00%0.00%0.00%— —
Public 24.96%24.74%23.96%23.56%23.00% -2.4%
No. of Shareholders 8,51,0498,48,3728,23,2588,21,7008,11,380 -1.3%

⚖️ Peer comparison

Industry: Banks - Regional · top 25 of 27 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 HDFCBANK HDFC Bank ₹708.25 1,091,484 13.8 495,517 79,736 18.7% 16.1% 5.2% 8.4% 0.0% 18.4%
2 ICICIBANK ICICI Bank ₹1,379.30 990,020 18.9 203,498 52,183 27.0% 25.6% 4.7% 6.2% 5.4% 15.9%
3 SBIN State Bank ₹995.70 919,093 10.7 722,687 88,468 14.7% 12.2% 7.0% 8.3% 7.8% 11.1%
4 KOTAKBANK Kotak Mahindra ₹419.00 416,807 20.5 111,296 20,296 20.5% 18.2% 1.0% -12.8% 12.6% 22.5%
5 AXISBANK Axis Bank ₹1,240.60 386,252 13.9 165,024 27,813 21.4% 16.9% 4.0% -5.8% 7.0% 22.2%
6 UNIONBANK Union Bank ₹178.20 136,031 6.6 129,552 20,644 11.5% 15.9% -0.6% 7.8% 1.0% 27.4%
7 PNB Punjab National ₹115.70 132,973 5.8 151,526 22,871 15.0% 15.1% 6.4% -0.6% 5.7% 15.2%
8 BANKBARODA Bank of Baroda ₹235.57 121,822 6.7 159,738 18,232 18.0% 11.4% 2.6% -3.9% 7.6% -48.6%
9 INDIANB Indian Bank ₹853.50 114,963 8.7 84,489 13,218 21.0% 15.6% 8.7% 3.9% 21.1% 13.9%
10 CANBK Canara Bank ₹123.49 112,013 5.5 150,263 20,391 17.4% 13.6% 0.3% 12.2% -2.6% 11.0%
11 IDBI IDBI Bank ₹83.55 89,836 9.6 35,766 9,327 20.4% 26.1% 4.6% 21.5% 1.6% 5.5%
12 FEDERALBNK Federal Bank ₹344.50 85,094 16.4 36,483 5,348 17.7% 14.7% 7.0% 5.0% 19.0% 57.7%
13 AUBANK AU Small ₹1,058.90 79,356 27.7 22,417 2,856 17.2% 12.7% 16.0% 25.4% 15.5% 37.0%
14 INDUSINDBK IndusInd Bank ₹978.20 76,216 57.6 52,156 1,322 9.7% 2.5% -5.1% -65.5% -9.2% 71.7%
15 IDFCFIRSTB IDFC First ₹86.21 74,332 32.5 49,914 2,305 13.0% 4.6% 11.4% 8.1% 12.6% 153.1%
16 YESBANK Yes Bank ₹23.40 73,449 19.7 37,788 3,775 11.3% 10.0% 0.6% 43.5% 5.3% 32.5%
17 MAHABANK Bank of Maharashtra ₹84.20 64,763 8.6 34,008 7,534 17.2% 22.2% 15.6% 26.6% 15.0% 34.3%
18 RBLBANK RBL Bank ₹412.55 63,950 53.0 19,673 1,205 16.5% 6.1% 3.6% 22.5% 21.6% 158.9%
19 IOB Indian Overseas ₹33.11 63,759 10.8 39,606 5,958 19.4% 15.0% 11.4% 59.6% 23.3% 45.6%
20 BANKINDIA Bank of India ₹139.06 63,309 5.6 87,046 11,343 15.0% 13.0% 6.5% 14.2% 9.8% 36.2%
21 KARURVYSYA Karur Vysya ₹335.40 32,422 11.0 13,985 2,958 23.3% 21.2% 14.4% 29.3% 10.5% 37.2%
22 UCOBANK UCO Bank ₹24.05 30,158 10.1 31,742 2,982 20.0% 9.4% 0.9% 13.2% 10.1% 26.8%
23 BANDHANBNK Bandhan Bank ₹176.52 28,440 23.2 24,423 1,223 18.1% 5.0% -1.8% -55.4% 1.1% 67.9%
24 CENTRALBK Central Bank ₹30.82 27,896 6.1 42,854 4,568 9.3% 10.7% 7.5% 14.9% 2.9% 3.2%
25 CUB City Union ₹227.90 22,580 17.0 7,908 1,327 18.1% 16.8% 17.5% 18.1% 20.3% 25.0%
❓ Frequently asked questions
What was The Federal Bank Limited's total income in Q2 FY27?
The Federal Bank Limited reported total income of ₹9,211 crore for the quarter ended September 2026 (Q2 FY27), up 17.7% from ₹7,824 crore in the same quarter last year, and up 11.2% sequentially over the June 2026 quarter.
What was The Federal Bank Limited's net profit in Q2 FY27?
Net profit rose 45.1% year-on-year to ₹1,386 crore, from ₹955 crore. Earnings per share (EPS) came in at ₹5.61.
What is FEDERALBNK's market capitalisation and P/E ratio?
At the current price of ₹338.00, FEDERALBNK has a market capitalisation of ₹83,488 crore and a trailing P/E of about 17.2.
What are The Federal Bank Limited's NPA levels?
On asset quality, gross NPA stood at 1.32% and net NPA at 0.17% (gross NPA was 1.83% a year ago); the capital adequacy ratio was 16.84%.
Who owns The Federal Bank Limited? (shareholding pattern)
As of Jun 2026, foreign institutional investors (FIIs) 27.71%, domestic institutional investors (DIIs) 49.28%, public shareholders 23.00% of The Federal Bank Limited.
TTM ends 2026-09-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI