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Private Sector Banks: Q1 FY27 results (April-June 2026)
26 companies have declared Private Sector Banks Q1 FY27 results so far, the latest on 13 Aug 2026.
For the 26 banks, net interest income grew +11.8% and net profit +22.8%.
92% of companies grew net profit; 2 turned a loss into a profit; 64% beat their own profit trend and 18% fell short of it.
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Private Sector Banks Q1 FY27 scoreboard
Grew profit
92%
2 turnarounds, 1 into loss
Vs own profit trend
64% / 18%
above / below, 18% in line
Banks: NII growth
+11.8%
26 banks; profit +22.8%
Price since results
-3.8%
median; 38% of 26 stocks up
Latest Private Sector Banks Q1 FY27 results 26
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M Cap ₹1,160 Cr
P/E 55.3
PEG —
Since results -16.7%
Into loss: a profit a year ago Profit -223% below its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+13.1% +4.8%
36.9 35.2 32.6 Other income
-40.2% -14.5%
235 275 392 Operating profit (pre-provision)
— —
-13.7 — — Net profit
to loss to loss -13.7 7.1 17.8 EPS (₹)
to loss to loss -1.65 0.85 2.13 Cost-to-income %
— —
105.1% — —
Where profit came from
Pre-provision profit −₹13.7 Cr.
Against its own trend ?
Trend Actual Gap
NII ₹46.4 ₹36.9
-20.5% below Net profit ₹11.2 −₹13.7
-223.0% below
AI read of the filing Rs 13.72 Cr Net Loss for Fino Payments Bank in Q1 FY27 as Revenue Slumps 32% YoY Negative Net loss of Rs 13.72 Cr in Q1 FY27 vs a profit of Rs 17.76 Cr in Q1 FY26 Total Income fell 32.3% YoY to Rs 306.87 Cr from Rs 453.47 Cr Other Banking Operations revenue plummeted to Rs 104.04 Cr from Rs 272.82 Cr YoY Full analysis →
M Cap ₹2,417 Cr
P/E —
PEG —
Since results -6.5%
Gross NPA down 533 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+5.0% +12.3%
422 376 402 Other income
-13.9% +3.3%
119 115 138 Operating profit (pre-provision)
— —
63.6 — — Provisions
— —
109 — — Net profit
loss narrowed loss narrowed -33.9 -188 -239 EPS (₹)
loss narrowed loss narrowed -0.19 -1.06 -1.35 Cost-to-income %
— —
88.2% — — Gross NPA %
-533 bps -162 bps
6.1% 7.7% 11.4% Net NPA %
-214 bps -43 bps
2.9% 3.3% 5.0%
Where profit came from
Pre-provision profit ₹63.6 Cr; provisions ₹109 Cr.
Against its own trend ?
Trend Actual Gap
NII ₹287 ₹422
+47.2% above
AI read of the filing Utkarsh SFB Q1 Results: Net Loss Narrows to ₹33.9 Cr; Gross NPA Improves to 6.09% Positive Net loss narrowed significantly to ₹33.92 Cr from ₹239.48 Cr in the year-ago quarter. Gross NPA ratio improved to 6.09% from 11.42% YoY and 7.71% in the previous quarter. Provisions (other than tax) fell to ₹108.98 Cr from ₹410.51 Cr in June 2025. Full analysis →
M Cap ₹2,137 Cr
P/E —
PEG —
Since results +19.2%
Turnaround: profit against a loss a year ago Gross NPA down 208 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+54.5% +12.8%
584 518 378 Other income
+27.3% +23.5%
248 201 195 Operating profit (pre-provision)
— —
349 — — Provisions
— —
242 — — Net profit
from loss +233.7%
80.1 24.0 -81.0 EPS (₹)
from loss +237.0%
1.55 0.46 -1.58 Cost-to-income %
— —
58.1% — — Gross NPA %
-208 bps -1 bps
5.4% 5.4% 7.5% Net NPA %
-294 bps -94 bps
0.8% 1.8% 3.8%
Where profit came from
Pre-provision profit ₹349 Cr; provisions ₹242 Cr.
Against its own trend ?
Trend Actual Gap
NII ₹299 ₹584
+95.5% above
AI read of the filing ₹80.08 Cr Q1 Net Profit: ESAF SFB reports 27% YoY growth and ₹85 Cr Tier II fundraise Positive Net Profit for Q1 FY27 rose to ₹80.08 Cr, compared to ₹63.00 Cr in Q1 FY26. Total Income increased significantly to ₹1,346.01 Cr from ₹1,023.37 Cr YoY. Raised ₹85 Cr via Basel II compliant Tier II subordinated bonds on June 25, 2026. Full analysis →
M Cap ₹12,412 Cr
P/E 8.6
PEG 2.16
Since results +21.0%
Profit +45% above its own trend Gross NPA down 88 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+24.3% +11.3%
938 843 755 Other income
-0.7% -10.9%
355 399 358 Operating profit (pre-provision)
— —
581 — — Provisions
— —
28.7 — — Net profit
+43.5% +2.7%
419 408 292 EPS (₹)
+43.2% +2.6%
11.08 10.80 7.74 Cost-to-income %
— —
55.1% — — Gross NPA %
-88 bps -20 bps
2.6% 2.8% 3.5% Net NPA %
-57 bps -11 bps
0.9% 1.0% 1.4%
Where profit came from
Pre-provision profit ₹581 Cr; provisions ₹28.7 Cr.
Net profit +43.5% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹707 ₹938
+32.7% above Net profit ₹288 ₹419
+45.4% above
AI read of the filing KTKBANK Approves Q1 FY27 Results; Rs 300 Cr Tier 2 Bonds Fully Utilized Neutral Board meeting concluded after 6 hours and 40 minutes of deliberation on Q1 FY27 results Rs 300 crore Basel III compliant Tier 2 bonds (Series VII) issued at 10.70% p.a. are fully utilized NIL deviation reported in the utilization of funds for the quarter ended June 30, 2026 Full analysis →
M Cap ₹15,222 Cr
P/E 6.6
PEG 0.25
Since results -21.8%
Profit -22% below its own trend Provisions up 457% YoY Gross NPA down 113 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+2.2% +0.7%
1,499 1,489 1,467 Other income
-14.1% -17.0%
217 262 253 Operating profit (pre-provision)
+4.5% —
705 — 674 Provisions
+456.9% —
84.0 — 15.1 Net profit
-11.5% -46.3%
429 799 485 EPS (₹)
-11.6% -46.3%
3.89 7.25 4.40 Cost-to-income %
-186 bps —
58.9% — 60.8% Gross NPA %
-113 bps -13 bps
2.4% 2.5% 3.5% Net NPA %
-22 bps -4 bps
0.6% 0.6% 0.8%
Where profit came from
Pre-provision profit ₹705 Cr (+4.5% YoY); provisions ₹84.0 Cr (+456.9% YoY).
Net profit -11.5% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹1,470 ₹1,499
+1.9% in line Net profit ₹547 ₹429
-21.6% below
AI read of the filing J&K Bank Q1 FY27: Advances grow 4.5% QoQ to ₹1.28 Lakh Cr; Accounting change boosts PAT by ₹56 Cr Positive Advances increased to ₹1,28,183.11 Cr, up 4.5% from ₹1,22,641.02 Cr in March 2026. Deposits grew to ₹1,73,420.33 Cr, a 4.8% increase over the previous quarter. Accounting policy change for PSLCs resulted in a ₹56.29 Cr increase in PAT for the quarter. Full analysis →
M Cap ₹1,340 Cr
P/E 11.7
PEG 0.42
Since results -3.4%
Profit +73% above its own trend Gross NPA down 140 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+27.8% -5.0%
178 187 139 Other income
-10.5% -49.4%
34.9 69.0 39.0 Operating profit (pre-provision)
— —
51.5 — — Provisions
— —
15.9 — — Net profit
+107.6% -42.1%
24.9 43.0 12.0 EPS (₹)
+103.2% -42.7%
0.63 1.10 0.31 Cost-to-income %
— —
75.8% — — Gross NPA %
-140 bps -7 bps
1.8% 1.9% 3.2% Net NPA %
-66 bps -4 bps
0.5% 0.5% 1.1%
Where profit came from
Pre-provision profit ₹51.5 Cr; provisions ₹15.9 Cr.
Net profit +107.6% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹179 ₹178
-0.9% in line Net profit ₹14.4 ₹24.9
+73.0% above
AI read of the filing ₹24.91 Cr Q1 Net Profit: Dhanlaxmi Bank Profit Jumps 104% YoY; GNPA Improves to 1.82% Positive Net Profit surged 104.5% YoY to ₹24.91 Cr, though it declined 42.7% sequentially from Q4 FY26. Gross NPA improved significantly to 1.82% compared to 3.22% in the same quarter last year. Capital Adequacy Ratio (Basel III) strengthened to 19.19% from 18.26% YoY, providing a solid buffer for growth. Full analysis →
M Cap ₹7,554 Cr
P/E 14.8
PEG —
Since results -15.7%
Turnaround: profit against a loss a year ago Gross NPA down 50 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+31.0% +5.1%
1,030 980 786 Other income
-12.6% -3.0%
255 263 292 Operating profit (pre-provision)
— —
405 — — Provisions
— —
161 — — Net profit
from loss -13.8%
184 213 -224 EPS (₹)
from loss -13.4%
1.61 1.86 -1.96 Cost-to-income %
— —
68.5% — — Gross NPA %
-50 bps -18 bps
2.4% 2.6% 2.9% Net NPA %
-27 bps -1 bps
0.7% 0.7% 1.0%
Where profit came from
Pre-provision profit ₹405 Cr; provisions ₹161 Cr.
Against its own trend ?
Trend Actual Gap
NII ₹794 ₹1,030
+29.6% above
AI read of the filing ₹183.6 Cr Net Profit in Q1 FY27; Equitas SFB Returns to Profitability as Gross NPA Drops to 2.42% Positive Net Profit turned positive at ₹183.61 Cr vs a loss of ₹223.76 Cr in the same quarter last year. Gross NPA improved to 2.42% from 2.92% YoY and 2.60% in the preceding quarter. Provisions and contingencies decreased sharply to ₹160.66 Cr from ₹612.25 Cr YoY. Full analysis →
M Cap ₹13,853 Cr
P/E 9.6
PEG 1.06
Since results +8.1%
Profit +23% above its own trend Gross NPA down 53 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+32.1% +8.7%
765 704 579 Other income
+3.2% -1.5%
238 242 231 Operating profit (pre-provision)
— —
611 — — Provisions
— —
53.9 — — Net profit
+34.9% +10.0%
412 374 305 EPS (₹)
+35.0% +10.1%
25.99 23.60 19.25 Cost-to-income %
— —
39.1% — — Gross NPA %
-53 bps -4 bps
0.7% 0.7% 1.2% Net NPA %
-16 bps -1 bps
0.2% 0.2% 0.3%
Where profit came from
Pre-provision profit ₹611 Cr; provisions ₹53.9 Cr.
Net profit +34.9% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹624 ₹765
+22.6% above Net profit ₹336 ₹412
+22.5% above
AI read of the filing TMB Q1 Results: Net Profit Rises 35% YoY to ₹411.51 Cr; Gross NPA Improves to 0.69% Positive Net Profit increased 35% YoY to ₹411.51 cr from ₹304.89 cr in Q1 FY26 Gross NPA ratio improved to 0.69% compared to 1.22% in the previous year Advances grew by 27.5% YoY reaching ₹57,040.50 cr Full analysis →
M Cap ₹68,564 Cr
P/E 29.7
PEG —
Since results -1.8%
Profit +100% above its own trend Profit growth came mainly from lower provisions (pre-provision profit +18%) Gross NPA down 46 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+21.1% +5.2%
5,974 5,677 4,933 Other income
+3.7% +41.7%
2,310 1,630 2,227 Operating profit (pre-provision)
+17.7% —
2,626 — 2,230 Provisions
-31.0% —
1,144 — 1,659 Net profit
+153.1% +246.8%
1,148 331 453 EPS (₹)
+114.5% +250.0%
1.33 0.38 0.62 Cost-to-income %
-55 bps —
68.3% — 68.9% Gross NPA %
-46 bps -10 bps
1.5% 1.6% 2.0% Net NPA %
-11 bps -4 bps
0.4% 0.5% 0.6%
Where profit came from
Pre-provision profit ₹2,626 Cr (+17.7% YoY); provisions ₹1,144 Cr (-31.0% YoY).
Net profit +153.1% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹5,397 ₹5,974
+10.7% above Net profit ₹573 ₹1,148
+100.3% above
AI read of the filing IDFC First Bank Q1 FY27: Net Profit jumps 132% YoY to ₹1,075 Cr; GNPA improves to 1.51% Positive Net Profit increased by 132.4% YoY to ₹1,074.96 Cr for the quarter ended June 30, 2026 Gross NPA improved significantly to 1.51% compared to 1.97% in the year-ago period Return on Assets (ROA) doubled to 1.05% from 0.53% YoY Full analysis →
M Cap ₹73,593 Cr
P/E 25.8
PEG 1.12
Since results -3.1%
Profit +13% above its own trend Profit growth came mainly from lower provisions (pre-provision profit +9%) Gross NPA down 37 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+31.8% +4.4%
2,695 2,582 2,045 Other income
-15.0% -5.7%
689 731 811 Operating profit (pre-provision)
+9.4% —
1,435 — 1,312 Provisions
-30.3% —
371 — 533 Net profit
+37.0% -4.3%
796 832 581 EPS (₹)
+36.3% -4.4%
10.63 11.12 7.80 Cost-to-income %
+355 bps —
57.6% — 54.0% Gross NPA %
-37 bps +7 bps
2.1% 2.0% 2.5% Net NPA %
-12 bps +2 bps
0.8% 0.7% 0.9%
Where profit came from
Pre-provision profit ₹1,435 Cr (+9.4% YoY); provisions ₹371 Cr (-30.3% YoY).
Net profit +37.0% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹2,294 ₹2,695
+17.5% above Net profit ₹703 ₹796
+13.3% above
AI read of the filing ₹795.95 Cr Q1 PAT: AU Small Finance Bank Reports 37% YoY Profit Growth Positive Net Profit grew 37% YoY to ₹795.95 Cr for the quarter ended June 30, 2026. Total Income increased to ₹5,991.96 Cr, up 15.5% from ₹5,189.05 Cr in Q1 FY26. Gross NPA improved to 2.10% YoY from 2.47%, while Net NPA stood at 0.76%. Full analysis →
M Cap ₹6,564 Cr
P/E 9.0
PEG 0.56
Since results +14.0%
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
— —
684 — — Other income
— —
196 — — Operating profit (pre-provision)
— —
344 — — Provisions
— —
57.1 — — Net profit
— —
213 — — EPS (₹)
— —
6.62 — — Cost-to-income %
— —
60.9% — — Gross NPA %
— —
2.4% — — Net NPA %
— —
0.8% — —
Where profit came from
Pre-provision profit ₹344 Cr; provisions ₹57.1 Cr.
AI read of the filing Rs 213 Cr Net Profit: DCB Bank Q1 FY27 PAT Grows 35.6% YoY; Asset Quality Improves Positive Net Profit grew 35.6% YoY to Rs 213.20 Cr, representing approximately 29% of the TTM PAT in a single quarter. Gross NPA improved to 2.43% from 2.98% in the same quarter last year. Net NPA reduced to 0.84% compared to 1.22% in Q1 FY26, indicating better credit management. Full analysis →
M Cap ₹1,572 Cr
P/E 8.2
PEG 0.33
Since results -24.5%
Profit +222% above its own trend Gross NPA down 186 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+27.8% -0.4%
316 317 247 Other income
+35.7% +64.3%
148 90.0 109 Operating profit (pre-provision)
— —
139 — — Provisions
— —
36.7 — — Net profit
+114.8% +50.4%
75.2 50.0 35.0 EPS (₹)
+113.0% +51.1%
7.07 4.68 3.32 Cost-to-income %
— —
70.1% — — Gross NPA %
-186 bps +5 bps
6.6% 6.5% 8.5% Net NPA %
-437 bps -294 bps
1.3% 4.2% 5.6%
Where profit came from
Pre-provision profit ₹139 Cr; provisions ₹36.7 Cr.
Net profit +114.8% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹234 ₹316
+34.8% above Net profit ₹23.3 ₹75.2
+222.2% above
AI read of the filing Suryoday SFB Q1 Results: Rs 387.45 Cr CGFMU Claim Recognized; Floating Provision at Rs 64.27 Cr Positive Recognized a Rs 387.45 Cr CGFMU claim receivable in Q1, representing approximately 15.4% of TTM revenue. Total floating provision increased to Rs 64.27 Cr as of June 30, 2026, up from Rs 59.17 Cr in March 2026. Fresh floating provision of Rs 5.1 Cr created during the quarter ended June 30, 2026. Full analysis →
M Cap ₹1,224 Cr
P/E 8.1
PEG 0.54
Since results -9.3%
Profit +21% above its own trend Gross NPA down 27 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+21.4% +10.3%
134 121 110 Other income
+13.6% +0.5%
26.1 26.0 23.0 Operating profit (pre-provision)
— —
64.3 — — Provisions
— —
9.3 — — Net profit
+29.1% +3.2%
41.3 40.0 32.0 EPS (₹)
+28.6% +3.1%
9.09 8.82 7.07 Cost-to-income %
— —
59.7% — — Gross NPA %
-27 bps -7 bps
2.5% 2.5% 2.7% Net NPA %
-25 bps -10 bps
1.1% 1.2% 1.4%
Where profit came from
Pre-provision profit ₹64.3 Cr; provisions ₹9.3 Cr.
Net profit +29.1% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹122 ₹134
+9.2% above Net profit ₹34.0 ₹41.3
+21.3% above
AI read of the filing Capital SFB Q1 FY27: Loan Book Grows 4.5% Q-o-Q to ₹9,074 Cr; Deposits Up 5.8% Positive Gross Loan Book increased to ₹9,074 Cr in Q1 FY27, up from ₹8,687 Cr in the previous quarter. Total Deposits grew by 5.8% Q-o-Q to reach ₹10,596 Cr as of June 30, 2026. CASA ratio stood at 37% for Q1 FY27, compared to 38% in Q4 FY26. Full analysis →
M Cap ₹11,989 Cr
P/E 13.2
PEG —
Since results -4.2%
Profit +176% above its own trend Gross NPA down 36 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+38.7% +8.6%
1,187 1,093 856 Other income
+2.8% -16.6%
256 307 249 Operating profit (pre-provision)
— —
548 — — Provisions
— —
127 — — Net profit
+207.3% +12.2%
317 282 103 EPS (₹)
+207.5% +12.4%
1.63 1.45 0.53 Cost-to-income %
— —
62.0% — — Gross NPA %
-36 bps -10 bps
2.2% 2.3% 2.5% Net NPA %
-36 bps -9 bps
0.3% 0.4% 0.7%
Where profit came from
Pre-provision profit ₹548 Cr; provisions ₹127 Cr.
Net profit +207.3% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹901 ₹1,187
+31.8% above Net profit ₹115 ₹317
+175.6% above
AI read of the filing Ujjivan SFB Q1 FY27: Net Profit Surges 206% YoY to ₹316.54 Cr; Asset Quality Improves Positive Net Profit increased by 206.7% YoY to ₹316.54 Cr for the quarter ended June 30, 2026. Gross NPA improved to 2.16% from 2.52% in the same quarter last year and 2.26% in the previous quarter. Net NPA reached a low of 0.34%, down from 0.70% YoY and 0.43% QoQ. Full analysis →
M Cap ₹67,135 Cr
P/E 50.8
PEG —
Since results -20.2%
Profit +243% above its own trend Profit growth came mainly from lower provisions (pre-provision profit +8%) Gross NPA down 39 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+1.0% +7.2%
4,685 4,371 4,640 Other income
-17.2% +4.2%
1,787 1,714 2,157 Operating profit (pre-provision)
+8.0% —
2,773 — 2,567 Provisions
-21.3% —
1,384 — 1,760 Net profit
+71.7% +74.6%
1,037 594 604 EPS (₹)
+71.7% +74.4%
13.31 7.63 7.75 Cost-to-income %
-509 bps —
57.1% — 62.2% Gross NPA %
-39 bps -18 bps
3.2% 3.4% 3.6% Net NPA %
-17 bps -5 bps
0.9% 1.0% 1.1%
Where profit came from
Pre-provision profit ₹2,773 Cr (+8.0% YoY); provisions ₹1,384 Cr (-21.3% YoY).
Net profit +71.7% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹4,015 ₹4,685
+16.7% above Net profit ₹302 ₹1,037
+243.4% above
AI read of the filing Rs 30,000 Cr Fundraising Approval and Q1 FY27 Results for IndusInd Bank Positive Approved raising up to Rs 20,000 crore through debt securities on a private placement basis Approved equity capital augmentation of up to Rs 10,000 crore via QIP, ADR, GDR, or other modes Transferred Rs 868.24 crore from Investment Fluctuation Reserve to the Profit & Loss account Full analysis →
M Cap ₹32,857 Cr
P/E 12.0
PEG 0.39
Since results +10.5%
Profit +11% above its own trend
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+31.8% +4.7%
1,423 1,359 1,079 Other income
-1.2% -28.3%
442 616 447 Operating profit (pre-provision)
+36.0% —
1,096 — 806 Provisions
-23.6% —
90.3 — 118 Net profit
+44.9% +4.2%
756 725 521 EPS (₹)
+44.8% +4.3%
7.82 7.50 5.40 Cost-to-income %
-600 bps —
41.2% — 47.2% Gross NPA %
+8 bps -1 bps
0.7% 0.8% 0.7% Net NPA %
+0 bps +0 bps
0.2% 0.2% 0.2%
Where profit came from
Pre-provision profit ₹1,096 Cr (+36.0% YoY); provisions ₹90.3 Cr (-23.6% YoY).
Net profit +44.9% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹1,262 ₹1,423
+12.7% above Net profit ₹679 ₹756
+11.4% above
AI read of the filing 45% YoY Profit Growth: Karur Vysya Bank Reports ₹755.70 Cr Net Profit in Q1 FY27 Positive Net Profit increased by 44.9% YoY to ₹755.70 cr from ₹521.45 cr in Q1 FY26 Gross NPA improved to 0.74% compared to 0.75% in the previous quarter (Q4 FY26) Return on Assets (ROA) reached 2.11% on an annualized basis, up from 1.73% YoY Full analysis →
M Cap ₹89,342 Cr
P/E 9.6
PEG 0.27
Since results -4.6%
Gross NPA down 63 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+10.1% -9.4%
3,497 3,860 3,175 Other income
-26.4% -36.8%
1,084 1,714 1,472 Operating profit (pre-provision)
-7.8% —
2,193 — 2,378 Provisions
loss widened —
-636 — -179 Net profit
+5.5% +5.8%
2,131 2,013 2,019 EPS (₹)
+5.3% +5.9%
1.98 1.87 1.88 Cost-to-income %
+328 bps —
52.1% — 48.8% Gross NPA %
-63 bps -2 bps
2.3% 2.3% 2.9% Net NPA %
-5 bps +1 bps
0.2% 0.1% 0.2%
Where profit came from
Pre-provision profit ₹2,193 Cr (-7.8% YoY); provisions −₹636 Cr.
Net profit +5.5% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹2,902 ₹3,497
+20.5% above Net profit ₹2,198 ₹2,131
-3.1% in line
AI read of the filing Rs 2,115 Cr Q1 Net Profit: IDBI Bank Gross NPA drops to 3.61%, PCR at 99.3% Positive Net Profit for Q1 FY27 stood at Rs 2,115.18 Cr, up 5.4% YoY and 8.8% QoQ. Gross NPA ratio improved to 3.61% compared to 4.15% in March 2026 and 4.47% in June 2025. Capital Adequacy Ratio remains very strong at 26.91% with a CET 1 ratio of 26.38%. Full analysis →
M Cap ₹9,72,578 Cr
P/E 17.1
PEG 1.00
Since results -7.5%
Gross NPA down 29 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+12.3% +5.9%
29,177 27,547 25,990 Other income
+7.7% -21.6%
27,448 35,020 25,496 Operating profit (pre-provision)
+6.0% —
22,604 — 21,317 Provisions
-28.8% —
1,297 — 1,822 Net profit
+13.9% -1.5%
15,440 15,681 13,558 EPS (₹)
+13.2% +4.5%
21.54 20.61 19.02 Cost-to-income %
+148 bps —
60.1% — 58.6% Gross NPA %
-29 bps -2 bps
1.4% 1.4% 1.7% Net NPA %
-6 bps +2 bps
0.3% 0.3% 0.4%
Where profit came from
Pre-provision profit ₹22,604 Cr (+6.0% YoY); provisions ₹1,297 Cr (-28.8% YoY).
Net profit +13.9% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹28,234 ₹29,177
+3.3% in line Net profit ₹14,851 ₹15,440
+4.0% in line
AI read of the filing ICICI Bank Q1 Net Profit Grows 16% YoY to ₹14,805 Cr; Asset Quality Remains Robust Positive Net Profit for Q1 FY2027 reached ₹14,804.50 Cr, a 15.9% increase over the previous year's ₹12,768.21 Cr. Gross NPA ratio improved to 1.38% compared to 1.67% in Q1 FY2026 and 1.40% in Q4 FY2026. Total advances grew to ₹16,31,260 Cr, representing a sequential growth of 4.98% from March 2026. Full analysis →
M Cap ₹10,89,943 Cr
P/E 13.7
PEG 0.76
Since results -13.9%
Profit growth came mainly from lower provisions (pre-provision profit -14%)
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+8.3% +2.4%
42,950 41,962 39,663 Other income
-6.9% +43.0%
42,535 29,737 45,683 Operating profit (pre-provision)
-14.3% —
30,996 — 36,163 Provisions
-75.2% —
3,803 — 15,314 Net profit
+18.4% -8.7%
19,245 21,074 16,258 EPS (₹)
-41.1% -5.4%
12.50 13.22 21.23 Cost-to-income %
+611 bps —
63.7% — 57.6% Gross NPA %
-23 bps +2 bps
1.2% 1.1% 1.4% Net NPA %
-6 bps +3 bps
0.4% 0.4% 0.5%
Where profit came from
Pre-provision profit ₹30,996 Cr (-14.3% YoY); provisions ₹3,803 Cr (-75.2% YoY).
Net profit +18.4% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹42,516 ₹42,950
+1.0% in line Net profit ₹18,038 ₹19,245
+6.7% in line
AI read of the filing HDFC Bank Approves Q1 FY27 Financial Results; Trading Window to Open July 21 Neutral Board approved unaudited standalone and consolidated financial results for the quarter ended June 30, 2026 The Board Meeting commenced at 11:00 a.m. and results were approved at 2:00 p.m. on July 18, 2026 Trading window for securities of the Bank will reopen on Tuesday, July 21, 2026 Full analysis →
M Cap ₹64,346 Cr
P/E 17.0
PEG 0.25
Since results -14.0%
Profit -12% below its own trend Gross NPA down 30 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+17.5% +5.8%
2,785 2,632 2,370 Other income
+2.5% +3.0%
1,870 1,816 1,825 Operating profit (pre-provision)
+24.6% —
1,706 — 1,369 Provisions
+38.9% —
394 — 284 Net profit
+32.5% -0.9%
1,072 1,082 809 EPS (₹)
+30.8% +0.0%
0.34 0.34 0.26 Cost-to-income %
-400 bps —
63.4% — 67.4% Gross NPA %
-30 bps +0 bps
1.3% 1.3% 1.6% Net NPA %
-10 bps +0 bps
0.2% 0.2% 0.3%
Where profit came from
Pre-provision profit ₹1,706 Cr (+24.6% YoY); provisions ₹394 Cr (+38.9% YoY).
Net profit +32.5% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹2,569 ₹2,785
+8.4% above Net profit ₹1,212 ₹1,072
-11.6% below
AI read of the filing ₹1,071 Cr Net Profit: YES Bank Reports 33.7% YoY Growth in Q1 FY27 Watch Net profit increased 33.7% YoY to ₹1,070.99 Cr for the quarter ended June 30, 2026 Operating profit grew 25.5% YoY to ₹1,703.97 Cr, reflecting improved operational efficiency Interest earned rose 5.9% YoY to ₹8,044.32 Cr from ₹7,595.88 Cr Full analysis →
M Cap ₹4,38,692 Cr
P/E 21.6
PEG 2.70
Since results +13.0%
Profit +27% above its own trend Gross NPA down 30 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+9.6% +1.9%
10,652 10,451 9,719 Other income
+23.9% +10.0%
11,714 10,648 9,456 Operating profit (pre-provision)
+12.2% —
8,274 — 7,375 Provisions
-42.1% —
765 — 1,321 Net profit
+22.5% +1.1%
5,480 5,423 4,472 EPS (₹)
-75.5% +1.1%
5.51 5.45 22.49 Cost-to-income %
+147 bps —
63.0% — 61.5% Gross NPA %
-30 bps -2 bps
1.2% 1.2% 1.5% Net NPA %
-7 bps +2 bps
0.3% 0.2% 0.3%
Where profit came from
Pre-provision profit ₹8,274 Cr (+12.2% YoY); provisions ₹765 Cr (-42.1% YoY).
Net profit +22.5% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹10,428 ₹10,652
+2.2% in line Net profit ₹4,323 ₹5,480
+26.8% above
AI read of the filing Rs 29,000 Cr Deutsche Bank Retail Asset Acquisition and Q1 FY27 Results Positive Acquisition of DBAG India retail/wealth business with Rs 29,000 crore in advances and Rs 10,500 crore in AUM Internal transfer of Rs 9,587 crore in loan assets from KMIL subsidiary to the bank completed in July 2026 Project finance portfolio consists of 172 accounts with Rs 3,650.49 crore outstanding as of June 30, 2026 Full analysis →
M Cap ₹3,92,012 Cr
P/E 14.1
PEG 0.40
Since results -5.9%
Profit +23% above its own trend Gross NPA down 29 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+8.6% +1.6%
15,327 15,091 14,110 Other income
-4.7% +10.0%
7,671 6,972 8,053 Operating profit (pre-provision)
+2.3% —
12,499 — 12,214 Provisions
-42.1% —
2,337 — 4,034 Net profit
+22.2% -0.1%
7,632 7,642 6,244 EPS (₹)
+21.8% +0.4%
24.55 24.46 20.15 Cost-to-income %
+76 bps —
45.7% — 44.9% Gross NPA %
-29 bps +5 bps
1.3% 1.2% 1.6% Net NPA %
-6 bps +2 bps
0.4% 0.4% 0.5%
Where profit came from
Pre-provision profit ₹12,499 Cr (+2.3% YoY); provisions ₹2,337 Cr (-42.1% YoY).
Net profit +22.2% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹14,661 ₹15,327
+4.5% in line Net profit ₹6,220 ₹7,632
+22.7% above
AI read of the filing Axis Bank Q1 FY27 Net Profit Rises 22.5% YoY to ‑7,114 Cr; Advances Grow 19% Positive Net Profit increased 22.5% YoY to ‑7,113.92 crore from ‑5,806.14 crore in the previous year. Total Advances grew 19% YoY to ‑12,61,556.65 crore, indicating strong credit demand. Gross NPA ratio improved significantly to 1.28% compared to 1.57% in Q1 FY26. Full analysis →
M Cap ₹64,795 Cr
P/E 72.1
PEG —
Since results +14.4%
Profit -40% below its own trend Gross NPA down 148 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+11.8% -1.0%
1,655 1,672 1,481 Other income
-13.9% -13.8%
922 1,070 1,071 Operating profit (pre-provision)
+26.3% —
909 — 720 Provisions
+35.5% —
599 — 442 Net profit
+9.3% -4.0%
234 244 214 EPS (₹)
-11.4% -21.0%
3.12 3.95 3.52 Cost-to-income %
-707 bps —
64.7% — 71.8% Gross NPA %
-148 bps -15 bps
1.3% 1.4% 2.8% Net NPA %
-8 bps -2 bps
0.4% 0.4% 0.5%
Where profit came from
Pre-provision profit ₹909 Cr (+26.3% YoY); provisions ₹599 Cr (+35.5% YoY).
Net profit +9.3% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹1,486 ₹1,655
+11.4% above Net profit ₹389 ₹234
-39.8% below
AI read of the filing RBL Bank Q1 PAT up 26.6% to ₹253.7 Cr; CAR surges to 33.28% post-ENBD deal Positive Standalone Net Profit increased 26.6% YoY to ₹253.70 Cr in Q1 FY27. Capital Adequacy Ratio (CAR) jumped to 33.28% from 14.25% in March 2026. Gross NPA improved significantly to 1.30% compared to 2.78% in Q1 FY26. Full analysis →
M Cap ₹81,512 Cr
P/E 17.1
PEG 1.55
Since results +0.4%
Profit +37% above its own trend Gross NPA down 39 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+27.3% -6.2%
3,324 3,545 2,611 Other income
-7.1% -8.8%
1,082 1,186 1,164 Operating profit (pre-provision)
+22.7% —
2,094 — 1,707 Provisions
-19.2% —
353 — 437 Net profit
+41.3% -6.8%
1,298 1,392 918 EPS (₹)
+36.1% -6.4%
5.09 5.44 3.74 Cost-to-income %
-233 bps —
52.5% — 54.8% Gross NPA %
-39 bps -10 bps
1.5% 1.6% 1.9% Net NPA %
-30 bps -2 bps
0.2% 0.2% 0.5%
Where profit came from
Pre-provision profit ₹2,094 Cr (+22.7% YoY); provisions ₹353 Cr (-19.2% YoY).
Net profit +41.3% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹2,827 ₹3,324
+17.6% above Net profit ₹948 ₹1,298
+36.9% above
AI read of the filing Rs 1,177 Cr Q1 Profit: Federal Bank Reports 36.6% YoY Growth; Net NPA Drops to 0.18% Positive Net Profit increased 36.6% YoY to Rs 1,176.93 Cr for the quarter ended June 30, 2026 Gross NPA ratio improved to 1.52% from 1.91% in the year-ago period Net NPA ratio reached a multi-quarter low of 0.18%, down from 0.48% YoY Full analysis →
M Cap ₹12,549 Cr
P/E 8.3
PEG 0.36
Since results +6.3%
Gross NPA down 177 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+23.2% +12.0%
1,025 915 832 Other income
-39.0% -1.7%
380 386 622 Operating profit (pre-provision)
— —
592 — — Provisions
— —
84.3 — — Net profit
+17.3% -7.2%
378 407 322 EPS (₹)
+17.1% -7.7%
1.44 1.56 1.23 Cost-to-income %
— —
57.9% — — Gross NPA %
-177 bps -5 bps
1.4% 1.4% 3.1% Net NPA %
-42 bps -3 bps
0.3% 0.3% 0.7%
Where profit came from
Pre-provision profit ₹592 Cr; provisions ₹84.3 Cr.
Net profit +17.3% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹821 ₹1,025
+24.8% above Net profit ₹352 ₹378
+7.2% in line
M Cap ₹5,178 Cr
P/E 13.6
PEG 1.70
Since results +1.3%
Profit +122% above its own trend Gross NPA down 52 bps YoY
₹ Cr YoY QoQ
Jun 2026 Mar 2026 Jun 2025
Net interest income
+31.1% +6.3%
782 736 597 Other income
-14.0% -14.7%
227 266 264 Operating profit (pre-provision)
— —
333 — — Provisions
— —
178 — — Net profit
+52.2% +10.9%
155 140 102 EPS (₹)
+52.1% +11.0%
14.74 13.28 9.69 Cost-to-income %
— —
67.0% — — Gross NPA %
-52 bps -7 bps
2.4% 2.5% 2.9% Net NPA %
-3 bps -1 bps
0.9% 0.9% 0.9%
Where profit came from
Pre-provision profit ₹333 Cr; provisions ₹178 Cr.
Net profit +52.2% YoY.
Against its own trend ?
Trend Actual Gap
NII ₹646 ₹782
+21.1% above Net profit ₹69.9 ₹155
+122.2% above
AI read of the filing JSFB Q1 Net Profit rises 52% YoY to ₹155.23 Cr; GNPA improves to 2.39% Positive Net profit grew 52.3% YoY to ₹155.23 Cr from ₹101.93 Cr in the same quarter last year. Interest earned increased by 22% YoY to ₹1,514.53 Cr, driven by advances and bills. Gross NPA stood at 2.39% and Net NPA at 0.91% as of June 30, 2026. Full analysis →
Standouts so far
Among companies with a market cap of ₹1,000 Cr or more, so a tiny base does not top the list. Price reaction: last close against the close before the filing.
Reporting in the next three days
HCL Technologies (Mon 12 Oct), ICICI Prudential (Mon 12 Oct), RBL Bank (Mon 12 Oct), Swan Defence (Mon 12 Oct), Gujarat State (Mon 12 Oct), Swaraj Engines (Mon 12 Oct), Plastiblends India (Mon 12 Oct), UMIYA BUILDCON (Mon 12 Oct), Alkali Metals (Mon 12 Oct), Gradiente Infotainment (Mon 12 Oct), Agri-Tech (India) (Mon 12 Oct), Abhishek Integrations (Mon 12 Oct), Rudra Ecovation (Mon 12 Oct), Newtrac Foods (Mon 12 Oct), Inani Securities (Mon 12 Oct), Neil Industries (Mon 12 Oct), Adroit Industries (Mon 12 Oct), TYPHOON (Mon 12 Oct), UNIVARTS (Mon 12 Oct), VERONICAPRO (Mon 12 Oct), ICICI Prudential (Tue 13 Oct), Tata Elxsi (Tue 13 Oct), Transformers And Rectifiers (Tue 13 Oct), Anand Rathi (Tue 13 Oct) and 87 more.
Full results calendar →
How to read this page
The numbers. Each card is one company's Q1 FY27 results as filed with NSE or BSE, read from the
filing within hours of its release, in ₹ crore. We show the consolidated statement, or the standalone one when
the consolidated figures are a copy of it or have no year-ago quarter to compare with. YoY compares with the same
quarter a year earlier and QoQ with the quarter before (the previous half-year for companies that report every six months).
A swing between profit and loss is described in words: a percentage across it would mislead.
Margins. Operating margin (OPM) is operating profit, before depreciation, interest and other income,
as a share of sales; PAT margin is net profit as a share of sales. Their changes are in basis points
(100 bps = 1 percentage point).
Quality of profit. Core profit is operating profit minus interest and depreciation: what the business
itself earned before tax. The rest of pre-tax profit is other income (interest on cash, dividends, gains on
investments) and exceptional or one-off items. We flag a quarter when that share is 25% or more,
and when reported profit grew much faster than core profit. For banks we compare pre-provision profit with net
profit, since a fall in provisions can lift profit without the business growing.
Against its own trend. We do not have analyst consensus estimates, and we do not make them up. Instead
each company is measured against the path it was on: the same quarter last year, grown at the median of its
last four year-on-year growth rates (held between −50% and +100%; at least two growth rates needed). Sales
5% or more above that, or net profit 10% or more above, is "above trend";
as far below is "below trend". It answers "was this quarter better or worse than the company's own recent
run?", which consensus does not.
Cash and debt. Profit is an accounting figure; cash is harder to dress up. For each company we show
its operating cash flow for the last financial year as a share of that year's net profit (flagged under
50%, or when it is negative despite a profit), and its borrowings at the latest balance sheet
against the one six months earlier (flagged at a 25% move). Balance sheets come with the
September and March results, cash-flow statements with the March results.
Price since results. The latest close against the last close before the filing (a filing after 3:30 pm
counts from the next session). It is a fact about the market's reaction, not advice.
Market cap groups. Large cap is the 100 largest companies by market value and mid cap the next 150
(SEBI's ranking); below that, small cap is ₹5,000 Cr or more, micro cap ₹500 Cr or more, nano cap below.
Data source Quarterly results filed by listed companies with NSE and BSE (Regulation 33 of SEBI LODR), read from each filing; share prices from the exchanges; market cap and P/E from our daily fundamentals snapshot.
Last updated 12 Oct 2026, 12:20 IST
