Bajaj Finance LimitedBAJFINANCEBank / NBFC

Financial Services Credit Services Latest results: Jun 2026 15 quarters of data

₹982.10

MCap ₹610,956 Cr · P/E 30.9

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹12,571 Cr

Interest Earned · Jun 2026

-13.2% YoY

₹10,137 Cr

Operating Profit · Jun 2026

+33.0% YoY

₹6,081 Cr

Net Profit · Jun 2026

+47.1% YoY

—

EPS · Jun 2026

0.96%

Gross NPA % · Jun 2026

0.39%

Net NPA % · Jun 2026

📝 Bajaj Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Bajaj Finance Limited reported total income of ₹15,224 crore for the quarter ended June 2026 (Q1 FY27), down 8.8% from ₹16,697 crore in the same quarter last year, and down 17.4% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹12,571 crore and other income ₹2,653 crore. Net interest income (interest earned minus interest expended of ₹0 crore) worked out to ₹12,571 crore.

Net profit rose 47.1% year-on-year to ₹6,081 crore, from ₹4,133 crore.

On asset quality, gross NPA stood at 0.96% and net NPA at 0.39% (gross NPA was 1.28% a year ago); the capital adequacy ratio was 20.90%.

Full year and trailing twelve months

For the full year FY26, Bajaj Finance Limited posted total income of ₹70,382 crore, a growth of 18.4% over FY25, with a net profit of ₹17,804 crore (up 6.9% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹68,909 crore with a net profit of ₹19,752 crore.

Valuation snapshot

At the current price of ₹982.10, BAJFINANCE has a market capitalisation of ₹610,956 crore and a trailing P/E of about 30.9.

Within the Credit Services industry, it is the largest of the 23 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 54.67%, foreign institutional investors (FIIs) 19.79%, domestic institutional investors (DIIs) 17.05%, public shareholders 8.46% of Bajaj Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹610,956 Cr

Current Price ?

₹982.1

P/E ?

30.93above ind

Industry P/E ?

15.80

P/B ?

5.92

P/S ?

8.87

P/FCF ?

-14.65

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

1.72

Earnings Yield ?

3.2%

Dividend Yield ?

0.55%

Profitability & Returns

Total Income (TTM) ?

₹68,909 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹19,752 Cr

EPS (TTM) ?

₹31.75

ROCE ?

N/A

ROE ?

19.2%

ROA ?

4.6%

Gross NPA % ?

0.96%

Net NPA % ?

0.39%

Growth

Total Income — latest qtr ?

₹15,224 Cr

PAT — latest qtr ?

₹6,081 Cr

YoY qtr sales growth ?

-8.8%

YoY qtr profit growth ?

47.1%

Sales growth (3y) ?

25%

Sales growth (5y) ?

24%

Profit growth (3y) ?

18%

Profit growth (5y) ?

34%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

54.67%

Change in promoter holding ?

-0.06%

Pledged percentage ?

N/A

Market

Return 3 months ?

-7.0%

Return 6 months ?

8.1%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	7,802	8,283	9,108	9,884	10,591	11,201	11,849	12,598	13,279	13,824	14,491	14,969	15,695	18,430	12,571	-13.2%	-31.8%
Other Income	1,412	1,435	1,558	1,526	1,513	1,564	1,877	1,894	2,117	1,984	2,206	2,217	2,374	1	2,653	+20.2%	+265200.0%
Total Income	9,215	9,718	10,666	11,410	12,104	12,764	13,726	14,492	15,396	15,808	16,697	17,186	18,068	18,431	15,224	-8.8%	-17.4%
Interest Expended	2,456	2,614	3,013	3,351	3,618	3,861	4,202	4,544	4,779	4,914	5,222	5,244	5,464	5,487	0	-100.0%	-100.0%
Operating Profit	4,351	4,632	4,993	5,249	5,539	5,844	6,274	6,550	6,986	7,205	7,624	7,922	8,341	—	10,137	+33.0%	—
Provisions	811	803	989	1,059	1,248	1,278	1,671	1,903	2,008	2,300	2,078	2,218	3,569	—	1,993	-4.1%	—
Profit Before Tax	3,540	3,830	4,005	4,191	4,291	4,566	4,602	7,191	4,978	4,905	5,546	5,703	5,938	6,484	8,149	+46.9%	+25.7%
Net Profit	2,624	2,837	2,959	3,106	3,177	3,402	3,402	5,614	3,706	3,940	4,133	4,251	4,581	4,840	6,081	+47.1%	+25.6%
EPS	43.43	46.95	48.93	51.32	51.89	55.07	55.03	90.76	59.89	63.65	6.66	6.84	7.37	7.78	—	—	—
Gross NPA %	1.45%	1.19%	1.09%	1.14%	1.18%	1.05%	1.06%	1.33%	1.41%	1.18%	1.28%	1.59%	1.56%	1.27%	0.96%	—	—
Net NPA %	0.52%	0.43%	0.39%	0.39%	0.46%	0.46%	0.47%	0.58%	0.61%	0.56%	0.63%	0.77%	0.61%	0.52%	0.39%	—	—
Capital Adequacy Ratio	25.14%	—	24.61%	—	23.87%	—	21.65%	—	21.57%	—	21.96%	—	21.45%	—	20.90%	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹51,550 Cr	₹63,584 Cr	₹61,664 Cr	+23.3%
Other Income	₹7,872 Cr	₹6,799 Cr	₹7,245 Cr	-13.6%
Total Income	₹59,422 Cr	₹70,382 Cr	₹68,909 Cr	+18.4%
Interest Expended	₹18,439 Cr	₹21,417 Cr	₹16,195 Cr	+16.1%
Net Interest Income	₹33,111 Cr	₹42,167 Cr	₹45,470 Cr	+27.4%
Operating Profit	₹27,015 Cr	₹23,886 Cr	₹26,399 Cr	-11.6%
Provisions	₹7,883 Cr	₹7,865 Cr	₹7,780 Cr	-0.2%
Profit Before Tax	₹21,676 Cr	₹23,672 Cr	₹26,274 Cr	+9.2%
Tax	₹5,015 Cr	₹4,223 Cr	₹4,878 Cr	-15.8%
Net Profit	₹16,662 Cr	₹17,804 Cr	₹19,752 Cr	+6.9%
EPS	₹269.33	₹28.65	₹21.99	-89.4%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	121	124	124	622	+401.6%
Reserves	51,372	71,887	87,872	102,501	+16.6%
Borrowing	161,685	220,379	275,218	322,818	+17.3%
Other Liabilities	3,347	4,438	5,034	6,263	+24.4%
Total Liabilities	216,525	296,827	368,248	432,203	+17.4%
Fixed Assets	2,147	3,060	3,575	3,782	+5.8%
CWIP	80	43	39	62	+59.0%
Investments	28,738	37,153	41,716	38,074	-8.7%
Other Assets	185,560	256,571	322,917	390,285	+20.9%
Total Assets	216,525	296,827	368,248	432,203	+17.4%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-27,302	-52,380	-50,995	-40,854	+19.9%
Cash from Investing Activity	-12,400	-9,721	-1,099	-1,146	-4.3%
Cash from Financing Activity	38,021	64,774	51,604	40,260	-22.0%
Net Cash Flow	-1,682	2,674	-491	-1,741	-254.6%
Free Cash Flow	-28,112	-53,326	-51,994	-41,693	+19.8%
CFO/OP	-100%	-151%	-111%	-78%	+29.7%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	22%	20%	18%	18%	+0.0%

👥 Shareholding (latest 6 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026	% Chg
Promoters	54.73%	54.67%	54.70%	54.71%	54.67%	54.67%	+0.0%
FIIs	21.71%	21.97%	21.49%	21.33%	20.21%	19.79%	-2.1%
DIIs	14.52%	14.39%	14.86%	15.10%	16.40%	17.05%	+4.0%
Government	0.08%	0.08%	0.08%	0.08%	—	—	—
Public	8.92%	8.78%	8.77%	8.73%	8.64%	8.46%	-2.1%
Others	0.03%	0.12%	0.10%	0.07%	—	—	—
No. of Shareholders	8,99,777	9,41,999	9,61,994	10,02,945	9,85,158	9,52,483	-3.3%

⚖️ Peer comparison

Industry: Credit Services · 23 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	BAJFINANCE Bajaj Finance	₹1,034.50	643,553	31.7	86,183	20,648	21.1%	24.0%	18.4%	15.2%	18.7%	27.6%
2	SHRIRAMFIN Shriram Finance	₹1,028.60	242,034	21.1	50,068	11,318	27.5%	22.6%	15.1%	4.7%	16.3%	59.9%
3	CHOLAFIN Cholamandalam Investment	₹1,845.90	157,642	27.2	33,144	5,751	14.1%	17.4%	20.6%	22.7%	21.8%	45.6%
4	PFC Power Finance	₹353.45	116,642	4.5	115,462	33,642	28.0%	29.1%	8.4%	10.2%	-0.2%	0.2%
5	MUTHOOTFIN Muthoot Finance	₹2,792.10	112,094	10.6	31,349	10,606	33.7%	33.8%	54.4%	98.1%	65.1%	135.2%
6	IRFC Indian Railway	₹81.09	105,973	14.4	30,364	7,372	18.9%	24.3%	0.7%	7.8%	24.4%	10.2%
7	RECLTD REC	₹312.70	82,341	5.1	59,274	16,035	27.4%	27.1%	5.7%	2.7%	-2.4%	-6.1%
8	LTF L&T Finance	₹309.10	77,462	15.9	20,052	4,871	12.7%	24.3%	12.4%	67.1%	26.5%	32.4%
9	SBICARD SBI Cards	₹655.20	62,352	28.8	20,712	2,166	28.8%	10.5%	11.1%	13.1%	7.4%	14.0%
10	HDBFS HDB FINANCIAL	₹670.85	55,577	20.2	18,902	2,761	31.0%	14.6%	—	—	10.6%	38.3%
11	PIRAMALFIN PIRAMAL FINANCE	₹2,256.00	53,275	—	—	—	—	—	—	—	—	—
12	SUNDARMFIN Sundaram Finance	₹4,700.00	51,802	23.4	10,164	2,220	23.7%	21.8%	15.2%	9.5%	12.8%	33.9%
13	M&MFIN Mahindra & Mahindra	₹356.50	49,540	15.2	21,808	3,259	14.7%	14.9%	13.9%	26.5%	14.1%	75.3%
14	POONAWALLA Poonawalla Fincorp	₹444.00	38,888	34.7	8,900	1,088	15.8%	12.2%	60.9%	652.7%	70.1%	405.2%
15	HUDCO Housing and Urban	₹172.35	34,503	8.1	14,119	4,255	19.2%	30.1%	28.8%	48.9%	26.9%	35.1%
16	IREDA Indian Renewable	₹111.71	31,382	16.0	8,628	1,964	9.8%	22.8%	23.4%	10.3%	14.8%	36.8%
17	MANAPPURAM Manappuram Finance	₹329.00	30,904	20.9	10,300	1,445	16.2%	14.0%	-5.5%	-17.5%	34.2%	341.4%
18	CHOLAHLDNG Cholamandalam Financial	₹1,539.00	28,899	10.8	41,410	6,015	18.6%	14.5%	18.3%	15.7%	19.5%	42.0%
19	CGCL Capri Global	₹265.50	25,545	22.7	5,318	1,128	22.2%	21.2%	45.9%	98.4%	57.3%	102.0%
20	IIFL IIFL Finance	₹600.00	25,517	—	—	—	—	—	30.8%	214.4%	28.4%	92.6%
21	CREDITACC CreditAccess Grameen	₹1,403.30	22,489	18.6	6,383	1,211	31.9%	19.0%	5.3%	46.5%	21.9%	719.7%
22	IFCI IFCI	₹82.67	22,274	96.0	2,043	432	32.0%	21.2%	3.2%	24.7%	-19.6%	-3.5%
23	KISSHT OnEMI Technology	₹361.35	6,406	—	—	—	—	—	—	—	44.6%	58.5%

❓ Frequently asked questions

What was Bajaj Finance Limited's total income in Q1 FY27?

What was Bajaj Finance Limited's net profit in Q1 FY27?